The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 354 3,050 SH   SOLE 0 3,050 0 0
ABBVIE INC. COM 00287Y109 349 3,100 SH   SOLE 0 3,100 0 0
ACCENTURE PLC COM G1151C101 20,504 69,554 SH   SOLE 0 69,554 0 0
ALPHABET, INC. CLASS A COM 02079K305 1,814 743 SH   SOLE 0 743 0 0
ALPHABET, INC. CLASS C COM 02079K107 29,427 11,741 SH   SOLE 0 11,741 0 0
AMAZON COM 023135106 27,477 7,987 SH   SOLE 0 7,987 0 0
AMERICAN EXPRESS CO COM 025816109 248 1,500 SH   SOLE 0 1,500 0 0
ANALOG DEVICES COM 032654105 17,274 100,336 SH   SOLE 0 100,336 0 0
ANTHEM INC COM 036752103 25,548 66,914 SH   SOLE 0 66,914 0 0
APPLE COM 037833100 14,351 104,785 SH   SOLE 0 104,785 0 0
ARTHUR J. GALLAGHER COM 363576109 19,147 136,685 SH   SOLE 0 136,685 0 0
AT&T COM 00206R102 22,551 783,555 SH   SOLE 0 783,555 0 0
BANK OF AMERICA CORP COM 060505104 257 6,242 SH   SOLE 0 6,242 0 0
BERKSHIRE A (1SH /100) COM 084670108 419 100 SH   SOLE 0 100 0 0
BERKSHIRE HATHAWAY INC-B COM 084670702 25,626 92,205 SH   SOLE 0 92,205 0 0
BOEING COM 097023105 870 3,632 SH   SOLE 0 3,632 0 0
CARRIER GLOBAL CORP COM 14448C104 20,287 417,430 SH   SOLE 0 417,430 0 0
CDW CORPORATION COM 12514G108 27,067 154,979 SH   SOLE 0 154,979 0 0
CHEVRON-TEXACO CORP COM 166764100 429 4,100 SH   SOLE 0 4,100 0 0
CIGNA CORP COM 125523100 362 1,525 SH   SOLE 0 1,525 0 0
CISCO SYSTEMS COM 17275R102 402 7,578 SH   SOLE 0 7,578 0 0
COMMUNITY TRUST BANCORP COM 204149108 265 6,558 SH   SOLE 0 6,558 0 0
DIAGEO PLC COM 25243Q205 249 1,300 SH   SOLE 0 1,300 0 0
DISNEY (THE WALT) CO. COM 254687106 703 4,000 SH   SOLE 0 4,000 0 0
DOCUSIGN INC COM COM 256163106 210 750 SH   SOLE 0 750 0 0
DOLLAR GENERAL COM 256677105 20,604 95,218 SH   SOLE 0 95,218 0 0
EXXON MOBIL CORP COM 30231G102 514 8,143 SH   SOLE 0 8,143 0 0
FACEBOOK INC COM 30303M102 26,989 77,618 SH   SOLE 0 77,618 0 0
FIDELITY DIVR INTL FD#325 COM 315910802 295 5,806 SH   SOLE 0 5,806 0 0
FISERV INC COM 337738108 12,695 118,763 SH   SOLE 0 118,763 0 0
GENERAL DYNAMICS COPR COM 369550108 23,109 122,753 SH   SOLE 0 122,753 0 0
GROWGENERTION CORP COM COM 39986L109 361 7,500 SH   SOLE 0 7,500 0 0
HOME DEPOT INC COM 437076102 596 1,869 SH   SOLE 0 1,869 0 0
INT'L BUSINESS MACHINES COM 459200101 505 3,448 SH   SOLE 0 3,448 0 0
INTEL COM 458140100 331 5,900 SH   SOLE 0 5,900 0 0
ISHARES RUSSELL 2000 COM 464287655 405 1,765 SH   SOLE 0 1,765 0 0
ISHARES RUSSELL 2000 VAL COM 464287630 204 1,232 SH   SOLE 0 1,232 0 0
ISHARES TR RUS 1000 GRW COM 464287614 282 1,039 SH   SOLE 0 1,039 0 0
JOHNSON & JOHNSON COM 478160104 21,477 130,367 SH   SOLE 0 130,367 0 0
KELLOGG COMPANY COM 487836108 16,104 250,327 SH   SOLE 0 250,327 0 0
LOWE'S COMPANIES, INC. COM 548661107 466 2,400 SH   SOLE 0 2,400 0 0
MEDTRONIC PLC COM G5960L103 22,339 179,965 SH   SOLE 0 179,965 0 0
MERCK & CO. COM 58933Y105 569 7,322 SH   SOLE 0 7,322 0 0
MFS VALUE FUND COM 552983694 200 3,882 SH   SOLE 0 3,882 0 0
MICROSOFT COM 594918104 30,064 110,979 SH   SOLE 0 110,979 0 0
MODERNA INC COM 60770K107 253 1,077 SH   SOLE 0 1,077 0 0
MSC INDUSTRIAL DIRECT COM 553530106 19,012 211,877 SH   SOLE 0 211,877 0 0
NESS ENERGY INTERNATIONAL COM 64104P105 0 20,000 SH   SOLE 0 20,000 0 0
NEXTERA ENERGY INC COM 65339F101 683 9,324 SH   SOLE 0 9,324 0 0
NIKE, INC. COM 654106103 772 5,000 SH   SOLE 0 5,000 0 0
NOVARTIS AG COM 66987V109 22,692 248,702 SH   SOLE 0 248,702 0 0
ORACLE CORPORATION COM 68389X105 477 6,130 SH   SOLE 0 6,130 0 0
PAYCHEX, INC. COM 704326107 441 4,110 SH   SOLE 0 4,110 0 0
PAYPAL HOLDINGS INC. COM 70450Y103 15,288 52,450 SH   SOLE 0 52,450 0 0
PEPSICO COM 713448108 27,821 187,765 SH   SOLE 0 187,765 0 0
PFIZER INC COM 717081103 1,055 26,930 SH   SOLE 0 26,930 0 0
PHILIP MORRIS INT'L COM 718172109 222 2,235 SH   SOLE 0 2,235 0 0
PROCTER & GAMBLE COM 742718109 1,557 11,543 SH   SOLE 0 11,543 0 0
ROCKWELL AUTOMATION INC. COM 773903109 256 895 SH   SOLE 0 895 0 0
S&P GLOBAL, INC. COM 78409V104 13,993 34,091 SH   SOLE 0 34,091 0 0
SIGHTLOGIX COM 82699A903 16 80,000 SH   SOLE 0 80,000 0 0
SPDR S&P500 ETF TRUST COM 78462F103 1,361 3,179 SH   SOLE 0 3,179 0 0
STANLEY BLACK & DECKER COM 854502101 16,178 78,919 SH   SOLE 0 78,919 0 0
STRYKER COM 863667101 23,141 89,095 SH   SOLE 0 89,095 0 0
T ROWE PR INTL DISCVRY FD COM 77956H302 311 3,108 SH   SOLE 0 3,108 0 0
THERMO FISHER SCIENTIFIC COM 883556102 541 1,072 SH   SOLE 0 1,072 0 0
TJX COMPANIES COM 872540109 19,065 282,774 SH   SOLE 0 282,774 0 0
TRUIST FINANCIAL CORP COM 89832Q109 22,111 398,388 SH   SOLE 0 398,388 0 0
UNITED PARCEL SERVICE COM 911312106 22,601 108,672 SH   SOLE 0 108,672 0 0
US BANCORP COM 902973304 25,351 444,982 SH   SOLE 0 444,982 0 0
VANGUARD EXTENDED MK COM 922908694 283 1,979 SH   SOLE 0 1,979 0 0
VANGUARD REIT COM 922908553 441 4,336 SH   SOLE 0 4,336 0 0
VANGUARD RUS2K GROWTH COM 92206C623 380 1,675 SH   SOLE 0 1,675 0 0
VANGUARD S&P 500 ETF COM 922908363 452 1,149 SH   SOLE 0 1,149 0 0
VANGUARD TOT STK MKT IDX COM 922908728 347 3,202 SH   SOLE 0 3,202 0 0
VANGUARD TOTAL STK MKT COM 922908769 2,509 11,260 SH   SOLE 0 11,260 0 0
VANGUARD 500 IND ADMIRAL COM 922908710 780 1,966 SH   SOLE 0 1,966 0 0
VEEVA SYS INC COM 922475108 466 1,500 SH   SOLE 0 1,500 0 0
VERIZON COMMUNICATIONS COM 92343V104 223 3,981 SH   SOLE 0 3,981 0 0
ZEBRA TECHNOLOGIES COM 989207105 13,360 25,231 SH   SOLE 0 25,231 0 0