The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 813 1,892 SH   SOLE   1,892 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 8,527 53,759 SH   SOLE   53,759 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 10,615 39,101 SH   SOLE   39,101 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,638 9,883 SH   SOLE   9,883 0 0
ISHARES TR U.S. REAL ES ETF 464287739 1,210 11,868 SH   SOLE   11,868 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 373 5,899 SH   SOLE   5,899 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,860 6,693 SH   SOLE   6,693 0 0
BOEING CO COM 097023105 320 1,334 SH   SOLE   1,334 0 0
EBAY INC. COM 278642103 597 8,500 SH   SOLE   8,500 0 0
INTEL CORP COM 458140100 428 7,631 SH   SOLE   7,631 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,845 5,918 SH   SOLE   5,918 0 0
NOKIA CORP SPONSORED ADR 654902204 260 48,900 SH   SOLE   48,900 0 0
ORACLE CORP COM 68389X105 1,092 14,030 SH   SOLE   14,030 0 0
QUALCOMM INC COM 747525103 582 4,075 SH   SOLE   4,075 0 0
JOHNSON & JOHNSON COM 478160104 786 4,770 SH   SOLE   4,770 0 0
PFIZER INC COM 717081103 1,119 28,585 SH   SOLE   28,585 0 0
JUNIPER NETWORKS INC COM 48203R104 274 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104 459 1,694 SH   SOLE   1,694 0 0
CISCO SYS INC COM 17275R102 912 17,203 SH   SOLE   17,203 0 0
LOCKHEED MARTIN CORP COM 539830109 514 1,358 SH   SOLE   1,358 0 0
PEPSICO INC COM 713448108 349 2,356 SH   SOLE   2,356 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 687 12,257 SH   SOLE   12,257 0 0
ISHARES TR RUS MD CP GR ETF 464287481 9,336 82,473 SH   SOLE   82,473 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 2,701 23,492 SH   SOLE   23,492 0 0
SCHWAB CHARLES CORP COM 808513105 259 3,559 SH   SOLE   3,559 0 0
APPLIED MATLS INC COM 038222105 637 4,470 SH   SOLE   4,470 0 0
TARGET CORP COM 87612E106 671 2,775 SH   SOLE   2,775 0 0
CVS HEALTH CORP COM 126650100 503 6,023 SH   SOLE   6,023 0 0
DANAHER CORPORATION COM 235851102 227 847 SH   SOLE   847 0 0
MERCK & CO INC COM 58933Y105 668 8,584 SH   SOLE   8,584 0 0
MORGAN STANLEY COM NEW 617446448 517 5,634 SH   SOLE   5,634 0 0
REINSURANCE GRP OF AMERICA I COM NEW 759351604 601 5,273 SH   SOLE   5,273 0 0
PROCTER AND GAMBLE CO COM 742718109 455 3,370 SH   SOLE   3,370 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 266 701 SH   SOLE   701 0 0
JPMORGAN CHASE & CO COM 46625H100 321 2,063 SH   SOLE   2,063 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 52,917 614,177 SH   SOLE   614,177 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,432 9,921 SH   SOLE   9,921 0 0
3M CO COM 88579Y101 334 1,680 SH   SOLE   1,680 0 0
COMCAST CORP NEW CL A 20030N101 344 6,030 SH   SOLE   6,030 0 0
BARRICK GOLD CORP COM 067901108 531 25,701 SH   SOLE   25,701 0 0
APPLE INC COM 037833100 1,389 10,142 SH   SOLE   10,142 0 0
ALLSTATE CORP COM 020002101 307 2,353 SH   SOLE   2,353 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 299 1,941 SH   SOLE   1,941 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 384 2,000 SH   SOLE   2,000 0 0
ISHARES TR ISHARES SEMICDTR 464287523 782 1,722 SH   SOLE   1,722 0 0
NEWMONT CORP COM 651639106 282 4,443 SH   SOLE   4,443 0 0
WP CAREY INC COM 92936U109 516 6,921 SH   SOLE   6,921 0 0
ASSOCIATED BANC CORP COM 045487105 205 10,000 SH   SOLE   10,000 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 637 8,279 SH   SOLE   8,279 0 0
ALPHABET INC CAP STK CL A 02079K305 298 122 SH   SOLE   122 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 368 9,105 SH   SOLE   9,105 0 0
ARCH CAP GROUP LTD ORD G0450A105 325 8,352 SH   SOLE   8,352 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 280 2,020 SH   SOLE   2,020 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 406 2,863 SH   SOLE   2,863 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 284 3,956 SH   SOLE   3,956 0 0
MUELLER WTR PRODS INC COM SER A 624758108 181 12,527 SH   SOLE   12,527 0 0
SPDR SER TR S&P METALS MNG 78464A755 322 7,476 SH   SOLE   7,476 0 0
INVESCO DB MULTI-SECTOR COMM OIL FD 46140H403 399 30,960 SH   SOLE   30,960 0 0
ISHARES TR MBS ETF 464288588 1,108 10,233 SH   SOLE   10,233 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 1,673 18,292 SH   SOLE   18,292 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 212 6,543 SH   SOLE   6,543 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 419 8,327 SH   SOLE   8,327 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 214 5,815 SH   SOLE   5,815 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 323 8,799 SH   SOLE   8,799 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 717 6,872 SH   SOLE   6,872 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 279 7,069 SH   SOLE   7,069 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 570 8,401 SH   SOLE   8,401 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 626 10,196 SH   SOLE   10,196 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 45,498 800,036 SH   SOLE   800,036 0 0
ISHARES TR BRAZIL SM-CP ETF 464289131 205 10,357 SH   SOLE   10,357 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 740 3,509 SH   SOLE   3,509 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 2,785 27,963 SH   SOLE   27,963 0 0
FACEBOOK INC CL A 30303M102 356 1,025 SH   SOLE   1,025 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,955 26,110 SH   SOLE   26,110 0 0
ALPHABET INC CAP STK CL C 02079K107 404 161 SH   SOLE   161 0 0
KIRKLAND LAKE GOLD LTD COM 49741E100 431 11,191 SH   SOLE   11,191 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 251 5,400 SH   SOLE   5,400 0 0
COCA-COLA EUROPACIFIC PARTNE SHS G25839104 645 10,873 SH   SOLE   10,873 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,378 46,872 SH   SOLE   46,872 0 0