The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   227 1,258 SH   SOLE 0 0 0 1,258
ALPHABET INC CAP STK CL A 02079K305   540 3,579 SH   SOLE 0 0 0 3,579
ALTRIA GROUP INC COM 02209S103   452 10,352 SH   SOLE 0 0 0 10,352
AMAZON COM INC COM 023135106   1,038 5,753 SH   SOLE 0 0 0 5,753
APPLE INC COM 037833100   3,214 18,741 SH   SOLE 0 0 0 18,741
APPLIED MATLS INC COM 038222105   3,675 17,820 SH   SOLE 0 0 0 17,820
AUTOMATIC DATA PROCESSING IN COM 053015103   348 1,392 SH   SOLE 0 0 0 1,392
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,963 4,669 SH   SOLE 0 0 0 4,669
BOEING CO COM 097023105   974 5,045 SH   SOLE 0 0 0 5,045
EMERSON ELEC CO COM 291011104   206 1,819 SH   SOLE 0 0 0 1,819
EQUIFAX INC COM 294429105   1,575 5,887 SH   SOLE 0 0 0 5,887
FORTUNE BRANDS INNOVATIONS I COM 34964C106   389 4,599 SH   SOLE 0 0 0 4,599
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   46,291 446,002 SH   SOLE 0 0 0 446,002
HONEYWELL INTL INC COM 438516106   338 1,649 SH   SOLE 0 0 0 1,649
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   3,663 111,397 SH   SOLE 0 0 0 111,397
INVESCO QQQ TR UNIT SER 1 46090E103   16,867 37,988 SH   SOLE 0 0 0 37,988
ISHARES TR CORE S&P MCP ETF 464287507   900 14,810 SH   SOLE 0 0 0 14,810
ISHARES TR CORE S&P SCP ETF 464287804   682 6,167 SH   SOLE 0 0 0 6,167
ISHARES TR S&P 500 VAL ETF 464287408   24,995 133,798 SH   SOLE 0 0 0 133,798
ISHARES TR CORE S&P500 ETF 464287200   51,963 98,839 SH   SOLE 0 0 0 98,839
ISHARES TR S&P 500 GRWT ETF 464287309   23,273 275,619 SH   SOLE 0 0 0 275,619
ISHARES TR RUS 2000 VAL ETF 464287630   5,083 32,007 SH   SOLE 0 0 0 32,007
ISHARES TR CORE S&P US GWT 464287671   733 6,254 SH   SOLE 0 0 0 6,254
ISHARES TR COHEN STEER REIT 464287564   215 3,720 SH   SOLE 0 0 0 3,720
ISHARES TR EAFE VALUE ETF 464288877   1,305 23,990 SH   SOLE 0 0 0 23,990
ISHARES TR EAFE GRWTH ETF 464288885   379 3,653 SH   SOLE 0 0 0 3,653
ISHARES TR CORE US AGGBD ET 464287226   292 2,983 SH   SOLE 0 0 0 2,983
ISHARES TR EAFE SML CP ETF 464288273   2,109 33,298 SH   SOLE 0 0 0 33,298
ISHARES TR GLB INFRASTR ETF 464288372   2,652 55,701 SH   SOLE 0 0 0 55,701
ISHARES TR CORE MSCI EAFE 46432F842   1,336 18,005 SH   SOLE 0 0 0 18,005
ISHARES TR IBONDS DEC25 ETF 46434VBD1   3,843 154,889 SH   SOLE 0 0 0 154,889
ISHARES TR IBONDS DEC24 ETF 46434VBG4   4,500 179,637 SH   SOLE 0 0 0 179,637
ISHARES TR CORE INTL AGGR 46435G672   652 13,055 SH   SOLE 0 0 0 13,055
ISHARES TR IBONDS DEC2026 46435GAA0   3,763 157,797 SH   SOLE 0 0 0 157,797
ISHARES TR IBONDS 27 ETF 46435UAA9   3,751 157,602 SH   SOLE 0 0 0 157,602
ISHARES TR IBDS DEC28 ETF 46435U515   2,744 110,168 SH   SOLE 0 0 0 110,168
MATTERPORT INC COM CL A 577096100   23 10,000 SH   SOLE 0 0 0 10,000
MERCK & CO INC COM 58933Y105   375 2,841 SH   SOLE 0 0 0 2,841
META PLATFORMS INC CL A 30303M102   268 551 SH   SOLE 0 0 0 551
MICROSOFT CORP COM 594918104   2,006 4,768 SH   SOLE 0 0 0 4,768
NICE LTD SPONSORED ADR 653656108   240 920 SH   SOLE 0 0 0 920
NVIDIA CORPORATION COM 67066G104   483 535 SH   SOLE 0 0 0 535
PHILIP MORRIS INTL INC COM 718172109   830 9,064 SH   SOLE 0 0 0 9,064
PIMCO ETF TR ACTIVE BD ETF 72201R775   956 10,408 SH   SOLE 0 0 0 10,408
PROCTER AND GAMBLE CO COM 742718109   321 1,980 SH   SOLE 0 0 0 1,980
SCHWAB STRATEGIC TR US REIT ETF 808524847   489 24,100 SH   SOLE 0 0 0 24,100
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   4,451 66,042 SH   SOLE 0 0 0 66,042
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,455 87,907 SH   SOLE 0 0 0 87,907
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,319 52,230 SH   SOLE 0 0 0 52,230
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,963 3,753 SH   SOLE 0 0 0 3,753
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,342 15,387 SH   SOLE 0 0 0 15,387
SPDR SER TR PRTFLO S&P500 GW 78464A409   289 3,946 SH   SOLE 0 0 0 3,946
SPDR SER TR PRTFLO S&P500 VL 78464A508   252 5,021 SH   SOLE 0 0 0 5,021
SPDR SER TR NUVEEN BLOOMBERG 78464A284   672 26,176 SH   SOLE 0 0 0 26,176
TESLA INC COM 88160R101   3,207 18,244 SH   SOLE 0 0 0 18,244
UNITEDHEALTH GROUP INC COM 91324P102   1,322 2,673 SH   SOLE 0 0 0 2,673
VANGUARD INDEX FDS VALUE ETF 922908744   21,433 131,604 SH   SOLE 0 0 0 131,604
VANGUARD INDEX FDS MID CAP ETF 922908629   1,494 5,979 SH   SOLE 0 0 0 5,979
VANGUARD INDEX FDS SM CP VAL ETF 922908611   459 2,395 SH   SOLE 0 0 0 2,395
VANGUARD INDEX FDS SMALL CP ETF 922908751   974 4,263 SH   SOLE 0 0 0 4,263
VANGUARD INDEX FDS GROWTH ETF 922908736   4,930 14,324 SH   SOLE 0 0 0 14,324
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   322 670 SH   SOLE 0 0 0 670
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   370 6,311 SH   SOLE 0 0 0 6,311