The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,978,937 17,411 SH   SOLE   0 0 17,411
ABBVIE INC COM 00287Y109   2,187,001 12,010 SH   SOLE   0 0 12,010
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,761,833 5,083 SH   SOLE   0 0 5,083
ADOBE INC COM 00724F101   2,318,132 4,594 SH   SOLE   0 0 4,594
ADVANCED MICRO DEVICES INC COM 007903107   841,625 4,663 SH   SOLE   0 0 4,663
ALIGN TECHNOLOGY INC COM 016255101   268,239 818 SH   SOLE   0 0 818
ALPHABET INC CAP STK CL C 02079K107   3,050,225 20,033 SH   SOLE   0 0 20,033
ALPHABET INC CAP STK CL A 02079K305   3,399,396 22,523 SH   SOLE   0 0 22,523
AMAZON COM INC COM 023135106   12,071,690 66,924 SH   SOLE   0 0 66,924
AMERICAN EXPRESS CO COM 025816109   1,532,070 6,729 SH   SOLE   0 0 6,729
AMERICAN TOWER CORP NEW COM 03027X100   1,316,884 6,665 SH   SOLE   0 0 6,665
ANALOG DEVICES INC COM 032654105   330,309 1,670 SH   SOLE   0 0 1,670
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   247,802 4,077 SH   SOLE   0 0 4,077
APPLE INC COM 037833100   20,674,873 120,567 SH   SOLE   0 0 120,567
APPLIED MATLS INC COM 038222105   566,772 2,748 SH   SOLE   0 0 2,748
ARISTA NETWORKS INC COM 040413106   2,264,744 7,810 SH   SOLE   0 0 7,810
ARK ETF TR FINTECH INNOVA 00214Q708   488,704 16,113 SH   SOLE   0 0 16,113
ASML HOLDING N V N Y REGISTRY SHS N07059210   2,040,315 2,102 SH   SOLE   0 0 2,102
AT&T INC COM 00206R102   196,286 11,153 SH   SOLE   0 0 11,153
AUTOZONE INC COM 053332102   230,070 73 SH   SOLE   0 0 73
AVERY DENNISON CORP COM 053611109   235,190 1,053 SH   SOLE   0 0 1,053
BANK AMERICA CORP COM 060505104   2,030,956 53,294 SH   SOLE   0 0 53,294
BCB BANCORP INC COM 055298103   134,981 12,917 SH   SOLE   0 0 12,917
BECTON DICKINSON & CO COM 075887109   597,411 2,405 SH   SOLE   0 0 2,405
BELPOINTE PREP LLC UNIT RP LTD LB A 080694102   232,782 3,823 SH   SOLE   0 0 3,823
BERKSHIRE HATHAWAY INC DEL CL A 084670108   634,440 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,504,580 8,334 SH   SOLE   0 0 8,334
BGC GROUP INC CL A 088929104   157,343 20,250 SH   SOLE   0 0 20,250
BLACKROCK INC COM 09247X101   1,700,504 2,040 SH   SOLE   0 0 2,040
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   139,665 11,958 SH   SOLE   0 0 11,958
BLACKROCK N Y MUN INCOME TRU SH BEN INT 09248L106   235,338 22,112 SH   SOLE   0 0 22,112
BLACKSTONE INC COM 09260D107   1,482,291 11,283 SH   SOLE   0 0 11,283
BLOCK INC CL A 852234103   224,560 2,655 SH   SOLE   0 0 2,655
BOEING CO COM 097023105   244,132 1,265 SH   SOLE   0 0 1,265
BOOKING HOLDINGS INC COM 09857L108   446,229 123 SH   SOLE   0 0 123
BORGWARNER INC COM 099724106   253,498 7,297 SH   SOLE   0 0 7,297
BOSTON SCIENTIFIC CORP COM 101137107   605,383 8,839 SH   SOLE   0 0 8,839
BRISTOL-MYERS SQUIBB CO COM 110122108   314,832 5,805 SH   SOLE   0 0 5,805
BROADCOM INC COM 11135F101   9,399,906 7,064 SH   SOLE   0 0 7,064
CAPITAL ONE FINL CORP COM 14040H105   595,560 4,000 SH   SOLE   0 0 4,000
CATERPILLAR INC COM 149123101   861,724 2,352 SH   SOLE   0 0 2,352
CELANESE CORP DEL COM 150870103   219,981 1,280 SH   SOLE   0 0 1,280
CHEVRON CORP NEW COM 166764100   2,955,730 18,738 SH   SOLE   0 0 18,738
CHIPOTLE MEXICAN GRILL INC COM 169656105   906,912 312 SH   SOLE   0 0 312
CHUBB LIMITED COM H1467J104   1,127,800 4,352 SH   SOLE   0 0 4,352
CISCO SYS INC COM 17275R102   370,590 7,425 SH   SOLE   0 0 7,425
CITIGROUP INC COM NEW 172967424   675,783 10,686 SH   SOLE   0 0 10,686
CME GROUP INC COM 12572Q105   1,397,663 6,492 SH   SOLE   0 0 6,492
COCA COLA CO COM 191216100   2,108,079 34,195 SH   SOLE   0 0 34,195
COINBASE GLOBAL INC COM CL A 19260Q107   254,178 959 SH   SOLE   0 0 959
COMCAST CORP NEW CL A 20030N101   1,532,903 35,361 SH   SOLE   0 0 35,361
CONOCOPHILLIPS COM 20825C104   270,598 2,126 SH   SOLE   0 0 2,126
CONSOLIDATED EDISON INC COM 209115104   472,336 5,201 SH   SOLE   0 0 5,201
CONSTELLATION BRANDS INC CL A 21036P108   241,413 888 SH   SOLE   0 0 888
CONSTELLATION ENERGY CORP COM 21037T109   1,716,939 9,288 SH   SOLE   0 0 9,288
CORNING INC COM 219350105   813,440 24,680 SH   SOLE   0 0 24,680
COSTAR GROUP INC COM 22160N109   1,341,581 13,888 SH   SOLE   0 0 13,888
COSTCO WHSL CORP NEW COM 22160K105   3,354,543 4,579 SH   SOLE   0 0 4,579
CROWDSTRIKE HLDGS INC CL A 22788C105   1,519,658 4,740 SH   SOLE   0 0 4,740
CSX CORP COM 126408103   956,443 25,801 SH   SOLE   0 0 25,801
CVS HEALTH CORP COM 126650100   1,247,563 15,641 SH   SOLE   0 0 15,641
DEERE & CO COM 244199105   968,764 2,359 SH   SOLE   0 0 2,359
DEXCOM INC COM 252131107   736,358 5,309 SH   SOLE   0 0 5,309
DISNEY WALT CO COM 254687106   891,999 7,290 SH   SOLE   0 0 7,290
DOCUSIGN INC COM 256163106   546,371 9,175 SH   SOLE   0 0 9,175
DOLLAR TREE INC COM 256746108   229,950 1,727 SH   SOLE   0 0 1,727
DOW INC COM 260557103   1,027,332 17,734 SH   SOLE   0 0 17,734
DRAFTKINGS INC NEW COM CL A 26142V105   359,693 7,921 SH   SOLE   0 0 7,921
DUKE ENERGY CORP NEW COM NEW 26441C204   1,202,610 12,435 SH   SOLE   0 0 12,435
EATON CORP PLC SHS G29183103   450,432 1,440 SH   SOLE   0 0 1,440
EDWARDS LIFESCIENCES CORP COM 28176E108   402,499 4,212 SH   SOLE   0 0 4,212
ELANCO ANIMAL HEALTH INC COM 28414H103   377,745 23,203 SH   SOLE   0 0 23,203
ELECTRONIC ARTS INC COM 285512109   520,597 3,924 SH   SOLE   0 0 3,924
ELI LILLY & CO COM 532457108   3,245,897 4,172 SH   SOLE   0 0 4,172
ENBRIDGE INC COM 29250N105   414,804 11,465 SH   SOLE   0 0 11,465
EXXON MOBIL CORP COM 30231G102   3,475,514 29,899 SH   SOLE   0 0 29,899
FASTENAL CO COM 311900104   628,382 8,146 SH   SOLE   0 0 8,146
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   217,119 3,865 SH   SOLE   0 0 3,865
FIDELITY NATL INFORMATION SV COM 31620M106   995,694 13,423 SH   SOLE   0 0 13,423
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   12,284,697 239,188 SH   SOLE   0 0 239,188
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   12,068,275 608,433 SH   SOLE   0 0 608,433
FISERV INC COM 337738108   363,431 2,274 SH   SOLE   0 0 2,274
FORD MTR CO DEL COM 345370860   138,526 10,431 SH   SOLE   0 0 10,431
FORTINET INC COM 34959E109   290,044 4,246 SH   SOLE   0 0 4,246
FRONTLINE PLC COM M46528101   376,227 15,841 SH   SOLE   0 0 15,841
GARTNER INC COM 366651107   346,062 726 SH   SOLE   0 0 726
GENERAL MTRS CO COM 37045V100   1,141,051 25,161 SH   SOLE   0 0 25,161
GENWORTH FINL INC COM CL A 37247D106   67,515 10,500 SH   SOLE   0 0 10,500
GILEAD SCIENCES INC COM 375558103   805,538 10,997 SH   SOLE   0 0 10,997
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   213,728 6,719 SH   SOLE   0 0 6,719
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   434,291 9,589 SH   SOLE   0 0 9,589
GOLDMAN SACHS GROUP INC COM 38141G104   1,282,043 3,069 SH   SOLE   0 0 3,069
GUIDEWIRE SOFTWARE INC COM 40171V100   510,490 4,374 SH   SOLE   0 0 4,374
HERCULES CAPITAL INC COM 427096508   303,052 16,426 SH   SOLE   0 0 16,426
HILTON WORLDWIDE HLDGS INC COM 43300A203   789,034 3,699 SH   SOLE   0 0 3,699
HOME DEPOT INC COM 437076102   4,048,974 10,555 SH   SOLE   0 0 10,555
HONEYWELL INTL INC COM 438516106   1,683,857 8,204 SH   SOLE   0 0 8,204
HUMANA INC COM 444859102   728,243 2,100 SH   SOLE   0 0 2,100
ICICI BANK LIMITED ADR 45104G104   530,533 20,088 SH   SOLE   0 0 20,088
IDEX CORP COM 45167R104   350,657 1,437 SH   SOLE   0 0 1,437
INTEL CORP COM 458140100   1,174,429 26,589 SH   SOLE   0 0 26,589
INTERCONTINENTAL EXCHANGE IN COM 45866F104   999,685 7,274 SH   SOLE   0 0 7,274
INTERNATIONAL BUSINESS MACHS COM 459200101   671,686 3,517 SH   SOLE   0 0 3,517
INTUIT COM 461202103   1,453,464 2,236 SH   SOLE   0 0 2,236
INTUITIVE SURGICAL INC COM NEW 46120E602   2,040,946 5,114 SH   SOLE   0 0 5,114
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631   629,679 21,781 SH   SOLE   0 0 21,781
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217   202,040 3,985 SH   SOLE   0 0 3,985
INVESCO QQQ TR UNIT SER 1 46090E103   4,979,199 11,214 SH   SOLE   0 0 11,214
IRON MTN INC DEL COM 46284V101   376,943 4,686 SH   SOLE   0 0 4,686
ISHARES TR SELECT DIVID ETF 464287168   316,933 2,573 SH   SOLE   0 0 2,573
ISHARES TR CORE S&P500 ETF 464287200   392,993 748 SH   SOLE   0 0 748
ISHARES TR 1 3 YR TREAS BD 464287457   2,461,885 30,104 SH   SOLE   0 0 30,104
ISHARES TR MSCI EAFE ETF 464287465   4,878,239 61,085 SH   SOLE   0 0 61,085
ISHARES TR RUS MID CAP ETF 464287499   1,439,840 17,123 SH   SOLE   0 0 17,123
ISHARES TR CORE S&P MCP ETF 464287507   64,350,417 1,059,441 SH   SOLE   0 0 1,059,441
ISHARES TR EXPND TEC SC ETF 464287549   888,789 10,313 SH   SOLE   0 0 10,313
ISHARES TR RUS 1000 VAL ETF 464287598   24,455,425 136,539 SH   SOLE   0 0 136,539
ISHARES TR RUS 1000 GRW ETF 464287614   37,652,032 111,711 SH   SOLE   0 0 111,711
ISHARES TR RUSSELL 2000 ETF 464287655   7,790,153 37,043 SH   SOLE   0 0 37,043
ISHARES TR RUSSELL 3000 ETF 464287689   225,089 750 SH   SOLE   0 0 750
ISHARES TR CORE S&P SCP ETF 464287804   19,186,069 173,598 SH   SOLE   0 0 173,598
ISHARES TR SHRT NAT MUN ETF 464288158   20,014,015 191,101 SH   SOLE   0 0 191,101
ISHARES TR NATIONAL MUN ETF 464288414   14,040,719 130,490 SH   SOLE   0 0 130,490
ISHARES TR 3 7 YR TREAS BD 464288661   521,145 4,500 SH   SOLE   0 0 4,500
ISHARES TR SHORT TREAS BD 464288679   444,503 4,021 SH   SOLE   0 0 4,021
ISHARES TR PFD AND INCM SEC 464288687   376,371 11,678 SH   SOLE   0 0 11,678
ISHARES TR CORE MSCI EAFE 46432F842   33,291,719 448,555 SH   SOLE   0 0 448,555
ISHARES TR CORE DIVID ETF 46435U861   272,939 6,133 SH   SOLE   0 0 6,133
JOHNSON & JOHNSON COM 478160104   853,252 5,394 SH   SOLE   0 0 5,394
JPMORGAN CHASE & CO COM 46625H100   6,085,538 30,382 SH   SOLE   0 0 30,382
KEYSIGHT TECHNOLOGIES INC COM 49338L103   416,596 2,664 SH   SOLE   0 0 2,664
KLA CORP COM NEW 482480100   247,294 354 SH   SOLE   0 0 354
L3HARRIS TECHNOLOGIES INC COM 502431109   296,209 1,390 SH   SOLE   0 0 1,390
LABORATORY CORP AMER HLDGS COM NEW 50540R409   235,063 1,076 SH   SOLE   0 0 1,076
LAM RESEARCH CORP COM 512807108   385,855 397 SH   SOLE   0 0 397
LINDE PLC SHS G54950103   1,551,391 3,341 SH   SOLE   0 0 3,341
LOCKHEED MARTIN CORP COM 539830109   1,081,936 2,365 SH   SOLE   0 0 2,365
LOWES COS INC COM 548661107   808,782 3,175 SH   SOLE   0 0 3,175
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   653,671 6,391 SH   SOLE   0 0 6,391
MAIN STR CAP CORP COM 56035L104   700,054 14,797 SH   SOLE   0 0 14,797
MARATHON PETE CORP COM 56585A102   342,550 1,700 SH   SOLE   0 0 1,700
MARKETAXESS HLDGS INC COM 57060D108   430,826 1,965 SH   SOLE   0 0 1,965
MARRIOTT INTL INC NEW CL A 571903202   348,397 1,378 SH   SOLE   0 0 1,378
MARSH & MCLENNAN COS INC COM 571748102   1,786,671 8,674 SH   SOLE   0 0 8,674
MARTIN MARIETTA MATLS INC COM 573284106   299,683 488 SH   SOLE   0 0 488
MARVELL TECHNOLOGY INC COM 573874104   464,813 6,558 SH   SOLE   0 0 6,558
MASTERCARD INCORPORATED CL A 57636Q104   2,260,206 4,693 SH   SOLE   0 0 4,693
MCDONALDS CORP COM 580135101   1,318,379 4,676 SH   SOLE   0 0 4,676
MCKESSON CORP COM 58155Q103   249,123 464 SH   SOLE   0 0 464
MERCADOLIBRE INC COM 58733R102   350,775 232 SH   SOLE   0 0 232
MERCK & CO INC COM 58933Y105   3,458,379 26,210 SH   SOLE   0 0 26,210
META PLATFORMS INC CL A 30303M102   5,384,174 11,088 SH   SOLE   0 0 11,088
MICROCHIP TECHNOLOGY INC. COM 595017104   798,725 8,903 SH   SOLE   0 0 8,903
MICRON TECHNOLOGY INC COM 595112103   320,436 2,718 SH   SOLE   0 0 2,718
MICROSOFT CORP COM 594918104   19,939,559 47,394 SH   SOLE   0 0 47,394
MIDDLEBY CORP COM 596278101   460,985 2,867 SH   SOLE   0 0 2,867
MONDELEZ INTL INC CL A 609207105   325,653 4,652 SH   SOLE   0 0 4,652
MONOLITHIC PWR SYS INC COM 609839105   882,007 1,302 SH   SOLE   0 0 1,302
MORGAN STANLEY COM NEW 617446448   336,975 3,579 SH   SOLE   0 0 3,579
NETFLIX INC COM 64110L106   2,716,915 4,474 SH   SOLE   0 0 4,474
NEXTERA ENERGY INC COM 65339F101   332,008 5,195 SH   SOLE   0 0 5,195
NIKE INC CL B 654106103   301,361 3,193 SH   SOLE   0 0 3,193
NOVO-NORDISK A S ADR 670100205   302,234 2,351 SH   SOLE   0 0 2,351
NUCOR CORP COM 670346105   1,068,201 5,398 SH   SOLE   0 0 5,398
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   610,726 50,363 SH   SOLE   0 0 50,363
NUVEEN NEW YORK AMT QLT MUNI COM 670656107   724,670 66,383 SH   SOLE   0 0 66,383
NVIDIA CORPORATION COM 67066G104   23,831,375 26,375 SH   SOLE   0 0 26,375
OCCIDENTAL PETE CORP COM 674599105   341,977 5,262 SH   SOLE   0 0 5,262
OLD DOMINION FREIGHT LINE IN COM 679580100   345,227 1,574 SH   SOLE   0 0 1,574
ORACLE CORP COM 68389X105   349,447 2,782 SH   SOLE   0 0 2,782
PACCAR INC COM 693718108   1,105,052 8,920 SH   SOLE   0 0 8,920
PALO ALTO NETWORKS INC COM 697435105   744,705 2,621 SH   SOLE   0 0 2,621
PAYPAL HLDGS INC COM 70450Y103   314,987 4,702 SH   SOLE   0 0 4,702
PHILIP MORRIS INTL INC COM 718172109   232,870 2,542 SH   SOLE   0 0 2,542
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   2,974,048 82,679 SH   SOLE   0 0 82,679
PIMCO ETF TR MULTISECTOR BD 72201R585   624,088 24,227 SH   SOLE   0 0 24,227
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   9,863,878 105,519 SH   SOLE   0 0 105,519
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   304,101 3,025 SH   SOLE   0 0 3,025
PIMCO HIGH INCOME FD COM SHS 722014107   53,369 10,775 SH   SOLE   0 0 10,775
PNC FINL SVCS GROUP INC COM 693475105   1,027,902 6,361 SH   SOLE   0 0 6,361
POOL CORP COM 73278L105   201,750 500 SH   SOLE   0 0 500
PROCTER AND GAMBLE CO COM 742718109   1,802,510 11,109 SH   SOLE   0 0 11,109
PROLOGIS INC. COM 74340W103   268,386 2,045 SH   SOLE   0 0 2,045
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   1,217,392 18,068 SH   SOLE   0 0 18,068
QUALCOMM INC COM 747525103   1,520,862 8,983 SH   SOLE   0 0 8,983
ROYAL GOLD INC COM 780287108   373,803 3,069 SH   SOLE   0 0 3,069
RPM INTL INC COM 749685103   356,731 2,999 SH   SOLE   0 0 2,999
S&P GLOBAL INC COM 78409V104   1,083,157 2,546 SH   SOLE   0 0 2,546
SALESFORCE INC COM 79466L302   2,602,160 8,640 SH   SOLE   0 0 8,640
SCHWAB CHARLES CORP COM 808513105   531,521 7,348 SH   SOLE   0 0 7,348
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   388,022 4,812 SH   SOLE   0 0 4,812
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   556,119 14,252 SH   SOLE   0 0 14,252
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   3,966,095 82,267 SH   SOLE   0 0 82,267
SCOTTS MIRACLE-GRO CO CL A 810186106   343,189 4,601 SH   SOLE   0 0 4,601
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,770,075 11,982 SH   SOLE   0 0 11,982
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   616,255 3,351 SH   SOLE   0 0 3,351
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,136,640 12,039 SH   SOLE   0 0 12,039
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   556,695 13,217 SH   SOLE   0 0 13,217
SELECT SECTOR SPDR TR INDL 81369Y704   506,771 4,023 SH   SOLE   0 0 4,023
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,975,935 19,090 SH   SOLE   0 0 19,090
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   608,340 7,450 SH   SOLE   0 0 7,450
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   232,606 3,543 SH   SOLE   0 0 3,543
SELECTIVE INS GROUP INC COM 816300107   278,080 2,547 SH   SOLE   0 0 2,547
SHERWIN WILLIAMS CO COM 824348106   377,059 1,086 SH   SOLE   0 0 1,086
SHOPIFY INC CL A 82509L107   853,423 11,059 SH   SOLE   0 0 11,059
SIMON PPTY GROUP INC NEW COM 828806109   358,996 2,266 SH   SOLE   0 0 2,266
SMITH A O CORP COM 831865209   417,868 4,671 SH   SOLE   0 0 4,671
SNAP INC CL A 83304A106   425,564 37,070 SH   SOLE   0 0 37,070
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,188,483 5,502 SH   SOLE   0 0 5,502
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,545,830 18,250 SH   SOLE   0 0 18,250
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   7,821,117 14,057 SH   SOLE   0 0 14,057
SPDR SER TR PRTFLO S&P500 GW 78464A409   425,519 5,817 SH   SOLE   0 0 5,817
SPDR SER TR PORTFOLIO S&P500 78464A854   217,893 3,541 SH   SOLE   0 0 3,541
SPDR SER TR BLOOMBERG INVT 78468R200   365,984 11,871 SH   SOLE   0 0 11,871
SPDR SER TR NUVEEN BLMBRG SH 78468R739   533,131 11,238 SH   SOLE   0 0 11,238
STMICROELECTRONICS N V NY REGISTRY 861012102   253,914 5,872 SH   SOLE   0 0 5,872
T-MOBILE US INC COM 872590104   264,416 1,620 SH   SOLE   0 0 1,620
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   899,148 6,609 SH   SOLE   0 0 6,609
TARGET CORP COM 87612E106   245,319 1,384 SH   SOLE   0 0 1,384
TE CONNECTIVITY LTD SHS H84989104   221,491 1,525 SH   SOLE   0 0 1,525
TERADYNE INC COM 880770102   576,674 5,111 SH   SOLE   0 0 5,111
TESLA INC COM 88160R101   1,348,616 7,672 SH   SOLE   0 0 7,672
TEXAS INSTRS INC COM 882508104   1,530,972 8,788 SH   SOLE   0 0 8,788
THE TRADE DESK INC COM CL A 88339J105   648,744 7,421 SH   SOLE   0 0 7,421
THERMO FISHER SCIENTIFIC INC COM 883556102   1,268,577 2,183 SH   SOLE   0 0 2,183
TJX COS INC NEW COM 872540109   504,217 4,972 SH   SOLE   0 0 4,972
TRANSUNION COM 89400J107   470,421 5,895 SH   SOLE   0 0 5,895
TREX CO INC COM 89531P105   574,959 5,764 SH   SOLE   0 0 5,764
TRUIST FINL CORP COM 89832Q109   734,422 18,841 SH   SOLE   0 0 18,841
TWILIO INC CL A 90138F102   635,410 10,391 SH   SOLE   0 0 10,391
TYLER TECHNOLOGIES INC COM 902252105   375,709 884 SH   SOLE   0 0 884
UBER TECHNOLOGIES INC COM 90353T100   942,820 12,246 SH   SOLE   0 0 12,246
UBS GROUP AG SHS H42097107   214,426 6,980 SH   SOLE   0 0 6,980
ULTA BEAUTY INC COM 90384S303   1,541,973 2,949 SH   SOLE   0 0 2,949
UNION PAC CORP COM 907818108   2,044,739 8,277 SH   SOLE   0 0 8,277
UNITEDHEALTH GROUP INC COM 91324P102   1,728,457 3,494 SH   SOLE   0 0 3,494
UNIVERSAL DISPLAY CORP COM 91347P105   393,589 2,331 SH   SOLE   0 0 2,331
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   653,670 29,169 SH   SOLE   0 0 29,169
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   898,792 3,995 SH   SOLE   0 0 3,995
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,406,427 191,226 SH   SOLE   0 0 191,226
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   67,383,942 140,179 SH   SOLE   0 0 140,179
VANGUARD INDEX FDS MID CAP ETF 922908629   212,616 851 SH   SOLE   0 0 851
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   340,776 1,944 SH   SOLE   0 0 1,944
VANGUARD INDEX FDS GROWTH ETF 922908736   67,105,999 194,962 SH   SOLE   0 0 194,962
VANGUARD INDEX FDS VALUE ETF 922908744   64,410,526 395,496 SH   SOLE   0 0 395,496
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   456,058 9,013 SH   SOLE   0 0 9,013
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   29,391,250 380,174 SH   SOLE   0 0 380,174
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   436,677 5,553 SH   SOLE   0 0 5,553
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   383,742 1,419 SH   SOLE   0 0 1,419
VERIZON COMMUNICATIONS INC COM 92343V104   2,500,992 59,604 SH   SOLE   0 0 59,604
VERTEX PHARMACEUTICALS INC COM 92532F100   1,566,492 3,748 SH   SOLE   0 0 3,748
VISA INC COM CL A 92826C839   3,907,858 14,003 SH   SOLE   0 0 14,003
WALMART INC COM 931142103   1,340,847 22,284 SH   SOLE   0 0 22,284
WASTE MGMT INC DEL COM 94106L109   1,454,145 6,822 SH   SOLE   0 0 6,822
WISDOMTREE TR US MIDCAP DIVID 97717W505   312,390 6,405 SH   SOLE   0 0 6,405
WISDOMTREE TR US S CAP QTY DIV 97717X651   285,692 5,755 SH   SOLE   0 0 5,755
WISDOMTREE TR US QTLY DIV GRT 97717X669   722,049 9,477 SH   SOLE   0 0 9,477
WISDOMTREE TR US MULTIFACTOR 97717Y857   232,778 5,000 SH   SOLE   0 0 5,000
XPO INC COM 983793100   225,389 1,847 SH   SOLE   0 0 1,847