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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   710,629 5,505 SH   SOLE   5,505 0 0
ABBOTT LABS COM 002824100   443,993 3,925 SH   SOLE   3,925 0 0
ABBVIE INC COM 00287Y109   621,863 3,500 SH   SOLE   3,500 0 0
AFLAC INC COM 001055102   1,027,352 9,932 SH   SOLE   9,932 0 0
ALPHABET INC CAP STK CL A 02079K305   695,731 3,675 SH   SOLE   3,675 0 0
ALPHABET INC CAP STK CL C 02079K107   1,028,343 5,400 SH   SOLE   5,400 0 0
AMAZON COM INC COM 023135106   2,760,179 12,581 SH   SOLE   12,581 0 0
AMENTUM HOLDINGS INC COM 023939101   286,912 13,643 SH   SOLE   13,643 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   2,600,318 20,888 SH   SOLE   20,888 0 0
AMERIS BANCORP COM 03076K108   1,035,111 16,543 SH   SOLE   16,543 0 0
AMGEN INC COM 031162100   254,643 977 SH   SOLE   977 0 0
APPLE INC COM 037833100   6,778,514 27,069 SH   SOLE   27,069 0 0
AT&T INC COM 00206R102   892,703 39,205 SH   SOLE   39,205 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   364,795 1,246 SH   SOLE   1,246 0 0
BANK AMERICA CORP COM 060505104   525,165 11,949 SH   SOLE   11,949 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,076,334 6,787 SH   SOLE   6,787 0 0
BLACKROCK INC COM 09290D101   322,549 315 SH   SOLE   315 0 0
BOX INC CL A 10316T104   266,672 8,439 SH   SOLE   8,439 0 0
BROADCOM INC COM 11135F101   1,587,823 6,849 SH   SOLE   6,849 0 0
CATERPILLAR INC COM 149123101   793,262 2,187 SH   SOLE   2,187 0 0
CELESTICA INC COM 15101Q207   226,966 2,459 SH   SOLE   2,459 0 0
CHENIERE ENERGY INC COM NEW 16411R208   217,605 1,013 SH   SOLE   1,013 0 0
COCA COLA CO COM 191216100   977,534 15,701 SH   SOLE   15,701 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,180,282 1,288 SH   SOLE   1,288 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   375,487 1,097 SH   SOLE   1,097 0 0
DEERE & CO COM 244199105   326,593 771 SH   SOLE   771 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   404,967 6,694 SH   SOLE   6,694 0 0
DOMINION ENERGY INC COM 25746U109   224,863 4,175 SH   SOLE   4,175 0 0
EATON CORP PLC SHS G29183103   300,703 906 SH   SOLE   906 0 0
ELI LILLY & CO COM 532457108   1,068,291 1,384 SH   SOLE   1,384 0 0
EMERSON ELEC CO COM 291011104   241,292 1,947 SH   SOLE   1,947 0 0
EXXON MOBIL CORP COM 30231G102   803,104 7,466 SH   SOLE   7,466 0 0
FIBROBIOLOGICS INC COM SHS 31573L105   29,404 14,702 SH   SOLE   14,702 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   173,657 25,463 SH   SOLE   25,463 0 0
FS KKR CAP CORP COM 302635206   353,101 16,257 SH   SOLE   16,257 0 0
GALECTIN THERAPEUTICS INC COM NEW 363225202   21,930 17,000 SH   SOLE   17,000 0 0
GALLAGHER ARTHUR J & CO COM 363576109   316,975 1,117 SH   SOLE   1,117 0 0
GE AEROSPACE COM NEW 369604301   279,623 1,677 SH   SOLE   1,677 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   259,969 454 SH   SOLE   454 0 0
HCA HEALTHCARE INC COM 40412C101   1,399,900 4,664 SH   SOLE   4,664 0 0
HOME DEPOT INC COM 437076102   1,344,918 3,457 SH   SOLE   3,457 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   290,609 7,204 SH   SOLE   7,204 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   920,565 1,801 SH   SOLE   1,801 0 0
ISHARES TR U.S. FINLS ETF 464287788   339,880 3,074 SH   SOLE   3,074 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   1,943,076 23,702 SH   SOLE   23,702 0 0
ISHARES TR RUS TOP 200 ETF 464289446   844,689 5,837 SH   SOLE   5,837 0 0
ISHARES TR CORE INTL AGGR 46435G672   25,762,150 516,069 SH   SOLE   516,069 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   624,000 4,824 SH   SOLE   4,824 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   417,861 1,891 SH   SOLE   1,891 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   22,391,296 212,280 SH   SOLE   212,280 0 0
ISHARES TR MSCI ACWI EX US 464288240   415,035 7,957 SH   SOLE   7,957 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   500,899 3,051 SH   SOLE   3,051 0 0
ISHARES TR CORE S&P SCP ETF 464287804   49,880,707 432,917 SH   SOLE   432,917 0 0
ISHARES TR RUS TP200 GR ETF 464289438   821,542 3,492 SH   SOLE   3,492 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   657,400 11,469 SH   SOLE   11,469 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   3,044,004 7,580 SH   SOLE   7,580 0 0
ISHARES TR MBS ETF 464288588   535,546 5,841 SH   SOLE   5,841 0 0
ISHARES TR USD INV GRDE ETF 464288620   515,329 10,249 SH   SOLE   10,249 0 0
ISHARES TR U.S. MED DVC ETF 464288810   204,866 3,511 SH   SOLE   3,511 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   1,033,021 5,801 SH   SOLE   5,801 0 0
ISHARES TR CORE TOTAL USD 46434V613   540,719 11,963 SH   SOLE   11,963 0 0
ISHARES TR NATIONAL MUN ETF 464288414   34,082,474 319,873 SH   SOLE   319,873 0 0
ISHARES TR US TREAS BD ETF 46429B267   757,078 32,945 SH   SOLE   32,945 0 0
ISHARES TR S&P MC 400GR ETF 464287606   624,674 6,870 SH   SOLE   6,870 0 0
ISHARES TR CORE MSCI EAFE 46432F842   4,472,024 63,632 SH   SOLE   63,632 0 0
ISHARES TR SELECT DIVID ETF 464287168   592,029 4,509 SH   SOLE   4,509 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,438,900 7,538 SH   SOLE   7,538 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   44,205,348 925,379 SH   SOLE   925,379 0 0
ISHARES TR ULTRA SHORT-TERM 46434V878   2,562,789 50,819 SH   SOLE   50,819 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   6,312,978 62,178 SH   SOLE   62,178 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   710,133 2,467 SH   SOLE   2,467 0 0
ISHARES TR RUS MID CAP ETF 464287499   5,251,732 59,409 SH   SOLE   59,409 0 0
ISHARES TR RUS MD CP GR ETF 464287481   839,467 6,623 SH   SOLE   6,623 0 0
ISHARES TR U.S. TECH ETF 464287721   399,315 2,503 SH   SOLE   2,503 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,252,043 9,734 SH   SOLE   9,734 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   111,732,350 1,689,331 SH   SOLE   1,689,331 0 0
ISHARES TR CORE S&P500 ETF 464287200   365,596,559 621,045 SH   SOLE   621,045 0 0
ISHARES TR CORE US AGGBD ET 464287226   146,669,534 1,513,617 SH   SOLE   1,513,617 0 0
ISHARES TR RUS 1000 ETF 464287622   784,816 2,436 SH   SOLE   2,436 0 0
ISHARES TR CORE S&P MCP ETF 464287507   115,228,941 1,849,285 SH   SOLE   1,849,285 0 0
ISHARES TR MSCI ACWI ETF 464288257   7,139,942 60,765 SH   SOLE   60,765 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,119,646 3,350 SH   SOLE   3,350 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,518,915 13,606 SH   SOLE   13,606 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,163,010 15,382 SH   SOLE   15,382 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   264,512 5,216 SH   SOLE   5,216 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   16,163,294 320,891 SH   SOLE   320,891 0 0
JACOBS SOLUTIONS INC COM 46982L108   1,822,978 13,643 SH   SOLE   13,643 0 0
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   411,678 10,359 SH   SOLE   10,359 0 0
JOHNSON & JOHNSON COM 478160104   737,312 5,098 SH   SOLE   5,098 0 0
JPMORGAN CHASE & CO. COM 46625H100   630,683 2,631 SH   SOLE   2,631 0 0
LOCKHEED MARTIN CORP COM 539830109   244,940 504 SH   SOLE   504 0 0
LOWES COS INC COM 548661107   291,657 1,182 SH   SOLE   1,182 0 0
MARSH & MCLENNAN COS INC COM 571748102   372,519 1,754 SH   SOLE   1,754 0 0
MASTERCARD INCORPORATED CL A 57636Q104   273,124 519 SH   SOLE   519 0 0
MCDONALDS CORP COM 580135101   892,054 3,077 SH   SOLE   3,077 0 0
MERCK & CO INC COM 58933Y105   301,407 3,030 SH   SOLE   3,030 0 0
META PLATFORMS INC CL A 30303M102   503,543 860 SH   SOLE   860 0 0
METROCITY BANKSHARES INC COM 59165J105   958,500 30,000 SH   SOLE   30,000 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   234,847 4,095 SH   SOLE   4,095 0 0
MICROSOFT CORP COM 594918104   5,113,465 12,132 SH   SOLE   12,132 0 0
NEXTERA ENERGY INC COM 65339F101   334,110 4,660 SH   SOLE   4,660 0 0
NVIDIA CORPORATION COM 67066G104   3,404,306 25,350 SH   SOLE   25,350 0 0
ORACLE CORP COM 68389X105   444,681 2,669 SH   SOLE   2,669 0 0
PALO ALTO NETWORKS INC COM 697435105   778,789 4,280 SH   SOLE   4,280 0 0
PAYCHEX INC COM 704326107   262,294 1,871 SH   SOLE   1,871 0 0
PEPSICO INC COM 713448108   741,154 4,874 SH   SOLE   4,874 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104   757,809 6,625 SH   SOLE   6,625 0 0
PROCTER AND GAMBLE CO COM 742718109   800,768 4,776 SH   SOLE   4,776 0 0
RAYMOND JAMES FINL INC COM 754730109   6,563,336 42,254 SH   SOLE   42,254 0 0
RTX CORPORATION COM 75513E101   562,341 4,859 SH   SOLE   4,859 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   500,982 22,070 SH   SOLE   22,070 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   308,736 2,244 SH   SOLE   2,244 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   293,496 1,262 SH   SOLE   1,262 0 0
SOUTHERN CO COM 842587107   22,922,281 278,453 SH   SOLE   278,453 0 0
SPDR GOLD TR GOLD SHS 78463V107   458,092 1,892 SH   SOLE   1,892 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,703,650 4,613 SH   SOLE   4,613 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   9,067,147 362,831 SH   SOLE   362,831 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   17,297,613 316,285 SH   SOLE   316,285 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   376,352 7,359 SH   SOLE   7,359 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   40,094,529 581,586 SH   SOLE   581,586 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   407,339 4,634 SH   SOLE   4,634 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   8,736,240 194,484 SH   SOLE   194,484 0 0
SYSCO CORP COM 871829107   227,163 2,971 SH   SOLE   2,971 0 0
TASEKO MINES LTD COM 876511106   70,100 36,134 SH   SOLE   36,134 0 0
TESLA INC COM 88160R101   235,146 582 SH   SOLE   582 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   289,248 556 SH   SOLE   556 0 0
TRAVELERS COMPANIES INC COM 89417E109   447,055 1,856 SH   SOLE   1,856 0 0
UNITEDHEALTH GROUP INC COM 91324P102   689,873 1,364 SH   SOLE   1,364 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   215,219 1,166 SH   SOLE   1,166 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,369,874 19,050 SH   SOLE   19,050 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,578,424 20,427 SH   SOLE   20,427 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   509,120 10,380 SH   SOLE   10,380 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   627,988 1,166 SH   SOLE   1,166 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,279,313 4,414 SH   SOLE   4,414 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,544,514 5,727 SH   SOLE   5,727 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   249,763 984 SH   SOLE   984 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   207,498 1,226 SH   SOLE   1,226 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   15,161,957 302,453 SH   SOLE   302,453 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   415,650 2,123 SH   SOLE   2,123 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   29,121,188 494,166 SH   SOLE   494,166 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   652,601 5,115 SH   SOLE   5,115 0 0
VISA INC COM CL A 92826C839   823,953 2,607 SH   SOLE   2,607 0 0
WALMART INC COM 931142103   1,086,278 12,023 SH   SOLE   12,023 0 0
WASTE MGMT INC DEL COM 94106L109   602,061 2,984 SH   SOLE   2,984 0 0
WILLIAMS SONOMA INC COM 969904101   276,289 1,492 SH   SOLE   1,492 0 0