The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 120 1,265 SH   SOLE   1,265 0 0
ISHARES TR IBOXX INV CP ETF 464287242 249 2,455 SH   SOLE   2,455 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 30 620 SH   SOLE   620 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 16 320 SH   SOLE   320 0 0
ISHARES TR US TREAS BD ETF 46429B267 94 4,200 SH   SOLE   4,200 0 0
BCE INC COM NEW 05534B760 42 940 SH   SOLE   940 0 0
BANK MONTREAL QUE COM 063671101 5,195 56,398 SH   SOLE   56,398 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107 126 2,600 SH   SOLE   2,600 0 0
BARRICK GOLD CORP COM 067901108 54 3,578 SH   SOLE   3,578 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 3,629 91,634 SH   SOLE   91,634 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 5 121 SH   SOLE   121 0 0
CANADA GOOSE HLDGS INC SHS SUB VTG 135086106 1,518 92,769 SH   SOLE   92,769 0 0
CANADIAN IMPERIAL BK COMM TO COM 136069101 50 1,100 SH   SOLE   1,100 0 0
CANADIAN NATL RY CO COM 136375102 47 397 SH   SOLE   397 0 0
CANADIAN NAT RES LTD COM 136385101 7,989 133,203 SH   SOLE   133,203 0 0
CANADIAN PAC RY LTD COM 13645T100 5,620 75,390 SH   SOLE   75,390 0 0
CENOVUS ENERGY INC COM 15135U109 8,508 420,875 SH   SOLE   420,875 0 0
ENBRIDGE INC COM 29250N105 327 8,397 SH   SOLE   8,397 0 0
FORTIS INC COM 349553107 210 5,380 SH   SOLE   5,380 0 0
FRANCO NEV CORP COM 351858105 3,964 32,080 SH   SOLE   32,080 0 0
LIGHTSPEED COMMERCE INC SUB VTG SHS 53229C107 2 82 SH   SOLE   82 0 0
MAGNA INTL INC COM 559222401 3,869 69,426 SH   SOLE   69,426 0 0
MANULIFE FINL CORP COM 56501R106 96 5,800 SH   SOLE   5,800 0 0
NUTRIEN LTD COM 67077M108 3,395 40,185 SH   SOLE   40,185 0 0
OVINTIV INC COM 69047Q102 2,181 42,860 SH   SOLE   42,860 0 0
PEMBINA PIPELINE CORP COM 706327103 166 5,016 SH   SOLE   5,016 0 0
ROYAL BK CDA COM 780087102 10,409 112,500 SH   SOLE   112,500 0 0
SUN LIFE FINANCIAL INC. COM 866796105 979 23,046 SH   SOLE   23,046 0 0
TC ENERGY CORP COM 87807B107 4,382 99,757 SH   SOLE   99,757 0 0
TELUS CORPORATION COM 87971M103 5,066 242,605 SH   SOLE   242,605 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 340 5,306 SH   SOLE   5,306 0 0
WASTE CONNECTIONS INC COM 94106B101 5,279 39,999 SH   SOLE   39,999 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 195 5,389 SH   SOLE   5,389 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 68 2,347 SH   SOLE   2,347 0 0
AT&T INC COM 00206R102 147 8,047 SH   SOLE   8,047 0 0
ABBVIE INC COM 00287Y109 19 131 SH   SOLE   131 0 0
ADVANCED MICRO DEVICES INC COM 007903107 5,746 95,675 SH   SOLE   95,675 0 0
ALCOA CORP COM 013872106 27 690 SH   SOLE   690 0 0
ALIGN TECHNOLOGY INC COM 016255101 82 424 SH   SOLE   424 0 0
ALPHABET INC CAP STK CL C 02079K107 11,244 118,780 SH   SOLE   118,780 0 0
ALPHABET INC CAP STK CL A 02079K305 102 1,080 SH   SOLE   1,080 0 0
AMAZON COM INC COM 023135106 9,690 94,590 SH   SOLE   94,590 0 0
AMERICAN EXPRESS CO COM 025816109 70 470 SH   SOLE   470 0 0
AMGEN INC COM 031162100 24 90 SH   SOLE   90 0 0
APPLE INC COM 037833100 24,119 157,288 SH   SOLE   157,288 0 0
BK OF AMERICA CORP COM 060505104 238 6,600 SH   SOLE   6,600 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 73 940 SH   SOLE   940 0 0
CSX CORP COM 126408103 3,958 136,189 SH   SOLE   136,189 0 0
CHEWY INC CL A 16679L109 3 72 SH   SOLE   72 0 0
CISCO SYS INC COM 17275R102 47 1,040 SH   SOLE   1,040 0 0
CITIGROUP INC COM NEW 172967424 68 1,480 SH   SOLE   1,480 0 0
COCA COLA CO COM 191216100 18 303 SH   SOLE   303 0 0
COSTCO WHSL CORP NEW COM 22160K105 78 155 SH   SOLE   155 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 5 34 SH   SOLE   34 0 0
DISNEY WALT CO COM 254687106 2,527 23,716 SH   SOLE   23,716 0 0
DOCUSIGN INC COM 256163106 2 43 SH   SOLE   43 0 0
DRAFTKINGS INC NEW COM CL A 26142V105 2 103 SH   SOLE   103 0 0
EOG RES INC COM 26875P101 47 345 SH   SOLE   345 0 0
EPAM SYS INC COM 29414B104 8 24 SH   SOLE   24 0 0
ETSY INC COM 29786A106 3 35 SH   SOLE   35 0 0
FORD MTR CO DEL COM 345370860 32 2,370 SH   SOLE   2,370 0 0
FREEPORT-MCMORAN INC CL B 35671D857 19 595 SH   SOLE   595 0 0
HCA HEALTHCARE INC COM 40412C101 14 65 SH   SOLE   65 0 0
HESS CORP COM 42809H107 30 215 SH   SOLE   215 0 0
HOME DEPOT INC COM 437076102 4,784 16,155 SH   SOLE   16,155 0 0
HONEYWELL INTL INC COM 438516106 8,464 41,488 SH   SOLE   41,488 0 0
INTEL CORP COM 458140100 6 204 SH   SOLE   204 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 655 2,355 SH   SOLE   2,355 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 8,142 44,409 SH   SOLE   44,409 0 0
JPMORGAN CHASE & CO COM 46625H100 9,237 73,377 SH   SOLE   73,377 0 0
JEFFERIES FINL GROUP INC COM 47233W109 23 655 SH   SOLE   655 0 0
JOHNSON & JOHNSON COM 478160104 55 315 SH   SOLE   315 0 0
LAUDER ESTEE COS INC CL A 518439104 223 1,114 SH   SOLE   1,114 0 0
LILLY ELI & CO COM 532457108 24 65 SH   SOLE   65 0 0
LIVERAMP HLDGS INC COM 53815P108 6 350 SH   SOLE   350 0 0
MSCI INC COM 55354G100 131 280 SH   SOLE   280 0 0
MASTERCARD INCORPORATED CL A 57636Q104 33 100 SH   SOLE   100 0 0
MICROSOFT CORP COM 594918104 11,254 48,480 SH   SOLE   48,480 0 0
NETFLIX INC COM 64110L106 59 202 SH   SOLE   202 0 0
NEXTERA ENERGY INC COM 65339F101 5,007 64,605 SH   SOLE   64,605 0 0
NVIDIA CORPORATION COM 67066G104 213 1,578 SH   SOLE   1,578 0 0
OKTA INC CL A 679295105 2 40 SH   SOLE   40 0 0
ORACLE CORP COM 68389X105 2 27 SH   SOLE   27 0 0
PAYCHEX INC COM 704326107 7 60 SH   SOLE   60 0 0
PEPSICO INC COM 713448108 35 195 SH   SOLE   195 0 0
PINTEREST INC CL A 72352L106 3 112 SH   SOLE   112 0 0
PROCTER AND GAMBLE CO COM 742718109 20 150 SH   SOLE   150 0 0
RINGCENTRAL INC CL A 76680R206 1 22 SH   SOLE   22 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 118 305 SH   SOLE   305 0 0
SALESFORCE INC COM 79466L302 36 224 SH   SOLE   224 0 0
SERVICENOW INC COM 81762P102 6 14 SH   SOLE   14 0 0
SKILLZ INC COM 83067L109 0 159 SH   SOLE   159 0 0
TELADOC HEALTH INC COM 87918A105 1 33 SH   SOLE   33 0 0
UNION PAC CORP COM 907818108 20 100 SH   SOLE   100 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,028 12,659 SH   SOLE   12,659 0 0
VALERO ENERGY CORP COM 91913Y100 7,072 56,326 SH   SOLE   56,326 0 0
VIAVI SOLUTIONS INC COM 925550105 17 1,137 SH   SOLE   1,137 0 0
VISA INC COM CL A 92826C839 5,970 28,819 SH   SOLE   28,819 0 0
WALMART INC COM 931142103 2,230 15,669 SH   SOLE   15,669 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 25 1,949 SH   SOLE   1,949 0 0
MEDTRONIC PLC SHS G5960L103 21 235 SH   SOLE   235 0 0
BP PLC SPONSORED ADR 055622104 46 1,370 SH   SOLE   1,370 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 67 400 SH   SOLE   400 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 41 1,575 SH   SOLE   1,575 0 0
ING GROEP N.V. SPONSORED ADR 456837103 2,224 226,445 SH   SOLE   226,445 0 0
MERCADOLIBRE INC COM 58733R102 1,077 1,195 SH   SOLE   1,195 0 0
SHELL PLC SPON ADS 780259305 2,763 49,665 SH   SOLE   49,665 0 0
SAP SE SPON ADR 803054204 30 311 SH   SOLE   311 0 0
SEA LTD SPONSORD ADS 81141R100 187 3,764 SH   SOLE   3,764 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 1,259 18,659 SH   SOLE   18,659 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,390 22,588 SH   SOLE   22,588 0 0
LINDE PLC SHS G5494J103 1,500 5,045 SH   SOLE   5,045 0 0
STONECO LTD COM CL A G85158106 1 106 SH   SOLE   106 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 34 73 SH   SOLE   73 0 0
ELASTIC N V ORD SHS N14506104 2 39 SH   SOLE   39 0 0
STELLANTIS N.V SHS N82405106 2,532 187,292 SH   SOLE   187,292 0 0