The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   27,286 200 SH   SOLE   0 0 200
ABBOTT LABS COM 002824100   1,499,578 13,153 SH   SOLE   0 0 13,153
ABBVIE INC COM 00287Y109   2,613,316 13,233 SH   SOLE   0 0 13,233
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   12,372 35 SH   SOLE   0 0 35
ADOBE INC COM 00724F101   12,945 25 SH   SOLE   0 0 25
ADVANCED DRAIN SYS INC DEL COM 00790R104   4,244 27 SH   SOLE   0 0 27
ADVANCED MICRO DEVICES INC COM 007903107   167,526 1,021 SH   SOLE   0 0 1,021
ALBEMARLE CORP COM 012653101   1,042 11 SH   SOLE   0 0 11
ALCON AG ORD SHS H01301128   437,106 4,368 SH   SOLE   0 0 4,368
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,062 10 SH   SOLE   0 0 10
ALKERMES PLC SHS G01767105   1,232 44 SH   SOLE   0 0 44
ALLSTATE CORP COM 020002101   12,744 67 SH   SOLE   0 0 67
ALPHABET INC CAP STK CL A 02079K305   251,558 1,517 SH   SOLE   0 0 1,517
ALPHABET INC CAP STK CL C 02079K107   87,855 525 SH   SOLE   0 0 525
ALPS ETF TR REIT DIVIDE DOGS 00162Q106   98,051 3,763 SH   SOLE   0 0 3,763
ALTRIA GROUP INC COM 02209S103   81,383 1,594 SH   SOLE   0 0 1,594
AMAZON COM INC COM 023135106   1,072,330 5,755 SH   SOLE   0 0 5,755
AMERICAN ELEC PWR CO INC COM 025537101   218,846 2,133 SH   SOLE   0 0 2,133
AMERICAN EXPRESS CO COM 025816109   17,086 63 SH   SOLE   0 0 63
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   18,846 276 SH   SOLE   0 0 276
APPLE INC COM 037833100   6,478,946 27,807 SH   SOLE   0 0 27,807
APPLIED MATLS INC COM 038222105   787,389 3,897 SH   SOLE   0 0 3,897
ARBOR REALTY TRUST INC COM 038923108   218,229 14,025 SH   SOLE   0 0 14,025
ARISTA NETWORKS INC COM 040413106   25,333 66 SH   SOLE   0 0 66
ARTISAN PARTNERS ASSET MGMT CL A 04316A108   43,320 1,000 SH   SOLE   0 0 1,000
AT&T INC COM 00206R102   93,038 4,229 SH   SOLE   0 0 4,229
AURORA CANNABIS INC COM 05156X850   6 1 SH   SOLE   0 0 1
AUTOMATIC DATA PROCESSING IN COM 053015103   147,498 533 SH   SOLE   0 0 533
AUTOZONE INC COM 053332102   9,451 3 SH   SOLE   0 0 3
AXCELIS TECHNOLOGIES INC COM NEW 054540208   280,265 2,673 SH   SOLE   0 0 2,673
BANK AMERICA CORP COM 060505104   21,745 548 SH   SOLE   0 0 548
BAUSCH HEALTH COS INC COM 071734107   58 7 SH   SOLE   0 0 7
BAXTER INTL INC COM 071813109   24,985 658 SH   SOLE   0 0 658
BERKSHIRE HATHAWAY INC DEL CL A 084670108   691,180 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   461,641 1,003 SH   SOLE   0 0 1,003
BIOGEN INC COM 09062X103   1,357 7 SH   SOLE   0 0 7
BLACKROCK INC COM 09247X101   61,719 65 SH   SOLE   0 0 65
BLINK CHARGING CO COM 09354A100   226 131 SH   SOLE   0 0 131
BOEING CO COM 097023105   42,876 282 SH   SOLE   0 0 282
BOSTON SCIENTIFIC CORP COM 101137107   2,095 25 SH   SOLE   0 0 25
BP PLC SPONSORED ADR 055622104   2,574 82 SH   SOLE   0 0 82
BP PRUDHOE BAY RTY TR UNIT BEN INT 055630107   731 676 SH   SOLE   0 0 676
BRISTOL-MYERS SQUIBB CO COM 110122108   98,772 1,909 SH   SOLE   0 0 1,909
BROADCOM INC COM 11135F101   56,925 330 SH   SOLE   0 0 330
BUILDERS FIRSTSOURCE INC COM 12008R107   7,173 37 SH   SOLE   0 0 37
CADENCE DESIGN SYSTEM INC COM 127387108   48,786 180 SH   SOLE   0 0 180
CANOPY GROWTH CORP COM NEW 138035704   15 3 SH   SOLE   0 0 3
CARRIER GLOBAL CORPORATION COM 14448C104   6,037 75 SH   SOLE   0 0 75
CATERPILLAR INC COM 149123101   849,513 2,172 SH   SOLE   0 0 2,172
CAVA GROUP INC COM 148929102   1,239 10 SH   SOLE   0 0 10
CENTERPOINT ENERGY INC COM 15189T107   124,418 4,229 SH   SOLE   0 0 4,229
CHARTER COMMUNICATIONS INC N CL A 16119P108   9,075 28 SH   SOLE   0 0 28
CHENIERE ENERGY INC COM NEW 16411R208   24,998 139 SH   SOLE   0 0 139
CHEVRON CORP NEW COM 166764100   171,402 1,164 SH   SOLE   0 0 1,164
CHIPOTLE MEXICAN GRILL INC COM 169656105   2,363 41 SH   SOLE   0 0 41
CINTAS CORP COM 172908105   7,412 36 SH   SOLE   0 0 36
CISCO SYS INC COM 17275R102   393,562 7,395 SH   SOLE   0 0 7,395
CITIGROUP INC COM NEW 172967424   37,247 595 SH   SOLE   0 0 595
CLAROS MTG TR INC COMMON STOCK 18270D106   7,490 1,000 SH   SOLE   0 0 1,000
CMS ENERGY CORP COM 125896100   61,660 873 SH   SOLE   0 0 873
COCA COLA CO COM 191216100   57,488 800 SH   SOLE   0 0 800
COINBASE GLOBAL INC COM CL A 19260Q107   203,471 1,142 SH   SOLE   0 0 1,142
COMCAST CORP NEW CL A 20030N101   12,281 294 SH   SOLE   0 0 294
COMERICA INC COM 200340107   70,934 1,184 SH   SOLE   0 0 1,184
CONSOLIDATED EDISON INC COM 209115104   133,808 1,285 SH   SOLE   0 0 1,285
COPART INC COM 217204106   11,371 217 SH   SOLE   0 0 217
COSTCO WHSL CORP NEW COM 22160K105   99,273 112 SH   SOLE   0 0 112
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105   49,558 1,609 SH   SOLE   0 0 1,609
CRONOS GROUP INC COM 22717L101   171 78 SH   SOLE   0 0 78
DANAHER CORPORATION COM 235851102   730,637 2,628 SH   SOLE   0 0 2,628
DBX ETF TR XTRACK MSCI EAFE 233051200   18,615 443 SH   SOLE   0 0 443
DEERE & CO COM 244199105   8,347 20 SH   SOLE   0 0 20
DENTSPLY SIRONA INC COM 24906P109   6,008 222 SH   SOLE   0 0 222
DEUTSCHE BANK A G NAMEN AKT D18190898   589 34 SH   SOLE   0 0 34
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   982 31 SH   SOLE   0 0 31
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   7,102 207 SH   SOLE   0 0 207
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,241 50 SH   SOLE   0 0 50
DISCOVER FINL SVCS COM 254709108   1,263 9 SH   SOLE   0 0 9
DISNEY WALT CO COM 254687106   139,765 1,453 SH   SOLE   0 0 1,453
DT MIDSTREAM INC COMMON STOCK 23345M107   47,668 606 SH   SOLE   0 0 606
DTE ENERGY CO COM 233331107   203,612 1,586 SH   SOLE   0 0 1,586
DUKE ENERGY CORP NEW COM NEW 26441C204   142,165 1,233 SH   SOLE   0 0 1,233
DXC TECHNOLOGY CO COM 23355L106   1,764 85 SH   SOLE   0 0 85
EATON CORP PLC SHS G29183103   73,249 221 SH   SOLE   0 0 221
EATON VANCE TAX-MANAGED GLOB COM 27829F108   321,978 36,924 SH   SOLE   0 0 36,924
ECOLAB INC COM 278865100   904,379 3,542 SH   SOLE   0 0 3,542
EDISON INTL COM 281020107   1,252 14 SH   SOLE   0 0 14
ELECTRA BATTERY MATERIALS CO COM NEW 28474P201   27 47 SH   SOLE   0 0 47
ELI LILLY & CO COM 532457108   194,907 220 SH   SOLE   0 0 220
ENBRIDGE INC COM 29250N105   61,931 1,525 SH   SOLE   0 0 1,525
ETF SER SOLUTIONS DEFIANCE QUANTUM 26922A420   18,720 300 SH   SOLE   0 0 300
EVOLV TECHNOLOGIES HLDNGS IN COM CL A 30049H102   64,055 15,816 SH   SOLE   0 0 15,816
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707   18,434 323 SH   SOLE   0 0 323
EXPEDITORS INTL WASH INC COM 302130109   9,461 72 SH   SOLE   0 0 72
EXXON MOBIL CORP COM 30231G102   307,744 2,625 SH   SOLE   0 0 2,625
FAIR ISAAC CORP COM 303250104   11,662 6 SH   SOLE   0 0 6
FEDEX CORP COM 31428X106   12,066 44 SH   SOLE   0 0 44
FIRST MERCHANTS CORP COM 320817109   425,978 11,451 SH   SOLE   0 0 11,451
FIRST TR EXCHANGE-TRADED ALP SML CAP VAL ALPH 33737M409   101,104 1,820 SH   SOLE   0 0 1,820
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   6,810 75 SH   SOLE   0 0 75
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100   19,680 180 SH   SOLE   0 0 180
FIRSTENERGY CORP COM 337932107   17,785 401 SH   SOLE   0 0 401
FORD MTR CO COM 345370860   75,826 7,180 SH   SOLE   0 0 7,180
GENERAL DYNAMICS CORP COM 369550108   15,110 50 SH   SOLE   0 0 50
GENPACT LIMITED SHS G3922B107   5,647 144 SH   SOLE   0 0 144
GENUINE PARTS CO COM 372460105   3,912 28 SH   SOLE   0 0 28
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   7,434 200 SH   SOLE   0 0 200
GOLDMAN SACHS GROUP INC COM 38141G104   148,533 300 SH   SOLE   0 0 300
GOODYEAR TIRE & RUBR CO COM 382550101   673 76 SH   SOLE   0 0 76
GRAINGER W W INC COM 384802104   7,272 7 SH   SOLE   0 0 7
GRAYSCALE BITCOIN MINI TR BT SHS 389930108   57 10 SH   SOLE   0 0 10
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   505 10 SH   SOLE   0 0 10
GROWGENERATION CORP COM 39986L109   128 60 SH   SOLE   0 0 60
GSK PLC SPONSORED ADR 37733W204   20,768 508 SH   SOLE   0 0 508
HAIN CELESTIAL GROUP INC COM 405217100   449 52 SH   SOLE   0 0 52
HALEON PLC SPON ADS 405552100   6,729 636 SH   SOLE   0 0 636
HALLIBURTON CO COM 406216101   33,904 1,167 SH   SOLE   0 0 1,167
HALOZYME THERAPEUTICS INC COM 40637H109   745 13 SH   SOLE   0 0 13
HASBRO INC COM 418056107   11,727 162 SH   SOLE   0 0 162
HERSHEY CO COM 427866108   60,219 314 SH   SOLE   0 0 314
HEWLETT PACKARD ENTERPRISE C COM 42824C109   20,563 1,005 SH   SOLE   0 0 1,005
HILLENBRAND INC COM 431571108   306 11 SH   SOLE   0 0 11
HOLOGIC INC COM 436440101   326,003 4,002 SH   SOLE   0 0 4,002
HOME DEPOT INC COM 437076102   493,602 1,218 SH   SOLE   0 0 1,218
HONEYWELL INTL INC COM 438516106   59,946 290 SH   SOLE   0 0 290
HP INC COM 40434L105   36,050 1,005 SH   SOLE   0 0 1,005
HUNTINGTON BANCSHARES INC COM 446150104   51,524 3,505 SH   SOLE   0 0 3,505
HUNTINGTON INGALLS INDS INC COM 446413106   28,025 106 SH   SOLE   0 0 106
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101   3,246 240 SH   SOLE   0 0 240
IDEXX LABS INC COM 45168D104   180,364 357 SH   SOLE   0 0 357
ILLINOIS TOOL WKS INC COM 452308109   135,229 516 SH   SOLE   0 0 516
INMUNE BIO INC COM 45782T105   7,277 1,350 SH   SOLE   0 0 1,350
INTEL CORP COM 458140100   166,003 7,076 SH   SOLE   0 0 7,076
INTERNATIONAL BUSINESS MACHS COM 459200101   936,403 4,236 SH   SOLE   0 0 4,236
INTERNATIONAL PAPER CO COM 460146103   2,345 48 SH   SOLE   0 0 48
INTUITIVE SURGICAL INC COM NEW 46120E602   60,623 123 SH   SOLE   0 0 123
INVENTRUST PPTYS CORP COM NEW 46124J201   16,767 591 SH   SOLE   0 0 591
INVESCO QQQ TR UNIT SER 1 46090E103   139,100 285 SH   SOLE   0 0 285
ISHARES GOLD TR ISHARES NEW 464285204   6,799,310 136,807 SH   SOLE   0 0 136,807
ISHARES INC CORE MSCI EMKT 46434G103   3,896,440 67,870 SH   SOLE   0 0 67,870
ISHARES INC ESG AWR MSCI EM 46434G863   210,086 5,770 SH   SOLE   0 0 5,770
ISHARES SILVER TR ISHARES 46428Q109   14,461 509 SH   SOLE   0 0 509
ISHARES TR 1 3 YR TREAS BD 464287457   31,847 383 SH   SOLE   0 0 383
ISHARES TR 3 7 YR TREAS BD 464288661   15,549 130 SH   SOLE   0 0 130
ISHARES TR CORE INTL AGGR 46435G672   5,960 115 SH   SOLE   0 0 115
ISHARES TR CORE MSCI TOTAL 46432F834   15,253 210 SH   SOLE   0 0 210
ISHARES TR EAFE SML CP ETF 464288273   42,178 623 SH   SOLE   0 0 623
ISHARES TR ESG ADVNCD HY BD 46435G441   49,060 1,036 SH   SOLE   0 0 1,036
ISHARES TR FLTG RATE NT ETF 46429B655   100,753 1,974 SH   SOLE   0 0 1,974
ISHARES TR FUTURE AI & TECH 46435U556   15,648 457 SH   SOLE   0 0 457
ISHARES TR GLOBAL MATER ETF 464288695   59,340 636 SH   SOLE   0 0 636
ISHARES TR HDG MSCI EAFE 46434V803   453,979 12,817 SH   SOLE   0 0 12,817
ISHARES TR MSCI ACWI EX US 464288240   10,815 189 SH   SOLE   0 0 189
ISHARES TR RUS 1000 GRW ETF 464287614   37,538 100 SH   SOLE   0 0 100
ISHARES TR RUS 2000 GRW ETF 464287648   481,341 1,695 SH   SOLE   0 0 1,695
ISHARES TR RUS MD CP GR ETF 464287481   1,245,073 10,615 SH   SOLE   0 0 10,615
ISHARES TR RUS MDCP VAL ETF 464287473   432,987 3,274 SH   SOLE   0 0 3,274
ISHARES TR RUSSELL 3000 ETF 464287689   89,851 275 SH   SOLE   0 0 275
ISHARES TR U.S. BAS MTL ETF 464287838   147,145 980 SH   SOLE   0 0 980
ISHARES TR US HLTHCARE ETF 464287762   128,505 1,977 SH   SOLE   0 0 1,977
ISHARES TR 20 YR TR BD ETF 464287432   86,185 879 SH   SOLE   0 0 879
ISHARES TR CORE 1 5 YR USD 46432F859   8,411,250 172,787 SH   SOLE   0 0 172,787
ISHARES TR CORE DIV GRWTH 46434V621   123,312 1,967 SH   SOLE   0 0 1,967
ISHARES TR CORE MSCI EAFE 46432F842   32,392,930 415,028 SH   SOLE   0 0 415,028
ISHARES TR CORE S&P MCP ETF 464287507   5,508,516 88,391 SH   SOLE   0 0 88,391
ISHARES TR CORE S&P SCP ETF 464287804   11,754,520 100,500 SH   SOLE   0 0 100,500
ISHARES TR CORE S&P TTL STK 464287150   277,872 2,212 SH   SOLE   0 0 2,212
ISHARES TR CORE S&P500 ETF 464287200   46,322,769 80,307 SH   SOLE   0 0 80,307
ISHARES TR CORE TOTAL USD 46434V613   15,739 334 SH   SOLE   0 0 334
ISHARES TR CORE US AGGBD ET 464287226   104,916 1,036 SH   SOLE   0 0 1,036
ISHARES TR EAFE GRWTH ETF 464288885   8,776,860 81,531 SH   SOLE   0 0 81,531
ISHARES TR EAFE VALUE ETF 464288877   3,695,325 64,233 SH   SOLE   0 0 64,233
ISHARES TR ESG AW MSCI EAFE 46435G516   2,173,368 25,821 SH   SOLE   0 0 25,821
ISHARES TR ESG AWARE MSCI 46435U663   973,053 23,268 SH   SOLE   0 0 23,268
ISHARES TR ESG AWR MSCI USA 46435G425   1,217,808 9,651 SH   SOLE   0 0 9,651
ISHARES TR ESG AWR US AGRGT 46435U549   1,239,107 25,501 SH   SOLE   0 0 25,501
ISHARES TR HIGH YLD SYSTM B 46435G250   97,130 2,021 SH   SOLE   0 0 2,021
ISHARES TR IBOXX HI YD ETF 464288513   6,638,691 82,674 SH   SOLE   0 0 82,674
ISHARES TR MSCI EAFE ETF 464287465   225,728 2,699 SH   SOLE   0 0 2,699
ISHARES TR MSCI EMG MKT ETF 464287234   681,987 14,871 SH   SOLE   0 0 14,871
ISHARES TR MSCI KLD400 SOC 464288570   4,074,753 37,455 SH   SOLE   0 0 37,455
ISHARES TR MSCI USA ESG SLC 464288802   117,579 977 SH   SOLE   0 0 977
ISHARES TR RUS 1000 ETF 464287622   3,150,817 10,022 SH   SOLE   0 0 10,022
ISHARES TR RUS MID CAP ETF 464287499   618,743 7,020 SH   SOLE   0 0 7,020
ISHARES TR RUSSELL 2000 ETF 464287655   3,501,418 15,851 SH   SOLE   0 0 15,851
ISHARES TR S&P 500 GRWT ETF 464287309   6,012,936 62,798 SH   SOLE   0 0 62,798
ISHARES TR S&P 500 VAL ETF 464287408   4,901,587 24,860 SH   SOLE   0 0 24,860
ISHARES TR S&P MC 400GR ETF 464287606   3,942,137 42,882 SH   SOLE   0 0 42,882
ISHARES TR S&P MC 400VL ETF 464287705   3,973,892 32,146 SH   SOLE   0 0 32,146
ISHARES TR S&P SML 600 GWT 464287887   1,713,114 12,281 SH   SOLE   0 0 12,281
ISHARES TR SELECT DIVID ETF 464287168   173,025 1,281 SH   SOLE   0 0 1,281
ISHARES TR SP SMCP600VL ETF 464287879   1,553,812 14,433 SH   SOLE   0 0 14,433
ISHARES TR TIPS BD ETF 464287176   5,456,596 49,394 SH   SOLE   0 0 49,394
ISHARES TR U.S. REAL ES ETF 464287739   144,248 1,416 SH   SOLE   0 0 1,416
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   5,416 91 SH   SOLE   0 0 91
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   5,109 93 SH   SOLE   0 0 93
JOHNSON & JOHNSON COM 478160104   674,980 4,165 SH   SOLE   0 0 4,165
JPMORGAN CHASE & CO. COM 46625H100   2,363,741 11,210 SH   SOLE   0 0 11,210
JUNIPER NETWORKS INC COM 48203R104   7,913 203 SH   SOLE   0 0 203
KELLANOVA COM 487836108   12,268 152 SH   SOLE   0 0 152
KENVUE INC COM 49177J102   278 12 SH   SOLE   0 0 12
KIMBERLY-CLARK CORP COM 494368103   29,879 210 SH   SOLE   0 0 210
KINDER MORGAN INC DEL COM 49456B101   10,692 484 SH   SOLE   0 0 484
KINSALE CAP GROUP INC COM 49714P108   6,518 14 SH   SOLE   0 0 14
KLA CORP COM NEW 482480100   7,745 10 SH   SOLE   0 0 10
KRAFT HEINZ CO COM 500754106   8,743 249 SH   SOLE   0 0 249
KROGER CO COM 501044101   18,336 320 SH   SOLE   0 0 320
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   4,964 216 SH   SOLE   0 0 216
LAM RESEARCH CORP COM 512807108   44,885 55 SH   SOLE   0 0 55
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102   767,376 25,159 SH   SOLE   0 0 25,159
LINDE PLC SHS G54950103   18,598 39 SH   SOLE   0 0 39
LITHIUM AMERICAS ARGENTINA C COM SHS 53681K100   636 195 SH   SOLE   0 0 195
LITHIUM AMERS CORP NEW COM SHS 53681J103   527 195 SH   SOLE   0 0 195
LITTELFUSE INC COM 537008104   3,979 15 SH   SOLE   0 0 15
MAGNA INTL INC COM 559222401   5,664 138 SH   SOLE   0 0 138
MARATHON PETE CORP COM 56585A102   105,892 650 SH   SOLE   0 0 650
MARKEL GROUP INC COM 570535104   7,843 5 SH   SOLE   0 0 5
MARVELL TECHNOLOGY INC COM 573874104   243,333 3,374 SH   SOLE   0 0 3,374
MCCORMICK & CO INC COM NON VTG 579780206   3,704 45 SH   SOLE   0 0 45
MCDONALDS CORP COM 580135101   431,187 1,416 SH   SOLE   0 0 1,416
MEDTRONIC PLC SHS G5960L103   67,253 747 SH   SOLE   0 0 747
MERCK & CO INC COM 58933Y105   766,644 6,751 SH   SOLE   0 0 6,751
MEREO BIOPHARMA GROUP PLC SPON ADS 589492107   247 60 SH   SOLE   0 0 60
META PLATFORMS INC CL A 30303M102   72,161 126 SH   SOLE   0 0 126
METLIFE INC COM 59156R108   14,434 175 SH   SOLE   0 0 175
MGM RESORTS INTERNATIONAL COM 552953101   42,999 1,100 SH   SOLE   0 0 1,100
MICRON TECHNOLOGY INC COM 595112103   21,987 212 SH   SOLE   0 0 212
MICROSOFT CORP COM 594918104   3,116,546 7,243 SH   SOLE   0 0 7,243
MOBILEYE GLOBAL INC COMMON CLASS A 60741F104   41,100 3,000 SH   SOLE   0 0 3,000
MONDELEZ INTL INC CL A 609207105   5,747 78 SH   SOLE   0 0 78
MORGAN STANLEY COM NEW 617446448   75,309 722 SH   SOLE   0 0 722
MOTOROLA SOLUTIONS INC COM NEW 620076307   29,676 66 SH   SOLE   0 0 66
MURAL ONCOLOGY PUB LTD CO ORD SHS G63365103   13 4 SH   SOLE   0 0 4
NCR VOYIX CORPORATION COM 62886E108   19 1 SH   SOLE   0 0 1
NEOGEN CORP COM 640491106   2,253 134 SH   SOLE   0 0 134
NETFLIX INC COM 64110L106   36,173 51 SH   SOLE   0 0 51
NEWELL BRANDS INC COM 651229106   4,939 643 SH   SOLE   0 0 643
NIKE INC CL B 654106103   4,862 55 SH   SOLE   0 0 55
NORTHROP GRUMMAN CORP COM 666807102   459,949 871 SH   SOLE   0 0 871
NORTHWEST NAT HLDG CO COM 66765N105   45,066 1,104 SH   SOLE   0 0 1,104
NOVO-NORDISK A S ADR 670100205   1,191 10 SH   SOLE   0 0 10
NRG ENERGY INC COM NEW 629377508   15,943 175 SH   SOLE   0 0 175
NVIDIA CORPORATION COM 67066G104   647,066 5,328 SH   SOLE   0 0 5,328
OCCIDENTAL PETE CORP COM 674599105   430,463 8,352 SH   SOLE   0 0 8,352
OGE ENERGY CORP COM 670837103   9,292 227 SH   SOLE   0 0 227
OLD DOMINION FREIGHT LINE IN COM 679580100   204,600 1,030 SH   SOLE   0 0 1,030
ORACLE CORP COM 68389X105   179,772 1,055 SH   SOLE   0 0 1,055
ORGANON & CO COMMON STOCK 68622V106   3,444 180 SH   SOLE   0 0 180
OTIS WORLDWIDE CORP COM 68902V107   16,839 162 SH   SOLE   0 0 162
OUTSET MED INC COM 690145107   5 6 SH   SOLE   0 0 6
PALANTIR TECHNOLOGIES INC CL A 69608A108   5,692 153 SH   SOLE   0 0 153
PAYCHEX INC COM 704326107   232,149 1,730 SH   SOLE   0 0 1,730
PAYPAL HLDGS INC COM 70450Y103   2,341 30 SH   SOLE   0 0 30
PENNYMAC MTG INVT TR COM 70931T103   100,206 7,027 SH   SOLE   0 0 7,027
PEPSICO INC COM 713448108   628,934 3,699 SH   SOLE   0 0 3,699
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   8,646 600 SH   SOLE   0 0 600
PFIZER INC COM 717081103   134,109 4,634 SH   SOLE   0 0 4,634
PHILIP MORRIS INTL INC COM 718172109   109,130 899 SH   SOLE   0 0 899
PIEDMONT LITHIUM INC COM 72016P105   7,341 822 SH   SOLE   0 0 822
PNC FINL SVCS GROUP INC COM 693475105   1,593 9 SH   SOLE   0 0 9
PROCTER AND GAMBLE CO COM 742718109   74,924 433 SH   SOLE   0 0 433
PRUDENTIAL FINL INC COM 744320102   5,813 48 SH   SOLE   0 0 48
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   35,684 400 SH   SOLE   0 0 400
QUALCOMM INC COM 747525103   114,444 673 SH   SOLE   0 0 673
QUANTA SVCS INC COM 74762E102   7,752 26 SH   SOLE   0 0 26
RALPH LAUREN CORP CL A 751212101   9,694 50 SH   SOLE   0 0 50
REALTY INCOME CORP COM 756109104   64 1 SH   SOLE   0 0 1
RECURSION PHARMACEUTICALS IN CL A 75629V104   231 35 SH   SOLE   0 0 35
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   3,647 325 SH   SOLE   0 0 325
ROCKET COS INC COM CL A 77311W101   165,879 8,644 SH   SOLE   0 0 8,644
RTX CORPORATION COM 75513E101   727,930 6,008 SH   SOLE   0 0 6,008
SCHWAB CHARLES CORP COM 808513105   88,142 1,360 SH   SOLE   0 0 1,360
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   11,273,887 274,170 SH   SOLE   0 0 274,170
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,215 93 SH   SOLE   0 0 93
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,794 20 SH   SOLE   0 0 20
SELECT SECTOR SPDR TR ENERGY 81369Y506   96,618 1,100 SH   SOLE   0 0 1,100
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   464,658 10,402 SH   SOLE   0 0 10,402
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   130,348 651 SH   SOLE   0 0 651
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,554,331 10,092 SH   SOLE   0 0 10,092
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,740,463 46,304 SH   SOLE   0 0 46,304
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   538,211 5,584 SH   SOLE   0 0 5,584
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,368,561 28,209 SH   SOLE   0 0 28,209
SERVICENOW INC COM 81762P102   10,499 12 SH   SOLE   0 0 12
SHELL PLC SPON ADS 780259305   3,957 60 SH   SOLE   0 0 60
SIX FLAGS ENTERTAINMENT CORP COM 83001C108   58,235 1,445 SH   SOLE   0 0 1,445
SOLVENTUM CORP COM SHS 83444M101   3,417 49 SH   SOLE   0 0 49
SOUTHERN CO COM 842587107   544,327 6,036 SH   SOLE   0 0 6,036
SPDR GOLD TR GOLD SHS 78463V107   6,441,245 26,501 SH   SOLE   0 0 26,501
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   9,973 228 SH   SOLE   0 0 228
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,783,247 3,108 SH   SOLE   0 0 3,108
SPDR SER TR DJ REIT ETF 78464A607   27,323 256 SH   SOLE   0 0 256
SPDR SER TR PORTFOLIO S&P500 78464A854   641,075 9,496 SH   SOLE   0 0 9,496
SPDR SER TR PORTFOLIO S&P600 78468R853   216,901 4,766 SH   SOLE   0 0 4,766
SPDR SER TR S&P BIOTECH 78464A870   76,768 777 SH   SOLE   0 0 777
SPDR SER TR S&P CAP MKTS 78464A771   2,498 20 SH   SOLE   0 0 20
SPDR SER TR S&P HOMEBUILD 78464A888   1,246 10 SH   SOLE   0 0 10
SPDR SER TR S&P SEMICNDCTR 78464A862   1,202 5 SH   SOLE   0 0 5
SPDR SER TR PORTFLI INTRMDIT 78464A672   1,187,149 40,852 SH   SOLE   0 0 40,852
SPDR SER TR PORTFOLIO SH TSR 78468R101   266,564 9,064 SH   SOLE   0 0 9,064
SPDR SER TR SPDR S&P 500 ETF 78468R796   25,515 540 SH   SOLE   0 0 540
STARBUCKS CORP COM 855244109   24,373 250 SH   SOLE   0 0 250
STEEL DYNAMICS INC COM 858119100   4,539 36 SH   SOLE   0 0 36
STERIS PLC SHS USD G8473T100   501,816 2,069 SH   SOLE   0 0 2,069
STRYKER CORPORATION COM 863667101   1,755,956 4,861 SH   SOLE   0 0 4,861
SYLVAMO CORP COMMON STOCK 871332102   430 5 SH   SOLE   0 0 5
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   160,315 3,105 SH   SOLE   0 0 3,105
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   18,671 1,313 SH   SOLE   0 0 1,313
TERADATA CORP DEL COM 88076W103   41 1 SH   SOLE   0 0 1
TERADYNE INC COM 880770102   402 3 SH   SOLE   0 0 3
TESLA INC COM 88160R101   1,778 7 SH   SOLE   0 0 7
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209   1,460 81 SH   SOLE   0 0 81
TEXAS INSTRS INC COM 882508104   42,967 208 SH   SOLE   0 0 208
THE CIGNA GROUP COM 125523100   2,998 9 SH   SOLE   0 0 9
THERMO FISHER SCIENTIFIC INC COM 883556102   663,726 1,073 SH   SOLE   0 0 1,073
TJX COS INC NEW COM 872540109   6,700 57 SH   SOLE   0 0 57
TOTALENERGIES SE SPONSORED ADS 89151E109   9,758 151 SH   SOLE   0 0 151
TRANSDIGM GROUP INC COM 893641100   7,136 5 SH   SOLE   0 0 5
TRAVELERS COMPANIES INC COM 89417E109   10,770 46 SH   SOLE   0 0 46
TRIMAS CORP COM NEW 896215209   3,067 120 SH   SOLE   0 0 120
TRUIST FINL CORP COM 89832Q109   103,932 2,430 SH   SOLE   0 0 2,430
UNILEVER PLC SPON ADR NEW 904767704   2,599 40 SH   SOLE   0 0 40
UNITED STATES STL CORP NEW COM 912909108   106 3 SH   SOLE   0 0 3
UNITED STS BRENT OIL FD LP UNIT 91167Q100   42,550 1,503 SH   SOLE   0 0 1,503
UNITEDHEALTH GROUP INC COM 91324P102   42,682 73 SH   SOLE   0 0 73
UNUM GROUP COM 91529Y106   64,315 1,082 SH   SOLE   0 0 1,082
VALERO ENERGY CORP COM 91913Y100   8,372 62 SH   SOLE   0 0 62
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   5,180 15 SH   SOLE   0 0 15
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   89,790 830 SH   SOLE   0 0 830
VANGUARD BD INDEX FDS INTERMED TERM 921937819   47,474,399 605,773 SH   SOLE   0 0 605,773
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,840,869 74,226 SH   SOLE   0 0 74,226
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   21,702,008 431,623 SH   SOLE   0 0 431,623
VANGUARD INDEX FDS GROWTH ETF 922908736   11,187,765 29,140 SH   SOLE   0 0 29,140
VANGUARD INDEX FDS LARGE CAP ETF 922908637   10,386,160 39,448 SH   SOLE   0 0 39,448
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   6,454,855 26,512 SH   SOLE   0 0 26,512
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   7,096,796 42,326 SH   SOLE   0 0 42,326
VANGUARD INDEX FDS MID CAP ETF 922908629   26,742,616 101,363 SH   SOLE   0 0 101,363
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   284,175 2,917 SH   SOLE   0 0 2,917
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   496,538 941 SH   SOLE   0 0 941
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,650,040 18,179 SH   SOLE   0 0 18,179
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,630,291 11,088 SH   SOLE   0 0 11,088
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,031,168 11,337 SH   SOLE   0 0 11,337
VANGUARD INDEX FDS TOTAL STK MKT 922908769   236,374 835 SH   SOLE   0 0 835
VANGUARD INDEX FDS VALUE ETF 922908744   9,567,068 54,804 SH   SOLE   0 0 54,804
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   634,386 10,070 SH   SOLE   0 0 10,070
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,927,883 186,581 SH   SOLE   0 0 186,581
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,349,538 47,648 SH   SOLE   0 0 47,648
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   516,800 10,110 SH   SOLE   0 0 10,110
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,163,610 5,875 SH   SOLE   0 0 5,875
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,074,198 39,277 SH   SOLE   0 0 39,277
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   5,257 41 SH   SOLE   0 0 41
VANGUARD WORLD FD ENERGY ETF 92204A306   43,600 356 SH   SOLE   0 0 356
VANGUARD WORLD FD MATERIALS ETF 92204A801   436,842 2,066 SH   SOLE   0 0 2,066
VANGUARD WORLD FD MEGA GRWTH IND 921910816   55,054 171 SH   SOLE   0 0 171
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   95,948 340 SH   SOLE   0 0 340
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   48,634 187 SH   SOLE   0 0 187
VANGUARD WORLD FD INF TECH ETF 92204A702   184,168 314 SH   SOLE   0 0 314
VEON LTD SPONSORED ADS 91822M502   1,674 55 SH   SOLE   0 0 55
VERALTO CORP COM SHS 92338C103   1,119 10 SH   SOLE   0 0 10
VERIZON COMMUNICATIONS INC COM 92343V104   26,946 600 SH   SOLE   0 0 600
VERTIV HOLDINGS CO COM CL A 92537N108   398 4 SH   SOLE   0 0 4
VIATRIS INC COM 92556V106   6,293 542 SH   SOLE   0 0 542
VISA INC COM CL A 92826C839   13,571 49 SH   SOLE   0 0 49
VULCAN MATLS CO COM 929160109   702,707 2,806 SH   SOLE   0 0 2,806
WALGREENS BOOTS ALLIANCE INC COM 931427108   440 49 SH   SOLE   0 0 49
WALMART INC COM 931142103   193,914 2,401 SH   SOLE   0 0 2,401
WARNER BROS DISCOVERY INC COM SER A 934423104   8,366 1,014 SH   SOLE   0 0 1,014
WASTE MGMT INC DEL COM 94106L109   5,563 27 SH   SOLE   0 0 27
WATSCO INC COM 942622200   941,459 1,914 SH   SOLE   0 0 1,914
WELLS FARGO CO NEW COM 949746101   80,499 1,425 SH   SOLE   0 0 1,425
WILLIAMS COS INC COM 969457100   8,081 177 SH   SOLE   0 0 177
WK KELLOGG CO COM SHS 92942W107   651 38 SH   SOLE   0 0 38
WORKDAY INC CL A 98138H101   139,803 572 SH   SOLE   0 0 572
XCEL ENERGY INC COM 98389B100   189,697 2,905 SH   SOLE   0 0 2,905
YUM BRANDS INC COM 988498101   179,738 1,287 SH   SOLE   0 0 1,287
YUM CHINA HLDGS INC COM 98850P109   61,878 1,374 SH   SOLE   0 0 1,374
ZOETIS INC CL A 98978V103   25,595 131 SH   SOLE   0 0 131