The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   425,081 2,352 SH   SOLE   0 0 2,352
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,415,230 7,121 SH   SOLE   0 0 7,121
ADOBE INC COM 00724F101   320,333 638 SH   SOLE   0 0 638
ADVANCED MICRO DEVICES INC COM 007903107   1,606,058 8,760 SH   SOLE   0 0 8,760
AIR PRODS & CHEMS INC COM 009158106   533,333 2,191 SH   SOLE   0 0 2,191
AKEBIA THERAPEUTICS INC COM 00972D105   19,560 12,000 SH   SOLE   0 0 12,000
ALPHABET INC CAP STK CL C 02079K107   539,456 3,447 SH   SOLE   0 0 3,447
ALPHABET INC CAP STK CL A 02079K305   218,930 1,408 SH   SOLE   0 0 1,408
AMAZON COM INC COM 023135106   1,421,338 7,854 SH   SOLE   0 0 7,854
AMERICAN CENTY ETF TR US SML CP VALU 025072877   24,005,979 258,157 SH   SOLE   0 0 258,157
APPLE INC COM 037833100   1,721,324 10,124 SH   SOLE   0 0 10,124
ARCH CAP GROUP LTD ORD G0450A105   553,860 6,000 SH   SOLE   0 0 6,000
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   367,878 6,748 SH   SOLE   0 0 6,748
ARK ETF TR GENOMIC REV ETF 00214Q302   352,837 12,446 SH   SOLE   0 0 12,446
AT&T INC COM 00206R102   337,662 19,295 SH   SOLE   0 0 19,295
AUTODESK INC COM 052769106   267,742 1,032 SH   SOLE   0 0 1,032
BANK AMERICA CORP COM 060505104   353,799 9,430 SH   SOLE   0 0 9,430
BECTON DICKINSON & CO COM 075887109   406,587 1,666 SH   SOLE   0 0 1,666
BLACKROCK ENHANCED EQUITY DI COM 09251A104   123,738 15,090 SH   SOLE   0 0 15,090
BLACKSTONE INC COM 09260D107   456,889 3,487 SH   SOLE   0 0 3,487
BOSTON SCIENTIFIC CORP COM 101137107   629,380 9,242 SH   SOLE   0 0 9,242
BRISTOL-MYERS SQUIBB CO COM 110122108   207,297 3,912 SH   SOLE   0 0 3,912
BROADCOM INC COM 11135F101   539,007 399 SH   SOLE   0 0 399
CAMECO CORP COM 13321L108   515,653 11,030 SH   SOLE   0 0 11,030
CARNIVAL CORP UNIT 99/99/9999 143658300   527,637 32,450 SH   SOLE   0 0 32,450
CATERPILLAR INC COM 149123101   423,950 1,166 SH   SOLE   0 0 1,166
CERAGON NETWORKS LTD ORD M22013102   30,700 10,000 SH   SOLE   0 0 10,000
CHENIERE ENERGY INC COM NEW 16411R208   266,159 1,670 SH   SOLE   0 0 1,670
CHEVRON CORP NEW COM 166764100   1,673,155 10,518 SH   SOLE   0 0 10,518
COCA COLA CO COM 191216100   306,495 5,051 SH   SOLE   0 0 5,051
COMCAST CORP NEW CL A 20030N101   385,568 9,119 SH   SOLE   0 0 9,119
CONSTELLATION ENERGY CORP COM 21037T109   299,920 1,613 SH   SOLE   0 0 1,613
CROWDSTRIKE HLDGS INC CL A 22788C105   317,992 995 SH   SOLE   0 0 995
CSX CORP COM 126408103   314,197 8,543 SH   SOLE   0 0 8,543
CVS HEALTH CORP COM 126650100   646,598 8,127 SH   SOLE   0 0 8,127
DEERE & CO COM 244199105   203,963 505 SH   SOLE   0 0 505
DISNEY WALT CO COM 254687106   375,318 3,088 SH   SOLE   0 0 3,088
ELI LILLY & CO COM 532457108   3,053,608 4,015 SH   SOLE   0 0 4,015
EXACT SCIENCES CORP COM 30063P105   281,640 4,000 SH   SOLE   0 0 4,000
EXXON MOBIL CORP COM 30231G102   3,604,859 30,813 SH   SOLE   0 0 30,813
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   365,396 6,510 SH   SOLE   0 0 6,510
FORD MTR CO DEL COM 345370860   162,216 12,206 SH   SOLE   0 0 12,206
FULTON FINL CORP PA COM 360271100   1,516,006 96,808 SH   SOLE   0 0 96,808
GABELLI EQUITY TR INC COM 362397101   101,128 18,624 SH   SOLE   0 0 18,624
GABELLI UTIL TR COM 36240A101   100,122 18,138 SH   SOLE   0 0 18,138
GALLAGHER ARTHUR J & CO COM 363576109   1,986,091 8,035 SH   SOLE   0 0 8,035
GLOBAL X FDS MILLENNIAL CONSU 37954Y764   395,322 10,218 SH   SOLE   0 0 10,218
GLOBAL X FDS US INFR DEV ETF 37954Y673   460,653 11,659 SH   SOLE   0 0 11,659
HERC HLDGS INC COM 42704L104   248,780 1,494 SH   SOLE   0 0 1,494
HONEYWELL INTL INC COM 438516106   268,269 1,328 SH   SOLE   0 0 1,328
HUBSPOT INC COM 443573100   245,824 386 SH   SOLE   0 0 386
ICON PLC SHS G4705A100   255,432 770 SH   SOLE   0 0 770
ILLINOIS TOOL WKS INC COM 452308109   610,029 2,300 SH   SOLE   0 0 2,300
INTERNATIONAL BUSINESS MACHS COM 459200101   326,589 1,720 SH   SOLE   0 0 1,720
ISHARES TR RUSSELL 2000 ETF 464287655   218,117 1,047 SH   SOLE   0 0 1,047
ISHARES TR NATIONAL MUN ETF 464288414   458,965 4,289 SH   SOLE   0 0 4,289
ISHARES TR ROBOTICS ARTIF 46435U556   376,325 10,952 SH   SOLE   0 0 10,952
JOHNSON & JOHNSON COM 478160104   350,946 2,224 SH   SOLE   0 0 2,224
JPMORGAN CHASE & CO COM 46625H100   1,657,022 8,329 SH   SOLE   0 0 8,329
LENNAR CORP CL A 526057104   629,288 3,750 SH   SOLE   0 0 3,750
MCDONALDS CORP COM 580135101   382,523 1,365 SH   SOLE   0 0 1,365
MERCK & CO INC COM 58933Y105   448,501 3,424 SH   SOLE   0 0 3,424
META PLATFORMS INC CL A 30303M102   319,480 650 SH   SOLE   0 0 650
MICROSOFT CORP COM 594918104   2,264,829 5,334 SH   SOLE   0 0 5,334
MONDELEZ INTL INC CL A 609207105   423,460 6,070 SH   SOLE   0 0 6,070
NEXTERA ENERGY INC COM 65339F101   724,152 11,426 SH   SOLE   0 0 11,426
NORTHROP GRUMMAN CORP COM 666807102   471,350 1,000 SH   SOLE   0 0 1,000
NORWOOD FINL CORP COM 669549107   670,783 23,528 SH   SOLE   0 0 23,528
NVIDIA CORPORATION COM 67066G104   443,748 491 SH   SOLE   0 0 491
OCEANFIRST FINL CORP COM 675234108   1,077,800 68,172 SH   SOLE   0 0 68,172
ORACLE CORP COM 68389X105   274,915 2,191 SH   SOLE   0 0 2,191
PEOPLES FINL SVCS CORP COM 711040105   1,179,510 28,615 SH   SOLE   0 0 28,615
PEPSICO INC COM 713448108   474,246 2,742 SH   SOLE   0 0 2,742
PIMCO ETF TR INTER MUN BD ACT 72201R866   497,936 9,539 SH   SOLE   0 0 9,539
PNC FINL SVCS GROUP INC COM 693475105   319,560 1,998 SH   SOLE   0 0 1,998
PROCTER AND GAMBLE CO COM 742718109   403,071 2,510 SH   SOLE   0 0 2,510
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   209,713 3,147 SH   SOLE   0 0 3,147
QUALCOMM INC COM 747525103   316,212 1,841 SH   SOLE   0 0 1,841
ROCKWELL AUTOMATION INC COM 773903109   483,713 1,707 SH   SOLE   0 0 1,707
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   8,689,669 59,327 SH   SOLE   0 0 59,327
SOUTHERN CO COM 842587107   241,293 3,394 SH   SOLE   0 0 3,394
SPDR GOLD TR GOLD SHS 78463V107   233,382 1,123 SH   SOLE   0 0 1,123
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,304,538 4,413 SH   SOLE   0 0 4,413
SPDR SER TR S&P BIOTECH 78464A870   490,890 5,231 SH   SOLE   0 0 5,231
SPDR SER TR NUVEEN BLOOMBERG 78464A284   305,745 11,990 SH   SOLE   0 0 11,990
TE CONNECTIVITY LTD SHS H84989104   272,372 1,892 SH   SOLE   0 0 1,892
UNITEDHEALTH GROUP INC COM 91324P102   650,825 1,329 SH   SOLE   0 0 1,329
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   633,189 6,302 SH   SOLE   0 0 6,302
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   33,380,890 69,533 SH   SOLE   0 0 69,533
VANGUARD INDEX FDS MID CAP ETF 922908629   630,410 2,540 SH   SOLE   0 0 2,540
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   694,955 13,805 SH   SOLE   0 0 13,805
VERIZON COMMUNICATIONS INC COM 92343V104   758,230 17,934 SH   SOLE   0 0 17,934
VERTEX PHARMACEUTICALS INC COM 92532F100   405,343 964 SH   SOLE   0 0 964
WELLS FARGO CO NEW COM 949746101   213,906 3,713 SH   SOLE   0 0 3,713