The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A F L A C Inc COM 001055102 2,824 53,974 SH   SOLE   0 0 53,974
A T & T Corp COM 00206R102 571 15,078 SH   SOLE   0 0 15,078
Abbott Laboratories COM 002824100 214 2,552 SH   SOLE   0 0 2,552
Amazon Com Inc COM 023135106 354 204 SH   SOLE   0 0 204
Apple Computer Inc COM 037833100 913 4,075 SH   SOLE   0 0 4,075
Atmos Energy Corp COM 049560105 626 5,499 SH   SOLE   0 0 5,499
Bank Of America Corp COM 060505104 756 25,914 SH   SOLE   0 0 25,914
Berkshire Hathaway Cl B COM 084670702 2,168 10,424 SH   SOLE   0 0 10,424
Boeing Co COM 097023105 2,661 6,994 SH   SOLE   0 0 6,994
Bristol-Myers Squibb Co COM 110122108 319 6,297 SH   SOLE   0 0 6,297
Chevrontexaco Corp COM 166764100 462 3,895 SH   SOLE   0 0 3,895
City Holding Co COM 177835105 244 3,206 SH   SOLE   0 0 3,206
Coca Cola Company COM 191216100 1,607 29,515 SH   SOLE   0 0 29,515
Community Healthcare Tr Inc Com COM 20369C106 223 5,001 SH   SOLE   0 0 5,001
Conocophillips COM 20825C104 280 4,906 SH   SOLE   0 0 4,906
Constellation Brand Cl A COM 21036P108 207 1,000 SH   SOLE   0 0 1,000
Disney Walt Hldg Co COM 254687106 1,384 10,620 SH   SOLE   0 0 10,620
Dow Chemical Company COM 260557103 205 4,294 SH   SOLE   0 0 4,294
Duke Energy Corporation COM 26441C204 637 6,645 SH   SOLE   0 0 6,645
Dupont De Nemours Inc COM 26614N102 306 4,294 SH   SOLE   0 0 4,294
Exxon Mobil Corporation COM 30231G102 1,150 16,291 SH   SOLE   0 0 16,291
Facebook Inc Class A COM 30303M102 402 2,260 SH   SOLE   0 0 2,260
Ford Motor Company COM 345370860 113 12,340 SH   SOLE   0 0 12,340
Franklin Finl Network COM 35352P104 556 18,392 SH   SOLE   0 0 18,392
General Electric Company COM 369604103 125 13,983 SH   SOLE   0 0 13,983
Global Pmts Inc Com COM 37940X102 307 1,932 SH   SOLE   0 0 1,932
Google Inc Cl A COM 02079K305 217 178 SH   SOLE   0 0 178
Google Inc Class C COM 02079K107 326 267 SH   SOLE   0 0 267
Gorman Rupp Co Com COM 383082104 2,126 61,116 SH   SOLE   0 0 61,116
Hca The Healthcare Co COM 40412C101 5,180 43,013 SH   SOLE   0 0 43,013
Home Depot Inc COM 437076102 798 3,440 SH   SOLE   0 0 3,440
Intel Corp COM 458140100 224 4,355 SH   SOLE   0 0 4,355
Intl Business Machines COM 459200101 772 5,308 SH   SOLE   0 0 5,308
Invesco S&P 500 Eql Wgt COM 46137V357 137,486 1,272,079 SH   SOLE   0 0 1,272,079
Ishares Core Msci COM 46434G103 3,008 61,372 SH   SOLE   0 0 61,372
Ishares Core Msci Eafe COM 46432F842 16,271 266,428 SH   SOLE   0 0 266,428
Ishares MSCI Emrg Mkt Fd COM 464287234 14,548 355,965 SH   SOLE   0 0 355,965
Ishares Msci ETF High Dividend Equity Fund COM 46429B663 38,628 410,238 SH   SOLE   0 0 410,238
Ishares Russell 2000 COM 464287655 107,508 710,372 SH   SOLE   0 0 710,372
Ishares S&P Midcap COM 464287606 697 3,114 SH   SOLE   0 0 3,114
Ishares S&P U S Pfd Fund COM 464288687 1,805 48,093 SH   SOLE   0 0 48,093
Ishares Tr Dj US Utils COM 464287697 10,660 65,457 SH   SOLE   0 0 65,457
Ishares Tr Dow Jones COM 464288448 1,081 35,173 SH   SOLE   0 0 35,173
Ishares Tr Dow Jones Re COM 464287739 370 3,960 SH   SOLE   0 0 3,960
Ishares Tr Dow Jones Select Divid Index COM 464287168 19,681 193,049 SH   SOLE   0 0 193,049
Ishares Tr MSCI EAFE Fd COM 464287465 44,585 683,711 SH   SOLE   0 0 683,711
Ishares Tr Russell COM 464287614 203 1,274 SH   SOLE   0 0 1,274
Ishares Tr S&P 500/ Value Index Fd COM 464287408 5,051 42,393 SH   SOLE   0 0 42,393
Ishares Tr S&P 500/ Barra Growth Index COM 464287309 5,982 33,229 SH   SOLE   0 0 33,229
Ishares Tr S&P Aggressive COM 464289859 8,312 151,355 SH   SOLE   0 0 151,355
Ishares Tr S&P Allocation Fd COM 464289867 3,855 83,686 SH   SOLE   0 0 83,686
Ishares Tr S&P Midcap COM 464287507 1,473 7,625 SH   SOLE   0 0 7,625
Ishares Tr S&P Smallcap COM 464287804 4,693 60,285 SH   SOLE   0 0 60,285
Ishares TRUST S&P 500 COM 464287200 132,285 443,137 SH   SOLE   0 0 443,137
J P Morgan Chase & Co COM 46625H100 758 6,441 SH   SOLE   0 0 6,441
Johnson & Johnson COM 478160104 488 3,774 SH   SOLE   0 0 3,774
Merck & Co Inc COM 58933Y105 467 5,549 SH   SOLE   0 0 5,549
Microsoft Corp COM 594918104 1,137 8,180 SH   SOLE   0 0 8,180
Nextera Energy Inc COM 65339F101 302 1,298 SH   SOLE   0 0 1,298
Oracle Corporation COM 68389X105 453 8,228 SH   SOLE   0 0 8,228
Pepsico Incorporated COM 713448108 434 3,168 SH   SOLE   0 0 3,168
Pfizer Incorporated COM 717081103 218 6,075 SH   SOLE   0 0 6,075
Philip Morris Intl Inc COM 718172109 332 4,368 SH   SOLE   0 0 4,368
Phillips COM 718546104 209 2,041 SH   SOLE   0 0 2,041
Pinnancle Finl Partners Inc COM 72346Q104 1,296 22,834 SH   SOLE   0 0 22,834
Powershs Db Commdty Indx COM 46138B103 481 31,957 SH   SOLE   0 0 31,957
Procter & Gamble Co COM 742718109 213 1,711 SH   SOLE   0 0 1,711
Realty Index Fund COM 464287564 22,281 185,640 SH   SOLE   0 0 185,640
Regions Financial Cp New COM 7591EP100 358 22,625 SH   SOLE   0 0 22,625
Royal Dutch Shell B Adrf COM 780259107 300 5,000 SH   SOLE   0 0 5,000
S P D R TRUST Unit SR COM 78462F103 1,876 6,320 SH   SOLE   0 0 6,320
Sch Fnd US Sm Etf COM 808524763 367 9,717 SH   SOLE   0 0 9,717
Schw Intl Eq Etf COM 808524805 307 9,627 SH   SOLE   0 0 9,627
Schw US Lcap Etf COM 808524201 831 11,721 SH   SOLE   0 0 11,721
Schw US Scap Etf COM 808524607 229 3,286 SH   SOLE   0 0 3,286
Schwab Funda Emg Mkts COM 808524730 216 7,893 SH   SOLE   0 0 7,893
Schwab Fundamental Inl COM 808524755 429 15,558 SH   SOLE   0 0 15,558
Schwab Fundamental Intl COM 808524748 204 6,647 SH   SOLE   0 0 6,647
Schwab Fundamental US COM 808524771 706 17,859 SH   SOLE   0 0 17,859
Smartfinancial Inc COM 83190L208 923 44,298 SH   SOLE   0 0 44,298
Smith A O COM 831865209 2,691 56,413 SH   SOLE   0 0 56,413
Spdr Gold TRUST COM 78463V107 274 1,974 SH   SOLE   0 0 1,974
Surgery Partners Inc COM 86881A100 78 10,578 SH   SOLE   0 0 10,578
Synopsys Inc COM 871607107 213 1,552 SH   SOLE   0 0 1,552
Sysco Corporation COM 871829107 845 10,643 SH   SOLE   0 0 10,643
The Southern Company COM 842587107 802 12,977 SH   SOLE   0 0 12,977
Tivity Health Inc Com COM 88870R102 368 22,114 SH   SOLE   0 0 22,114
U S Bancorp Del New COM 902973304 398 7,189 SH   SOLE   0 0 7,189
United Technologies Corp COM 913017109 346 2,531 SH   SOLE   0 0 2,531
Vanguard Div Appreciation COM 921908844 268 2,243 SH   SOLE   0 0 2,243
Vanguard Emerging Market COM 922042858 4,025 99,986 SH   SOLE   0 0 99,986
Vanguard Europe Pac Etf COM 921943858 14,036 341,668 SH   SOLE   0 0 341,668
Vanguard REIT COM 922908553 5,598 60,031 SH   SOLE   0 0 60,031
Vanguard Russell 2000 COM 92206C664 3,466 28,478 SH   SOLE   0 0 28,478
Vanguard S&P 500 Etf COM 922908363 592 2,171 SH   SOLE   0 0 2,171
Vanguard Short Term Bd Index COM 921937827 346 4,282 SH   SOLE   0 0 4,282
Vanguard Total World COM 922042742 272 3,631 SH   SOLE   0 0 3,631
Verizon Communications COM 92343V104 693 11,484 SH   SOLE   0 0 11,484
Washington Mutual Inc COM 94106L109 253 2,200 SH   SOLE   0 0 2,200
Wesbanco Inc COM 950810101 216 5,769 SH   SOLE   0 0 5,769