The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   2,444,686 12,374 SH   SOLE   12,374 0 0
ADOBE INC COM 00724F101   272,872 527 SH   SOLE   527 0 0
ADVANCED MICRO DEVICES INC COM 007903107   286,320 1,745 SH   SOLE   1,745 0 0
AIR PRODS & CHEMS INC COM 009158106   1,431,881 4,798 SH   SOLE   4,798 0 0
ALPHABET INC CAP STK CL A 02079K305   4,289,870 25,857 SH   SOLE   25,857 0 0
ALPHABET INC CAP STK CL C 02079K107   686,158 4,103 SH   SOLE   4,103 0 0
ALPS ETF TR SMITH CORE PLUS 00162Q346   15,304,439 578,832 SH   SOLE   578,832 0 0
AMAZON COM INC COM 023135106   4,300,129 23,078 SH   SOLE   23,078 0 0
AMERICAN EXPRESS CO COM 025816109   300,736 1,107 SH   SOLE   1,107 0 0
AMERICAN TOWER CORP NEW COM 03027X100   910,471 3,903 SH   SOLE   3,903 0 0
AMGEN INC COM 031162100   382,985 1,189 SH   SOLE   1,189 0 0
APPLE INC COM 037833100   20,992,744 90,086 SH   SOLE   90,086 0 0
AT&T INC COM 00206R102   263,088 11,958 SH   SOLE   11,958 0 0
BANK AMERICA CORP COM 060505104   1,802,618 45,431 SH   SOLE   45,431 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,993,412 13,022 SH   SOLE   13,022 0 0
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   7,486,865 151,260 SH   SOLE   151,260 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   11,219,350 209,577 SH   SOLE   209,577 0 0
BLACKROCK INC COM 09247X101   2,566,768 2,689 SH   SOLE   2,689 0 0
BOOKING HOLDINGS INC COM 09857L108   227,978 54 SH   SOLE   54 0 0
BROADCOM INC COM 11135F101   3,993,031 23,135 SH   SOLE   23,135 0 0
CHEVRON CORP NEW COM 166764100   2,975,961 20,213 SH   SOLE   20,213 0 0
CINTAS CORP COM 172908105   5,060,423 24,580 SH   SOLE   24,580 0 0
CISCO SYS INC COM 17275R102   1,455,022 27,345 SH   SOLE   27,345 0 0
CITIGROUP INC COM NEW 172967424   1,905,045 30,429 SH   SOLE   30,429 0 0
CONSTELLATION ENERGY CORP COM 21037T109   381,090 1,465 SH   SOLE   1,465 0 0
CORNING INC COM 219350105   1,137,334 25,188 SH   SOLE   25,188 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,654,866 1,859 SH   SOLE   1,859 0 0
CREATIVE MEDIA & CMNTY TR COM NEW 125525584   138,799 282,397 SH   SOLE   282,397 0 0
DEERE & CO COM 244199105   1,251,532 2,992 SH   SOLE   2,992 0 0
DELL TECHNOLOGIES INC CL C 24703L202   1,696,563 14,312 SH   SOLE   14,312 0 0
DISNEY WALT CO COM 254687106   675,453 7,012 SH   SOLE   7,012 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,416,643 12,288 SH   SOLE   12,288 0 0
ELI LILLY & CO COM 532457108   1,964,981 2,215 SH   SOLE   2,215 0 0
EXXON MOBIL CORP COM 30231G102   3,221,698 27,479 SH   SOLE   27,479 0 0
FEDEX CORP COM 31428X106   1,732,785 6,319 SH   SOLE   6,319 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   4,314,905 60,264 SH   SOLE   60,264 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   6,063,494 119,717 SH   SOLE   119,717 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   286,340 1,641 SH   SOLE   1,641 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   24,750,134 529,509 SH   SOLE   529,509 0 0
FIGS INC CL A 30260D103   143,640 21,000 SH   SOLE   21,000 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   535,718 2,529 SH   SOLE   2,529 0 0
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   3,355,362 56,676 SH   SOLE   56,676 0 0
FORD MTR CO COM 345370860   275,028 26,045 SH   SOLE   26,045 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   6,165,482 79,509 SH   SOLE   79,509 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,626,635 3,278 SH   SOLE   3,278 0 0
HOME DEPOT INC COM 437076102   3,476,291 8,569 SH   SOLE   8,569 0 0
HONEYWELL INTL INC COM 438516106   2,444,783 11,819 SH   SOLE   11,819 0 0
INNOVATOR ETFS TRUST EQUITY DEFINED 45783Y335   509,324 19,425 SH   SOLE   19,425 0 0
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814   1,384,068 31,371 SH   SOLE   31,371 0 0
INNOVATOR ETFS TRUST POWER BUFFER SET 45783Y723   6,504,517 206,264 SH   SOLE   206,264 0 0
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870   859,683 23,919 SH   SOLE   23,919 0 0
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   2,898,866 76,568 SH   SOLE   76,568 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417   1,361,771 37,785 SH   SOLE   37,785 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318   1,832,504 51,995 SH   SOLE   51,995 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   1,220,993 29,550 SH   SOLE   29,550 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383   891,419 22,711 SH   SOLE   22,711 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   11,721,100 317,852 SH   SOLE   317,852 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   513,184 12,677 SH   SOLE   12,677 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   512,510 2,317 SH   SOLE   2,317 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   209,692 9,928 SH   SOLE   9,928 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   12,627,201 259,363 SH   SOLE   259,363 0 0
ISHARES TR CORE DIV GRWTH 46434V621   7,159,958 114,218 SH   SOLE   114,218 0 0
ISHARES TR CORE MSCI EAFE 46432F842   2,196,169 28,139 SH   SOLE   28,139 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,165,777 18,522 SH   SOLE   18,522 0 0
ISHARES TR CORE S&P500 ETF 464287200   66,610,839 115,452 SH   SOLE   115,452 0 0
ISHARES TR CORE US AGGBD ET 464287226   36,273,220 358,143 SH   SOLE   358,143 0 0
ISHARES TR EAFE GRWTH ETF 464288885   12,498,206 116,079 SH   SOLE   116,079 0 0
ISHARES TR EAFE VALUE ETF 464288877   12,564,087 218,380 SH   SOLE   218,380 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   230,928 1,831 SH   SOLE   1,831 0 0
ISHARES TR FALN ANGLS USD 46435G474   611,413 22,363 SH   SOLE   22,363 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   809,220 15,063 SH   SOLE   15,063 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   23,125,721 253,242 SH   SOLE   253,242 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   42,974,896 239,657 SH   SOLE   239,657 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,414,755 13,023 SH   SOLE   13,023 0 0
ISHARES TR PFD AND INCM SEC 464288687   745,736 22,442 SH   SOLE   22,442 0 0
ISHARES TR S&P 100 ETF 464287101   13,151,641 47,450 SH   SOLE   47,450 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   966,711 16,245 SH   SOLE   16,245 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   1,500,069 29,258 SH   SOLE   29,258 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   698,783 13,717 SH   SOLE   13,717 0 0
JOHNSON & JOHNSON COM 478160104   4,194,968 25,892 SH   SOLE   25,892 0 0
JOHNSON CTLS INTL PLC SHS G51502105   1,770,967 22,819 SH   SOLE   22,819 0 0
JPMORGAN CHASE & CO. COM 46625H100   4,966,014 23,549 SH   SOLE   23,549 0 0
LINCOLN ELEC HLDGS INC COM 533900106   790,545 4,117 SH   SOLE   4,117 0 0
LOCKHEED MARTIN CORP COM 539830109   2,357,721 4,013 SH   SOLE   4,013 0 0
LULULEMON ATHLETICA INC COM 550021109   224,408 827 SH   SOLE   827 0 0
MASTERCARD INCORPORATED CL A 57636Q104   578,660 1,169 SH   SOLE   1,169 0 0
MCDONALDS CORP COM 580135101   2,926,456 9,596 SH   SOLE   9,596 0 0
MCKESSON CORP COM 58155Q103   1,221,232 2,470 SH   SOLE   2,470 0 0
MEDTRONIC PLC SHS G5960L103   2,044,024 22,705 SH   SOLE   22,705 0 0
MERCADOLIBRE INC COM 58733R102 BBG001SM32G3 205,196 100 SH   SOLE   100 0 0
MERCK & CO INC COM 58933Y105   3,824,513 33,670 SH   SOLE   33,670 0 0
META PLATFORMS INC CL A 30303M102   1,801,853 3,144 SH   SOLE   3,144 0 0
MICROSOFT CORP COM 594918104   9,152,726 21,255 SH   SOLE   21,255 0 0
MIDDLEFIELD BANC CORP COM NEW 596304204 BBG001SCN7J9 1,108,858 38,502 SH   SOLE   38,502 0 0
MONDELEZ INTL INC CL A 609207105   1,909,995 25,918 SH   SOLE   25,918 0 0
MOODYS CORP COM 615369105   1,427,098 3,007 SH   SOLE   3,007 0 0
NETFLIX INC COM 64110L106   976,663 1,377 SH   SOLE   1,377 0 0
NEXTERA ENERGY INC COM 65339F101   3,314,168 39,208 SH   SOLE   39,208 0 0
NIKE INC CL B 654106103   646,098 7,304 SH   SOLE   7,304 0 0
NORFOLK SOUTHN CORP COM 655844108   1,127,790 4,529 SH   SOLE   4,529 0 0
NOVO-NORDISK A S ADR 670100205   281,498 2,365 SH   SOLE   2,365 0 0
NVIDIA CORPORATION COM 67066G104   7,391,657 60,866 SH   SOLE   60,866 0 0
OCCIDENTAL PETE CORP COM 674599105   777,573 15,082 SH   SOLE   15,082 0 0
ONEOK INC NEW COM 682680103   200,281 2,198 SH   SOLE   2,198 0 0
PEPSICO INC COM 713448108   1,788,252 10,516 SH   SOLE   10,516 0 0
PROCTER AND GAMBLE CO COM 742718109   3,386,607 19,545 SH   SOLE   19,545 0 0
PROGRESSIVE CORP COM 743315103   2,108,603 8,307 SH   SOLE   8,307 0 0
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   35,021 35,000 PRN   SOLE   35,000 0 0
QUALCOMM INC COM 747525103   779,314 4,577 SH   SOLE   4,577 0 0
RITHM CAPITAL CORP COM NEW 64828T201   1,283,091 113,048 SH   SOLE   113,048 0 0
RTX CORPORATION COM 75513E101   300,575 2,481 SH   SOLE   2,481 0 0
SALESFORCE INC COM 79466L302   1,921,905 7,014 SH   SOLE   7,014 0 0
SERVICENOW INC COM 81762P102   1,685,925 1,885 SH   SOLE   1,885 0 0
SOUTHERN CO COM 842587107   1,327,922 14,725 SH   SOLE   14,725 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG001T66XM9 379,374 18,615 SH   SOLE   18,615 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   4,470,602 94,176 SH   SOLE   94,176 0 0
TARGET CORP COM 87612E106   958,027 6,140 SH   SOLE   6,140 0 0
TESLA INC COM 88160R101   2,934,438 11,216 SH   SOLE   11,216 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,005,450 1,624 SH   SOLE   1,624 0 0
UBER TECHNOLOGIES INC COM 90353T100   1,074,943 14,302 SH   SOLE   14,302 0 0
UNILEVER PLC SPON ADR NEW 904767704   1,707,302 26,278 SH   SOLE   26,278 0 0
UNITEDHEALTH GROUP INC COM 91324P102   4,444,753 7,591 SH   SOLE   7,591 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   639,141 7,632 SH   SOLE   7,632 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   322,110 1,626 SH   SOLE   1,626 0 0
VISA INC COM CL A 92826C839   2,019,247 7,337 SH   SOLE   7,337 0 0
WALMART INC COM 931142103   1,380,454 17,091 SH   SOLE   17,091 0 0