The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   287,071 2,664 SH   SOLE 0 0 0 2,664
ADVANCED MICRO DEVICES INC COM 007903107   226,392 1,953 SH   SOLE 0 0 0 1,953
ALPHABET INC CAP STK CL A 02079K305   406,249 3,262 SH   SOLE 0 0 0 3,262
AMAZON COM INC COM 023135106   1,089,576 8,113 SH   SOLE 0 0 0 8,113
AMERIPRISE FINL INC COM 03076C106   379,509 1,110 SH   SOLE 0 0 0 1,110
APPLE INC COM 037833100   1,725,218 9,054 SH   SOLE 0 0 0 9,054
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   413,966 1,205 SH   SOLE 0 0 0 1,205
CADENCE DESIGN SYSTEM INC COM 127387108   2,838,673 11,852 SH   SOLE 0 0 0 11,852
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508   1,131,718 63,687 SH   SOLE 0 0 0 63,687
CONFLUENT INC CLASS A COM 20717M103   748,957 20,264 SH   SOLE 0 0 0 20,264
COSTCO WHSL CORP NEW COM 22160K105   619,304 1,150 SH   SOLE 0 0 0 1,150
CULLEN FROST BANKERS INC COM 229899109   223,060 2,000 SH   SOLE 0 0 0 2,000
DBX ETF TR XTRACK MSCI EAFE 233051200   2,593,003 74,001 SH   SOLE 0 0 0 74,001
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,384,764 55,613 SH   SOLE 0 0 0 55,613
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   6,860,099 121,849 SH   SOLE 0 0 0 121,849
DISNEY WALT CO COM 254687106   223,099 2,466 SH   SOLE 0 0 0 2,466
EATON CORP PLC SHS G29183103   664,374 3,251 SH   SOLE 0 0 0 3,251
EXXON MOBIL CORP COM 30231G102   14,895,486 142,486 SH   SOLE 0 0 0 142,486
INTEL CORP COM 458140100   430,047 12,697 SH   SOLE 0 0 0 12,697
INVESCO QQQ TR UNIT SER 1 46090E103   9,626,100 25,389 SH   SOLE 0 0 0 25,389
ISHARES INC CORE MSCI EMKT 46434G103   270,706 5,280 SH   SOLE 0 0 0 5,280
ISHARES TR CORE MSCI TOTAL 46432F834   621,712 9,627 SH   SOLE 0 0 0 9,627
ISHARES TR CORE S&P SCP ETF 464287804   16,614,281 162,455 SH   SOLE 0 0 0 162,455
ISHARES TR MSCI USA MIN VOL 46429B697   11,466,962 154,188 SH   SOLE 0 0 0 154,188
ISHARES TR CORE US AGGBD ET 464287226   294,738 2,995 SH   SOLE 0 0 0 2,995
ISHARES TR IBOXX INV CP ETF 464287242   224,160 2,070 SH   SOLE 0 0 0 2,070
ISHARES TR IBOXX HI YD ETF 464288513   269,087 3,557 SH   SOLE 0 0 0 3,557
ISHARES TR S&P 500 GRWT ETF 464287309   346,751 4,879 SH   SOLE 0 0 0 4,879
ISHARES TR RUS 1000 ETF 464287622   801,848 3,236 SH   SOLE 0 0 0 3,236
ISHARES TR CORE S&P MCP ETF 464287507   3,321,199 12,335 SH   SOLE 0 0 0 12,335
ISHARES TR CORE MSCI EAFE 46432F842   941,342 13,564 SH   SOLE 0 0 0 13,564
ISHARES TR RUSSELL 2000 ETF 464287655   485,097 2,508 SH   SOLE 0 0 0 2,508
ISHARES TR S&P 500 VAL ETF 464287408   354,133 2,152 SH   SOLE 0 0 0 2,152
ISHARES TR RUS MID CAP ETF 464287499   461,316 6,128 SH   SOLE 0 0 0 6,128
ISHARES TR CORE S&P500 ETF 464287200   34,568,922 76,463 SH   SOLE 0 0 0 76,463
ISHARES TR U.S. REAL ES ETF 464287739   295,070 3,305 SH   SOLE 0 0 0 3,305
ISHARES TR MSCI INTL QUALTY 46434V456   15,861,143 435,626 SH   SOLE 0 0 0 435,626
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   2,461,732 54,766 SH   SOLE 0 0 0 54,766
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   492,580 14,305 SH   SOLE 0 0 0 14,305
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   37,592,807 736,681 SH   SOLE 0 0 0 736,681
META PLATFORMS INC CL A 30303M102   396,777 1,266 SH   SOLE 0 0 0 1,266
MICROSOFT CORP COM 594918104   611,648 1,785 SH   SOLE 0 0 0 1,785
NXP SEMICONDUCTORS N V COM N6596X109   237,739 1,098 SH   SOLE 0 0 0 1,098
PACER FDS TR LUNT LRGCP MULTI 69374H816   11,844,626 302,313 SH   SOLE 0 0 0 302,313
PALANTIR TECHNOLOGIES INC CL A 69608A108   509,298 30,424 SH   SOLE 0 0 0 30,424
SALESFORCE INC COM 79466L302   202,265 878 SH   SOLE 0 0 0 878
SCHLUMBERGER LTD COM STK 806857108   309,322 5,387 SH   SOLE 0 0 0 5,387
SCHWAB CHARLES CORP COM 808513105   311,216 5,193 SH   SOLE 0 0 0 5,193
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   711,915 2,070 SH   SOLE 0 0 0 2,070
SPDR S&P 500 ETF TR TR UNIT 78462F103   552,190 1,228 SH   SOLE 0 0 0 1,228
STARBUCKS CORP COM 855244109   364,846 3,591 SH   SOLE 0 0 0 3,591
TESLA INC COM 88160R101   484,538 1,744 SH   SOLE 0 0 0 1,744
THE TRADE DESK INC COM CL A 88339J105   1,333,863 15,330 SH   SOLE 0 0 0 15,330
VANGUARD INDEX FDS MID CAP ETF 922908629   1,095,451 4,836 SH   SOLE 0 0 0 4,836
VANGUARD INDEX FDS SMALL CP ETF 922908751   208,737 1,016 SH   SOLE 0 0 0 1,016
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,947,514 4,714 SH   SOLE 0 0 0 4,714
VISA INC COM CL A 92826C839   302,265 1,242 SH   SOLE 0 0 0 1,242
YETI HLDGS INC COM 98585X104   600,801 14,237 SH   SOLE 0 0 0 14,237