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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   285,843 1,510 SH   SOLE   0 0 1,510
AMAZON COM INC COM 023135106   572,608 2,610 SH   SOLE   0 0 2,610
AMGEN INC COM 031162100   274,715 1,054 SH   SOLE   0 0 1,054
APPLE INC COM 037833100   1,061,030 4,237 SH   SOLE   0 0 4,237
APPLIED MATLS INC COM 038222105   283,789 1,745 SH   SOLE   0 0 1,745
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   920,612 2,031 SH   SOLE   0 0 2,031
CORNING INC COM 219350105   2,823,131 59,409 SH   SOLE   0 0 59,409
EXXON MOBIL CORP COM 30231G102   339,383 3,155 SH   SOLE   0 0 3,155
ISHARES TR ISHS 5-10YR INVT 464288638   18,251,693 354,333 SH   SOLE   0 0 354,333
JOHNSON & JOHNSON COM 478160104   438,488 3,032 SH   SOLE   0 0 3,032
MICROSOFT CORP COM 594918104   531,512 1,261 SH   SOLE   0 0 1,261
NEXTERA ENERGY INC COM 65339F101   249,266 3,477 SH   SOLE   0 0 3,477
NORFOLK SOUTHN CORP COM 655844108   373,173 1,590 SH   SOLE   0 0 1,590
NVIDIA CORPORATION COM 67066G104   201,435 1,500 SH   SOLE   0 0 1,500
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,638,799 99,091 SH   SOLE   0 0 99,091
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,273,476 49,245 SH   SOLE   0 0 49,245
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,903,668 319,117 SH   SOLE   0 0 319,117
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   517,308 15,157 SH   SOLE   0 0 15,157
SPDR SER TR PORTFOLIO SHORT 78464A474   429,984 14,400 SH   SOLE   0 0 14,400
SPDR SER TR PORTFOLI S&P1500 78464A805   366,579 5,132 SH   SOLE   0 0 5,132
UNITEDHEALTH GROUP INC COM 91324P102   650,030 1,285 SH   SOLE   0 0 1,285
VANGUARD INDEX FDS MID CAP ETF 922908629   24,292,353 91,971 SH   SOLE   0 0 91,971
VANGUARD INDEX FDS SMALL CP ETF 922908751   18,099,043 75,325 SH   SOLE   0 0 75,325
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   41,713,054 77,417 SH   SOLE   0 0 77,417
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,302,986 4,496 SH   SOLE   0 0 4,496
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   39,354,329 504,478 SH   SOLE   0 0 504,478