The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 361,845 2,647 SH   SOLE   2,646 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 431,536 3,785 SH   SOLE   3,785 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,041,458 5,274 SH   SOLE   5,273 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 440,083 1,245 SH   SOLE   1,245 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 911,293 1,760 SH   SOLE   1,760 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 870,280 5,304 SH   SOLE   5,304 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 270,338 2,418 SH   SOLE   2,418 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,097,490 6,617 SH   SOLE   6,617 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,414,545 8,461 SH   SOLE   8,460 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 3,064,011 16,444 SH   SOLE   16,444 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 6,056,965 63,126 SH   SOLE   63,126 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 1,481,718 5,464 SH   SOLE   5,463 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 BBG001SPHYW3 373,266 2,552 SH   SOLE   2,552 0 0
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 331,216 705 SH   SOLE   705 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 1,001,414 3,108 SH   SOLE   3,107 0 0
AMPLIFY ETF TR CWP INTL ENHANCE 032108722 BBG0195MY622 209,947 6,821 SH   SOLE   6,820 0 0
AON PLC SHS CL A G0403H108 BBG00SSQFPR9 233,889 676 SH   SOLE   676 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,234,251 22,465 SH   SOLE   22,464 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 465,913 2,306 SH   SOLE   2,305 0 0
APTIV PLC SHS G6095L109 BBG001TRL2T7 282,423 3,922 SH   SOLE   3,922 0 0
ARROW ELECTRS INC COM 042735100 BBG001S5NVP4 265,660 2,000 SH   SOLE   2,000 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 464,954 558 SH   SOLE   558 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 238,638 3,063 SH   SOLE   3,063 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 216,625 9,847 SH   SOLE   9,846 0 0
AUTODESK INC COM 052769106 BBG001S5SCD4 330,576 1,200 SH   SOLE   1,200 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 226,826 820 SH   SOLE   819 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 373,721 9,418 SH   SOLE   9,418 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1,382,360 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 683,026 1,484 SH   SOLE   1,484 0 0
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 486,654 116 SH   SOLE   115 0 0
BRIGHT HORIZONS FAM SOL IN D COM 109194100 BBG003LFWPT4 203,889 1,455 SH   SOLE   1,455 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 221,525 4,282 SH   SOLE   4,281 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,013,270 5,874 SH   SOLE   5,874 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 376,190 1,388 SH   SOLE   1,388 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 308,180 2,058 SH   SOLE   2,058 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 BBG001SP50B3 253,528 4,400 SH   SOLE   4,400 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 684,384 12,860 SH   SOLE   12,859 0 0
CME GROUP INC COM 12572Q105 BBG001S86547 392,335 1,778 SH   SOLE   1,778 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 266,094 3,703 SH   SOLE   3,702 0 0
COHERUS BIOSCIENCES INC COM 19249H103 BBG0063N8V87 36,603 35,195 SH   SOLE   35,195 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 581,056 655 SH   SOLE   655 0 0
CUMMINS INC COM 231021106 BBG001S5Q9M3 385,857 1,192 SH   SOLE   1,191 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 436,642 1,571 SH   SOLE   1,570 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 251,876 604 SH   SOLE   603 0 0
DIREXION SHS ETF TR NAS100 EQL WGT 25459Y207 BBG001V0SZW9 3,421,550 37,933 SH   SOLE   37,932 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 731,041 7,600 SH   SOLE   7,599 0 0
DRAFTKINGS INC NEW COM CL A 26142V105 BBG0134WCMB3 227,791 5,811 SH   SOLE   5,811 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 586,317 1,769 SH   SOLE   1,769 0 0
ECOLAB INC COM 278865100 BBG001S5QRB5 612,919 2,400 SH   SOLE   2,400 0 0
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 513,798 988 SH   SOLE   988 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 3,242,788 3,660 SH   SOLE   3,660 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 204,670 1,746 SH   SOLE   1,746 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 BBG005FHVV56 495,951 6,813 SH   SOLE   6,812 0 0
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 BBG005YW3DQ0 2,091,283 35,890 SH   SOLE   35,889 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 636,303 7,589 SH   SOLE   7,589 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 2,872,732 28,644 SH   SOLE   28,644 0 0
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 651,964 15,948 SH   SOLE   15,948 0 0
HARBOR ETF TRUST LONG TERM GROWER 41151J406 BBG014VVP8S2 225,368 8,800 SH   SOLE   8,800 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,383,163 3,414 SH   SOLE   3,413 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 336,579 1,628 SH   SOLE   1,628 0 0
HUMANA INC COM 444859102 BBG001S5S1X6 318,714 1,006 SH   SOLE   1,006 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 335,327 1,280 SH   SOLE   1,279 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 365,075 1,651 SH   SOLE   1,651 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 272,452 3,798 SH   SOLE   3,798 0 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 BBG001S8JG85 1,109,458 9,650 SH   SOLE   9,649 0 0
INVESCO EXCHANGE TRADED FD T BUILDING & CONST 46137V779 BBG001SPHKZ0 482,617 6,065 SH   SOLE   6,064 0 0
INVESCO EXCHANGE TRADED FD T DORSEY WRGT TECH 46137V811 BBG001SRNLG8 278,349 4,388 SH   SOLE   4,388 0 0
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 BBG001T10BD4 595,917 13,715 SH   SOLE   13,715 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 BBG00KJR2B26 2,035,472 42,825 SH   SOLE   42,824 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 1,411,658 7,879 SH   SOLE   7,879 0 0
INVESCO EXCHANGE TRADED FD T SEMICONDUCTORS 46137V647 BBG001SN6GS4 488,712 8,496 SH   SOLE   8,496 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 7,025,195 14,394 SH   SOLE   14,393 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,464,210 3,000 SH Put SOLE   3,000 0 0
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 2,071,717 33,042 SH   SOLE   33,041 0 0
ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 15,284,421 250,113 SH   SOLE   250,113 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 1,412,529 13,941 SH   SOLE   13,941 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 895,349 20,621 SH   SOLE   20,620 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 2,833,743 34,080 SH   SOLE   34,079 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 13,396,999 122,537 SH   SOLE   122,537 0 0
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 2,528,323 25,773 SH   SOLE   25,772 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 3,635,501 37,052 SH   SOLE   37,051 0 0
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 1,500,593 23,937 SH   SOLE   23,936 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 2,100,309 28,918 SH   SOLE   28,917 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 9,869,551 158,369 SH   SOLE   158,368 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2,879,979 24,624 SH   SOLE   24,623 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 3,575,892 28,466 SH   SOLE   28,465 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 1,176,088 12,316 SH   SOLE   12,316 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 1,827,088 18,042 SH   SOLE   18,041 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 535,951 12,098 SH   SOLE   12,098 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,327,974 15,777 SH   SOLE   15,777 0 0
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 355,312 8,496 SH   SOLE   8,496 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 794,160 33,382 SH   SOLE   33,382 0 0
ISHARES TR ESG SCRD S&P MID 46436E551 BBG00XDJF7W4 425,347 10,058 SH   SOLE   10,058 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 266,870 18,167 SH   SOLE   18,166 0 0
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 3,365,815 144,518 SH   SOLE   144,517 0 0
ISHARES TR IBONDS 25 TRM HG 46435U168 BBG00P3CSKH1 3,245,069 139,273 SH   SOLE   139,273 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 520,797 20,658 SH   SOLE   20,658 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 929,517 9,702 SH   SOLE   9,701 0 0
ISHARES TR MSCI INDIA ETF 46429B598 BBG002DMN4B6 215,215 3,677 SH   SOLE   3,677 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 13,672,548 329,538 SH   SOLE   329,538 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 3,175,946 34,782 SH   SOLE   34,782 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 2,982,034 16,632 SH   SOLE   16,631 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 494,131 14,870 SH   SOLE   14,870 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 747,809 7,042 SH   SOLE   7,042 0 0
ISHARES TR USD GRN BOND ETF 46435U440 BBG00MK1NQ85 495,635 10,253 SH   SOLE   10,253 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 2,147,704 36,090 SH   SOLE   36,089 0 0
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 BBG01J345HV8 11,267,937 184,297 SH   SOLE   184,297 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 5,161,720 93,969 SH   SOLE   93,969 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 652,779 4,028 SH   SOLE   4,028 0 0
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 310,440 4,000 SH   SOLE   4,000 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 1,214,661 5,761 SH   SOLE   5,760 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 395,987 2,783 SH   SOLE   2,783 0 0
KRANESHARES TRUST CSI CHI INTERNET 500767306 BBG004XB9HZ5 1,021,335 30,022 SH   SOLE   30,021 0 0
LABCORP HOLDINGS INC COM SHS 504922105 BBG01MMT6PQ2 270,017 1,208 SH   SOLE   1,208 0 0
LINDE PLC SHS G54950103 BBG01FND0CH6 886,535 1,859 SH   SOLE   1,859 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 892,429 1,527 SH   SOLE   1,526 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 1,160,043 2,349 SH   SOLE   2,349 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 297,344 976 SH   SOLE   976 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 930,122 8,191 SH   SOLE   8,190 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,144,328 1,999 SH   SOLE   1,999 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,404,389 12,560 SH   SOLE   12,559 0 0
MODERNA INC COM 60770K107 BBG003PHHZV8 210,915 3,156 SH   SOLE   3,156 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 BBG001SD9VH2 377,314 5,416 SH   SOLE   5,415 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 692,248 976 SH   SOLE   976 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 216,819 2,565 SH   SOLE   2,565 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 297,872 3,370 SH   SOLE   3,369 0 0
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 218,093 413 SH   SOLE   413 0 0
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 607,306 5,280 SH   SOLE   5,280 0 0
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 250,047 2,100 SH   SOLE   2,100 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 428,400 10,000 SH   SOLE   10,000 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 4,461,196 36,736 SH   SOLE   36,735 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 4,461,196 0 SH Call SOLE   0 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 204,729 853 SH   SOLE   853 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 244,387 715 SH   SOLE   715 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 744,946 1,179 SH   SOLE   1,179 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 330,691 4,238 SH   SOLE   4,238 0 0
PEPSICO INC COM 713448108 BBG001S695T1 722,507 4,249 SH   SOLE   4,248 0 0
PFIZER INC COM 717081103 BBG001S5V466 654,665 22,621 SH   SOLE   22,621 0 0
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 690,531 3,736 SH   SOLE   3,735 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 425,588 2,457 SH   SOLE   2,457 0 0
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 338,593 2,681 SH   SOLE   2,681 0 0
QUANTA SVCS INC COM 74762E102 BBG001S5VH85 328,263 1,101 SH   SOLE   1,101 0 0
REVVITY INC COM 714046109 BBG001SBKS35 338,613 2,651 SH   SOLE   2,650 0 0
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 224,775 837 SH   SOLE   837 0 0
ROPER TECHNOLOGIES INC COM 776696106 BBG001S9B362 320,318 576 SH   SOLE   575 0 0
ROYAL BK CDA COM 780087102 BBG001S60869 251,206 2,014 SH   SOLE   2,014 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 449,812 3,713 SH   SOLE   3,712 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 380,076 736 SH   SOLE   735 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 1,319,901 4,822 SH   SOLE   4,822 0 0
SANOFI SPONSORED ADR 80105N105 BBG001S5W768 615,085 10,673 SH   SOLE   10,673 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 20,724,488 305,446 SH   SOLE   305,445 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 481,954 5,489 SH   SOLE   5,489 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 556,956 12,289 SH   SOLE   12,289 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 339,542 2,205 SH   SOLE   2,204 0 0
SERVICENOW INC COM 81762P102 BBG001T4JFC0 770,964 862 SH   SOLE   862 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 3,571,524 14,694 SH   SOLE   14,694 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 590,427 1,029 SH   SOLE   1,029 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 420,125 4,576 SH   SOLE   4,576 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523 BBG00X8RXGK5 2,537,674 25,484 SH   SOLE   25,483 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 1,024,458 33,208 SH   SOLE   33,207 0 0
SPDR SER TR PORT MTG BK ETF 78464A383 BBG001T2HF72 1,726,528 76,632 SH   SOLE   76,632 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 348,941 7,667 SH   SOLE   7,667 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 218,924 606 SH   SOLE   606 0 0
SYSCO CORP COM 871829107 BBG001S5WJS8 218,810 2,803 SH   SOLE   2,803 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 937,123 5,396 SH   SOLE   5,396 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 599,578 3,847 SH   SOLE   3,846 0 0
TE CONNECTIVITY PLC ORD SHS G87052109 BBG01Q08MMX4 213,254 1,412 SH   SOLE   1,412 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 716,343 2,738 SH   SOLE   2,738 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 335,627 1,625 SH   SOLE   1,624 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 436,576 1,260 SH   SOLE   1,260 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 742,061 1,200 SH   SOLE   1,199 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 364,429 3,100 SH   SOLE   3,100 0 0
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 205,133 876 SH   SOLE   876 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 320,106 4,259 SH   SOLE   4,259 0 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 294,425 4,532 SH   SOLE   4,532 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 356,648 610 SH   SOLE   609 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 30,300,778 403,419 SH   SOLE   403,418 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 335,171 873 SH   SOLE   873 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,552,758 10,762 SH   SOLE   10,761 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 263,377 985 SH   SOLE   985 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 14,522,227 51,286 SH   SOLE   51,286 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 416,618 2,387 SH   SOLE   2,386 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 209,979 1,754 SH   SOLE   1,754 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,497,031 18,850 SH   SOLE   18,849 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 17,270,515 87,198 SH   SOLE   87,198 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 2,730,812 51,710 SH   SOLE   51,710 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 2,026,806 15,810 SH   SOLE   15,809 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 2,156,539 35,060 SH   SOLE   35,059 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691 BBG00XGJM879 740,978 11,421 SH   SOLE   11,420 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 1,344,701 4,177 SH   SOLE   4,176 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 600,297 13,367 SH   SOLE   13,366 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 455,305 1,656 SH   SOLE   1,655 0 0
WALMART INC COM 931142103 BBG001S5XH92 997,709 12,356 SH   SOLE   12,355 0 0
WELLTOWER INC COM 95040Q104 BBG001S5RTQ4 289,544 2,262 SH   SOLE   2,261 0 0
WILLIAMS COS INC COM 969457100 BBG001S5XH10 325,660 7,134 SH   SOLE   7,133 0 0
XYLEM INC COM 98419M100 BBG001V05C73 491,404 3,639 SH   SOLE   3,639 0 0