The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   870,621 2,463 SH   SOLE   0 0 2,463
ALPHABET INC CAP STK CL A 02079K305   390,749 2,356 SH   SOLE   0 0 2,356
ALPHABET INC CAP STK CL C 02079K107   420,984 2,518 SH   SOLE   0 0 2,518
AMAZON COM INC COM 023135106   521,351 2,798 SH   SOLE   0 0 2,798
AMGEN INC COM 031162100   343,467 1,066 SH   SOLE   0 0 1,066
APPLE INC COM 037833100   9,917,241 42,563 SH   SOLE   0 0 42,563
AUTOMATIC DATA PROCESSING IN COM 053015103   296,378 1,071 SH   SOLE   0 0 1,071
AUTOZONE INC COM 053332102   280,354 89 SH   SOLE   0 0 89
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   897,967 1,951 SH   SOLE   0 0 1,951
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   21,715,846 438,970 SH   SOLE   0 0 438,970
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   8,343,882 155,873 SH   SOLE   0 0 155,873
BROADCOM INC COM 11135F101   759,863 4,405 SH   SOLE   0 0 4,405
CATERPILLAR INC COM 149123101   1,304,012 3,334 SH   SOLE   0 0 3,334
CENCORA INC COM 03073E105   269,871 1,199 SH   SOLE   0 0 1,199
CHECK POINT SOFTWARE TECH LT ORD M22465104   263,957 1,369 SH   SOLE   0 0 1,369
CHURCH & DWIGHT CO INC COM 171340102   261,905 2,501 SH   SOLE   0 0 2,501
COCA COLA CO COM 191216100   397,540 5,532 SH   SOLE   0 0 5,532
COLGATE PALMOLIVE CO COM 194162103   595,766 5,739 SH   SOLE   0 0 5,739
COMCAST CORP NEW CL A 20030N101   304,169 7,282 SH   SOLE   0 0 7,282
COSTCO WHSL CORP NEW COM 22160K105   352,835 398 SH   SOLE   0 0 398
DBX ETF TR XTRACK MSCI EAFE 233051200   376,457 8,959 SH   SOLE   0 0 8,959
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   19,112,916 307,282 SH   SOLE   0 0 307,282
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   7,911,663 248,951 SH   SOLE   0 0 248,951
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   13,475,112 339,509 SH   SOLE   0 0 339,509
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   6,652,815 195,269 SH   SOLE   0 0 195,269
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   801,529 23,375 SH   SOLE   0 0 23,375
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,345,179 49,803 SH   SOLE   0 0 49,803
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,383,546 86,959 SH   SOLE   0 0 86,959
DISNEY WALT CO COM 254687106   331,952 3,451 SH   SOLE   0 0 3,451
ELEVANCE HEALTH INC COM 036752103   208,000 400 SH   SOLE   0 0 400
ELI LILLY & CO COM 532457108   1,002,884 1,132 SH   SOLE   0 0 1,132
EXXON MOBIL CORP COM 30231G102   531,241 4,532 SH   SOLE   0 0 4,532
FACTSET RESH SYS INC COM 303075105   260,275 566 SH   SOLE   0 0 566
FAIR ISAAC CORP COM 303250104   285,697 147 SH   SOLE   0 0 147
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   639,139 31,941 SH   SOLE   0 0 31,941
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   1,686,769 15,079 SH   SOLE   0 0 15,079
FIRST TR EXCHANGE-TRADED FD MANAGD MUN ETF 33739N108   484,579 9,326 SH   SOLE   0 0 9,326
FIRST TR EXCHANGE-TRADED FD ULTRA SHT DUR MU 33740J104   251,236 12,490 SH   SOLE   0 0 12,490
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   210,487 4,260 SH   SOLE   0 0 4,260
FISERV INC COM 337738108   288,159 1,604 SH   SOLE   0 0 1,604
GE AEROSPACE COM NEW 369604301   498,228 2,642 SH   SOLE   0 0 2,642
GLOBAL X FDS US INFR DEV ETF 37954Y673   1,642,161 39,897 SH   SOLE   0 0 39,897
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180   3,870,778 65,225 SH   SOLE   0 0 65,225
HERSHEY CO COM 427866108   261,396 1,363 SH   SOLE   0 0 1,363
HOME DEPOT INC COM 437076102   391,828 967 SH   SOLE   0 0 967
INTERCONTINENTAL EXCHANGE IN COM 45866F104   303,128 1,887 SH   SOLE   0 0 1,887
INTERNATIONAL BUSINESS MACHS COM 459200101   400,597 1,812 SH   SOLE   0 0 1,812
INTUIT COM 461202103   301,806 486 SH   SOLE   0 0 486
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   270,520 20,143 SH   SOLE   0 0 20,143
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   358,133 6,870 SH   SOLE   0 0 6,870
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   2,917,843 71,815 SH   SOLE   0 0 71,815
ISHARES INC MSCI EMRG CHN 46434G764   2,498,727 40,889 SH   SOLE   0 0 40,889
ISHARES TR CORE S&P TTL STK 464287150   427,862 3,406 SH   SOLE   0 0 3,406
ISHARES TR MBS ETF 464288588   10,366,929 108,203 SH   SOLE   0 0 108,203
ISHARES TR EAFE GRWTH ETF 464288885   4,209,330 39,102 SH   SOLE   0 0 39,102
ISHARES TR INTL DIV GRWTH 46435G524   358,107 4,801 SH   SOLE   0 0 4,801
ISHARES TR EAFE VALUE ETF 464288877   16,008,758 278,268 SH   SOLE   0 0 278,268
ISHARES TR JPMORGAN USD EMG 464288281   833,049 8,902 SH   SOLE   0 0 8,902
ISHARES TR INVESTMENT GRADE 46435G219   1,295,769 27,884 SH   SOLE   0 0 27,884
ISHARES TR MSCI USA QLT FCT 46432F339   24,544,915 136,893 SH   SOLE   0 0 136,893
ISHARES TR U.S. ENERGY ETF 464287796   515,486 11,124 SH   SOLE   0 0 11,124
ISHARES TR CORE DIV GRWTH 46434V621   509,419 8,126 SH   SOLE   0 0 8,126
ISHARES TR CORE MSCI TOTAL 46432F834   402,007 5,535 SH   SOLE   0 0 5,535
ISHARES TR RUS 1000 GRW ETF 464287614   243,622 649 SH   SOLE   0 0 649
ISHARES TR U.S. TECH ETF 464287721   12,313,667 81,214 SH   SOLE   0 0 81,214
ISHARES TR CORE S&P500 ETF 464287200   490,874 851 SH   SOLE   0 0 851
ISHARES TR 20 YR TR BD ETF 464287432   2,357,343 24,030 SH   SOLE   0 0 24,030
ISHARES TR RUS 1000 ETF 464287622   2,813,791 8,950 SH   SOLE   0 0 8,950
ISHARES TR CORE US AGGBD ET 464287226   4,226,807 41,738 SH   SOLE   0 0 41,738
ISHARES TR CONV BD ETF 46435G102   505,785 6,045 SH   SOLE   0 0 6,045
ISHARES TR ESG AWR MSCI USA 46435G425   275,703 2,185 SH   SOLE   0 0 2,185
ISHARES TR S&P 500 GRWT ETF 464287309   25,996,604 271,505 SH   SOLE   0 0 271,505
ISHARES TR S&P 100 ETF 464287101   5,214,712 18,842 SH   SOLE   0 0 18,842
ISHARES TR US TREAS BD ETF 46429B267   321,898 13,727 SH   SOLE   0 0 13,727
ISHARES TR S&P 500 VAL ETF 464287408   10,407,421 52,784 SH   SOLE   0 0 52,784
ISHARES TR MSCI EMG MKT ETF 464287234   459,380 10,017 SH   SOLE   0 0 10,017
ISHARES TR GLOBAL ENERG ETF 464287341   602,545 14,885 SH   SOLE   0 0 14,885
ISHARES TR MSCI EAFE ETF 464287465   716,542 8,568 SH   SOLE   0 0 8,568
ISHARES TR SELECT DIVID ETF 464287168   203,550 1,507 SH   SOLE   0 0 1,507
ISHARES TR MSCI USA MIN VOL 46429B697   1,641,662 17,979 SH   SOLE   0 0 17,979
ISHARES TR S&P SML 600 GWT 464287887   200,866 1,440 SH   SOLE   0 0 1,440
ISHARES TR IBOXX INV CP ETF 464287242   337,019 2,983 SH   SOLE   0 0 2,983
ISHARES TR EXPND TEC SC ETF 464287549   1,483,136 15,459 SH   SOLE   0 0 15,459
ISHARES TR MSCI USA MMENTM 46432F396   1,407,357 6,941 SH   SOLE   0 0 6,941
ISHARES TR CORE TOTAL USD 46434V613   12,366,927 262,456 SH   SOLE   0 0 262,456
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   316,465 6,237 SH   SOLE   0 0 6,237
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   998,372 19,599 SH   SOLE   0 0 19,599
JOHNSON & JOHNSON COM 478160104   240,497 1,484 SH   SOLE   0 0 1,484
JPMORGAN CHASE & CO. COM 46625H100   1,483,822 7,037 SH   SOLE   0 0 7,037
LAKELAND FINL CORP COM 511656100   747,057 11,472 SH   SOLE   0 0 11,472
LINCOLN NATL CORP IND COM 534187109   274,980 8,727 SH   SOLE   0 0 8,727
MCCORMICK & CO INC COM NON VTG 579780206   233,321 2,835 SH   SOLE   0 0 2,835
MCDONALDS CORP COM 580135101   1,499,103 4,923 SH   SOLE   0 0 4,923
MERCK & CO INC COM 58933Y105   250,059 2,202 SH   SOLE   0 0 2,202
META PLATFORMS INC CL A 30303M102   368,152 643 SH   SOLE   0 0 643
METTLER TOLEDO INTERNATIONAL COM 592688105   280,444 187 SH   SOLE   0 0 187
MICROSOFT CORP COM 594918104   2,471,294 5,743 SH   SOLE   0 0 5,743
MONSTER BEVERAGE CORP NEW COM 61174X109   242,851 4,655 SH   SOLE   0 0 4,655
MSCI INC COM 55354G100   275,726 473 SH   SOLE   0 0 473
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419   1,317,065 40,776 SH   SOLE   0 0 40,776
NOVO-NORDISK A S ADR 670100205   382,572 3,213 SH   SOLE   0 0 3,213
NUCOR CORP COM 670346105   378,066 2,515 SH   SOLE   0 0 2,515
NVIDIA CORPORATION COM 67066G104   1,287,104 10,599 SH   SOLE   0 0 10,599
ORACLE CORP COM 68389X105   779,152 4,572 SH   SOLE   0 0 4,572
PAYCHEX INC COM 704326107   303,404 2,261 SH   SOLE   0 0 2,261
PEPSICO INC COM 713448108   740,582 4,355 SH   SOLE   0 0 4,355
PHILIP MORRIS INTL INC COM 718172109   234,788 1,934 SH   SOLE   0 0 1,934
PIMCO ETF TR ULTRA SHORT GOVT 72201R577   408,524 4,036 SH   SOLE   0 0 4,036
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   282,776 2,961 SH   SOLE   0 0 2,961
PIMCO ETF TR ACTIVE BD ETF 72201R775   2,838,205 29,999 SH   SOLE   0 0 29,999
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   275,488 2,736 SH   SOLE   0 0 2,736
PIMCO ETF TR INV GRD CRP BD 72201R817   1,079,430 10,854 SH   SOLE   0 0 10,854
PIMCO ETF TR MULTISECTOR BD 72201R585   763,736 28,658 SH   SOLE   0 0 28,658
PIMCO ETF TR BROAD US TIPS 72201R403   278,837 5,154 SH   SOLE   0 0 5,154
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   296,133 3,086 SH   SOLE   0 0 3,086
PROCTER AND GAMBLE CO COM 742718109   864,267 4,990 SH   SOLE   0 0 4,990
ROLLINS INC COM 775711104   263,370 5,207 SH   SOLE   0 0 5,207
ROYAL CARIBBEAN GROUP COM V7780T103   895,491 5,049 SH   SOLE   0 0 5,049
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   727,963 10,729 SH   SOLE   0 0 10,729
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   15,880,281 334,181 SH   SOLE   0 0 334,181
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   346,569 7,508 SH   SOLE   0 0 7,508
SELECT SECTOR SPDR TR INDL 81369Y704   626,816 4,628 SH   SOLE   0 0 4,628
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   7,844,444 208,851 SH   SOLE   0 0 208,851
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,482,365 35,910 SH   SOLE   0 0 35,910
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,615,319 6,301 SH   SOLE   0 0 6,301
SPDR SER TR PORTFOLIO LN TSR 78464A664   11,670,210 401,452 SH   SOLE   0 0 401,452
SPDR SER TR PORTFOLIO AGRGTE 78464A649   7,100,931 271,650 SH   SOLE   0 0 271,650
SPDR SER TR PORTFOLIO S&P600 78468R853   624,943 13,732 SH   SOLE   0 0 13,732
SPDR SER TR PORTFOLIO S&P500 78464A854   61,230,760 906,988 SH   SOLE   0 0 906,988
STEEL DYNAMICS INC COM 858119100   585,079 4,641 SH   SOLE   0 0 4,641
STRYKER CORPORATION COM 863667101   835,544 2,313 SH   SOLE   0 0 2,313
TESLA INC COM 88160R101   262,938 1,005 SH   SOLE   0 0 1,005
THERMO FISHER SCIENTIFIC INC COM 883556102   300,006 485 SH   SOLE   0 0 485
TRACTOR SUPPLY CO COM 892356106   280,747 965 SH   SOLE   0 0 965
UNITEDHEALTH GROUP INC COM 91324P102   496,978 850 SH   SOLE   0 0 850
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,146,199 14,566 SH   SOLE   0 0 14,566
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   578,734 7,699 SH   SOLE   0 0 7,699
VANGUARD BD INDEX FDS INTERMED TERM 921937819   849,923 10,845 SH   SOLE   0 0 10,845
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,727,770 36,317 SH   SOLE   0 0 36,317
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,292,900 25,714 SH   SOLE   0 0 25,714
VANGUARD INDEX FDS VALUE ETF 922908744   4,055,506 23,231 SH   SOLE   0 0 23,231
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   15,212,198 28,829 SH   SOLE   0 0 28,829
VANGUARD INDEX FDS MID CAP ETF 922908629   1,691,150 6,410 SH   SOLE   0 0 6,410
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,598,973 5,647 SH   SOLE   0 0 5,647
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,331,774 9,830 SH   SOLE   0 0 9,830
VANGUARD INDEX FDS GROWTH ETF 922908736   4,739,232 12,344 SH   SOLE   0 0 12,344
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,461,565 72,342 SH   SOLE   0 0 72,342
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,395,637 53,899 SH   SOLE   0 0 53,899
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   235,924 2,817 SH   SOLE   0 0 2,817
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,565,328 26,522 SH   SOLE   0 0 26,522
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   809,449 10,192 SH   SOLE   0 0 10,192
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,490,845 31,579 SH   SOLE   0 0 31,579
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,302,334 57,065 SH   SOLE   0 0 57,065
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,111,958 153,606 SH   SOLE   0 0 153,606
VANGUARD WELLINGTON FD US QUALITY 921935706   544,169 3,809 SH   SOLE   0 0 3,809
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   315,219 2,459 SH   SOLE   0 0 2,459
VANGUARD WORLD FD MEGA CAP INDEX 921910873   3,041,121 14,717 SH   SOLE   0 0 14,717
VANGUARD WORLD FD INF TECH ETF 92204A702   6,457,585 11,010 SH   SOLE   0 0 11,010
VERIZON COMMUNICATIONS INC COM 92343V104   305,388 6,800 SH   SOLE   0 0 6,800
WALMART INC COM 931142103   1,519,957 18,823 SH   SOLE   0 0 18,823
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,218,368 44,173 SH   SOLE   0 0 44,173
WISDOMTREE TR INTL QULTY DIV 97717X131   7,846,639 200,425 SH   SOLE   0 0 200,425
WISDOMTREE TR EM EX ST-OWNED 97717X578   424,601 12,855 SH   SOLE   0 0 12,855