The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   6,604 18,773 SH   SOLE   0 0 18,773
ALPHABET INC CAP STK CL A 02079K305   9,490 50,132 SH   SOLE   0 0 50,132
AMAZON COM INC COM 023135106   9,749 44,437 SH   SOLE   0 0 44,437
APPLE INC COM 037833100   13,544 54,085 SH   SOLE   0 0 54,085
APPLIED MATLS INC COM 038222105   2,603 16,004 SH   SOLE   0 0 16,004
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,166 11,396 SH   SOLE   0 0 11,396
BROADCOM INC COM 11135F101   17,508 75,518 SH   SOLE   0 0 75,518
BUNGE LIMITED COM H11356104   203 2,600 SH   SOLE   0 0 2,600
CATERPILLAR INC COM 149123101   232 639 SH   SOLE   0 0 639
CHEVRON CORP NEW COM 166764100   5,011 34,600 SH   SOLE   0 0 34,600
CISCO SYS INC COM 17275R102   271 4,517 SH   SOLE   0 0 4,517
EXXON MOBIL CORP COM 30231G102   265 2,460 SH   SOLE   0 0 2,460
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   11,125 170,243 SH   SOLE   0 0 170,243
FORTINET INC COM 34959E109   2,473 26,176 SH   SOLE   0 0 26,176
HOME DEPOT INC COM 437076102   6,718 17,271 SH   SOLE   0 0 17,271
INTUIT COM 461202103   7,849 12,489 SH   SOLE   0 0 12,489
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   805 27,467 SH   SOLE   0 0 27,467
INVESCO QQQ TR UNIT SER 1 46090E103   31,025 60,686 SH   SOLE   0 0 60,686
ISHARES TR 0-5 YR TIPS ETF 46429B747   383 3,812 SH   SOLE   0 0 3,812
JPMORGAN CHASE & CO COM 46625H100   5,261 21,949 SH   SOLE   0 0 21,949
LOCKHEED MARTIN CORP COM 539830109   5,261 10,827 SH   SOLE   0 0 10,827
MICROSOFT CORP COM 594918104   9,735 23,097 SH   SOLE   0 0 23,097
PEPSICO INC COM 713448108   3,114 20,477 SH   SOLE   0 0 20,477
PFIZER INC COM 717081103   3,338 125,824 SH   SOLE   0 0 125,824
PRUDENTIAL FINL INC COM 744320102   4,216 35,567 SH   SOLE   0 0 35,567
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,560 862,365 SH   SOLE   0 0 862,365
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   5,402 193,813 SH   SOLE   0 0 193,813
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,289 185,049 SH   SOLE   0 0 185,049
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,124 13,118 SH   SOLE   0 0 13,118
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,035 21,422 SH   SOLE   0 0 21,422
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,240 2,915 SH   SOLE   0 0 2,915
SPDR GOLD TR GOLD SHS 78463V107   453 1,872 SH   SOLE   0 0 1,872
SPDR S&P 500 ETF TR TR UNIT 78462F103   26,463 45,153 SH   SOLE   0 0 45,153
SPDR SER TR BLOMBERG BRC INV 78468R200   741 24,110 SH   SOLE   0 0 24,110
SPDR SER TR SSGA US LRG ETF 78468R804   887 5,367 SH   SOLE   0 0 5,367
TESLA INC COM 88160R101   331 820 SH   SOLE   0 0 820
UNITEDHEALTH GROUP INC COM 91324P102   6,919 13,677 SH   SOLE   0 0 13,677
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   4,965 26,134 SH   SOLE   0 0 26,134
VISA INC COM CL A 92826C839   8,220 26,008 SH   SOLE   0 0 26,008
WALMART INC COM 931142103   349 3,861 SH   SOLE   0 0 3,861