The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AAON INC COM PAR $0.004 000360206   236,420 2,710 SH   SOLE   2,710 0 0
ABBVIE INC COM 00287Y109   282,493 1,647 SH   SOLE   1,647 0 0
AGILYSYS INC COM 00847J105   356,680 3,425 SH   SOLE   3,425 0 0
AMAZON COM INC COM 023135106   457,809 2,369 SH   SOLE   2,369 0 0
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072216   282,603 4,798 SH   SOLE   4,798 0 0
AMERICAN CENTY ETF TR AVANTIS MODERAT 025072182   694,385 12,311 SH   SOLE   12,311 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   859,903 13,684 SH   SOLE   13,684 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,498,657 16,704 SH   SOLE   16,704 0 0
APPLE INC COM 037833100   2,186,284 10,380 SH   SOLE   10,380 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   223,978 219 SH   SOLE   219 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,263,435 5,564 SH   SOLE   5,564 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   4,598,055 139,801 SH   SOLE   139,801 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   7,186,014 279,394 SH   SOLE   279,394 0 0
CHEVRON CORP NEW COM 166764100   252,888 1,617 SH   SOLE   1,617 0 0
COSTCO WHSL CORP NEW COM 22160K105   304,296 358 SH   SOLE   358 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   7,906,047 305,607 SH   SOLE   305,607 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   3,148,340 125,984 SH   SOLE   125,984 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   487,199 16,421 SH   SOLE   16,421 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   292,197 7,794 SH   SOLE   7,794 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   3,318,637 114,792 SH   SOLE   114,792 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   210,095 5,350 SH   SOLE   5,350 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,124,978 50,904 SH   SOLE   50,904 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,641,785 166,605 SH   SOLE   166,605 0 0
ELI LILLY & CO COM 532457108   1,594,374 1,761 SH   SOLE   1,761 0 0
EXXON MOBIL CORP COM 30231G102   275,482 2,393 SH   SOLE   2,393 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   2,293,734 68,164 SH   SOLE   68,164 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   464,144 6,523 SH   SOLE   6,523 0 0
ISHARES TR CORE INTL AGGR 46435G672   480,380 9,623 SH   SOLE   9,623 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,418,642 24,242 SH   SOLE   24,242 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,380,951 31,698 SH   SOLE   31,698 0 0
ISHARES TR CORE S&P500 ETF 464287200   4,887,915 8,932 SH   SOLE   8,932 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,067,867 11,001 SH   SOLE   11,001 0 0
ISHARES TR MSCI EAFE ETF 464287465   355,227 4,535 SH   SOLE   4,535 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   303,326 7,122 SH   SOLE   7,122 0 0
ISHARES TR RUS 1000 ETF 464287622   1,124,404 3,779 SH   SOLE   3,779 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   735,794 2,019 SH   SOLE   2,019 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,070,733 6,137 SH   SOLE   6,137 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   1,308,351 4,984 SH   SOLE   4,984 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,829,721 12,014 SH   SOLE   12,014 0 0
ISHARES TR RUS MID CAP ETF 464287499   202,051 2,492 SH   SOLE   2,492 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   746,432 3,679 SH   SOLE   3,679 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   467,635 1,515 SH   SOLE   1,515 0 0
ISHARES TR TIPS BD ETF 464287176   248,767 2,330 SH   SOLE   2,330 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716   957,899 18,333 SH   SOLE   18,333 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   1,798,268 39,315 SH   SOLE   39,315 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   540,251 9,773 SH   SOLE   9,773 0 0
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   312,194 6,730 SH   SOLE   6,730 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   2,325,809 46,083 SH   SOLE   46,083 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,124,928 61,581 SH   SOLE   61,581 0 0
JOHNSON & JOHNSON COM 478160104   440,380 3,013 SH   SOLE   3,013 0 0
JPMORGAN CHASE & CO. COM 46625H100   718,058 3,550 SH   SOLE   3,550 0 0
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   5,672,004 205,340 SH   SOLE   205,340 0 0
MICROSOFT CORP COM 594918104   349,962 783 SH   SOLE   783 0 0
NETFLIX INC COM 64110L106   337,440 500 SH   SOLE   500 0 0
NORFOLK SOUTHN CORP COM 655844108   223,707 1,042 SH   SOLE   1,042 0 0
PROCTER AND GAMBLE CO COM 742718109   247,545 1,501 SH   SOLE   1,501 0 0
REALTY INCOME CORP COM 756109104   722,152 13,672 SH   SOLE   13,672 0 0
SALESFORCE INC COM 79466L302   293,865 1,143 SH   SOLE   1,143 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   872,163 32,837 SH   SOLE   32,837 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   483,020 20,493 SH   SOLE   20,493 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   633,858 17,815 SH   SOLE   17,815 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   517,819 6,990 SH   SOLE   6,990 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   212,282 3,304 SH   SOLE   3,304 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   258,887 5,456 SH   SOLE   5,456 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   269,604 7,157 SH   SOLE   7,157 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   378,777 696 SH   SOLE   696 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   386,091 5,819 SH   SOLE   5,819 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   409,735 9,866 SH   SOLE   9,866 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   538,874 6,725 SH   SOLE   6,725 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   323,682 6,641 SH   SOLE   6,641 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201   618,364 7,202 SH   SOLE   7,202 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   270,900 15,000 SH   SOLE   15,000 0 0
STRYKER CORPORATION COM 863667101   687,986 2,022 SH   SOLE   2,022 0 0
UNITED BANCORP INC OHIO COM 909911109   456,920 36,408 SH   SOLE   36,408 0 0
VALE S A SPONSORED ADS 91912E105   124,210 11,120 SH   SOLE   11,120 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,718,655 113,672 SH   SOLE   113,672 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   206,856 2,871 SH   SOLE   2,871 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   8,845,054 181,735 SH   SOLE   181,735 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   315,664 844 SH   SOLE   844 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   340,822 681 SH   SOLE   681 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,471,321 13,540 SH   SOLE   13,540 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,101,300 41,741 SH   SOLE   41,741 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   11,749,711 46,974 SH   SOLE   46,974 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,149,388 4,297 SH   SOLE   4,297 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   1,047,041 6,527 SH   SOLE   6,527 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   4,221,063 35,927 SH   SOLE   35,927 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   317,447 6,335 SH   SOLE   6,335 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   448,464 3,345 SH   SOLE   3,345 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   206,768 3,429 SH   SOLE   3,429 0 0