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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   285,065 1,565 SH   SOLE   0 0 1,565
AMAZON COM INC COM 023135106   509,214 2,635 SH   SOLE   0 0 2,635
AMGEN INC COM 031162100   334,009 1,069 SH   SOLE   0 0 1,069
APPLE INC COM 037833100   935,363 4,441 SH   SOLE   0 0 4,441
APPLIED MATLS INC COM 038222105   423,602 1,795 SH   SOLE   0 0 1,795
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,479,938 3,638 SH   SOLE   0 0 3,638
CORNING INC COM 219350105   2,752,937 70,861 SH   SOLE   0 0 70,861
ELI LILLY & CO COM 532457108   257,128 284 SH   SOLE   0 0 284
EXXON MOBIL CORP COM 30231G102   361,592 3,141 SH   SOLE   0 0 3,141
ISHARES TR ISHS 5-10YR INVT 464288638   20,481,446 399,560 SH   SOLE   0 0 399,560
ISHARES TR CORE S&P500 ETF 464287200   642,995 1,175 SH   SOLE   0 0 1,175
ISHARES TR CORE S&P MCP ETF 464287507   300,559 5,136 SH   SOLE   0 0 5,136
JOHNSON & JOHNSON COM 478160104   515,799 3,529 SH   SOLE   0 0 3,529
MICROSOFT CORP COM 594918104   593,997 1,329 SH   SOLE   0 0 1,329
NEXTERA ENERGY INC COM 65339F101   261,076 3,687 SH   SOLE   0 0 3,687
NORFOLK SOUTHN CORP COM 655844108   341,357 1,590 SH   SOLE   0 0 1,590
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,601,232 197,846 SH   SOLE   0 0 197,846
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,421,093 128,806 SH   SOLE   0 0 128,806
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,308,007 27,566 SH   SOLE   0 0 27,566
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   682,516 19,456 SH   SOLE   0 0 19,456
SPDR SER TR PORTFOLIO INTRMD 78464A375   354,481 10,887 SH   SOLE   0 0 10,887
SPDR SER TR PORTFOLI S&P1500 78464A805   514,677 7,757 SH   SOLE   0 0 7,757
SPDR SER TR PORTFOLIO SHORT 78464A474   576,091 19,397 SH   SOLE   0 0 19,397
THERMO FISHER SCIENTIFIC INC COM 883556102   236,131 427 SH   SOLE   0 0 427
UNITEDHEALTH GROUP INC COM 91324P102   651,853 1,280 SH   SOLE   0 0 1,280
VANGUARD INDEX FDS MID CAP ETF 922908629   28,750,392 118,754 SH   SOLE   0 0 118,754
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,560,653 5,834 SH   SOLE   0 0 5,834
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   50,445,612 100,865 SH   SOLE   0 0 100,865
VANGUARD INDEX FDS SMALL CP ETF 922908751   21,814,531 100,048 SH   SOLE   0 0 100,048
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   45,027,989 582,698 SH   SOLE   0 0 582,698