The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 300 1,956 SH   SOLE   1,956 0 0
ALPHABET INC CAP STK CL A 02079K305 340 156 SH   SOLE   156 0 0
ALPHABET INC CAP STK CL C 02079K107 234 107 SH   SOLE   107 0 0
AMAZON COM INC COM 023135106 591 5,560 SH   SOLE   5,560 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 295 6,300 SH   SOLE   6,300 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,176 23,074 SH   SOLE   23,074 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 322 4,956 SH   SOLE   4,956 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,680 39,208 SH   SOLE   39,208 0 0
APPLE INC COM 037833100 2,596 18,991 SH   SOLE   18,991 0 0
ATLASSIAN CORP PLC CL A G06242104 301 1,606 SH   SOLE   1,606 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 453 1,661 SH   SOLE   1,661 0 0
CANADIAN PAC RY LTD COM 13645T100 896 12,828 SH   SOLE   12,828 0 0
CIRRUS LOGIC INC COM 172755100 739 10,192 SH   SOLE   10,192 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,218 111,378 SH   SOLE   111,378 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 352 7,500 SH   SOLE   7,500 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 99,737 4,280,538 SH   SOLE   4,280,538 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 29,563 725,469 SH   SOLE   725,469 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 11,851 375,045 SH   SOLE   375,045 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 16,557 344,929 SH   SOLE   344,929 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8,238 204,826 SH   SOLE   204,826 0 0
EXXON MOBIL CORP COM 30231G102 768 8,964 SH   SOLE   8,964 0 0
HEXCEL CORP NEW COM 428291108 314 6,000 SH   SOLE   6,000 0 0
HOME DEPOT INC COM 437076102 367 1,340 SH   SOLE   1,340 0 0
HUMANA INC COM 444859102 1,045 2,233 SH   SOLE   2,233 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 906 34,000 SH   SOLE   34,000 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 719 4,853 SH   SOLE   4,853 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 537 4,000 SH   SOLE   4,000 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 22,326 220,110 SH   SOLE   220,110 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 233 4,090 SH   SOLE   4,090 0 0
ISHARES TR CORE S&P500 ETF 464287200 793 2,092 SH   SOLE   2,092 0 0
ISHARES TR MSCI EAFE ETF 464287465 240 3,844 SH   SOLE   3,844 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,044 9,971 SH   SOLE   9,971 0 0
LENNAR CORP CL A 526057104 282 4,000 SH   SOLE   4,000 0 0
META FINL GROUP INC COM 59100U108 22,796 0 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102 423 2,625 SH   SOLE   2,625 0 0
MICROSOFT CORP COM 594918104 742 2,887 SH   SOLE   2,887 0 0
MONEYGRAM INTL INC COM NEW 60935Y208 2,393 239,324 SH   SOLE   239,324 0 0
PROCTER AND GAMBLE CO COM 742718109 277 1,925 SH   SOLE   1,925 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 429 8,728 SH   SOLE   8,728 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 222 4,975 SH   SOLE   4,975 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,659 7,048 SH   SOLE   7,048 0 0
SPLUNK INC COM 848637104 265 3,000 SH   SOLE   3,000 0 0
TESLA INC COM 88160R101 447 665 SH   SOLE   665 0 0
UNION PAC CORP COM 907818108 211 989 SH   SOLE   989 0 0
UNITED PARCEL SERVICE INC CL B 911312106 457 2,505 SH   SOLE   2,505 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 8,613 110,923 SH   SOLE   110,923 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,210 237,146 SH   SOLE   237,146 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,152 67,521 SH   SOLE   67,521 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 229 1,215 SH   SOLE   1,215 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 280 2,120 SH   SOLE   2,120 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 542 13,011 SH   SOLE   13,011 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,314 86,080 SH   SOLE   86,080 0 0
VISA INC COM CL A 92826C839 267 1,356 SH   SOLE   1,356 0 0
WALMART INC COM 931142103 349 2,874 SH   SOLE   2,874 0 0
WHEELS UP EXPERIENCE INC COM CL A 96328L106 29 15,000 SH   SOLE   15,000 0 0