The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 25,145 233,107 SH   SOLE   0 0 233,107
AFLAC INC COM 001055102 323 6,201 SH   SOLE   0 0 6,201
ALPHABET INC CAP STK CL A 02079K305 315 118 SH   SOLE   0 0 118
ALPHABET INC CAP STK CL C 02079K107 22,788 8,550 SH   SOLE   0 0 8,550
AMAZON COM INC COM 023135106 828 252 SH   SOLE   0 0 252
AMERICAN EXPRESS CO COM 025816109 465 2,778 SH   SOLE   0 0 2,778
AMGEN INC COM 031162100 6,682 31,422 SH   SOLE   0 0 31,422
APPLE INC COM 037833100 17,814 125,897 SH   SOLE   0 0 125,897
BANK NEW YORK MELLON CORP COM 064058100 8,877 171,234 SH   SOLE   0 0 171,234
BECTON DICKINSON & CO COM 075887109 8,023 32,636 SH   SOLE   0 0 32,636
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 738 2,704 SH   SOLE   0 0 2,704
BOEING CO COM 097023105 357 1,625 SH   SOLE   0 0 1,625
BRISTOL-MYERS SQUIBB CO COM 110122108 485 8,190 SH   SOLE   0 0 8,190
CAPITAL ONE FINL CORP COM 14040H105 1,109 6,850 SH   SOLE   0 0 6,850
CHEVRON CORP NEW COM 166764100 12,803 126,200 SH   SOLE   0 0 126,200
CINEDIGM CORP COM NEW 172406209 31 12,365 SH   SOLE   0 0 12,365
CISCO SYS INC COM 17275R102 25,880 475,469 SH   SOLE   0 0 475,469
COCA COLA CO COM 191216100 21,360 407,083 SH   SOLE   0 0 407,083
COLGATE PALMOLIVE CO COM 194162103 200 2,650 SH   SOLE   0 0 2,650
COMCAST CORP NEW CL A 20030N101 23,123 413,422 SH   SOLE   0 0 413,422
COMPUGEN LTD ORD M25722105 628 105,236 SH   SOLE   0 0 105,236
CONSOLIDATED EDISON INC COM 209115104 9,236 127,232 SH   SOLE   0 0 127,232
CVS HEALTH CORP COM 126650100 28,974 341,432 SH   SOLE   0 0 341,432
DANAHER CORPORATION COM 235851102 225 739 SH   SOLE   0 0 739
EBAY INC. COM 278642103 12,304 176,606 SH   SOLE   0 0 176,606
EXXON MOBIL CORP COM 30231G102 453 7,706 SH   SOLE   0 0 7,706
FACEBOOK INC CL A 30303M102 14,337 42,242 SH   SOLE   0 0 42,242
FEDEX CORP COM 31428X106 11,120 50,709 SH   SOLE   0 0 50,709
FISERV INC COM 337738108 10,061 92,727 SH   SOLE   0 0 92,727
GENERAL DYNAMICS CORP COM 369550108 4,257 21,714 SH   SOLE   0 0 21,714
GENERAL MLS INC COM 370334104 8,984 150,191 SH   SOLE   0 0 150,191
GILEAD SCIENCES INC COM 375558103 24,560 351,616 SH   SOLE   0 0 351,616
GOLDMAN SACHS GROUP INC COM 38141G104 15,887 42,026 SH   SOLE   0 0 42,026
INVESCO QQQ TR UNIT SER 1 46090E103 771 2,155 SH   SOLE   0 0 2,155
ISHARES INC CORE MSCI EMKT 46434G103 341 5,514 SH   SOLE   0 0 5,514
ISHARES TR CORE S&P SCP ETF 464287804 378 3,465 SH   SOLE   0 0 3,465
ISHARES TR CORE S&P500 ETF 464287200 792 1,838 SH   SOLE   0 0 1,838
ISHARES TR MSCI EAFE ETF 464287465 1,692 21,684 SH   SOLE   0 0 21,684
ISHARES TR RUS 1000 GRW ETF 464287614 768 2,803 SH   SOLE   0 0 2,803
ISHARES TR RUS MID CAP ETF 464287499 218 2,782 SH   SOLE   0 0 2,782
ISHARES TR RUSSELL 2000 ETF 464287655 1,696 7,753 SH   SOLE   0 0 7,753
JOHNSON & JOHNSON COM 478160104 613 3,796 SH   SOLE   0 0 3,796
JPMORGAN CHASE & CO COM 46625H100 35,230 215,223 SH   SOLE   0 0 215,223
KELLOGG CO COM 487836108 23,450 366,858 SH   SOLE   0 0 366,858
KIMBERLY-CLARK CORP COM 494368103 10,593 79,981 SH   SOLE   0 0 79,981
L3HARRIS TECHNOLOGIES INC COM 502431109 5,241 23,799 SH   SOLE   0 0 23,799
LAKELAND BANCORP INC COM 511637100 474 26,876 SH   SOLE   0 0 26,876
LONGEVERON INC COM 54303L104 305 86,400 SH   SOLE   0 0 86,400
M & T BK CORP COM 55261F104 11,085 74,227 SH   SOLE   0 0 74,227
MERCK & CO INC COM 58933Y105 13,144 175,000 SH   SOLE   0 0 175,000
MICROSOFT CORP COM 594918104 45,287 160,638 SH   SOLE   0 0 160,638
MORGAN STANLEY COM NEW 617446448 15,277 156,991 SH   SOLE   0 0 156,991
PEPSICO INC COM 713448108 17,083 113,577 SH   SOLE   0 0 113,577
PINNACLE WEST CAP CORP COM 723484101 17,226 238,058 SH   SOLE   0 0 238,058
PNC FINL SVCS GROUP INC COM 693475105 12,693 64,880 SH   SOLE   0 0 64,880
PROCTER AND GAMBLE CO COM 742718109 387 2,765 SH   SOLE   0 0 2,765
QUALCOMM INC COM 747525103 21,040 163,125 SH   SOLE   0 0 163,125
SCHLUMBERGER LTD COM STK 806857108 4,169 140,642 SH   SOLE   0 0 140,642
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,620 5,448 SH   SOLE   0 0 5,448
SPDR SER TR S&P DIVID ETF 78464A763 477 4,054 SH   SOLE   0 0 4,054
STATE STR CORP COM 857477103 11,862 140,013 SH   SOLE   0 0 140,013
TE CONNECTIVITY LTD REG SHS H84989104 13,362 97,373 SH   SOLE   0 0 97,373
TESLA INC COM 88160R101 809 1,043 SH   SOLE   0 0 1,043
THERMO FISHER SCIENTIFIC INC COM 883556102 12,606 22,064 SH   SOLE   0 0 22,064
TRUIST FINL CORP COM 89832Q109 23,134 394,440 SH   SOLE   0 0 394,440
UNILEVER PLC SPON ADR NEW 904767704 408 7,518 SH   SOLE   0 0 7,518
US BANCORP DEL COM NEW 902973304 25,950 436,578 SH   SOLE   0 0 436,578
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 969 5,315 SH   SOLE   0 0 5,315
VANGUARD INDEX FDS GROWTH ETF 922908736 691 2,381 SH   SOLE   0 0 2,381
VANGUARD INDEX FDS MID CAP ETF 922908629 206 870 SH   SOLE   0 0 870
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,536 6,430 SH   SOLE   0 0 6,430
VANGUARD INDEX FDS SMALL CP ETF 922908751 223 1,019 SH   SOLE   0 0 1,019
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,327 10,481 SH   SOLE   0 0 10,481
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 543 3,537 SH   SOLE   0 0 3,537
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,702 33,716 SH   SOLE   0 0 33,716
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,825 27,336 SH   SOLE   0 0 27,336
VERIZON COMMUNICATIONS INC COM 92343V104 12,876 238,397 SH   SOLE   0 0 238,397
VIACOMCBS INC CL B 92556H206 14,081 356,394 SH   SOLE   0 0 356,394
WALMART INC COM 931142103 249 1,784 SH   SOLE   0 0 1,784
WELLS FARGO CO NEW COM 949746101 11,657 251,164 SH   SOLE   0 0 251,164