The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,704 13,012 SH   SOLE 13,012 0 0
ABERDEEN STD GOLD ETF TR PHYSCL SWISS GLD 00326A104 10,139 81,409 SH   SOLE 81,409 0 0
ALBEMARLE CORP COM 012653101 1,446 17,637 SH   SOLE 17,637 0 0
ALLERGAN PLC SHS G0177J108 2,310 15,778 SH   SOLE 15,778 0 0
ALPHABET INC CAP STK CL A 02079K305 3,255 2,766 SH   SOLE 2,766 0 0
AMAZON COM INC COM 023135106 4,541 2,550 SH   SOLE 2,550 0 0
APPLE INC COM 037833100 4,575 24,083 SH   SOLE 24,083 0 0
BANCORPSOUTH BK TUPELO MISS COM 05971J102 564 20,000 SH   SOLE 20,000 0 0
BANK AMER CORP COM 060505104 2,911 105,502 SH   SOLE 105,502 0 0
BAUSCH HEALTH COS INC COM 071734107 1,370 55,458 SH   SOLE 55,458 0 0
BECTON DICKINSON & CO COM 075887109 2,783 11,142 SH   SOLE 11,142 0 0
BLACKROCK INC COM 09247X101 2,462 5,760 SH   SOLE 5,760 0 0
BOEING CO COM 097023105 1,527 4,004 SH   SOLE 4,004 0 0
BOX INC CL A 10316T104 2,645 136,990 SH   SOLE 136,990 0 0
BROADCOM INC COM 11135F101 2,882 9,584 SH   SOLE 9,584 0 0
CATERPILLAR INC DEL COM 149123101 2,474 18,258 SH   SOLE 18,258 0 0
CENTENE CORP DEL COM 15135B101 1,230 23,169 SH   SOLE 23,169 0 0
CF INDS HLDGS INC COM 125269100 2,468 60,371 SH   SOLE 60,371 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 232 326 SH   SOLE 326 0 0
CITIGROUP INC COM NEW 172967424 1,361 21,875 SH   SOLE 21,875 0 0
CLEVELAND CLIFFS INC COM 185899101 135 13,500 SH   SOLE 13,500 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,254 7,155 SH   SOLE 7,155 0 0
CORE LABORATORIES N V COM N22717107 1,334 19,359 SH   SOLE 19,359 0 0
CULLEN FROST BANKERS INC COM 229899109 2,366 24,371 SH   SOLE 24,371 0 0
DISNEY WALT CO COM DISNEY 254687106 2,591 23,336 SH   SOLE 23,336 0 0
ENERGOUS CORP COM 29272C103 87 13,741 SH   SOLE 13,741 0 0
EOG RES INC COM 26875P101 1,256 13,201 SH   SOLE 13,201 0 0
EXXON MOBIL CORP COM 30231G102 3,919 48,500 SH   SOLE 48,500 0 0
FEDEX CORP COM 31428X106 1,329 7,327 SH   SOLE 7,327 0 0
GILEAD SCIENCES INC COM 375558103 2,458 37,815 SH   SOLE 37,815 0 0
GUIDEWIRE SOFTWARE INC COM 40171V100 1,554 15,996 SH   SOLE 15,996 0 0
HONEYWELL INTL INC COM 438516106 4,468 28,115 SH   SOLE 28,115 0 0
HUMANA INC COM 444859102 2,475 9,305 SH   SOLE 9,305 0 0
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 1,241 23,916 SH   SOLE 23,916 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,818 19,975 SH   SOLE 19,975 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 835 4,649 SH   SOLE 4,649 0 0
IQVIA HLDGS INC COM 46266C105 1,445 10,043 SH   SOLE 10,043 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,552 30,004 SH   SOLE 30,004 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,740 22,555 SH   SOLE 22,555 0 0
ISHARES TR CORE S&P500 ETF 464287200 358 1,256 SH   SOLE 1,256 0 0
ISHARES TR MSCI EAFE ETF 464287465 240 3,698 SH   SOLE 3,698 0 0
ISHARES US ETF TR COMMOD SEL STG 46431W853 9,826 297,132 SH   SOLE 297,132 0 0
JOHNSON & JOHNSON COM 478160104 1,338 9,573 SH   SOLE 9,573 0 0
JPMORGAN CHASE & CO COM 46625H100 4,012 39,633 SH   SOLE 39,633 0 0
LAUDER ESTEE COS INC CL A 518439104 1,653 9,983 SH   SOLE 9,983 0 0
LEGGETT & PLATT INC COM 524660107 2,531 59,942 SH   SOLE 59,942 0 0
LOCKHEED MARTIN CORP COM 539830109 2,597 8,653 SH   SOLE 8,653 0 0
MARTIN MARIETTA MATLS INC COM 573284106 2,763 13,733 SH   SOLE 13,733 0 0
MASIMO CORP COM 574795100 1,922 13,900 SH   SOLE 13,900 0 0
MASTERCARD INC CL A 57636Q104 1,767 7,505 SH   SOLE 7,505 0 0
MCCORMICK & CO INC COM NON VTG 579780206 2,899 19,248 SH   SOLE 19,248 0 0
MERCADOLIBRE INC COM 58733R102 1,832 3,609 SH   SOLE 3,609 0 0
MERCK & CO INC COM 58933Y105 2,627 31,581 SH   SOLE 31,581 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 2,362 28,477 SH   SOLE 28,477 0 0
MICROSOFT CORP COM 594918104 3,220 27,301 SH   SOLE 27,301 0 0
NEWELL BRANDS INC COM 651229106 1,224 79,799 SH   SOLE 79,799 0 0
PALO ALTO NETWORKS INC COM 697435105 1,725 7,102 SH   SOLE 7,102 0 0
PAYPAL HLDGS INC COM 70450Y103 1,710 16,463 SH   SOLE 16,463 0 0
POLARIS INDS INC COM 731068102 1,281 15,169 SH   SOLE 15,169 0 0
POST HLDGS INC COM 737446104 1,529 13,975 SH   SOLE 13,975 0 0
PROCTER AND GAMBLE CO COM 742718109 2,628 25,257 SH   SOLE 25,257 0 0
PROGRESSIVE CORP OHIO COM 743315103 1,615 22,400 SH   SOLE 22,400 0 0
PROSHARES TR PSHS ULTSH 20YRS 74347B201 350 10,855 SH   SOLE 10,855 0 0
PVH CORP COM 693656100 1,257 10,304 SH   SOLE 10,304 0 0
QUALCOMM INC COM 747525103 2,706 47,455 SH   SOLE 47,455 0 0
ROPER TECHNOLOGIES INC COM 776696106 1,534 4,487 SH   SOLE 4,487 0 0
SCHLUMBERGER LTD COM 806857108 2,498 57,330 SH   SOLE 57,330 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 29,754 1,143,931 SH   SOLE 1,143,931 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 350 11,180 SH   SOLE 11,180 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,704 32,592 SH   SOLE 32,592 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,154 90,072 SH   SOLE 90,072 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,141 120,416 SH   SOLE 120,416 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 26,995 386,033 SH   SOLE 386,033 0 0
SHAKE SHACK INC CL A 819047101 222 3,757 SH   SOLE 3,757 0 0
SILICON LABORATORIES INC COM 826919102 501 6,200 SH   SOLE 6,200 0 0
SOPHIRIS BIO INC COM NEW 83578Q209 34 34,328 SH   SOLE 34,328 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 305 8,530 SH   SOLE 8,530 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,750 6,195 SH   SOLE 6,195 0 0
SPDR SER TR PORTFOLIO SM ETF 78468R853 322 10,664 SH   SOLE 10,664 0 0
STARBUCKS CORP COM 855244109 3,156 42,450 SH   SOLE 42,450 0 0
TRAVELERS COMPANIES INC COM 89417E109 2,705 19,723 SH   SOLE 19,723 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,707 21,002 SH   SOLE 21,002 0 0
VANGUARD GROUP DIV APP ETF 921908844 701 6,394 SH   SOLE 6,394 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,599 17,009 SH   SOLE 17,009 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 577 3,988 SH   SOLE 3,988 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 313 7,652 SH   SOLE 7,652 0 0
VISA INC COM CL A 92826C839 2,994 19,168 SH   SOLE 19,168 0 0
VULCAN MATLS CO COM 929160109 2,858 24,141 SH   SOLE 24,141 0 0
WALMART INC COM 931142103 2,764 28,339 SH   SOLE 28,339 0 0
WELLS FARGO CO NEW COM 949746101 2,343 48,484 SH   SOLE 48,484 0 0
WILLIAMS SONOMA INC COM 969904101 2,583 45,901 SH   SOLE 45,901 0 0