The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 224 1,078 SH   SOLE   0 0 1,078
AFLAC Inc. COM 001055102 887 17,740 SH   SOLE   0 0 17,740
AT&T Inc. COM 00206R102 2,621 83,567 SH   SOLE   0 0 83,567
AVEO Pharmaceuticals, Inc. COM 053588109 20 23,800 SH   SOLE   0 0 23,800
AbbVie Inc. COM 00287Y109 451 5,594 SH   SOLE   0 0 5,594
Abbott Laboratories COM 002824100 347 4,335 SH   SOLE   0 0 4,335
Accelerate Diagnostics, Inc. COM 00430H102 228 10,858 SH   SOLE   0 0 10,858
Adobe Inc. COM 00724F101 1,029 3,860 SH   SOLE   0 0 3,860
Alibaba Group Holding COM 01609W102 761 4,170 SH   SOLE   0 0 4,170
Alphabet Inc. Class A COM 02079K305 14,866 12,632 SH   SOLE   0 0 12,632
Alphabet Inc. Class C COM 02079K107 715 609 SH   SOLE   0 0 609
Altria Group Inc COM 02209S103 275 4,787 SH   SOLE   0 0 4,787
Amazon.com Inc. COM 023135106 21,029 11,809 SH   SOLE   0 0 11,809
American Electric Power COM 025537101 1,274 15,210 SH   SOLE   0 0 15,210
Amgen Inc. COM 031162100 3,232 17,014 SH   SOLE   0 0 17,014
Apple Inc. COM 037833100 21,182 111,512 SH   SOLE   0 0 111,512
Automatic Data Processing Inc. COM 053015103 515 3,221 SH   SOLE   0 0 3,221
Bank of America Corp COM 060505104 590 21,371 SH   SOLE   0 0 21,371
Berkshire Hathaway CL B COM 084670702 12,094 60,202 SH   SOLE   0 0 60,202
Berkshire Hathaway Inc. Class COM 084990175 301 100 SH   SOLE   0 0 100
Blackrock Inc. COM 09247X101 604 1,413 SH   SOLE   0 0 1,413
Celanese Corp. COM 150870103 690 7,000 SH   SOLE   0 0 7,000
Charles Schwab Corp COM 808513105 548 12,810 SH   SOLE   0 0 12,810
Check Point Software COM M22465104 498 3,941 SH   SOLE   0 0 3,941
Cintas Corporation COM 172908105 4,003 19,806 SH   SOLE   0 0 19,806
Cisco Systems Inc. COM 17275R102 9,346 173,107 SH   SOLE   0 0 173,107
Clorox Company COM 189054109 4,390 27,361 SH   SOLE   0 0 27,361
Coca-Cola Company COM 191216100 671 14,322 SH   SOLE   0 0 14,322
Conagra Brands Inc. COM 205887102 224 8,060 SH   SOLE   0 0 8,060
Conatus Pharmaceuticals Inc. COM 20600T108 13 12,000 SH   SOLE   0 0 12,000
ConocoPhillips COM 20825C104 209 3,138 SH   SOLE   0 0 3,138
Consolidated Edison, Inc. COM 209115104 5,027 59,276 SH   SOLE   0 0 59,276
Costco Wholesale Corp COM 22160K105 8,276 34,179 SH   SOLE   0 0 34,179
Dominion Energy, Inc. COM 25746U109 3,480 45,391 SH   SOLE   0 0 45,391
Duke Energy Corp COM 26441C204 780 8,662 SH   SOLE   0 0 8,662
Equinix Inc COM 29444U700 868 1,916 SH   SOLE   0 0 1,916
Essent Group Ltd. COM G3198U102 425 9,784 SH   SOLE   0 0 9,784
Evergy Inc. COM 30034W106 1,577 27,160 SH   SOLE   0 0 27,160
Eversource Energy COM 30040W108 234 3,292 SH   SOLE   0 0 3,292
Evolus, Inc. COM 30052C107 212 9,397 SH   SOLE   0 0 9,397
Exxon Mobil Corporation COM 30231G102 1,743 21,570 SH   SOLE   0 0 21,570
Federal Signal Corp. COM 313855108 918 35,314 SH   SOLE   0 0 35,314
Fiserv Inc. COM 337738108 10,246 116,063 SH   SOLE   0 0 116,063
FleetCor Technologies, Inc. COM 339041105 452 1,831 SH   SOLE   0 0 1,831
Fox Factory Holding Corp. COM 35138V102 983 14,065 SH   SOLE   0 0 14,065
General Mills Inc. COM 370334104 837 16,176 SH   SOLE   0 0 16,176
Genuine Parts Company COM 372460105 1,987 17,733 SH   SOLE   0 0 17,733
Gilead Sciences Inc. COM 375558103 436 6,711 SH   SOLE   0 0 6,711
Hasbro Inc. COM 418056107 3,046 35,829 SH   SOLE   0 0 35,829
Hexcel Corporation COM 428291108 517 7,482 SH   SOLE   0 0 7,482
Home Depot Inc. COM 437076102 11,805 61,519 SH   SOLE   0 0 61,519
Honeywell Intl Inc COM 438516106 9,831 61,862 SH   SOLE   0 0 61,862
IBM Corp COM 459200101 1,937 13,726 SH   SOLE   0 0 13,726
Intel Corporation COM 458140100 4,028 75,001 SH   SOLE   0 0 75,001
International Flavors&Frag. COM 459506101 222 1,720 SH   SOLE   0 0 1,720
Intuitive Surgical, Inc. COM 46120E602 573 1,005 SH   SOLE   0 0 1,005
JPMorgan Chase & Co COM 46625H100 13,739 135,724 SH   SOLE   0 0 135,724
Johnson & Johnson COM 478160104 1,575 11,267 SH   SOLE   0 0 11,267
KeyCorp COM 493267108 7,447 472,794 SH   SOLE   0 0 472,794
Kimberly-Clark Corp. COM 494368103 4,858 39,213 SH   SOLE   0 0 39,213
Lamb Weston Holdings, Inc. COM 513272104 201 2,686 SH   SOLE   0 0 2,686
LeMaitre Vascular, Inc. COM 525558201 309 9,979 SH   SOLE   0 0 9,979
Leggett & Platt Inc. COM 524660107 2,884 68,304 SH   SOLE   0 0 68,304
Libbey Inc. COM 529898108 134 47,284 SH   SOLE   0 0 47,284
Lockheed Martin Corp. COM 539830109 4,443 14,803 SH   SOLE   0 0 14,803
LyondellBasell Industries cl A COM N53745100 219 2,600 SH   SOLE   0 0 2,600
McDonald's Corp. COM 580135101 6,032 31,763 SH   SOLE   0 0 31,763
Medtronic PLC COM G5960L103 1,299 14,267 SH   SOLE   0 0 14,267
Merck & Co. Inc. COM 58933Y105 1,997 24,016 SH   SOLE   0 0 24,016
Microsoft Corporation COM 594918104 18,951 160,681 SH   SOLE   0 0 160,681
Mondelez International Inc COM 609207105 499 10,000 SH   SOLE   0 0 10,000
Morgan Stanley COM 617446448 1,536 36,396 SH   SOLE   0 0 36,396
Netflix Inc COM 64110L106 772 2,165 SH   SOLE   0 0 2,165
Nike Inc cl B COM 654106103 530 6,296 SH   SOLE   0 0 6,296
Oliex Inc. COM 678034208 0 10,000 SH   SOLE   0 0 10,000
Oracle Corporation COM 68389X105 564 10,500 SH   SOLE   0 0 10,500
Organovo Holdings, Inc. COM 68620A104 38 38,242 SH   SOLE   0 0 38,242
PLURALSIGHT INC COM 72941B106 303 9,545 SH   SOLE   0 0 9,545
PayPal Holdings, Inc. COM 70450Y103 1,084 10,438 SH   SOLE   0 0 10,438
Paychex, Inc. COM 704326107 3,730 46,510 SH   SOLE   0 0 46,510
PepsiCo, Inc. COM 713448108 4,708 38,415 SH   SOLE   0 0 38,415
Pfizer Inc. COM 717081103 975 22,954 SH   SOLE   0 0 22,954
Phillips 66 COM 718546104 249 2,619 SH   SOLE   0 0 2,619
Procter & Gamble Co. COM 742718109 917 8,810 SH   SOLE   0 0 8,810
Qualcomm Inc. COM 747525103 3,376 59,199 SH   SOLE   0 0 59,199
RealPage, Inc. COM 75606N109 952 15,680 SH   SOLE   0 0 15,680
Royal Dutch Shell B COM 780259107 3,794 59,325 SH   SOLE   0 0 59,325
S&P Global Inc. COM 78409V104 246 1,170 SH   SOLE   0 0 1,170
Starbucks Corporation COM 855244109 892 11,995 SH   SOLE   0 0 11,995
Sungold Int Holdings Corp COM 867373102 0 10,000 SH   SOLE   0 0 10,000
Sysco Corporation COM 871829107 2,172 32,535 SH   SOLE   0 0 32,535
TJX Companies Inc. COM 872540109 515 9,688 SH   SOLE   0 0 9,688
Target Corporation COM 87612E106 2,537 31,615 SH   SOLE   0 0 31,615
Telus Corp NV COM 87971M103 241 6,500 SH   SOLE   0 0 6,500
Tencent Holdings Ltd. COM 88032Q109 570 12,386 SH   SOLE   0 0 12,386
Tesla, Inc. COM 88160R101 280 1,001 SH   SOLE   0 0 1,001
Tiffany & Company COM 886547108 215 2,035 SH   SOLE   0 0 2,035
Total SA ADR COM 89151E109 3,340 60,010 SH   SOLE   0 0 60,010
Tractor Supply Co. COM 892356106 743 7,600 SH   SOLE   0 0 7,600
Union Pacific Corp. COM 907818108 5,066 30,297 SH   SOLE   0 0 30,297
United Parcel Service Inc. COM 911312106 4,158 37,207 SH   SOLE   0 0 37,207
UnitedHealth Group, Inc. COM 91324P102 5,759 23,293 SH   SOLE   0 0 23,293
VISA Inc. COM 92826C839 15,480 99,112 SH   SOLE   0 0 99,112
Verizon Communications, Inc. COM 92343V104 5,087 86,038 SH   SOLE   0 0 86,038
WEC Energy Group COM 92939U106 3,064 38,746 SH   SOLE   0 0 38,746
Walt Disney Company COM 254687106 9,743 87,750 SH   SOLE   0 0 87,750
Waste Management Inc. COM 94106L109 242 2,331 SH   SOLE   0 0 2,331
Wells Fargo & Co COM 949746101 1,136 23,500 SH   SOLE   0 0 23,500
ETF Managers Trust Altr Hrvst COM 26924G508 307 8,431 SH   SOLE   0 0 8,431
Fidelity Nasdaq Composite Inde COM 315912808 2,188 7,228 SH   SOLE   0 0 7,228
Invesco FTSE RAFI 1500 Small-M COM 46137V597 2,930 22,965 SH   SOLE   0 0 22,965
Invesco MSCI Global Timber COM 73936Q587 1,564 57,000 SH   SOLE   0 0 57,000
Invesco QQQ Trust ETF COM 46090E103 1,608 8,950 SH   SOLE   0 0 8,950
Invesco S&P 500 Equal Weight T COM 46137V282 1,787 10,506 SH   SOLE   0 0 10,506
Real Estate Select Sector SPDR COM 81369y860 11,672 322,248 SH   SOLE   0 0 322,248
SPDR Energy Sel Sectr COM 81369Y506 9,288 140,468 SH   SOLE   0 0 140,468
SPDR Financial Select COM 81369Y605 19,995 777,700 SH   SOLE   0 0 777,700
SPDR S&P 500 ETF Trust COM 78462F103 11,064 39,168 SH   SOLE   0 0 39,168
SPDR S&P Global Dividend COM 78463X459 336 5,060 SH   SOLE   0 0 5,060
Schwab US Large Cap Growth ETF COM 808524300 2,449 30,837 SH   SOLE   0 0 30,837
Schwab US Mid Cap COM 808524508 2,973 53,666 SH   SOLE   0 0 53,666
VanEck Vectors Biotech ETF COM 92189f726 1,287 10,014 SH   SOLE   0 0 10,014
Vanguard Index Funds Vanguard COM 922908736 818 5,227 SH   SOLE   0 0 5,227
Vanguard Info Tech COM 92204A702 213 1,063 SH   SOLE   0 0 1,063
Vanguard S&P 500 COM 922908363 75,961 292,675 SH   SOLE   0 0 292,675
iShares Core Russell U.S. Grow COM 464287671 1,976 32,754 SH   SOLE   0 0 32,754
iShares Core S&P Mid-Cap COM 464287507 2,363 12,478 SH   SOLE   0 0 12,478
iShares Core S&P Small-Cap COM 464287804 22,792 295,423 SH   SOLE   0 0 295,423
iShares Nasdaq Biotech COM 464287556 11,683 104,501 SH   SOLE   0 0 104,501
iShares Russell 1000 Grth COM 464287614 207 1,367 SH   SOLE   0 0 1,367
iShares Russell Midcap COM 464287499 45,038 834,801 SH   SOLE   0 0 834,801
iShares S&P 500 Growth COM 464287309 448 2,600 SH   SOLE   0 0 2,600
Vanguard FTSE All-World ex-US COM 922042775 28,833 574,944 SH   SOLE   0 0 574,944
Vanguard MSCI Emerging Markets COM 922042858 23,835 560,826 SH   SOLE   0 0 560,826
Wisdomtree Emerging Markets Sm COM 97717w281 1,017 21,595 SH   SOLE   0 0 21,595
iShares MSCI Australia Index F COM 464286103 823 38,260 SH   SOLE   0 0 38,260
iShares MSCI Canada COM 464286509 1,078 39,000 SH   SOLE   0 0 39,000
iShares MSCI Frontier 100 Fund COM 464286145 11,320 397,750 SH   SOLE   0 0 397,750
iShares MSCI Hong Kong COM 464286871 1,651 63,000 SH   SOLE   0 0 63,000
iShares MSCI Singapore COM 46434G780 1,003 42,270 SH   SOLE   0 0 42,270
SPDR S&P Dividend COM 78464A763 4,487 45,135 SH   SOLE   0 0 45,135
Vanguard Div Appreciation COM 921908844 375 3,424 SH   SOLE   0 0 3,424
Wisdom Div Ex-Financials Fd COM 97717W406 321 3,754 SH   SOLE   0 0 3,754
Wisdom Tree US Div Growth Fund COM 97717X669 5,466 126,928 SH   SOLE   0 0 126,928
iShares Core Dividend Growth COM 46434v621 1,823 49,595 SH   SOLE   0 0 49,595
iShares Select Dividend COM 464287168 3,339 34,004 SH   SOLE   0 0 34,004
JP Morgan ETF Trust Ultrashort COM 46641q837 12,211 242,756 SH   SOLE   0 0 242,756
SPDR Blmbrg Bcly Inv Gr Floati COM 78468r200 2,107 68,633 SH   SOLE   0 0 68,633
SPDR Doubleline Total Return T COM 78467V848 613 12,678 SH   SOLE   0 0 12,678
Vanguard Short-Term Cor. Bond COM 92206C409 16,945 212,452 SH   SOLE   0 0 212,452
Apple Inc. COM 037833100 363 1,914 SH   SOLE   0 0 1,914
Digirad Corporation COM 253827109 12 13,100 SH   SOLE   0 0 13,100
Dodge & Cox Balanced Fund COM 256201104 275 2,817 SH   SOLE   0 0 2,817
General Electric Company COM 369604103 11,055 1,106,562 SH   SOLE   0 0 1,106,562
JPMorgan Chase & Co COM 46625H100 406 4,015 SH   SOLE   0 0 4,015
Personal Mini Storage St Cloud COM lp0021628 57 10,000 SH   SOLE   0 0 10,000
Digital Realty Trust Inc COM 253868103 2,672 22,456 SH   SOLE   0 0 22,456
National Retail Properties Inc COM 637417106 847 15,285 SH   SOLE   0 0 15,285
Senior Housing Prop Trust COM 81721m109 165 13,974 SH   SOLE   0 0 13,974
Store Capital Corporation COM 862121100 841 25,090 SH   SOLE   0 0 25,090
Tanger Factory Outlet Centers COM 875465106 462 22,005 SH   SOLE   0 0 22,005
DFA Emerging Markets COM 233203785 275 9,868 SH   SOLE   0 0 9,868
DFA Global Real Estate Securit COM 23320G554 298 25,857 SH   SOLE   0 0 25,857
DFA International Core Equity COM 233203371 1,432 111,470 SH   SOLE   0 0 111,470
DFA US Core Equity COM 233203413 2,633 112,983 SH   SOLE   0 0 112,983
DFA US Targeted Value Fund COM 233203595 969 43,687 SH   SOLE   0 0 43,687
Dodge Cox Stock Fund COM 256219106 286 1,560 SH   SOLE   0 0 1,560
Fidelity 500 Index COM 315911750 1,197 12,093 SH   SOLE   0 0 12,093
Fidelity Contrafund COM 316071109 1,073 85,866 SH   SOLE   0 0 85,866
Fidelity Diversified Internati COM 315910281 518 14,746 SH   SOLE   0 0 14,746
Fidelity Dividend Growth Fund: COM 316389543 599 21,218 SH   SOLE   0 0 21,218
Fidelity International Discove COM 315910208 609 14,939 SH   SOLE   0 0 14,939
Fidelity Low Price Stock AD COM 316345305 1,171 24,443 SH   SOLE   0 0 24,443
Fidelity Low Price Stock Fund COM 316345800 518 10,821 SH   SOLE   0 0 10,821
Fidelity Small Cap Growth COM 316389766 611 24,050 SH   SOLE   0 0 24,050
Oakmark Fund COM 413838103 1,035 13,430 SH   SOLE   0 0 13,430
Oakmark International Fund COM 413838202 577 25,855 SH   SOLE   0 0 25,855
SEI International Equity Fund COM 78411r109 110 10,461 SH   SOLE   0 0 10,461
SEI International Fixed Income COM 78411r307 113 11,034 SH   SOLE   0 0 11,034
SEI Tax Managed Large Cap COM 783925571 227 8,599 SH   SOLE   0 0 8,599
Schwab Total Stock Market Inde COM 808509756 319 6,419 SH   SOLE   0 0 6,419
TIAA-CREF Growth & Income Fund COM 87245M103 147 10,591 SH   SOLE   0 0 10,591
TIAA-CREF Large-Cap Growth Ind COM 87244W680 594 18,719 SH   SOLE   0 0 18,719
Vaguard Small-Cap Index COM 922908686 607 8,292 SH   SOLE   0 0 8,292
Vanguard Mid-Cap Index Fund In COM 922908835 802 18,239 SH   SOLE   0 0 18,239
Vanguard Selected Value Fund COM 921946109 1,156 45,488 SH   SOLE   0 0 45,488
Vanguard Specialized Dividend COM 921908604 279 10,022 SH   SOLE   0 0 10,022
Vanguard Total International S COM 921909784 272 2,439 SH   SOLE   0 0 2,439
Vanguard Windsor II Fund COM 922018205 1,068 30,664 SH   SOLE   0 0 30,664
DFA Intermediate Term Extended COM 23320G513 1,206 113,101 SH   SOLE   0 0 113,101
DFA Selectively Hedged Global COM 233203223 673 70,502 SH   SOLE   0 0 70,502
DFA Short Term Extended Qualit COM 23320G521 1,489 138,477 SH   SOLE   0 0 138,477
Dreyfus Bond Market INdex Fund COM 261978878 307 29,934 SH   SOLE   0 0 29,934
FIMM Money Market Prime Res Po COM 31607a877 1,767 1,766,647 SH   SOLE   0 0 1,766,647
Fid Intermediate Bond Fund COM 315912105 285 26,395 SH   SOLE   0 0 26,395
Fidelity Investment Grade COM 316146109 1,662 210,679 SH   SOLE   0 0 210,679
Fidelity Spartan Money Market COM 31617H201 460 460,000 SH   SOLE   0 0 460,000
Franklin Fed Interm T/F A COM 354723710 169 14,072 SH   SOLE   0 0 14,072
Metropolitan West Total Return COM 592905103 204 19,153 SH   SOLE   0 0 19,153
Nuveen Arizona Mun Bond Fund C COM 67065l104 196 18,056 SH   SOLE   0 0 18,056
PIMCO Total Return Instl COM 693390700 125 12,318 SH   SOLE   0 0 12,318
Putnam Tax Exempt Income CL A COM 746870104 96 11,130 SH   SOLE   0 0 11,130
Schwab Value Advantage Money F COM 808515696 14,334 14,333,751 SH   SOLE   0 0 14,333,751
Schwab Value Advantage Money F COM 808515605 2,589 2,588,793 SH   SOLE   0 0 2,588,793
UBS Select Prime Investor Fund COM 90262Y836 783 783,348 SH   SOLE   0 0 783,348
Vanguard Intermediate-Term Inv COM 922031810 1,655 170,990 SH   SOLE   0 0 170,990
Vanguard Short-Term Investment COM 922031836 637 60,176 SH   SOLE   0 0 60,176