The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,116 12,468 SH   SOLE   0 0 12,468
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 820 3,518 SH   SOLE   0 0 3,518
VANGUARD INDEX FDS LARGE CAP ETF 922908637 827 7,201 SH   SOLE   0 0 7,201
ISHARES TR SP SMCP600VL ETF 464287879 1,262 9,570 SH   SOLE   0 0 9,570
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 707 21,388 SH   SOLE   0 0 21,388
ISHARES TR AGENCY BOND ETF 464288166 220 1,964 SH   SOLE   0 0 1,964
ISHARES TR 3 7 YR TREAS BD 464288661 555 4,569 SH   SOLE   0 0 4,569
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 11,673 100,064 SH   SOLE   0 0 100,064
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,402 58,858 SH   SOLE   0 0 58,858
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 672 2,220 SH   SOLE   0 0 2,220
ISHARES US ETF TR COMMOD SEL STG 46431W853 3,909 128,205 SH   SOLE   0 0 128,205
ISHARES TR S&P 500 GRWT ETF 464287309 6,414 42,572 SH   SOLE   0 0 42,572
JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 27,657 426,350 SH   SOLE   0 0 426,350
INVESCO QQQ TR UNIT SER 1 46090E103 55,477 359,630 SH   SOLE   0 0 359,630
ISHARES TR S&P MC 400GR ETF 464287606 1,004 5,250 SH   SOLE   0 0 5,250
ISHARES TR RUS TP200 GR ETF 464289438 18,812 262,186 SH   SOLE   0 0 262,186
ISHARES TR S&P 500 VAL ETF 464287408 5,042 49,856 SH   SOLE   0 0 49,856
ISHARES TR CORE S&P MCP ETF 464287507 35,123 211,510 SH   SOLE   0 0 211,510
ISHARES TR RUS 1000 ETF 464287622 32,117 231,577 SH   SOLE   0 0 231,577
ISHARES TR RUS MID CAP ETF 464287499 46,308 996,309 SH   SOLE   0 0 996,309
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 18,592 214,906 SH   SOLE   0 0 214,906
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 1,485 33,450 SH   SOLE   0 0 33,450
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 416 3,718 SH   SOLE   0 0 3,718
ISHARES TR MSCI EAFE ETF 464287465 324 5,511 SH   SOLE   0 0 5,511
JP MORGAN EXCHANGE TRADED FD DIVERSFD EQT ETF 46641Q845 8,017 298,732 SH   SOLE   0 0 298,732
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 10,533 160,900 SH   SOLE   0 0 160,900
JP MORGAN EXCHANGE TRADED FD DIVERSFED RTRN 46641Q886 6,928 121,299 SH   SOLE   0 0 121,299
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 2,822 56,293 SH   SOLE   0 0 56,293
ISHARES TR MIN VOL USA ETF 46429B697 32,360 617,565 SH   SOLE   0 0 617,565
JP MORGAN EXCHANGE TRADED FD US MOMENTUM 46641Q779 5,233 218,140 SH   SOLE   0 0 218,140
JP MORGAN EXCHANGE TRADED FD DIV RTN EM EQT 46641Q308 16,857 331,576 SH   SOLE   0 0 331,576
JP MORGAN EXCHANGE TRADED FD DCPLND HG YLD 46641Q878 9,700 203,629 SH   SOLE   0 0 203,629
PROSHARES TR PSHS LC COR PLUS 74347R248 469 7,733 SH   SOLE   0 0 7,733
ISHARES TR CORE S&P SCP ETF 464287804 79,819 1,151,450 SH   SOLE   0 0 1,151,450
ISHARES TR RUS TP200 VL ETF 464289420 21,740 454,805 SH   SOLE   0 0 454,805
ISHARES TR 1 3 YR TREAS BD 464287457 567 6,779 SH   SOLE   0 0 6,779
SPDR SER TR SSGA US SMAL ETF 78468R887 1,391 16,788 SH   SOLE   0 0 16,788
ISHARES TR RUS 1000 VAL ETF 464287598 868 7,820 SH   SOLE   0 0 7,820
ISHARES TR RUS MDCP VAL ETF 464287473 242 3,164 SH   SOLE   0 0 3,164
ISHARES TR MRGSTR MD CP ETF 464288208 1,749 10,820 SH   SOLE   0 0 10,820
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,843 29,739 SH   SOLE   0 0 29,739
ISHARES TR CORE US AGGBD ET 464287226 2,750 25,821 SH   SOLE   0 0 25,821
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,835 108,397 SH   SOLE   0 0 108,397
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 268 6,469 SH   SOLE   0 0 6,469
JP MORGAN EXCHANGE TRADED FD USD EMRNG MKT 46641Q746 2,123 46,459 SH   SOLE   0 0 46,459
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 60,414 262,886 SH   SOLE   0 0 262,886
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 29,742 584,431 SH   SOLE   0 0 584,431
ISHARES TR RUS 1000 GRW ETF 464287614 823 6,286 SH   SOLE   0 0 6,286
ISHARES TR MSCI ACWI ETF 464288257 10,019 156,154 SH   SOLE   0 0 156,154
ISHARES TR S&P MC 400VL ETF 464287705 663 4,790 SH   SOLE   0 0 4,790
ALPHABET INC CAP STK CL C 02079K107 290 280 SH   SOLE   0 0 280
ISHARES TR CORE S&P500 ETF 464287200 4,653 18,494 SH   SOLE   0 0 18,494
ISHARES TR SHORT TREAS BD 464288679 267 2,423 SH   SOLE   0 0 2,423
JP MORGAN EXCHANGE TRADED FD US VALUE FACTR 46641Q753 5,169 222,695 SH   SOLE   0 0 222,695
ISHARES TR S&P SML 600 GWT 464287887 1,010 6,263 SH   SOLE   0 0 6,263
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 13,280 277,080 SH   SOLE   0 0 277,080
ISHARES TR EXPONENTIAL TECH 46434V381 10,024 301,376 SH   SOLE   0 0 301,376