The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 14,781 65,477 SH   SOLE   1,914 0 63,563
ABBVIE INC COM 00287Y109 4,719 49,891 SH   SOLE   1,957 0 47,934
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,113 6,542 SH   SOLE   95 0 6,447
ANALOG DEVICES INC COM 032654105 4,703 50,863 SH   SOLE   1,517 0 49,346
AETNA INC NEW COM 00817Y108 242 1,195 SH   SOLE   0 0 1,195
ALIGN TECHNOLOGY INC COM 016255101 1,099 2,808 SH   SOLE   80 0 2,728
APPLIED MATLS INC COM 038222105 3,390 87,718 SH   SOLE   5,945 0 81,773
AMGEN INC COM 031162100 3,824 18,449 SH   SOLE   1,580 0 16,869
AMERIPRISE FINL INC COM 03076C106 1,603 10,855 SH   SOLE   370 0 10,485
AMERICAN TOWER CORP NEW COM 03027X100 392 2,700 SH   SOLE   0 0 2,700
AMAZON COM INC COM 023135106 6,059 3,025 SH   SOLE   109 0 2,916
AIR PRODS & CHEMS INC COM 009158106 204 1,219 SH   SOLE   0 0 1,219
BROADCOM INC COM 11135F101 3,015 12,219 SH   SOLE   154 0 12,065
ASTRAZENECA PLC SPONSORED ADR 046353108 1,079 27,277 SH   SOLE   150 0 27,127
BOEING CO COM 097023105 7,095 19,079 SH   SOLE   655 0 18,424
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 589 3,576 SH   SOLE   0 0 3,576
BECTON DICKINSON & CO COM 075887109 2,663 10,202 SH   SOLE   615 0 9,587
BIOGEN INC COM 09062X103 1,386 3,923 SH   SOLE   104 0 3,819
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 723 31,204 SH   SOLE   200 0 31,004
BLACKROCK INC COM 09247X101 7,554 16,028 SH   SOLE   799 0 15,229
CITIGROUP INC COM NEW 172967424 1,614 22,494 SH   SOLE   650 0 21,844
CATERPILLAR INC DEL COM 149123101 487 3,191 SH   SOLE   0 0 3,191
CARNIVAL CORP UNIT 99/99/9999 143658300 1,089 17,073 SH   SOLE   92 0 16,981
CELGENE CORP COM 151020104 3,050 34,080 SH   SOLE   1,162 0 32,918
CERNER CORP COM 156782104 570 8,850 SH   SOLE   645 0 8,205
COLGATE PALMOLIVE CO COM 194162103 2,324 34,718 SH   SOLE   7,491 0 27,227
CANADIAN NATL RY CO COM 136375102 702 7,820 SH   SOLE   0 0 7,820
SALESFORCE COM INC COM 79466L302 4,784 30,080 SH   SOLE   1,280 0 28,800
CISCO SYS INC COM 17275R102 1,878 38,607 SH   SOLE   3,560 0 35,047
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,517 19,664 SH   SOLE   885 0 18,779
CVS HEALTH CORP COM 126650100 452 5,739 SH   SOLE   1,950 0 3,789
CHEVRON CORP NEW COM 166764100 238 1,949 SH   SOLE   473 0 1,476
DELTA AIR LINES INC DEL COM NEW 247361702 3,755 64,934 SH   SOLE   1,820 0 63,114
DBX ETF TR XTRACK MSCI EAFE 233051200 9,824 303,784 SH   SOLE   9,982 0 293,802
DOLLAR GEN CORP NEW COM 256677105 4,284 39,195 SH   SOLE   900 0 38,295
D R HORTON INC COM 23331A109 1,185 28,090 SH   SOLE   865 0 27,225
DISNEY WALT CO COM DISNEY 254687106 6,981 59,695 SH   SOLE   2,762 0 56,933
DIGITAL RLTY TR INC COM 253868103 3,724 33,111 SH   SOLE   1,301 0 31,810
DARDEN RESTAURANTS INC COM 237194105 1,485 13,356 SH   SOLE   78 0 13,278
ISHARES TR MSCI EAFE ETF 464287465 572 8,411 SH   SOLE   500 0 7,911
LAUDER ESTEE COS INC CL A 518439104 2,312 15,913 SH   SOLE   510 0 15,403
ENBRIDGE INC COM 29250N105 1,540 47,682 SH   SOLE   756 0 46,926
EATON CORP PLC SHS G29183103 1,200 13,840 SH   SOLE   72 0 13,768
FACEBOOK INC CL A 30303M102 5,196 31,595 SH   SOLE   789 0 30,806
FEDEX CORP COM 31428X106 2,103 8,734 SH   SOLE   200 0 8,534
GENERAL ELECTRIC CO COM 369604103 412 36,511 SH   SOLE   0 0 36,511
ALPHABET INC CAP STK CL C 02079K107 8,070 6,762 SH   SOLE   227 0 6,535
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 30,493 607,132 SH   SOLE   14,712 0 592,420
HOME DEPOT INC COM 437076102 5,982 28,878 SH   SOLE   655 0 28,223
HONEYWELL INTL INC COM 438516106 4,502 27,058 SH   SOLE   1,659 0 25,399
HERSHEY CO COM 427866108 805 7,896 SH   SOLE   157 0 7,739
ISHARES TR CORE S&P MCP ETF 464287507 2,119 10,528 SH   SOLE   40 0 10,488
ISHARES TR CORE S&P SCP ETF 464287804 3,167 36,307 SH   SOLE   760 0 35,547
INTEL CORP COM 458140100 6,305 133,327 SH   SOLE   6,693 0 126,634
INTL PAPER CO COM 460146103 1,501 30,543 SH   SOLE   106 0 30,437
ISHARES TR CORE S&P500 ETF 464287200 758 2,589 SH   SOLE   0 0 2,589
INVESCO LTD SHS G491BT108 771 33,688 SH   SOLE   165 0 33,523
HUNT J B TRANS SVCS INC COM 445658107 1,139 9,580 SH   SOLE   0 0 9,580
JOHNSON & JOHNSON COM 478160104 8,045 58,224 SH   SOLE   2,765 0 55,459
JPMORGAN CHASE & CO COM 46625H100 9,191 81,448 SH   SOLE   3,738 0 77,710
KRAFT HEINZ CO COM 500754106 1,371 24,871 SH   SOLE   85 0 24,786
KIMBERLY CLARK CORP COM 494368103 1,614 14,204 SH   SOLE   338 0 13,866
COCA COLA CO COM 191216100 2,343 50,715 SH   SOLE   362 0 50,353
LABORATORY CORP AMER HLDGS COM NEW 50540R409 669 3,850 SH   SOLE   0 0 3,850
L3 TECHNOLOGIES INC COM 502413107 203 954 SH   SOLE   140 0 814
LOCKHEED MARTIN CORP COM 539830109 892 2,578 SH   SOLE   0 0 2,578
LOWES COS INC COM 548661107 413 3,600 SH   SOLE   2,400 0 1,200
MASCO CORP COM 574599106 1,382 37,765 SH   SOLE   650 0 37,115
MCDONALDS CORP COM 580135101 4,786 28,610 SH   SOLE   1,125 0 27,485
MEDTRONIC PLC SHS G5960L103 912 9,276 SH   SOLE   150 0 9,126
METHANEX CORP COM 59151K108 395 5,000 SH   SOLE   0 0 5,000
METLIFE INC COM 59156R108 1,187 25,400 SH   SOLE   91 0 25,309
MCCORMICK & CO INC COM NON VTG 579780206 906 6,875 SH   SOLE   90 0 6,785
3M CO COM 88579Y101 1,059 5,024 SH   SOLE   115 0 4,909
MARATHON PETE CORP COM 56585A102 920 11,506 SH   SOLE   300 0 11,206
MERCK & CO INC COM 58933Y105 4,703 66,302 SH   SOLE   2,504 0 63,798
MORGAN STANLEY COM NEW 617446448 582 12,508 SH   SOLE   325 0 12,183
MICROSOFT CORP COM 594918104 11,508 100,620 SH   SOLE   3,140 0 97,480
ISHARES US ETF TR SHT MAT BD ETF 46431W507 23,023 458,769 SH   SOLE   24,655 0 434,114
NEXTERA ENERGY INC COM 65339F101 2,210 13,187 SH   SOLE   635 0 12,552
NIKE INC CL B 654106103 1,950 23,013 SH   SOLE   895 0 22,118
NORTHROP GRUMMAN CORP COM 666807102 386 1,216 SH   SOLE   0 0 1,216
NOVARTIS A G SPONSORED ADR 66987V109 217 2,514 SH   SOLE   100 0 2,414
PAYCHEX INC COM 704326107 1,339 18,175 SH   SOLE   82 0 18,093
PEOPLES BANCORP INC COM 709789101 270 7,708 SH   SOLE   0 0 7,708
PEPSICO INC COM 713448108 3,673 32,853 SH   SOLE   2,365 0 30,488
PFIZER INC COM 717081103 3,627 82,301 SH   SOLE   1,031 0 81,270
PROCTER AND GAMBLE CO COM 742718109 2,182 26,211 SH   SOLE   1,922 0 24,289
PARKER HANNIFIN CORP COM 701094104 597 3,246 SH   SOLE   0 0 3,246
PNC FINL SVCS GROUP INC COM 693475105 252 1,852 SH   SOLE   502 0 1,350
PPL CORP COM 69351T106 1,271 43,435 SH   SOLE   135 0 43,300
PRUDENTIAL FINL INC COM 744320102 1,693 16,710 SH   SOLE   400 0 16,310
PHILLIPS 66 COM 718546104 3,917 34,747 SH   SOLE   720 0 34,027
PAYPAL HLDGS INC COM 70450Y103 4,485 51,058 SH   SOLE   1,426 0 49,632
ISHARES TR USA QUALITY FCTR 46432F339 3,472 38,421 SH   SOLE   1,471 0 36,950
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 3,051 23,481 SH   SOLE   920 0 22,561
RAYMOND JAMES FINANCIAL INC COM 754730109 987 10,724 SH   SOLE   175 0 10,549
RAYTHEON CO COM NEW 755111507 212 1,025 SH   SOLE   0 0 1,025
STARBUCKS CORP COM 855244109 2,551 44,878 SH   SOLE   1,094 0 43,784
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,487 111,418 SH   SOLE   5,109 0 106,308
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,538 192,334 SH   SOLE   9,793 0 182,541
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 350 6,610 SH   SOLE   125 0 6,485
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 9,377 364,740 SH   SOLE   13,137 0 351,603
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 33,277 992,449 SH   SOLE   37,905 0 954,544
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 11,672 201,799 SH   SOLE   9,932 0 191,867
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,756 35,425 SH   SOLE   2,700 0 32,725
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,005 21,070 SH   SOLE   0 0 21,070
SKECHERS U S A INC CL A 830566105 417 14,940 SH   SOLE   1,745 0 13,195
SCHLUMBERGER LTD COM 806857108 2,015 33,079 SH   SOLE   1,390 0 31,689
STRYKER CORP COM 863667101 5,018 28,239 SH   SOLE   835 0 27,404
AT&T INC COM 00206R102 3,429 102,111 SH   SOLE   2,658 0 99,453
TORONTO DOMINION BK ONT COM NEW 891160509 1,926 31,676 SH   SOLE   492 0 31,184
T MOBILE US INC COM 872590104 962 13,706 SH   SOLE   345 0 13,361
TOTAL S A SPONSORED ADR 89151E109 1,730 26,875 SH   SOLE   97 0 26,778
TRANSCANADA CORP COM 89353D107 2,825 69,824 SH   SOLE   3,037 0 66,787
TRAVELERS COMPANIES INC COM 89417E109 1,582 12,193 SH   SOLE   575 0 11,618
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 1,983 44,905 SH   SOLE   2,450 0 42,455
UNITEDHEALTH GROUP INC COM 91324P102 6,313 23,729 SH   SOLE   923 0 22,806
UNITED PARCEL SERVICE INC CL B 911312106 1,870 16,021 SH   SOLE   140 0 15,881
US BANCORP DEL COM NEW 902973304 2,827 53,524 SH   SOLE   2,060 0 51,464
UNITED TECHNOLOGIES CORP COM 913017109 1,040 7,438 SH   SOLE   1,145 0 6,293
VISA INC COM CL A 92826C839 8,522 56,779 SH   SOLE   1,413 0 55,366
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 217 2,597 SH   SOLE   0 0 2,597
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 48,729 623,446 SH   SOLE   17,595 0 605,851
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,648 50,873 SH   SOLE   2,000 0 48,873
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,881 72,707 SH   SOLE   125 0 72,582
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,695 55,710 SH   SOLE   0 0 55,710
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,278 31,164 SH   SOLE   650 0 30,514
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,682 53,757 SH   SOLE   535 0 53,222
VERIZON COMMUNICATIONS INC COM 92343V104 286 5,363 SH   SOLE   800 0 4,563
WESTERN DIGITAL CORP COM 958102105 2,659 45,425 SH   SOLE   1,605 0 43,820
WASTE MGMT INC DEL COM 94106L109 1,883 20,836 SH   SOLE   360 0 20,476
EXXON MOBIL CORP COM 30231G102 4,439 52,213 SH   SOLE   2,161 0 50,052