The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 4,999 28,598 SH   SOLE   0 0 28,597
ABBOTT LABS COM Stock 002824100 762 6,957 SH   SOLE   0 0 6,957
ABBVIE INC COM Stock 00287Y109 209 1,955 SH   DFND 1 0 1,955 0
ABBVIE INC COM Stock 00287Y109 3,520 32,850 SH   SOLE   0 0 32,850
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 224 857 SH   SOLE   0 0 857
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 1,200 2,399 SH   SOLE   0 0 2,399
AFLAC INC COM Stock 001055102 385 8,655 SH   SOLE   0 0 8,655
AIR PRODS & CHEMS INC COM Stock 009158106 777 2,845 SH   SOLE   0 0 2,845
ALEXION PHARMACEUTICALS INC COM Stock 015351109 277 1,772 SH   SOLE   0 0 1,772
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 831 3,572 SH   SOLE   0 0 3,572
ALLSTATE CORP COM Stock 020002101 2,768 25,178 SH   SOLE   0 0 25,178
ALPHABET INC CAP STK CL A Stock 02079K305 8,595 4,904 SH   SOLE   0 0 4,904
ALPHABET INC CAP STK CL C Stock 02079K107 7,358 4,200 SH   SOLE   0 0 4,200
ALTRIA GROUP INC COM Stock 02209S103 635 15,495 SH   SOLE   0 0 15,495
AMAZON COM INC COM Stock 023135106 22,499 6,908 SH   SOLE   0 0 6,908
AMERICAN ELEC PWR CO INC COM Stock 025537101 360 4,327 SH   SOLE   0 0 4,327
AMERICAN EXPRESS CO COM Stock 025816109 262 2,167 SH   DFND 1 0 2,167 0
AMERICAN EXPRESS CO COM Stock 025816109 445 3,679 SH   SOLE   0 0 3,679
AMERICAN TOWER CORP NEW COM REIT 03027X100 671 2,991 SH   SOLE   0 0 2,991
AMGEN INC COM Stock 031162100 15,070 65,545 SH   SOLE   0 0 65,545
ANALOG DEVICES INC COM Stock 032654105 244 1,650 SH   SOLE   0 0 1,650
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR ADR 03524A108 265 3,786 SH   SOLE   0 0 3,786
ANNALY CAPITAL MANAGEMENT INC COM REIT 035710409 85 10,000 SH   SOLE   0 0 10,000
ANTHEM INC COM Stock 036752103 809 2,520 SH   SOLE   0 0 2,520
APPLE INC COM Stock 037833100 46,158 347,861 SH   SOLE   0 0 347,860
ARCHER DANIELS MIDLAND CO COM Stock 039483102 1,605 31,839 SH   SOLE   0 0 31,839
ARK GENOMIC REVOLUTION ETF ETF 00214Q302 508 5,444 SH   SOLE   0 0 5,444
ARK INNOVATION ETF ETF 00214Q104 5,728 46,011 SH   SOLE   0 0 46,011
ARROW ELECTRS INC COM Stock 042735100 1,146 11,775 SH   SOLE   0 0 11,775
ARVINAS INC COM Stock 04335A105 260 3,065 SH   SOLE   0 0 3,065
AT&T INC COM Stock 00206R102 201 6,979 SH   DFND 1 0 6,979 0
AT&T INC COM Stock 00206R102 3,652 126,973 SH   SOLE   0 0 126,973
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 1,791 10,165 SH   SOLE   0 0 10,165
AVANGRID INC COM Stock 05351W103 490 10,790 SH   SOLE   0 0 10,790
BANK NEW YORK MELLON CORP COM Stock 064058100 514 12,100 SH   SOLE   0 0 12,100
BECTON DICKINSON & CO COM Stock 075887109 218 872 SH   SOLE   0 0 872
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 3,130 9 SH   SOLE   0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 5,011 21,612 SH   SOLE   0 0 21,612
BK OF AMERICA CORP COM Stock 060505104 3,510 115,799 SH   SOLE   0 0 115,798
BLACKROCK INC COM Stock 09247X101 558 774 SH   SOLE   0 0 774
BLACKSTONE GROUP INC COM CL A Stock 09260D107 1,526 23,550 SH   SOLE   0 0 23,550
BOEING CO COM Stock 097023105 10,882 50,835 SH   SOLE   0 0 50,834
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 1,443 23,262 SH   SOLE   0 0 23,262
BRISTOL-MYERS SQUIBB CO CONTNGNT VAL RT Stock 110122157 7 10,167 SH   SOLE   0 0 10,167
CAE INC COM Stock 124765108 529 19,052 SH   SOLE   0 0 19,052
CARLYLE GROUP INC COM Stock 14316J108 226 7,200 SH   SOLE   0 0 7,200
CARRIER GLOBAL CORPORATION COM Stock 14448C104 1,092 28,959 SH   SOLE   0 0 28,959
CATERPILLAR INC COM Stock 149123101 3,761 20,660 SH   SOLE   0 0 20,660
CHEVRON CORP NEW COM Stock 166764100 3,585 42,446 SH   SOLE   0 0 42,446
CHUBB LIMITED COM Stock H1467J104 342 2,220 SH   SOLE   0 0 2,220
CHURCH & DWIGHT INC COM Stock 171340102 419 4,800 SH   SOLE   0 0 4,800
CHURCHILL DOWNS INC COM Stock 171484108 429 2,200 SH   SOLE   0 0 2,200
CIGNA CORP NEW COM Stock 125523100 211 1,012 SH   SOLE   0 0 1,012
CISCO SYS INC COM Stock 17275R102 6,810 152,183 SH   SOLE   0 0 152,182
CLOROX CO DEL COM Stock 189054109 638 3,161 SH   SOLE   0 0 3,161
CME GROUP INC COM Stock 12572Q105 487 2,675 SH   SOLE   0 0 2,675
COCA COLA CO COM Stock 191216100 4,386 79,982 SH   SOLE   0 0 79,982
COLGATE PALMOLIVE CO COM Stock 194162103 809 9,458 SH   SOLE   0 0 9,458
COMCAST CORP NEW CL A Stock 20030N101 562 10,719 SH   SOLE   0 0 10,719
CONOCOPHILLIPS COM Stock 20825C104 2,036 50,907 SH   SOLE   0 0 50,907
CONSOLIDATED EDISON INC COM Stock 209115104 323 4,472 SH   SOLE   0 0 4,472
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 264 1,644 SH   SOLE   0 0 1,644
CORTEVA INC COM Stock 22052L104 455 11,756 SH   SOLE   0 0 11,756
COSTCO WHSL CORP NEW COM Stock 22160K105 2,101 5,576 SH   SOLE   0 0 5,576
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 256 1,610 SH   SOLE   0 0 1,610
CSX CORP COM Stock 126408103 477 5,256 SH   SOLE   0 0 5,256
CUMMINS INC COM Stock 231021106 1,313 5,780 SH   SOLE   0 0 5,780
CVS HEALTH CORP COM Stock 126650100 1,854 27,151 SH   SOLE   0 0 27,151
DANAHER CORPORATION COM Stock 235851102 664 2,988 SH   SOLE   0 0 2,988
DELL TECHNOLOGIES INC CL C Stock 24703L202 260 3,542 SH   SOLE   0 0 3,542
DIAGEO PLC SPON ADR NEW ADR 25243Q205 279 1,755 SH   SOLE   0 0 1,755
DISNEY WALT CO COM Stock 254687106 3,273 18,065 SH   SOLE   0 0 18,065
DMC GLOBAL INC COM Stock 23291C103 320 7,393 SH   SOLE   0 0 7,393
DOMINION ENERGY INC COM Stock 25746U109 387 5,148 SH   SOLE   0 0 5,148
DOVER CORP COM Stock 260003108 484 3,835 SH   SOLE   0 0 3,835
DOW INC COM Stock 260557103 3,940 70,987 SH   SOLE   0 0 70,987
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,950 21,297 SH   SOLE   0 0 21,297
DUPONT DE NEMOURS INC COM Stock 26614N102 902 12,679 SH   SOLE   0 0 12,679
EATON CORP PLC SHS Stock G29183103 463 3,856 SH   SOLE   0 0 3,856
EATON VANCE TAX-MANAGED BUY- W COM CEF 27828Y108 196 12,800 SH   SOLE   0 0 12,800
EMERSON ELEC CO COM Stock 291011104 3,078 38,293 SH   SOLE   0 0 38,293
ENBRIDGE INC COM Stock 29250N105 240 7,494 SH   SOLE   0 0 7,494
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107 653 33,320 SH   SOLE   0 0 33,320
EVERSOURCE ENERGY COM Stock 30040W108 1,551 17,923 SH   SOLE   0 0 17,923
EXXON MOBIL CORP COM Stock 30231G102 2,689 65,225 SH   SOLE   0 0 65,225
FACEBOOK INC CL A Stock 30303M102 3,199 11,711 SH   SOLE   0 0 11,711
FIDELITY HIGH DIVIDEND ETF ETF 316092840 1,479 46,087 SH   SOLE   0 0 46,087
FIDELITY VALUE FACTOR ETF ETF 316092782 226 5,562 SH   SOLE   0 0 5,562
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 1,877 63,664 SH   SOLE   0 0 63,664
FIRST TRUST CAPITAL STRENGTH ETF ETF 33733E104 848 12,570 SH   SOLE   0 0 12,570
FIRST TRUST LOW DURATION MORTGAGE OPPORTUNITIES ETF ETF 33739Q200 1,686 32,765 SH   SOLE   0 0 32,765
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 244 4,300 SH   SOLE   0 0 4,300
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF ETF 33739E108 375 18,574 SH   SOLE   0 0 18,574
FIRST TRUST SHORT DURATION MANAGED MUNICIPAL ETF ETF 33739P830 2,296 110,324 SH   SOLE   0 0 110,323
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 335 6,121 SH   SOLE   0 0 6,121
FISERV INC COM Stock 337738108 474 4,160 SH   SOLE   0 0 4,160
FULTON FINL CORP PA COM Stock 360271100 558 43,846 SH   SOLE   0 0 43,846
GENERAL DYNAMICS CORP COM Stock 369550108 3,248 21,826 SH   SOLE   0 0 21,826
GENERAL ELECTRIC CO COM Stock 369604103 1,976 182,934 SH   SOLE   0 0 182,934
GENERAL MLS INC COM Stock 370334104 2,607 44,335 SH   SOLE   0 0 44,335
GENERAL MTRS CO COM Stock 37045V100 387 9,285 SH   SOLE   0 0 9,285
GILEAD SCIENCES INC COM Stock 375558103 218 3,734 SH   SOLE   0 0 3,733
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 1,404 38,157 SH   SOLE   0 0 38,157
GOLDMAN SACHS GROUP INC COM Stock 38141G104 3,225 12,230 SH   SOLE   0 0 12,230
GRAINGER W W INC COM Stock 384802104 421 1,030 SH   SOLE   0 0 1,030
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 2,651 23,372 SH   SOLE   0 0 23,372
HELIOS TECHNOLOGIES INC COM Stock 42328H109 311 5,844 SH   SOLE   0 0 5,844
HERCULES CAPITAL INC COM CEF 427096508 166 11,525 SH   DFND 1 0 11,525 0
HERSHEY CO COM Stock 427866108 301 1,975 SH   SOLE   0 0 1,975
HOLOGIC INC COM Stock 436440101 401 5,500 SH   SOLE   0 0 5,500
HOME DEPOT INC COM Stock 437076102 8,808 33,162 SH   SOLE   0 0 33,161
HONEYWELL INTL INC COM Stock 438516106 2,112 9,930 SH   SOLE   0 0 9,930
ILLINOIS TOOL WKS INC COM Stock 452308109 1,028 5,041 SH   SOLE   0 0 5,041
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 2,554 28,845 SH   SOLE   0 0 28,844
INTEL CORP COM Stock 458140100 11,113 223,056 SH   SOLE   0 0 223,056
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 6,149 48,847 SH   SOLE   0 0 48,847
INTUIT COM Stock 461202103 342 900 SH   SOLE   0 0 900
INVESCO DWA MOMENTUM ETF ETF 46137V837 386 4,395 SH   SOLE   0 0 4,395
INVESCO FTSE RAFI US 1000 ETF ETF 46137V613 825 6,194 SH   SOLE   0 0 6,194
INVESCO PREFERRED ETF ETF 46138E511 254 16,656 SH   SOLE   0 0 16,656
INVESCO QQQ TRUST ETF 46090E103 3,620 11,539 SH   SOLE   0 0 11,539
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 608 4,771 SH   SOLE   0 0 4,771
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 246 6,545 SH   SOLE   0 0 6,545
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 1,016 18,077 SH   SOLE   0 0 18,076
IQVIA HLDGS INC COM Stock 46266C105 344 1,920 SH   SOLE   0 0 1,920
ISHARES COMEX GOLD TRUST ETF 464285105 614 33,854 SH   SOLE   0 0 33,854
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 263 5,858 SH   SOLE   0 0 5,858
ISHARES CORE S&P 500 ETF ETF 464287200 411 1,094 SH   SOLE   0 0 1,094
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 319 2,696 SH   SOLE   0 0 2,696
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 322 4,497 SH   SOLE   0 0 4,497
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 310 4,570 SH   SOLE   0 0 4,570
ISHARES NASDAQ BIOTECHNOLOGY INDEX FUND ETF 464287556 1,095 7,229 SH   SOLE   0 0 7,229
ISHARES PREFERRED AND INCOME SECURITIES ETF ETF 464288687 707 18,367 SH   SOLE   0 0 18,366
ISHARES RUSSELL 1000 ETF ETF 464287622 233 1,099 SH   SOLE   0 0 1,099
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 268 1,110 SH   SOLE   0 0 1,110
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 247 1,807 SH   SOLE   0 0 1,807
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 473 4,612 SH   SOLE   0 0 4,612
ISHARES S&P 500 GROWTH ETF ETF 464287309 372 5,832 SH   SOLE   0 0 5,832
ISHARES S&P GLOBAL CLEAN ENERGY INDEX FUND ETF 464288224 215 7,612 SH   SOLE   0 0 7,612
ISHARES S&P MIDCAP FUND ETF 464287507 641 2,791 SH   SOLE   0 0 2,791
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 656 5,742 SH   SOLE   0 0 5,742
ISHARES S&P SMALL-CAP FUND ETF 464287804 253 2,750 SH   SOLE   0 0 2,750
ISHARES SELECT DIVIDEND ETF ETF 464287168 2,513 26,133 SH   SOLE   0 0 26,132
ISHARES TIPS BOND ETF ETF 464287176 234 1,830 SH   SOLE   0 0 1,830
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760 1,481 15,638 SH   SOLE   0 0 15,637
ISHARES U.S. HEALTHCARE ETF ETF 464287762 398 1,620 SH   SOLE   0 0 1,620
ISHARES U.S. TECHNOLOGY ETF ETF 464287721 1,133 13,316 SH   SOLE   0 0 13,316
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 1,186 43,526 SH   SOLE   0 0 43,526
JOHNSON & JOHNSON COM Stock 478160104 15,615 99,216 SH   SOLE   0 0 99,215
JPMORGAN CHASE & CO COM Stock 46625H100 42,322 333,061 SH   SOLE   0 0 333,061
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 2,681 52,782 SH   SOLE   0 0 52,782
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654 3,900 76,415 SH   SOLE   0 0 76,415
KELLOGG CO COM Stock 487836108 1,998 32,111 SH   SOLE   0 0 32,111
KIMBERLY-CLARK CORP COM Stock 494368103 4,528 33,586 SH   SOLE   0 0 33,586
KKR & CO INC COM Stock 48251W104 358 8,850 SH   SOLE   0 0 8,850
LILLY ELI & CO COM Stock 532457108 750 4,445 SH   SOLE   0 0 4,445
LINDE PLC SHS Stock G5494J103 304 1,155 SH   SOLE   0 0 1,155
LOCKHEED MARTIN CORP COM Stock 539830109 1,806 5,089 SH   SOLE   0 0 5,088
LOWES COS INC COM Stock 548661107 2,695 16,793 SH   SOLE   0 0 16,793
LUMEN TECHNOLOGIES INC COM Stock 156700106 111 11,375 SH   DFND 1 0 11,375 0
M & T BK CORP COM Stock 55261F104 382 2,998 SH   SOLE   0 0 2,998
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP Stock 559080106 1,028 24,223 SH   SOLE   0 0 24,223
MARKEL CORP COM Stock 570535104 701 678 SH   SOLE   0 0 678
MASTERCARD INCORPORATED CL A Stock 57636Q104 1,657 4,642 SH   SOLE   0 0 4,641
MCDONALDS CORP COM Stock 580135101 5,596 26,077 SH   SOLE   0 0 26,077
MEDTRONIC PLC SHS Stock G5960L103 500 4,268 SH   SOLE   0 0 4,268
MERCK & CO. INC COM Stock 58933Y105 6,075 74,267 SH   SOLE   0 0 74,267
MGM RESORTS INTERNATIONAL COM Stock 552953101 365 11,580 SH   SOLE   0 0 11,580
MICROSOFT CORP COM Stock 594918104 16,411 65,693 SH   SOLE   0 0 65,693
MIDDLEBY CORP COM Stock 596278101 278 2,157 SH   SOLE   0 0 2,157
MODERNA INC COM Stock 60770K107 348 3,335 SH   SOLE   0 0 3,335
MONDELEZ INTL INC CL A Stock 609207105 375 6,409 SH   SOLE   0 0 6,409
MORGAN STANLEY COM NEW Stock 617446448 943 13,763 SH   SOLE   0 0 13,763
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307 1,519 8,935 SH   SOLE   0 0 8,935
MSA SAFETY INC COM Stock 553498106 379 2,535 SH   DFND 1 0 2,535 0
NAVIENT CORPORATION COM Stock 63938C108 139 14,155 SH   DFND 1 0 14,155 0
NEKTAR THERAPEUTICS COM Stock 640268108 255 15,000 SH   SOLE   0 0 15,000
NETFLIX INC COM Stock 64110L106 2,689 4,972 SH   SOLE   0 0 4,972
NEXTERA ENERGY INC COM Stock 65339F101 1,175 15,232 SH   SOLE   0 0 15,232
NIKE INC CL B Stock 654106103 1,093 7,727 SH   SOLE   0 0 7,727
NORFOLK SOUTHN CORP COM Stock 655844108 3,338 14,047 SH   SOLE   0 0 14,047
NORTHROP GRUMMAN CORP COM Stock 666807102 683 2,240 SH   SOLE   0 0 2,240
NOVARTIS AG SPONSORED ADR ADR 66987V109 406 4,304 SH   SOLE   0 0 4,304
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 687 12,197 SH   SOLE   0 0 12,197
NUVEEN ESG MID-CAP GROWTH ETF ETF 67092P409 282 5,708 SH   SOLE   0 0 5,708
NUVEEN MUN HIGH INCOME OPPORTU COM CEF 670682103 180 12,456 SH   SOLE   0 0 12,456
NVIDIA CORPORATION COM Stock 67066G104 1,527 2,924 SH   SOLE   0 0 2,924
OLD DOMINION FREIGHT LINE INC COM Stock 679580100 5,941 30,440 SH   SOLE   0 0 30,440
OMEGA FLEX INC COM Stock 682095104 59,297 406,145 SH   SOLE   0 0 406,145
OMEGA HEALTHCARE INVS INC COM REIT 681936100 298 8,198 SH   SOLE   0 0 8,198
ORACLE CORP COM Stock 68389X105 1,406 21,737 SH   SOLE   0 0 21,737
OTIS WORLDWIDE CORP COM Stock 68902V107 800 11,845 SH   SOLE   0 0 11,845
PARKER-HANNIFIN CORP COM Stock 701094104 749 2,750 SH   SOLE   0 0 2,750
PAYPAL HLDGS INC COM Stock 70450Y103 611 2,609 SH   SOLE   0 0 2,609
PEPSICO INC COM Stock 713448108 3,618 24,394 SH   SOLE   0 0 24,394
PFIZER INC COM Stock 717081103 15,028 408,251 SH   SOLE   0 0 408,251
PHILIP MORRIS INTL INC COM Stock 718172109 3,100 37,449 SH   SOLE   0 0 37,449
PHILLIPS 66 COM Stock 718546104 1,900 27,164 SH   SOLE   0 0 27,164
PJT PARTNERS INC COM CL A Stock 69343T107 204 2,712 SH   SOLE   0 0 2,712
PNC FINL SVCS GROUP INC COM Stock 693475105 1,095 7,348 SH   SOLE   0 0 7,348
PROCTER AND GAMBLE CO COM Stock 742718109 10,027 72,061 SH   SOLE   0 0 72,060
PROLOGIS INC. COM REIT 74340W103 563 5,648 SH   SOLE   0 0 5,648
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF ETF 74348A467 462 5,789 SH   SOLE   0 0 5,789
QUALCOMM INC COM Stock 747525103 4,611 30,265 SH   SOLE   0 0 30,264
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 8,825 123,404 SH   SOLE   0 0 123,404
REALTY INCOME CORP COM REIT 756109104 233 3,751 SH   SOLE   0 0 3,751
ROYAL GOLD INC COM Stock 780287108 419 3,939 SH   SOLE   0 0 3,939
S&P GLOBAL INC COM Stock 78409V104 502 1,527 SH   SOLE   0 0 1,527
SALESFORCE COM INC COM Stock 79466L302 847 3,805 SH   SOLE   0 0 3,805
SCHWAB CHARLES CORP COM Stock 808513105 294 5,540 SH   SOLE   0 0 5,540
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 1,230 19,182 SH   SOLE   0 0 19,182
SERVICENOW INC COM Stock 81762P102 1,403 2,549 SH   SOLE   0 0 2,549
SOUTHERN CO COM Stock 842587107 5,584 90,901 SH   SOLE   0 0 90,901
SPDR GOLD SHARES ETF 78463V107 2,365 13,262 SH   SOLE   0 0 13,262
SPDR NUVEEN BLOOMBERG BARCLAYS MUNICIPAL BOND ETF ETF 78468R721 232 4,418 SH   SOLE   0 0 4,418
SPDR S&P 500 ETF ETF 78462F103 5,825 15,580 SH   SOLE   0 0 15,580
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631 231 2,011 SH   SOLE   0 0 2,011
SPDR S&P BIOTECH ETF ETF 78464A870 333 2,365 SH   SOLE   0 0 2,365
SPDR S&P DIVIDEND ETF ETF 78464A763 2,329 21,990 SH   SOLE   0 0 21,990
STANLEY BLACK & DECKER INC COM Stock 854502101 622 3,481 SH   SOLE   0 0 3,481
STARBUCKS CORP COM Stock 855244109 1,019 9,521 SH   SOLE   0 0 9,521
STRYKER CORPORATION COM Stock 863667101 584 2,383 SH   SOLE   0 0 2,383
SYNDAX PHARMACEUTICALS INC COM Stock 87164F105 456 20,500 SH   SOLE   0 0 20,500
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 497 4,558 SH   SOLE   0 0 4,558
TARGET CORP COM Stock 87612E106 458 2,592 SH   SOLE   0 0 2,592
TE CONNECTIVITY LTD REG SHS Stock H84989104 328 2,712 SH   SOLE   0 0 2,712
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 1,590 12,230 SH   SOLE   0 0 12,230
TESLA INC COM Stock 88160R101 4,436 6,286 SH   SOLE   0 0 6,286
TEXAS INSTRS INC COM Stock 882508104 3,573 21,769 SH   SOLE   0 0 21,769
THE TRADE DESK INC COM CL A Stock 88339J105 236 295 SH   SOLE   0 0 295
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 1,429 3,068 SH   SOLE   0 0 3,068
TJX COS INC NEW COM Stock 872540109 923 13,522 SH   SOLE   0 0 13,522
TRAVELERS COMPANIES INC COM Stock 89417E109 2,133 15,195 SH   SOLE   0 0 15,195
UNILEVER PLC SPON ADR NEW ADR 904767704 2,297 38,053 SH   SOLE   0 0 38,053
UNION PAC CORP COM Stock 907818108 873 4,195 SH   SOLE   0 0 4,195
UNITED PARCEL SERVICE INC CL B Stock 911312106 304 1,803 SH   DFND 1 0 1,803 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 423 2,509 SH   SOLE   0 0 2,509
UNITEDHEALTH GROUP INC COM Stock 91324P102 2,269 6,470 SH   SOLE   0 0 6,470
US BANCORP DEL COM NEW Stock 902973304 685 14,700 SH   SOLE   0 0 14,700
VANECK VECTORS BIOTECH ETF ETF 92189F726 282 1,659 SH   SOLE   0 0 1,659
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 618 3,553 SH   SOLE   0 0 3,553
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 40,128 284,256 SH   SOLE   0 0 284,255
VANGUARD FINANCIALS INDEX FUND ETF 92204A405 2,154 29,567 SH   SOLE   0 0 29,567
VANGUARD GROWTH INDEX FUND ETF 922908736 45,992 181,542 SH   SOLE   0 0 181,541
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 2,820 12,603 SH   SOLE   0 0 12,603
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 10,964 119,813 SH   SOLE   0 0 119,812
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 5,362 15,155 SH   SOLE   0 0 15,155
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 540 5,559 SH   SOLE   0 0 5,559
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810 13,068 160,554 SH   SOLE   0 0 160,554
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794 517 8,507 SH   SOLE   0 0 8,507
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 325 1,850 SH   SOLE   0 0 1,850
VANGUARD MEGA CAP VALUE ETF ETF 921910840 1,478 17,022 SH   SOLE   0 0 17,022
VANGUARD MID-CAP INDEX FUND ETF 922908629 1,627 7,867 SH   SOLE   0 0 7,867
VANGUARD S&P 500 ETF ETF 922908363 698 2,031 SH   SOLE   0 0 2,031
VANGUARD S&P 500 GROWTH ETF ETF 921932505 7,221 31,384 SH   SOLE   0 0 31,384
VANGUARD SMALL-CAP GROWTH INDEX FUND ETF 922908595 653 2,439 SH   SOLE   0 0 2,438
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 1,421 7,298 SH   SOLE   0 0 7,298
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 1,930 9,916 SH   SOLE   0 0 9,916
VANGUARD TOTAL WORLD STOCK INDEX FUND ETF 922042742 1,754 18,944 SH   SOLE   0 0 18,944
VANGUARD VALUE INDEX FUND ETF 922908744 1,423 11,964 SH   SOLE   0 0 11,964
VERIZON COMMUNICATIONS INC COM Stock 92343V104 310 5,270 SH   DFND 1 0 5,270 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 4,153 70,693 SH   SOLE   0 0 70,693
VIATRIS INC COM Stock 92556V106 919 49,024 SH   SOLE   0 0 49,024
VISA INC COM CL A Stock 92826C839 9,002 41,153 SH   SOLE   0 0 41,153
VSE CORP COM Stock 918284100 232 6,018 SH   SOLE   0 0 6,018
WALMART INC COM Stock 931142103 831 5,765 SH   SOLE   0 0 5,765
WASHINGTON TR BANCORP COM Stock 940610108 520 11,600 SH   SOLE   0 0 11,600
WASTE MGMT INC DEL COM Stock 94106L109 2,990 25,350 SH   SOLE   0 0 25,350
WEC ENERGY GROUP INC COM Stock 92939U106 258 2,800 SH   SOLE   0 0 2,800
WELLS FARGO CO NEW COM Stock 949746101 646 21,402 SH   SOLE   0 0 21,402
WELLS FARGO CO NEW PERP PFD CNV A Preferred 949746804 768 506 SH   SOLE   0 0 506
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND ETF 97717W315 1,930 46,905 SH   SOLE   0 0 46,905
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505 891 25,600 SH   SOLE   0 0 25,600
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604 522 19,629 SH   SOLE   0 0 19,628
XCEL ENERGY INC COM Stock 98389B100 265 3,980 SH   SOLE   0 0 3,980
YUM BRANDS INC COM Stock 988498101 230 2,120 SH   SOLE   0 0 2,120
ZOETIS INC CL A Stock 98978V103 993 5,999 SH   SOLE   0 0 5,999