The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 18,660 193,875 SH   SOLE   0 0 193,875
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 18,544 119,886 SH   SOLE   0 0 119,886
ISHARES TR RUS MDCP VAL ETF 464287473 9,541 148,863 SH   SOLE   0 0 148,863
ISHARES TR CORE MSCI EAFE 46432F842 9,087 182,145 SH   SOLE   0 0 182,145
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,229 155,853 SH   SOLE   0 0 155,853
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,574 73,367 SH   SOLE   0 0 73,367
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 3,083 75,447 SH   SOLE   0 0 75,447
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,858 40,913 SH   SOLE   0 0 40,913
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,679 9,185 SH   SOLE   0 0 9,185
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,628 37,945 SH   SOLE   0 0 37,945
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,530 19,557 SH   SOLE   0 0 19,557
ISHARES TR CORE US AGGBD ET 464287226 1,439 12,470 SH   SOLE   0 0 12,470
ISHARES TR RUSSELL 2000 ETF 464287655 1,371 11,980 SH   SOLE   0 0 11,980
VANGUARD INDEX FDS TOTAL STK MKT 922908769 952 7,385 SH   SOLE   0 0 7,385
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 941 10,815 SH   SOLE   0 0 10,815
VANGUARD WORLD FDS INF TECH ETF 92204A702 883 4,165 SH   SOLE   0 0 4,165
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 843 7,190 SH   SOLE   0 0 7,190
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 711 8,843 SH   SOLE   0 0 8,843
ISHARES TR RUS MID CAP ETF 464287499 711 16,468 SH   SOLE   0 0 16,468
ISHARES TR NASDAQ BIOTECH 464287556 697 6,471 SH   SOLE   0 0 6,471
VANGUARD INDEX FDS VALUE ETF 922908744 618 6,937 SH   SOLE   0 0 6,937
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 582 11,008 SH   SOLE   0 0 11,008
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 575 17,237 SH   SOLE   0 0 17,237
VANGUARD INDEX FDS GROWTH ETF 922908736 424 2,707 SH   SOLE   0 0 2,707
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 406 4,991 SH   SOLE   0 0 4,991
ECOLAB INC COM 278865100 363 2,331 SH   SOLE   0 0 2,331
3M CO COM 88579Y101 344 2,523 SH   SOLE   0 0 2,523
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 338 4,111 SH   SOLE   0 0 4,111
ISHARES TR RUS 1000 ETF 464287622 331 2,336 SH   SOLE   0 0 2,336
ISHARES INC CORE MSCI EMKT 46434G103 330 8,148 SH   SOLE   0 0 8,148
VANGUARD INDEX FDS LARGE CAP ETF 922908637 318 2,683 SH   SOLE   0 0 2,683
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 308 6,848 SH   SOLE   0 0 6,848
AMAZON COM INC COM 023135106 294 151 SH   SOLE   0 0 151
ALPHABET INC CAP STK CL A 02079K305 281 242 SH   SOLE   0 0 242
MEDTRONIC PLC SHS G5960L103 272 3,019 SH   SOLE   0 0 3,019
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 272 4,333 SH   SOLE   0 0 4,333
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 271 2,990 SH   SOLE   0 0 2,990
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 267 1,608 SH   SOLE   0 0 1,608
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 256 6,244 SH   SOLE   0 0 6,244
SPDR S&P 500 ETF TR TR UNIT 78462F103 241 935 SH   SOLE   0 0 935
APPLE INC COM 037833100 220 865 SH   SOLE   0 0 865
AMERISOURCEBERGEN CORP COM 03073E105 219 2,479 SH   SOLE   0 0 2,479
NVIDIA CORP COM 67066G104 210 795 SH   SOLE   0 0 795
FORD MTR CO DEL COM 345370860 104 21,598 SH   SOLE   0 0 21,598