The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 620 8,137 SH   SOLE   8,137 0 0
AFLAC INC COM 001055102 332 9,683 SH   SOLE   9,683 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 541 6,020 SH   SOLE   6,020 0 0
ALPHABET INC CAP STK CL C 02079K107 526 452 SH   SOLE   452 0 0
ALPHABET INC CAP STK CL A 02079K305 310 267 SH   SOLE   267 0 0
AMAZON COM INC COM 023135106 833 427 SH   SOLE   427 0 0
AMGEN INC COM 031162100 415 2,045 SH   SOLE   2,045 0 0
APPLE INC COM 037833100 4,259 16,750 SH   SOLE   16,750 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 208 1,139 SH   SOLE   1,139 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 633 11,357 SH   SOLE   11,357 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 466 7,035 SH   SOLE   7,035 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 250 3,793 SH   SOLE   3,793 0 0
CHEVRON CORP NEW COM 166764100 271 3,739 SH   SOLE   3,739 0 0
CISCO SYS INC COM 17275R102 3,376 85,884 SH   SOLE   85,884 0 0
CITIGROUP INC COM NEW 172967424 257 6,104 SH   SOLE   6,104 0 0
CITRIX SYS INC COM 177376100 536 3,786 SH   SOLE   3,786 0 0
CVS HEALTH CORP COM 126650100 2,420 40,787 SH   SOLE   40,787 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 3,103 115,777 SH   SOLE   115,777 0 0
DBX ETF TR XTRACK USD HIGH 233051432 2,257 51,221 SH   SOLE   51,221 0 0
DBX ETF TR XTRACK MSCI ALL 233051598 10,331 541,199 SH   SOLE   541,199 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 574 20,864 SH   SOLE   20,864 0 0
DBX ETF TR XTRACK HRVST CSI 233051879 1,081 41,756 SH   SOLE   41,756 0 0
EATON CORP PLC SHS G29183103 452 5,817 SH   SOLE   5,817 0 0
EBAY INC COM 278642103 311 10,346 SH   SOLE   10,346 0 0
EMERSON ELEC CO COM 291011104 335 7,023 SH   SOLE   7,023 0 0
F5 NETWORKS INC COM 315616102 432 4,047 SH   SOLE   4,047 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 403 4,895 SH   SOLE   4,895 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 730 17,460 SH   SOLE   17,460 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 3,988 78,205 SH   SOLE   78,205 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 1,673 74,253 SH   SOLE   74,253 0 0
FLEXSHARES TR READY ACC VARI 33939L886 6,315 85,145 SH   SOLE   85,145 0 0
FRANKLIN TEMPLETON ETF TR FTSE SOUTH KOREA 35473P710 407 24,586 SH   SOLE   24,586 0 0
FRANKLIN TEMPLETON ETF TR FTSE GERMANY 35473P785 431 25,949 SH   SOLE   25,949 0 0
GENERAL DYNAMICS CORP COM 369550108 285 2,155 SH   SOLE   2,155 0 0
GILEAD SCIENCES INC COM 375558103 2,678 35,817 SH   SOLE   35,817 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1,328 68,891 SH   SOLE   68,891 0 0
GLOBAL X FDS US PFD ETF 37954Y657 7,076 323,388 SH   SOLE   323,388 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 4,407 280,698 SH   SOLE   280,698 0 0
HUMANA INC COM 444859102 503 1,599 SH   SOLE   1,599 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 517 17,166 SH   SOLE   17,166 0 0
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 1,288 57,021 SH   SOLE   57,021 0 0
INVESCO EXCHANGE-TRADED FD T NATL AMT MUNI 46138E537 510 19,749 SH   SOLE   19,749 0 0
ISHARES INC MSCI AUSTRIA ETF 464286202 764 58,300 SH   SOLE   58,300 0 0
ISHARES INC JP MRGN EM HI BD 464286285 702 18,454 SH   SOLE   18,454 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 883 18,813 SH   SOLE   18,813 0 0
ISHARES INC MSCI SPAIN ETF 464286764 1,220 60,017 SH   SOLE   60,017 0 0
ISHARES INC MSCI STH KOR ETF 464286772 386 8,227 SH   SOLE   8,227 0 0
ISHARES INC MSCI STH AFR ETF 464286780 706 24,875 SH   SOLE   24,875 0 0
ISHARES INC MSCI GERMANY ETF 464286806 472 21,973 SH   SOLE   21,973 0 0
ISHARES INC MSCI HONG KG ETF 464286871 613 30,746 SH   SOLE   30,746 0 0
ISHARES INC CORE MSCI EMKT 46434G103 7,916 195,590 SH   SOLE   195,590 0 0
ISHARES TR CORE S&P TTL STK 464287150 5,359 93,667 SH   SOLE   93,667 0 0
ISHARES TR SELECT DIVID ETF 464287168 4,907 66,724 SH   SOLE   66,724 0 0
ISHARES TR TIPS BD ETF 464287176 2,247 19,052 SH   SOLE   19,052 0 0
ISHARES TR CORE S&P500 ETF 464287200 208 806 SH   SOLE   806 0 0
ISHARES TR CORE US AGGBD ET 464287226 12,039 104,354 SH   SOLE   104,354 0 0
ISHARES TR IBOXX INV CP ETF 464287242 4,508 36,497 SH   SOLE   36,497 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 3,768 31,015 SH   SOLE   31,015 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 13,020 150,230 SH   SOLE   150,230 0 0
ISHARES TR MSCI EAFE ETF 464287465 223 4,174 SH   SOLE   4,174 0 0
ISHARES TR RUS 1000 ETF 464287622 366 2,586 SH   SOLE   2,586 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 763 9,304 SH   SOLE   9,304 0 0
ISHARES TR CORE S&P US VLU 464287663 1,386 30,023 SH   SOLE   30,023 0 0
ISHARES TR CORE S&P US GWT 464287671 308 5,403 SH   SOLE   5,403 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 3,346 31,481 SH   SOLE   31,481 0 0
ISHARES TR MSCI ACWI ETF 464288257 2,846 45,486 SH   SOLE   45,486 0 0
ISHARES TR EAFE SML CP ETF 464288273 700 15,623 SH   SOLE   15,623 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,151 11,902 SH   SOLE   11,902 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,994 17,645 SH   SOLE   17,645 0 0
ISHARES TR CRE U S REIT ETF 464288521 652 16,640 SH   SOLE   16,640 0 0
ISHARES TR SHORT TREAS BD 464288679 827 7,448 SH   SOLE   7,448 0 0
ISHARES TR MSCI INDIA ETF 46429B598 502 20,829 SH   SOLE   20,829 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,870 38,360 SH   SOLE   38,360 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 357 3,569 SH   SOLE   3,569 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,261 45,318 SH   SOLE   45,318 0 0
ISHARES TR CUR HD EURZN ETF 46434V639 260 11,015 SH   SOLE   11,015 0 0
ISHARES TR CORE MSCI PAC 46434V696 3,768 81,276 SH   SOLE   81,276 0 0
ISHARES TR HDG MSCI EAFE 46434V803 930 38,411 SH   SOLE   38,411 0 0
ISHARES TR CORE MSCI INTL 46435G326 11,494 259,396 SH   SOLE   259,396 0 0
ISHARES TR BROAD USD HIGH 46435U853 337 9,484 SH   SOLE   9,484 0 0
JOHNSON & JOHNSON COM 478160104 714 5,443 SH   SOLE   5,443 0 0
JPMORGAN CHASE & CO COM 46625H100 695 7,722 SH   SOLE   7,722 0 0
KRAFT HEINZ CO COM 500754106 334 13,487 SH   SOLE   13,487 0 0
LOUISIANA PAC CORP COM 546347105 213 12,418 SH   SOLE   12,418 0 0
MCKESSON CORP COM 58155Q103 303 2,235 SH   SOLE   2,235 0 0
MERCK & CO. INC COM 58933Y105 2,635 34,204 SH   SOLE   34,204 0 0
MICROSOFT CORP COM 594918104 240 1,520 SH   SOLE   1,520 0 0
OMNICOM GROUP INC COM 681919106 221 3,996 SH   SOLE   3,996 0 0
ORACLE CORP COM 68389X105 425 8,802 SH   SOLE   8,802 0 0
PEPSICO INC COM 713448108 724 6,031 SH   SOLE   6,031 0 0
PFIZER INC COM 717081103 2,485 76,130 SH   SOLE   76,130 0 0
PHILLIPS 66 COM 718546104 236 4,398 SH   SOLE   4,398 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 249 4,816 SH   SOLE   4,816 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 1,659 16,760 SH   SOLE   16,760 0 0
PROCTER & GAMBLE CO COM 742718109 724 6,585 SH   SOLE   6,585 0 0
PRUDENTIAL FINL INC COM 744320102 1,417 27,184 SH   SOLE   27,184 0 0
PUBLIC STORAGE COM 74460D109 2,187 11,013 SH   SOLE   11,013 0 0
QUALCOMM INC COM 747525103 1,477 21,832 SH   SOLE   21,832 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,148 32,913 SH   SOLE   32,913 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,979 162,924 SH   SOLE   162,924 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 362 4,542 SH   SOLE   4,542 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,762 107,556 SH   SOLE   107,556 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 558 13,232 SH   SOLE   13,232 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,790 34,742 SH   SOLE   34,742 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,301 62,901 SH   SOLE   62,901 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,386 97,510 SH   SOLE   97,510 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,497 174,046 SH   SOLE   174,046 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,549 46,972 SH   SOLE   46,972 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 9,965 192,644 SH   SOLE   192,644 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 5,649 231,508 SH   SOLE   231,508 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 944 20,965 SH   SOLE   20,965 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 401 4,523 SH   SOLE   4,523 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 874 8,910 SH   SOLE   8,910 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 829 14,046 SH   SOLE   14,046 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 234 2,917 SH   SOLE   2,917 0 0
SMUCKER J M CO COM NEW 832696405 479 4,315 SH   SOLE   4,315 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,086 7,335 SH   SOLE   7,335 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,556 195,229 SH   SOLE   195,229 0 0
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 2,699 121,585 SH   SOLE   121,585 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 8,865 370,315 SH   SOLE   370,315 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 273 1,059 SH   SOLE   1,059 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 329 1,245 SH   SOLE   1,245 0 0
SPDR SER TR BLOMBERG BRC INT 78464A334 784 26,447 SH   SOLE   26,447 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 2,476 81,863 SH   SOLE   81,863 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 728 30,909 SH   SOLE   30,909 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 691 14,137 SH   SOLE   14,137 0 0
STARBUCKS CORP COM 855244109 432 6,565 SH   SOLE   6,565 0 0
STATE STR CORP COM 857477103 1,369 25,644 SH   SOLE   25,644 0 0
STEEL DYNAMICS INC COM 858119100 257 11,311 SH   SOLE   11,311 0 0
TARGET CORP COM 87612E106 424 4,559 SH   SOLE   4,559 0 0
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 523 4,084 SH   SOLE   4,084 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 14,368 504,665 SH   SOLE   504,665 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,155 21,766 SH   SOLE   21,766 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,724 39,002 SH   SOLE   39,002 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,815 88,005 SH   SOLE   88,005 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,456 11,057 SH   SOLE   11,057 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 808 9,078 SH   SOLE   9,078 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,084 26,716 SH   SOLE   26,716 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,104 16,318 SH   SOLE   16,318 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,267 28,977 SH   SOLE   28,977 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,473 103,514 SH   SOLE   103,514 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 15,819 324,683 SH   SOLE   324,683 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 365 6,904 SH   SOLE   6,904 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,168 34,779 SH   SOLE   34,779 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,166 14,743 SH   SOLE   14,743 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 566 8,027 SH   SOLE   8,027 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 8,402 154,166 SH   SOLE   154,166 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,035 23,364 SH   SOLE   23,364 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,716 40,901 SH   SOLE   40,901 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,595 167,825 SH   SOLE   167,825 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,562 47,689 SH   SOLE   47,689 0 0
VMWARE INC CL A COM 928563402 350 2,891 SH   SOLE   2,891 0 0
WALMART INC COM 931142103 448 3,932 SH   SOLE   3,932 0 0
WELLS FARGO CO NEW COM 949746101 1,189 41,427 SH   SOLE   41,427 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,272 38,504 SH   SOLE   38,504 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 276 9,339 SH   SOLE   9,339 0 0