The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   258,394 2,864 SH   SOLE   0 0 2,864
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   242,909 788 SH   SOLE   0 0 788
ALPHABET INC CAP STK CL A 02079K305   595,715 4,440 SH   SOLE   0 0 4,440
ALPHABET INC CAP STK CL C 02079K107   346,576 2,564 SH   SOLE   0 0 2,564
AMAZON COM INC COM 023135106   704,003 5,438 SH   SOLE   0 0 5,438
APPLE INC COM 037833100   808,161 4,651 SH   SOLE   0 0 4,651
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,174,490 9,120 SH   SOLE   0 0 9,120
BROADCOM INC COM 11135F101   417,475 500 SH   SOLE   0 0 500
CISCO SYS INC COM 17275R102   232,517 4,275 SH   SOLE   0 0 4,275
ECOLAB INC COM 278865100   220,976 1,324 SH   SOLE   0 0 1,324
FIRST TR EXCHANGE-TRADED FD GBL WND ENRG ETF 33736G106   150,710 10,765 SH   SOLE   0 0 10,765
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   2,761,428 123,942 SH   SOLE   0 0 123,942
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   233,645 4,447 SH   SOLE   0 0 4,447
ISHARES INC MSCI EMRG CHN 46434G764   2,896,155 58,402 SH   SOLE   0 0 58,402
ISHARES INC CORE MSCI EMKT 46434G103   971,291 20,513 SH   SOLE   0 0 20,513
ISHARES TR U.S. FINLS ETF 464287788   270,440 3,665 SH   SOLE   0 0 3,665
ISHARES TR CONV BD ETF 46435G102   2,661,670 36,017 SH   SOLE   0 0 36,017
ISHARES TR RUS MDCP VAL ETF 464287473   19,118,983 186,073 SH   SOLE   0 0 186,073
ISHARES TR EAFE SML CP ETF 464288273   229,689 4,149 SH   SOLE   0 0 4,149
ISHARES TR GL CLEAN ENE ETF 464288224   192,481 13,690 SH   SOLE   0 0 13,690
ISHARES TR NATIONAL MUN ETF 464288414   2,141,963 21,012 SH   SOLE   0 0 21,012
ISHARES TR TIPS BD ETF 464287176   761,217 7,396 SH   SOLE   0 0 7,396
ISHARES TR S&P 500 GRWT ETF 464287309   1,449,653 21,092 SH   SOLE   0 0 21,092
ISHARES TR CORE US AGGBD ET 464287226   15,740,739 169,019 SH   SOLE   0 0 169,019
ISHARES TR CORE MSCI EAFE 46432F842   9,209,325 145,257 SH   SOLE   0 0 145,257
ISHARES TR RUS 1000 ETF 464287622   387,489 1,650 SH   SOLE   0 0 1,650
ISHARES TR RUSSELL 2000 ETF 464287655   4,841,979 27,816 SH   SOLE   0 0 27,816
ISHARES TR S&P 500 VAL ETF 464287408   38,975,312 254,891 SH   SOLE   0 0 254,891
ISHARES TR RUS MID CAP ETF 464287499   1,931,596 28,236 SH   SOLE   0 0 28,236
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,270,996 45,158 SH   SOLE   0 0 45,158
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   11,874,036 237,623 SH   SOLE   0 0 237,623
MASTERCARD INCORPORATED CL A 57636Q104   210,592 532 SH   SOLE   0 0 532
MEDTRONIC PLC SHS G5960L103   203,446 2,616 SH   SOLE   0 0 2,616
MICROSOFT CORP COM 594918104   262,589 816 SH   SOLE   0 0 816
NVIDIA CORPORATION COM 67066G104   1,422,860 3,177 SH   SOLE   0 0 3,177
PROSOMNUS INC COMMON STOCK 50535E108   61,884 67,265 SH   SOLE   0 0 67,265
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   446,103 3,470 SH   SOLE   0 0 3,470
SELECT SECTOR SPDR TR ENERGY 81369Y506   704,035 7,947 SH   SOLE   0 0 7,947
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   972,358 5,869 SH   SOLE   0 0 5,869
SPDR S&P 500 ETF TR TR UNIT 78462F103   364,068 852 SH   SOLE   0 0 852
SPDR SER TR S&P 600 SMCP VAL 78464A300   5,366,721 75,185 SH   SOLE   0 0 75,185
UNITEDHEALTH GROUP INC COM 91324P102   251,625 489 SH   SOLE   0 0 489
VANGUARD INDEX FDS SM CP VAL ETF 922908611   271,820 1,732 SH   SOLE   0 0 1,732
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,457,236 19,072 SH   SOLE   0 0 19,072
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   457,773 3,234 SH   SOLE   0 0 3,234
VANGUARD INDEX FDS GROWTH ETF 922908736   730,077 2,660 SH   SOLE   0 0 2,660
VANGUARD INDEX FDS LARGE CAP ETF 922908637   504,747 2,578 SH   SOLE   0 0 2,578
VANGUARD INDEX FDS SMALL CP ETF 922908751   387,299 2,076 SH   SOLE   0 0 2,076
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,360,818 6,415 SH   SOLE   0 0 6,415
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,626,994 48,835 SH   SOLE   0 0 48,835
VANGUARD INDEX FDS VALUE ETF 922908744   3,986,326 29,182 SH   SOLE   0 0 29,182
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,530,033 65,869 SH   SOLE   0 0 65,869
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,148,084 20,564 SH   SOLE   0 0 20,564
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,320,053 110,572 SH   SOLE   0 0 110,572
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,957,420 191,194 SH   SOLE   0 0 191,194
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   798,284 16,732 SH   SOLE   0 0 16,732
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   1,459,346 22,152 SH   SOLE   0 0 22,152
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   2,803,665 14,424 SH   SOLE   0 0 14,424
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   43,772,620 634,110 SH   SOLE   0 0 634,110
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   274,170 3,896 SH   SOLE   0 0 3,896
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,015,138 46,820 SH   SOLE   0 0 46,820
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   255,743 2,417 SH   SOLE   0 0 2,417
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,295,520 3,094 SH   SOLE   0 0 3,094
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   864,025 3,688 SH   SOLE   0 0 3,688
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   277,990 1,032 SH   SOLE   0 0 1,032
VANGUARD WORLD FDS UTILITIES ETF 92204A876   287,094 2,360 SH   SOLE   0 0 2,360
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   213,399 4,240 SH   SOLE   0 0 4,240