The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,057,388 10,176 SH   SOLE   0 0 10,176
ABBVIE INC COM 00287Y109   2,154,291 12,560 SH   SOLE   0 0 12,560
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   798,575 2,632 SH   SOLE   0 0 2,632
ADOBE INC COM 00724F101   1,009,972 1,818 SH   SOLE   0 0 1,818
ADVANCED MICRO DEVICES INC COM 007903107   681,769 4,203 SH   SOLE   0 0 4,203
ALPHABET INC CAP STK CL C 02079K107   6,378,431 34,775 SH   SOLE   0 0 34,775
ALPHABET INC CAP STK CL A 02079K305   5,082,896 27,905 SH   SOLE   0 0 27,905
ALPS ETF TR ALERIAN ENERGY 00162Q676   212,454 7,996 SH   SOLE   0 0 7,996
ALTRIA GROUP INC COM 02209S103   363,261 7,975 SH   SOLE   0 0 7,975
AMAZON COM INC COM 023135106   8,905,347 46,082 SH   SOLE   0 0 46,082
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   14,112 231 SH   SOLE   0 0 231
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   11,207 180 SH   SOLE   0 0 180
AMERICAN CENTY ETF TR US SML CP VALU 025072877   129,287 1,441 SH   SOLE   0 0 1,441
AMERICAN CENTY ETF TR US EQT ETF 025072885   1,350,685 14,976 SH   SOLE   0 0 14,976
AMERICAN EXPRESS CO COM 025816109   390,162 1,685 SH   SOLE   0 0 1,685
AMERICAN TOWER CORP NEW COM 03027X100   298,956 1,538 SH   SOLE   0 0 1,538
AMGEN INC COM 031162100   258,709 828 SH   SOLE   0 0 828
AMPHENOL CORP NEW CL A 032095101   257,758 3,826 SH   SOLE   0 0 3,826
ANALOG DEVICES INC COM 032654105   755,769 3,311 SH   SOLE   0 0 3,311
APOLLO GLOBAL MGMT INC COM 03769M106   510,889 4,327 SH   SOLE   0 0 4,327
APPLE INC COM 037833100   25,221,956 119,751 SH   SOLE   0 0 119,751
APPLIED MATLS INC COM 038222105   476,700 2,020 SH   SOLE   0 0 2,020
ARDAGH METAL PACKAGING S A SHS L02235106   1,649,459 485,135 SH   SOLE   0 0 485,135
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   23,129,411 173,540 SH   SOLE   0 0 173,540
ASML HOLDING N V N Y REGISTRY SHS N07059210   412,160 403 SH   SOLE   0 0 403
AUTOMATIC DATA PROCESSING IN COM 053015103   241,793 1,013 SH   SOLE   0 0 1,013
AUTOZONE INC COM 053332102   257,877 87 SH   SOLE   0 0 87
BALL CORP COM 058498106   636,932 10,612 SH   SOLE   0 0 10,612
BANK AMERICA CORP COM 060505104   5,037,096 126,656 SH   SOLE   0 0 126,656
BECTON DICKINSON & CO COM 075887109   404,085 1,729 SH   SOLE   0 0 1,729
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,979,724 9,783 SH   SOLE   0 0 9,783
BLACKROCK INC COM 09247X101   588,915 748 SH   SOLE   0 0 748
BLACKSTONE INC COM 09260D107   1,413,425 11,417 SH   SOLE   0 0 11,417
BOEING CO COM 097023105   307,779 1,691 SH   SOLE   0 0 1,691
BOOKING HOLDINGS INC COM 09857L108   744,762 188 SH   SOLE   0 0 188
BRISTOL-MYERS SQUIBB CO COM 110122108   381,868 9,195 SH   SOLE   0 0 9,195
BROADCOM INC COM 11135F101   1,444,977 900 SH   SOLE   0 0 900
CANADIAN PACIFIC KANSAS CITY COM 13646K108   248,000 3,150 SH   SOLE   0 0 3,150
CARRIER GLOBAL CORPORATION COM 14448C104   243,426 3,859 SH   SOLE   0 0 3,859
CATERPILLAR INC COM 149123101   305,120 916 SH   SOLE   0 0 916
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   18,866 12,494 SH   SOLE   0 0 12,494
CHEVRON CORP NEW COM 166764100   1,180,032 7,544 SH   SOLE   0 0 7,544
CHIPOTLE MEXICAN GRILL INC COM 169656105   241,203 3,850 SH   SOLE   0 0 3,850
CHUBB LIMITED COM H1467J104   263,498 1,033 SH   SOLE   0 0 1,033
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   18,631 10,586 SH   SOLE   0 0 10,586
CINTAS CORP COM 172908105   1,485,251 2,121 SH   SOLE   0 0 2,121
CISCO SYS INC COM 17275R102   704,906 14,837 SH   SOLE   0 0 14,837
COCA COLA CO COM 191216100   837,570 13,159 SH   SOLE   0 0 13,159
COLGATE PALMOLIVE CO COM 194162103   2,516,150 25,929 SH   SOLE   0 0 25,929
COMCAST CORP NEW CL A 20030N101   502,852 12,841 SH   SOLE   0 0 12,841
CONOCOPHILLIPS COM 20825C104   894,452 7,820 SH   SOLE   0 0 7,820
COSTCO WHSL CORP NEW COM 22160K105   6,956,318 8,184 SH   SOLE   0 0 8,184
COUPANG INC CL A 22266T109   1,143,954 54,604 SH   SOLE   0 0 54,604
CROWDSTRIKE HLDGS INC CL A 22788C105   356,750 931 SH   SOLE   0 0 931
CROWN CASTLE INC COM 22822V101   212,693 2,177 SH   SOLE   0 0 2,177
CSX CORP COM 126408103   292,219 8,736 SH   SOLE   0 0 8,736
CUMMINS INC COM 231021106   286,346 1,034 SH   SOLE   0 0 1,034
DANAHER CORPORATION COM 235851102   995,652 3,985 SH   SOLE   0 0 3,985
DEERE & CO COM 244199105   205,497 550 SH   SOLE   0 0 550
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   33,028 550 SH   SOLE   0 0 550
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   151,678 2,924 SH   SOLE   0 0 2,924
DIMENSIONAL ETF TRUST CALIF MUN BD ETF 25434V633   100,260 2,002 SH   SOLE   0 0 2,002
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   294,362 9,130 SH   SOLE   0 0 9,130
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,413,077 61,448 SH   SOLE   0 0 61,448
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   341,422 12,773 SH   SOLE   0 0 12,773
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   555,799 21,117 SH   SOLE   0 0 21,117
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   79,504 2,955 SH   SOLE   0 0 2,955
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   860,998 32,750 SH   SOLE   0 0 32,750
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   7,934 359 SH   SOLE   0 0 359
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   749,622 23,433 SH   SOLE   0 0 23,433
DISNEY WALT CO COM 254687106   905,426 9,119 SH   SOLE   0 0 9,119
DOMINOS PIZZA INC COM 25754A201   259,198 502 SH   SOLE   0 0 502
DOW INC COM 260557103   220,582 4,158 SH   SOLE   0 0 4,158
EATON CORP PLC SHS G29183103   353,057 1,126 SH   SOLE   0 0 1,126
ECOLAB INC COM 278865100   321,300 1,350 SH   SOLE   0 0 1,350
ELEVANCE HEALTH INC COM 036752103   432,946 799 SH   SOLE   0 0 799
ELI LILLY & CO COM 532457108   3,990,010 4,407 SH   SOLE   0 0 4,407
ENTERPRISE PRODS PARTNERS L COM 293792107   585,251 20,195 SH   SOLE   0 0 20,195
EOG RES INC COM 26875P101   388,812 3,089 SH   SOLE   0 0 3,089
EVERCORE INC CLASS A 29977A105   1,000,464 4,800 SH   SOLE   0 0 4,800
EXXON MOBIL CORP COM 30231G102   2,603,858 22,619 SH   SOLE   0 0 22,619
FEDEX CORP COM 31428X106   323,228 1,078 SH   SOLE   0 0 1,078
FISERV INC COM 337738108   312,239 2,095 SH   SOLE   0 0 2,095
FORD MTR CO DEL COM 345370860   993,534 79,229 SH   SOLE   0 0 79,229
FRANKLIN RESOURCES INC COM 354613101   244,129 10,923 SH   SOLE   0 0 10,923
GE AEROSPACE COM NEW 369604301   470,392 2,959 SH   SOLE   0 0 2,959
GENERAL MTRS CO COM 37045V100   230,116 4,953 SH   SOLE   0 0 4,953
GRAINGER W W INC COM 384802104   264,356 293 SH   SOLE   0 0 293
HALLIBURTON CO COM 406216101   231,967 6,867 SH   SOLE   0 0 6,867
HCA HEALTHCARE INC COM 40412C101   268,590 836 SH   SOLE   0 0 836
HOME DEPOT INC COM 437076102   3,933,630 11,427 SH   SOLE   0 0 11,427
HONEYWELL INTL INC COM 438516106   446,512 2,091 SH   SOLE   0 0 2,091
HP INC COM 40434L105   226,719 6,474 SH   SOLE   0 0 6,474
IDEXX LABS INC COM 45168D104   513,022 1,053 SH   SOLE   0 0 1,053
ILLINOIS TOOL WKS INC COM 452308109   324,635 1,370 SH   SOLE   0 0 1,370
INTEL CORP COM 458140100   270,461 8,733 SH   SOLE   0 0 8,733
INTERNATIONAL BUSINESS MACHS COM 459200101   481,666 2,785 SH   SOLE   0 0 2,785
INTUIT COM 461202103   253,683 386 SH   SOLE   0 0 386
INTUITIVE SURGICAL INC COM NEW 46120E602   2,103,251 4,728 SH   SOLE   0 0 4,728
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   16,028,290 761,801 SH   SOLE   0 0 761,801
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   8,960 200 SH   SOLE   0 0 200
INVESCO QQQ TR UNIT SER 1 46090E103   765,289 1,597 SH   SOLE   0 0 1,597
IQVIA HLDGS INC COM 46266C105   324,772 1,536 SH   SOLE   0 0 1,536
ISHARES INC EM MKTS DIV ETF 464286319   157,562 5,797 SH   SOLE   0 0 5,797
ISHARES INC MSCI WORLD ETF 464286392   17,761,778 120,427 SH   SOLE   0 0 120,427
ISHARES INC MSCI GBL MIN VOL 464286525   1,219,788 11,657 SH   SOLE   0 0 11,657
ISHARES INC MSCI STH KOR ETF 464286772   14,804 224 SH   SOLE   0 0 224
ISHARES INC CORE MSCI EMKT 46434G103   428 8 SH   SOLE   0 0 8
ISHARES INC MSCI JPN ETF NEW 46434G822   16,572,835 242,861 SH   SOLE   0 0 242,861
ISHARES INC MSCI GBL ETF NEW 46434G848   12,249 300 SH   SOLE   0 0 300
ISHARES TR S&P 100 ETF 464287101   11,365 43 SH   SOLE   0 0 43
ISHARES TR CORE S&P TTL STK 464287150   54,995 463 SH   SOLE   0 0 463
ISHARES TR SELECT DIVID ETF 464287168   128,965 1,066 SH   SOLE   0 0 1,066
ISHARES TR TIPS BD ETF 464287176   233,101 2,183 SH   SOLE   0 0 2,183
ISHARES TR CORE S&P500 ETF 464287200   2,147,490 3,924 SH   SOLE   0 0 3,924
ISHARES TR MSCI EMG MKT ETF 464287234   699,924 16,434 SH   SOLE   0 0 16,434
ISHARES TR GLOBAL TECH ETF 464287291   117,604 1,420 SH   SOLE   0 0 1,420
ISHARES TR 1 3 YR TREAS BD 464287457   15,134,317 185,356 SH   SOLE   0 0 185,356
ISHARES TR MSCI EAFE ETF 464287465   226,765 2,895 SH   SOLE   0 0 2,895
ISHARES TR RUS MDCP VAL ETF 464287473   5,675 47 SH   SOLE   0 0 47
ISHARES TR RUS MD CP GR ETF 464287481   441 4 SH   SOLE   0 0 4
ISHARES TR RUS MID CAP ETF 464287499   591,803 7,299 SH   SOLE   0 0 7,299
ISHARES TR CORE S&P MCP ETF 464287507   140,741 2,405 SH   SOLE   0 0 2,405
ISHARES TR ISHARES SEMICDTR 464287523   170,175 690 SH   SOLE   0 0 690
ISHARES TR ISHARES BIOTECH 464287556   3,294 24 SH   SOLE   0 0 24
ISHARES TR RUS 1000 GRW ETF 464287614   2,162,103 5,932 SH   SOLE   0 0 5,932
ISHARES TR RUS 1000 ETF 464287622   32,729 110 SH   SOLE   0 0 110
ISHARES TR RUS 2000 VAL ETF 464287630   6,244 41 SH   SOLE   0 0 41
ISHARES TR RUSSELL 2000 ETF 464287655   848,283 4,181 SH   SOLE   0 0 4,181
ISHARES TR CORE S&P US VLU 464287663   189,568 2,151 SH   SOLE   0 0 2,151
ISHARES TR CORE S&P US GWT 464287671   17,975 141 SH   SOLE   0 0 141
ISHARES TR U.S. TECH ETF 464287721   97,124 645 SH   SOLE   0 0 645
ISHARES TR CORE S&P SCP ETF 464287804   159,457 1,495 SH   SOLE   0 0 1,495
ISHARES TR US CONSM STAPLES 464287812   22,487 342 SH   SOLE   0 0 342
ISHARES TR SHRT NAT MUN ETF 464288158   53,863,511 515,194 SH   SOLE   0 0 515,194
ISHARES TR EAFE SML CP ETF 464288273   12,205 198 SH   SOLE   0 0 198
ISHARES TR CALIF MUN BD ETF 464288356   33,161 583 SH   SOLE   0 0 583
ISHARES TR PFD AND INCM SEC 464288687   7,639,825 242,150 SH   SOLE   0 0 242,150
ISHARES TR US REGNL BKS ETF 464288778   4,146 100 SH   SOLE   0 0 100
ISHARES TR US HLTHCR PR ETF 464288828   9,803 187 SH   SOLE   0 0 187
ISHARES TR MICRO-CAP ETF 464288869   134,406 1,179 SH   SOLE   0 0 1,179
ISHARES TR EAFE VALUE ETF 464288877   899,771 16,964 SH   SOLE   0 0 16,964
ISHARES TR EAFE GRWTH ETF 464288885   99,436 972 SH   SOLE   0 0 972
ISHARES TR US TREAS BD ETF 46429B267   371,096 16,442 SH   SOLE   0 0 16,442
ISHARES TR MSCI INDIA ETF 46429B598   25,157 451 SH   SOLE   0 0 451
ISHARES TR MSCI CHINA ETF 46429B671   633 15 SH   SOLE   0 0 15
ISHARES TR MSCI USA MIN VOL 46429B697   94,539 1,126 SH   SOLE   0 0 1,126
ISHARES TR MSCI USA VALUE 46432F388   315,346 3,048 SH   SOLE   0 0 3,048
ISHARES TR CORE MSCI TOTAL 46432F834   13,607,800 201,418 SH   SOLE   0 0 201,418
ISHARES TR CORE MSCI EAFE 46432F842   86,224 1,187 SH   SOLE   0 0 1,187
ISHARES TR CORE MSCI INTL 46435G326   917,844 13,983 SH   SOLE   0 0 13,983
ISHARES TR MSCI INTL VLU FT 46435G409   140,356 5,115 SH   SOLE   0 0 5,115
ISHARES TR FALN ANGLS USD 46435G474   27,264 1,041 SH   SOLE   0 0 1,041
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   22,672 400 SH   SOLE   0 0 400
J P MORGAN EXCHANGE TRADED F BETBULD MSCI 46641Q738   120,966 1,379 SH   SOLE   0 0 1,379
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   201,880 4,000 SH   SOLE   0 0 4,000
JOHNSON & JOHNSON COM 478160104   1,894,234 12,960 SH   SOLE   0 0 12,960
JPMORGAN CHASE & CO. COM 46625H100   2,848,428 14,083 SH   SOLE   0 0 14,083
KINDER MORGAN INC DEL COM 49456B101   204,899 10,312 SH   SOLE   0 0 10,312
KLA CORP COM NEW 482480100   425,447 516 SH   SOLE   0 0 516
KNIFE RIVER CORP COMMON STOCK 498894104   587,423 8,375 SH   SOLE   0 0 8,375
LAM RESEARCH CORP COM 512807108   654,883 615 SH   SOLE   0 0 615
LGI HOMES INC COM 50187T106   587,323 6,563 SH   SOLE   0 0 6,563
LINDE PLC SHS G54950103   1,029,887 2,347 SH   SOLE   0 0 2,347
LOCKHEED MARTIN CORP COM 539830109   541,836 1,160 SH   SOLE   0 0 1,160
LOWES COS INC COM 548661107   744,053 3,375 SH   SOLE   0 0 3,375
MARATHON PETE CORP COM 56585A102   426,240 2,457 SH   SOLE   0 0 2,457
MARRIOTT INTL INC NEW CL A 571903202   436,255 1,804 SH   SOLE   0 0 1,804
MARSH & MCLENNAN COS INC COM 571748102   320,505 1,521 SH   SOLE   0 0 1,521
MASTERCARD INCORPORATED CL A 57636Q104   2,302,414 5,219 SH   SOLE   0 0 5,219
MCDONALDS CORP COM 580135101   765,794 3,005 SH   SOLE   0 0 3,005
MCKESSON CORP COM 58155Q103   331,151 567 SH   SOLE   0 0 567
MDU RES GROUP INC COM 552690109   840,373 33,481 SH   SOLE   0 0 33,481
MERCK & CO INC COM 58933Y105   3,393,606 27,412 SH   SOLE   0 0 27,412
META PLATFORMS INC CL A 30303M102   4,132,083 8,195 SH   SOLE   0 0 8,195
METTLER TOLEDO INTERNATIONAL COM 592688105   320,048 229 SH   SOLE   0 0 229
MICROCHIP TECHNOLOGY INC. COM 595017104   277,794 3,036 SH   SOLE   0 0 3,036
MICRON TECHNOLOGY INC COM 595112103   600,040 4,562 SH   SOLE   0 0 4,562
MICROSOFT CORP COM 594918104   33,906,902 75,863 SH   SOLE   0 0 75,863
MOODYS CORP COM 615369105   1,629,420 3,871 SH   SOLE   0 0 3,871
MORGAN STANLEY COM NEW 617446448   362,907 3,734 SH   SOLE   0 0 3,734
MOTOROLA SOLUTIONS INC COM NEW 620076307   919,571 2,382 SH   SOLE   0 0 2,382
MSCI INC COM 55354G100   213,897 444 SH   SOLE   0 0 444
NETFLIX INC COM 64110L106   1,469,214 2,177 SH   SOLE   0 0 2,177
NEXTERA ENERGY INC COM 65339F101   236,010 3,333 SH   SOLE   0 0 3,333
NIKE INC CL B 654106103   1,127,158 14,955 SH   SOLE   0 0 14,955
NOKIA CORP SPONSORED ADR 654902204   140,608 37,198 SH   SOLE   0 0 37,198
NORTHROP GRUMMAN CORP COM 666807102   236,285 542 SH   SOLE   0 0 542
NOVARTIS AG SPONSORED ADR 66987V109   351,424 3,301 SH   SOLE   0 0 3,301
NOVO-NORDISK A S ADR 670100205   2,015,917 14,123 SH   SOLE   0 0 14,123
NVIDIA CORPORATION COM 67066G104   10,537,591 85,297 SH   SOLE   0 0 85,297
OLD DOMINION FREIGHT LINE IN COM 679580100   518,498 2,936 SH   SOLE   0 0 2,936
ORACLE CORP COM 68389X105   714,613 5,061 SH   SOLE   0 0 5,061
PALO ALTO NETWORKS INC COM 697435105   374,606 1,105 SH   SOLE   0 0 1,105
PARAMOUNT GLOBAL CLASS B COM 92556H206   128,742 12,391 SH   SOLE   0 0 12,391
PEPSICO INC COM 713448108   2,225,730 13,495 SH   SOLE   0 0 13,495
PFIZER INC COM 717081103   324,008 11,580 SH   SOLE   0 0 11,580
PHILIP MORRIS INTL INC COM 718172109   550,323 5,431 SH   SOLE   0 0 5,431
PHILLIPS 66 COM 718546104   606,466 4,296 SH   SOLE   0 0 4,296
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207   746,194 39,649 SH   SOLE   0 0 39,649
PROCTER AND GAMBLE CO COM 742718109   997,271 6,047 SH   SOLE   0 0 6,047
PROGRESSIVE CORP COM 743315103   828,140 3,987 SH   SOLE   0 0 3,987
QUALCOMM INC COM 747525103   1,257,623 6,314 SH   SOLE   0 0 6,314
QUANTA SVCS INC COM 74762E102   1,505,737 5,926 SH   SOLE   0 0 5,926
REGENERON PHARMACEUTICALS COM 75886F107   368,912 351 SH   SOLE   0 0 351
REPUBLIC SVCS INC COM 760759100   944,298 4,859 SH   SOLE   0 0 4,859
REVVITY INC COM 714046109   601,162 5,733 SH   SOLE   0 0 5,733
ROBINHOOD MKTS INC COM CL A 770700102   287,804 12,673 SH   SOLE   0 0 12,673
RTX CORPORATION COM 75513E101   859,640 8,563 SH   SOLE   0 0 8,563
SAFEHOLD INC COM 78646V107   584,854 30,319 SH   SOLE   0 0 30,319
SALESFORCE INC COM 79466L302   872,340 3,393 SH   SOLE   0 0 3,393
SAP SE SPON ADR 803054204   374,374 1,856 SH   SOLE   0 0 1,856
SCHWAB CHARLES CORP COM 808513105   207,364 2,814 SH   SOLE   0 0 2,814
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   56,834 904 SH   SOLE   0 0 904
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   39,834,290 395,025 SH   SOLE   0 0 395,025
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   27,499 785 SH   SOLE   0 0 785
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,387,558 20,716 SH   SOLE   0 0 20,716
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,333 30 SH   SOLE   0 0 30
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   413,390 4,003 SH   SOLE   0 0 4,003
SELECT SECTOR SPDR TR ENERGY 81369Y506   939,313 10,305 SH   SOLE   0 0 10,305
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   82,761 2,013 SH   SOLE   0 0 2,013
SELECT SECTOR SPDR TR INDL 81369Y704   24,861 204 SH   SOLE   0 0 204
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   56,784 251 SH   SOLE   0 0 251
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   6,261 163 SH   SOLE   0 0 163
SERVICENOW INC COM 81762P102   981,764 1,248 SH   SOLE   0 0 1,248
SHELL PLC SPON ADS 780259305   290,308 4,022 SH   SOLE   0 0 4,022
SHERWIN WILLIAMS CO COM 824348106   3,558,778 11,925 SH   SOLE   0 0 11,925
SPDR GOLD TR GOLD SHS 78463V107   323,805 1,506 SH   SOLE   0 0 1,506
SPDR S&P 500 ETF TR TR UNIT 78462F103   24,212,200 44,490 SH   SOLE   0 0 44,490
SPDR SER TR PRTFLO S&P500 GW 78464A409   589,300 7,354 SH   SOLE   0 0 7,354
SPDR SER TR PRTFLO S&P500 VL 78464A508   76,636,455 1,572,352 SH   SOLE   0 0 1,572,352
SPDR SER TR AEROSPACE DEF 78464A631   10,079 72 SH   SOLE   0 0 72
SPDR SER TR S&P PHARMAC 78464A722   39,780 1,000 SH   SOLE   0 0 1,000
SPDR SER TR S&P DIVID ETF 78464A763   35,865 282 SH   SOLE   0 0 282
SPDR SER TR S&P 400 MDCP GRW 78464A821   6,809 81 SH   SOLE   0 0 81
SPDR SER TR BLOOMBERG INVT 78468R200   4,967 161 SH   SOLE   0 0 161
SPDR SER TR BLOOMBERG SHT TE 78468R408   18,687,335 748,391 SH   SOLE   0 0 748,391
SPDR SER TR PORTFLI HIGH YLD 78468R606   4,042 174 SH   SOLE   0 0 174
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   156,760 1,708 SH   SOLE   0 0 1,708
SPDR SER TR NUVEEN BLMBRG SH 78468R739   44,783 949 SH   SOLE   0 0 949
SPDR SER TR RUSSELL YIELD 78468R770   271,381 2,616 SH   SOLE   0 0 2,616
SPDR SER TR PRTFLO S&P500 HI 78468R788   33,391 830 SH   SOLE   0 0 830
SPDR SER TR PORTFOLIO S&P600 78468R853   222,559 5,359 SH   SOLE   0 0 5,359
SPIRIT AIRLS INC COM 848577102   108,662 29,689 SH   SOLE   0 0 29,689
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   87,655 2,097 SH   SOLE   0 0 2,097
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   202,350 5,000 SH   SOLE   0 0 5,000
STARBUCKS CORP COM 855244109   237,754 3,054 SH   SOLE   0 0 3,054
STRYKER CORPORATION COM 863667101   440,624 1,295 SH   SOLE   0 0 1,295
SYNOPSYS INC COM 871607107   281,463 473 SH   SOLE   0 0 473
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   690,547 3,973 SH   SOLE   0 0 3,973
TARGET CORP COM 87612E106   292,675 1,977 SH   SOLE   0 0 1,977
TESLA INC COM 88160R101   1,442,149 7,288 SH   SOLE   0 0 7,288
TEXAS INSTRS INC COM 882508104   363,771 1,870 SH   SOLE   0 0 1,870
TEXAS ROADHOUSE INC COM 882681109   239,364 1,394 SH   SOLE   0 0 1,394
THE CIGNA GROUP COM 125523100   359,991 1,089 SH   SOLE   0 0 1,089
THERMO FISHER SCIENTIFIC INC COM 883556102   2,157,806 3,902 SH   SOLE   0 0 3,902
TJX COS INC NEW COM 872540109   726,880 6,602 SH   SOLE   0 0 6,602
T-MOBILE US INC COM 872590104   565,538 3,210 SH   SOLE   0 0 3,210
TRACTOR SUPPLY CO COM 892356106   371,790 1,377 SH   SOLE   0 0 1,377
UBER TECHNOLOGIES INC COM 90353T100   458,320 6,306 SH   SOLE   0 0 6,306
UNION PAC CORP COM 907818108   1,415,483 6,256 SH   SOLE   0 0 6,256
UNITED PARCEL SERVICE INC CL B 911312106   413,287 3,020 SH   SOLE   0 0 3,020
UNITEDHEALTH GROUP INC COM 91324P102   1,327,132 2,606 SH   SOLE   0 0 2,606
VALERO ENERGY CORP COM 91913Y100   267,903 1,709 SH   SOLE   0 0 1,709
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   66,635,381 133,236 SH   SOLE   0 0 133,236
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   16,528 72 SH   SOLE   0 0 72
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   368,542 4,400 SH   SOLE   0 0 4,400
VANGUARD INDEX FDS SML CP GRW ETF 922908595   198,103 792 SH   SOLE   0 0 792
VANGUARD INDEX FDS SM CP VAL ETF 922908611   361,025 1,978 SH   SOLE   0 0 1,978
VANGUARD INDEX FDS MID CAP ETF 922908629   39,462 163 SH   SOLE   0 0 163
VANGUARD INDEX FDS GROWTH ETF 922908736   7,393,804 19,769 SH   SOLE   0 0 19,769
VANGUARD INDEX FDS VALUE ETF 922908744   27,890,092 173,868 SH   SOLE   0 0 173,868
VANGUARD INDEX FDS SMALL CP ETF 922908751   283,016 1,298 SH   SOLE   0 0 1,298
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,956,970 44,697 SH   SOLE   0 0 44,697
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   126,640,367 1,124,393 SH   SOLE   0 0 1,124,393
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   417,927 7,127 SH   SOLE   0 0 7,127
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   77,937 1,781 SH   SOLE   0 0 1,781
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   25,442,060 381,040 SH   SOLE   0 0 381,040
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   299,006 6,160 SH   SOLE   0 0 6,160
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,718,721 115,860 SH   SOLE   0 0 115,860
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   12,787 156 SH   SOLE   0 0 156
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   144,934 2,489 SH   SOLE   0 0 2,489
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   11,713 258 SH   SOLE   0 0 258
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,384,631 7,585 SH   SOLE   0 0 7,585
VANGUARD STAR FDS VG TL INTL STK F 921909768   63,074,635 1,046,014 SH   SOLE   0 0 1,046,014
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   704,215 5,938 SH   SOLE   0 0 5,938
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   285,565 4,167 SH   SOLE   0 0 4,167
VANGUARD WORLD FD MEGA GRWTH IND 921910816   142,673,586 454,071 SH   SOLE   0 0 454,071
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   39,354 126 SH   SOLE   0 0 126
VANGUARD WORLD FD INF TECH ETF 92204A702   126,273 219 SH   SOLE   0 0 219
VANGUARD WORLD FD MATERIALS ETF 92204A801   9,246 48 SH   SOLE   0 0 48
VANGUARD WORLD FD COMM SRVC ETF 92204A884   38,005 275 SH   SOLE   0 0 275
VERISK ANALYTICS INC COM 92345Y106   249,334 925 SH   SOLE   0 0 925
VERIZON COMMUNICATIONS INC COM 92343V104   299,774 7,269 SH   SOLE   0 0 7,269
VERTEX PHARMACEUTICALS INC COM 92532F100   525,904 1,122 SH   SOLE   0 0 1,122
VISA INC COM CL A 92826C839   3,092,946 11,784 SH   SOLE   0 0 11,784
WALMART INC COM 931142103   824,234 12,173 SH   SOLE   0 0 12,173
WASTE CONNECTIONS INC COM 94106B101   208,678 1,190 SH   SOLE   0 0 1,190
WASTE MGMT INC DEL COM 94106L109   650,047 3,047 SH   SOLE   0 0 3,047
WELLS FARGO CO NEW COM 949746101   891,385 15,009 SH   SOLE   0 0 15,009
WIPRO LTD SPON ADR 1 SH 97651M109   65,404 10,722 SH   SOLE   0 0 10,722
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   347,487 7,622 SH   SOLE   0 0 7,622
WORKDAY INC CL A 98138H101   314,325 1,406 SH   SOLE   0 0 1,406
XYLEM INC COM 98419M100   322,257 2,376 SH   SOLE   0 0 2,376
ZOETIS INC CL A 98978V103   317,942 1,834 SH   SOLE   0 0 1,834