The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR U.S. UTILITS ETF 464287697 829 10,505 SH   SOLE   0 0 10,505
ISHARES TR CORE S&P500 ETF 464287200 272 631 SH   SOLE   0 0 631
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 766 11,991 SH   SOLE   0 0 11,991
ADOBE SYSTEMS INCORPORATED COM 00724F101 622 1,080 SH   SOLE   0 0 1,080
AMAZON COM INC COM 023135106 2,960 901 SH   SOLE   0 0 901
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 493 1,807 SH   SOLE   0 0 1,807
EMERSON ELEC CO COM 291011104 206 2,192 SH   SOLE   0 0 2,192
AMGEN INC COM 031162100 342 1,607 SH   SOLE   0 0 1,607
ABBOTT LABS COM 002824100 384 3,249 SH   SOLE   0 0 3,249
GRAINGER W W INC COM 384802104 343 872 SH   SOLE   0 0 872
INTEL CORP COM 458140100 2,070 38,857 SH   SOLE   0 0 38,857
ILLINOIS TOOL WKS INC COM 452308109 312 1,509 SH   SOLE   0 0 1,509
DISNEY WALT CO COM 254687106 370 2,189 SH   SOLE   0 0 2,189
JOHNSON & JOHNSON COM 478160104 467 2,889 SH   SOLE   0 0 2,889
MEDTRONIC PLC SHS G5960L103 1,665 13,280 SH   SOLE   0 0 13,280
PFIZER INC COM 717081103 2,482 57,717 SH   SOLE   0 0 57,717
LOWES COS INC COM 548661107 1,756 8,656 SH   SOLE   0 0 8,656
AMERISOURCEBERGEN CORP COM 03073E105 999 8,365 SH   SOLE   0 0 8,365
CHEVRON CORP NEW COM 166764100 866 8,537 SH   SOLE   0 0 8,537
MICROSOFT CORP COM 594918104 6,478 22,980 SH   SOLE   0 0 22,980
UNITED PARCEL SERVICE INC CL B 911312106 691 3,792 SH   SOLE   0 0 3,792
AT&T INC COM 00206R102 2,092 77,458 SH   SOLE   0 0 77,458
CISCO SYS INC COM 17275R102 1,276 23,439 SH   SOLE   0 0 23,439
INTERNATIONAL BUSINESS MACHS COM 459200101 2,225 16,018 SH   SOLE   0 0 16,018
PEPSICO INC COM 713448108 1,257 8,355 SH   SOLE   0 0 8,355
STRYKER CORPORATION COM 863667101 346 1,312 SH   SOLE   0 0 1,312
VERIZON COMMUNICATIONS INC COM 92343V104 1,275 23,613 SH   SOLE   0 0 23,613
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 7,948 53,227 SH   SOLE   0 0 53,227
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 908 7,130 SH   SOLE   0 0 7,130
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,129 6,293 SH   SOLE   0 0 6,293
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,490 35,744 SH   SOLE   0 0 35,744
SCHWAB CHARLES CORP COM 808513105 646 8,866 SH   SOLE   0 0 8,866
BK OF AMERICA CORP COM 060505104 1,370 32,277 SH   SOLE   0 0 32,277
STARBUCKS CORP COM 855244109 221 2,003 SH   SOLE   0 0 2,003
ANALOG DEVICES INC COM 032654105 1,343 8,021 SH   SOLE   0 0 8,021
AUTOMATIC DATA PROCESSING IN COM 053015103 2,139 10,700 SH   SOLE   0 0 10,700
EXXON MOBIL CORP COM 30231G102 2,896 49,233 SH   SOLE   0 0 49,233
WALMART INC COM 931142103 1,212 8,697 SH   SOLE   0 0 8,697
TEXAS INSTRS INC COM 882508104 324 1,684 SH   SOLE   0 0 1,684
TARGET CORP COM 87612E106 346 1,513 SH   SOLE   0 0 1,513
SCHLUMBERGER LTD COM STK 806857108 932 31,460 SH   SOLE   0 0 31,460
PROCTER AND GAMBLE CO COM 742718109 1,340 9,588 SH   SOLE   0 0 9,588
GILEAD SCIENCES INC COM 375558103 287 4,108 SH   SOLE   0 0 4,108
HOME DEPOT INC COM 437076102 1,577 4,804 SH   SOLE   0 0 4,804
MCDONALDS CORP COM 580135101 2,158 8,952 SH   SOLE   0 0 8,952
NIKE INC CL B 654106103 617 4,246 SH   SOLE   0 0 4,246
JPMORGAN CHASE & CO COM 46625H100 1,316 8,039 SH   SOLE   0 0 8,039
MONDELEZ INTL INC CL A 609207105 1,090 18,733 SH   SOLE   0 0 18,733
WELLS FARGO CO NEW COM 949746101 859 18,511 SH   SOLE   0 0 18,511
FORD MTR CO DEL COM 345370860 144 10,178 SH   SOLE   0 0 10,178
UNITEDHEALTH GROUP INC COM 91324P102 1,225 3,134 SH   SOLE   0 0 3,134
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 258 805 SH   SOLE   0 0 805
AMERICAN TOWER CORP NEW COM 03027X100 1,526 5,751 SH   SOLE   0 0 5,751
RAYTHEON TECHNOLOGIES CORP COM 75513E101 608 7,074 SH   SOLE   0 0 7,074
3M CO COM 88579Y101 992 5,656 SH   SOLE   0 0 5,656
COMCAST CORP NEW CL A 20030N101 2,333 41,709 SH   SOLE   0 0 41,709
VANGUARD INDEX FDS TOTAL STK MKT 922908769 515 2,321 SH   SOLE   0 0 2,321
NORFOLK SOUTHN CORP COM 655844108 280 1,172 SH   SOLE   0 0 1,172
NEXTERA ENERGY INC COM 65339F101 838 10,668 SH   SOLE   0 0 10,668
APPLE INC COM 037833100 13,240 93,568 SH   SOLE   0 0 93,568
CHUBB LIMITED COM H1467J104 1,736 10,005 SH   SOLE   0 0 10,005
ECOLAB INC COM 278865100 436 2,092 SH   SOLE   0 0 2,092
GABELLI EQUITY TR INC COM 362397101 119 17,926 SH   SOLE   0 0 17,926
PG&E CORP COM 69331C108 306 31,833 SH   SOLE   0 0 31,833
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 851 17,014 SH   SOLE   0 0 17,014
PAYCHEX INC COM 704326107 259 2,299 SH   SOLE   0 0 2,299
ANNALY CAPITAL MANAGEMENT IN COM 035710409 115 13,687 SH   SOLE   0 0 13,687
WP CAREY INC COM 92936U109 298 4,086 SH   SOLE   0 0 4,086
ISHARES TR TIPS BD ETF 464287176 9,151 71,666 SH   SOLE   0 0 71,666
AIR PRODS & CHEMS INC COM 009158106 225 879 SH   SOLE   0 0 879
NVIDIA CORPORATION COM 67066G104 2,405 11,611 SH   SOLE   0 0 11,611
CMS ENERGY CORP COM 125896100 944 15,800 SH   SOLE   0 0 15,800
V F CORP COM 918204108 363 5,416 SH   SOLE   0 0 5,416
ATMOS ENERGY CORP COM 049560105 1,256 14,243 SH   SOLE   0 0 14,243
L3HARRIS TECHNOLOGIES INC COM 502431109 1,571 7,132 SH   SOLE   0 0 7,132
PRICE T ROWE GROUP INC COM 74144T108 396 2,013 SH   SOLE   0 0 2,013
PENN NATL GAMING INC COM 707569109 348 4,803 SH   SOLE   0 0 4,803
FACTSET RESH SYS INC COM 303075105 238 602 SH   SOLE   0 0 602
BECTON DICKINSON & CO COM 075887109 206 840 SH   SOLE   0 0 840
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 144 31,500 SH   SOLE   0 0 31,500
ALPHABET INC CAP STK CL A 02079K305 1,540 576 SH   SOLE   0 0 576
SPDR GOLD TR GOLD SHS 78463V107 1,511 9,202 SH   SOLE   0 0 9,202
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 99 15,166 SH   SOLE   0 0 15,166
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 627 7,732 SH   SOLE   0 0 7,732
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 564 5,545 SH   SOLE   0 0 5,545
BLACKROCK INC COM 09247X101 1,357 1,618 SH   SOLE   0 0 1,618
CARMAX INC COM 143130102 561 4,382 SH   SOLE   0 0 4,382
HALOZYME THERAPEUTICS INC COM 40637H109 357 8,771 SH   SOLE   0 0 8,771
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101 292 16,500 SH   SOLE   0 0 16,500
MCCORMICK & CO INC COM NON VTG 579780206 298 3,672 SH   SOLE   0 0 3,672
INTERCONTINENTAL EXCHANGE IN COM 45866F104 379 3,298 SH   SOLE   0 0 3,298
ARCH CAP GROUP LTD ORD G0450A105 522 13,662 SH   SOLE   0 0 13,662
SPDR SER TR S&P DIVID ETF 78464A763 210 1,786 SH   SOLE   0 0 1,786
ENTEGRIS INC COM 29362U104 562 4,466 SH   SOLE   0 0 4,466
VICOR CORP COM 925815102 553 4,124 SH   SOLE   0 0 4,124
BROWN FORMAN CORP CL B 115637209 238 3,547 SH   SOLE   0 0 3,547
FRANKLIN LTD DURATION INCOME COM 35472T101 108 11,840 SH   SOLE   0 0 11,840
MASTERCARD INCORPORATED CL A 57636Q104 549 1,578 SH   SOLE   0 0 1,578
ISHARES TR CORE S&P TTL STK 464287150 477 4,848 SH   SOLE   0 0 4,848
COSTAR GROUP INC COM 22160N109 514 5,973 SH   SOLE   0 0 5,973
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 253 1,518 SH   SOLE   0 0 1,518
ISHARES TR USD INV GRDE ETF 464288620 4,542 75,570 SH   SOLE   0 0 75,570
ISHARES TR ISHS 1-5YR INVS 464288646 844 15,441 SH   SOLE   0 0 15,441
VANGUARD BD INDEX FDS INTERMED TERM 921937819 363 4,054 SH   SOLE   0 0 4,054
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 403 4,713 SH   SOLE   0 0 4,713
BLACKSTONE INC COM 09260D107 320 2,754 SH   SOLE   0 0 2,754
ISHARES TR MBS ETF 464288588 1,023 9,459 SH   SOLE   0 0 9,459
ISHARES TR PFD AND INCM SEC 464288687 6,260 161,291 SH   SOLE   0 0 161,291
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,887 57,173 SH   SOLE   0 0 57,173
ISHARES TR ISHS 5-10YR INVT 464288638 332 5,530 SH   SOLE   0 0 5,530
VISA INC COM CL A 92826C839 1,095 4,918 SH   SOLE   0 0 4,918
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 489 4,802 SH   SOLE   0 0 4,802
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,142 62,396 SH   SOLE   0 0 62,396
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,087 20,390 SH   SOLE   0 0 20,390
TESLA INC COM 88160R101 3,773 4,866 SH   SOLE   0 0 4,866
SHOPIFY INC CL A 82509L107 640 472 SH   SOLE   0 0 472
VANGUARD STAR FDS VG TL INTL STK F 921909768 212 3,356 SH   SOLE   0 0 3,356
BLACKROCK RES & COMMODITIES SHS 09257A108 203 22,693 SH   SOLE   0 0 22,693
ISHARES TR MSCI CHINA ETF 46429B671 351 5,193 SH   SOLE   0 0 5,193
ISHARES TR MSCI USA MIN VOL 46429B697 335 4,564 SH   SOLE   0 0 4,564
ISHARES INC MSCI GBL MIN VOL 464286525 1,027 10,000 SH   SOLE   0 0 10,000
PHILLIPS 66 COM 718546104 1,074 15,339 SH   SOLE   0 0 15,339
ISHARES TR MSCI UK SM ETF 46429B416 307 6,573 SH   SOLE   0 0 6,573
FACEBOOK INC CL A 30303M102 2,808 8,274 SH   SOLE   0 0 8,274
NUVEEN INTER DURATION MUN TE COM 670671106 147 10,000 SH   SOLE   0 0 10,000
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 763 15,221 SH   SOLE   0 0 15,221
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 238 10,808 SH   SOLE   0 0 10,808
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 1,666 35,098 SH   SOLE   0 0 35,098
ALPHABET INC CAP STK CL C 02079K107 248 93 SH   SOLE   0 0 93
CAESARS ENTERTAINMENT INC NE COM 12769G100 593 5,283 SH   SOLE   0 0 5,283
ARK ETF TR INNOVATION ETF 00214Q104 632 5,722 SH   SOLE   0 0 5,722
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 577 11,403 SH   SOLE   0 0 11,403
NATERA INC COM 632307104 358 3,213 SH   SOLE   0 0 3,213
KRAFT HEINZ CO COM 500754106 220 5,975 SH   SOLE   0 0 5,975
PAYPAL HLDGS INC COM 70450Y103 890 3,420 SH   SOLE   0 0 3,420
ISHARES TR CONV BD ETF 46435G102 2,001 20,063 SH   SOLE   0 0 20,063
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 839 15,313 SH   SOLE   0 0 15,313
SQUARE INC CL A 852234103 362 1,508 SH   SOLE   0 0 1,508
TWILIO INC CL A 90138F102 441 1,382 SH   SOLE   0 0 1,382
TECHNIPFMC PLC COM G87110105 497 66,047 SH   SOLE   0 0 66,047
SNAP INC CL A 83304A106 515 6,978 SH   SOLE   0 0 6,978
ISHARES TR ESG AWR MSCI USA 46435G425 264 2,683 SH   SOLE   0 0 2,683
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 341 6,726 SH   SOLE   0 0 6,726
ISHARES TR BROAD USD HIGH 46435U853 2,308 55,618 SH   SOLE   0 0 55,618
NIO INC SPON ADS 62914V106 756 21,231 SH   SOLE   0 0 21,231
LINDE PLC SHS G5494J103 283 965 SH   SOLE   0 0 965
DOW INC COM 260557103 284 4,933 SH   SOLE   0 0 4,933
SILVERGATE CAP CORP CL A 82837P408 295 2,554 SH   SOLE   0 0 2,554
CALAMOS LNG SHR EQT DYNAMIC COM 12812C106 355 17,442 SH   SOLE   0 0 17,442
QUANTUMSCAPE CORP COM CL A 74767V109 314 12,782 SH   SOLE   0 0 12,782
LUCID GROUP INC COM 549498103 1,427 56,244 SH   SOLE   0 0 56,244
C3 AI INC CL A 12468P104 255 5,509 SH   SOLE   0 0 5,509
VANECK ETF TRUST SOCIAL SENTIMENT 92189H839 291 11,812 SH   SOLE   0 0 11,812
SOFI TECHNOLOGIES INC COM 83406F102 954 60,054 SH   SOLE   0 0 60,054