The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 162,189 407,694 SH   SOLE   0 0 407,694
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 77,226 1,572,504 SH   SOLE   0 0 1,572,504
ISHARES TR CORE S&P MCP ETF 464287507 53,304 204,795 SH   SOLE   0 0 204,795
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 46,085 504,712 SH   SOLE   0 0 504,712
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 39,945 471,495 SH   SOLE   0 0 471,495
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 39,447 268,200 SH   SOLE   0 0 268,200
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 39,410 757,159 SH   SOLE   0 0 757,159
ISHARES TR CORE S&P SCP ETF 464287804 35,733 329,243 SH   SOLE   0 0 329,243
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 18,494 491,613 SH   SOLE   0 0 491,613
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,956 134,914 SH   SOLE   0 0 134,914
VANGUARD INDEX FDS GROWTH ETF 922908736 12,322 47,938 SH   SOLE   0 0 47,938
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,700 24,475 SH   SOLE   0 0 24,475
VANGUARD INDEX FDS VALUE ETF 922908744 7,934 60,356 SH   SOLE   0 0 60,356
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,650 68,763 SH   SOLE   0 0 68,763
APPLE INC COM 037833100 6,561 53,715 SH   SOLE   0 0 53,715
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,229 96,921 SH   SOLE   0 0 96,921
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,437 67,711 SH   SOLE   0 0 67,711
ISHARES TR RUSSELL 3000 ETF 464287689 3,005 12,668 SH   SOLE   0 0 12,668
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,418 33,165 SH   SOLE   0 0 33,165
ISHARES TR CORE US AGGBD ET 464287226 1,750 15,372 SH   SOLE   0 0 15,372
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,523 47,935 SH   SOLE   0 0 47,935
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,333 13,377 SH   SOLE   0 0 13,377
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,329 17,849 SH   SOLE   0 0 17,849
MICROSOFT CORP COM 594918104 1,259 5,342 SH   SOLE   0 0 5,342
ISHARES TR RUS 1000 GRW ETF 464287614 1,194 4,913 SH   SOLE   0 0 4,913
GRACO INC COM 384109104 1,171 16,350 SH   SOLE   0 0 16,350
MONDELEZ INTL INC CL A 609207105 1,128 19,277 SH   SOLE   0 0 19,277
ISHARES TR SP SMCP600VL ETF 464287879 1,111 11,024 SH   SOLE   0 0 11,024
PHILIP MORRIS INTL INC COM 718172109 886 9,982 SH   SOLE   0 0 9,982
ISHARES TR CORE MSCI EAFE 46432F842 766 10,633 SH   SOLE   0 0 10,633
FORD MTR CO DEL COM 345370860 520 42,480 SH   SOLE   0 0 42,480
ISHARES TR CORE S&P TTL STK 464287150 418 4,568 SH   SOLE   0 0 4,568
INTERNATIONAL BUSINESS MACHS COM 459200101 402 3,016 SH   SOLE   0 0 3,016
ISHARES TR ESG AWR MSCI USA 46435G425 371 4,082 SH   SOLE   0 0 4,082
ISHARES TR CORE DIV GRWTH 46434V621 364 7,541 SH   SOLE   0 0 7,541
ISHARES TR 1 3 YR TREAS BD 464287457 357 4,137 SH   SOLE   0 0 4,137
HONEYWELL INTL INC COM 438516106 342 1,574 SH   SOLE   0 0 1,574
REVANCE THERAPEUTICS INC COM 761330109 326 11,681 SH   SOLE   0 0 11,681
PROCTER AND GAMBLE CO COM 742718109 316 2,336 SH   SOLE   0 0 2,336
ILLINOIS TOOL WKS INC COM 452308109 272 1,227 SH   SOLE   0 0 1,227
DTE ENERGY CO COM 233331107 260 1,955 SH   SOLE   0 0 1,955
CISCO SYS INC COM 17275R102 240 4,641 SH   SOLE   0 0 4,641
STRYKER CORPORATION COM 863667101 229 941 SH   SOLE   0 0 941
TEXAS INSTRS INC COM 882508104 215 1,140 SH   SOLE   0 0 1,140
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 212 830 SH   SOLE   0 0 830
DNP SELECT INCOME FD INC COM 23325P104 141 14,289 SH   SOLE   0 0 14,289