The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,155,854 10,501 SH   SOLE   0 0 10,501
ABBVIE INC COM 00287Y109   2,738,114 17,669 SH   SOLE   0 0 17,669
ADOBE INC COM 00724F101   662,226 1,110 SH   SOLE   0 0 1,110
AFLAC INC COM 001055102   736,966 8,933 SH   SOLE   0 0 8,933
AIR PRODS & CHEMS INC COM 009158106   618,549 2,259 SH   SOLE   0 0 2,259
ALPHABET INC CAP STK CL A 02079K305   2,526,433 18,086 SH   SOLE   0 0 18,086
ALPHABET INC CAP STK CL C 02079K107   1,359,834 9,649 SH   SOLE   0 0 9,649
AMAZON COM INC COM 023135106   3,865,961 25,444 SH   SOLE   0 0 25,444
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   11,207,303 198,746 SH   SOLE   0 0 198,746
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   6,979,532 120,837 SH   SOLE   0 0 120,837
AMGEN INC COM 031162100   1,652,713 5,738 SH   SOLE   0 0 5,738
ANALOG DEVICES INC COM 032654105   431,675 2,174 SH   SOLE   0 0 2,174
APPLE INC COM 037833100   8,614,794 44,745 SH   SOLE   0 0 44,745
APPLIED MATLS INC COM 038222105   1,167,730 7,205 SH   SOLE   0 0 7,205
ARCHER DANIELS MIDLAND CO COM 039483102   447,118 6,191 SH   SOLE   0 0 6,191
AUTOMATIC DATA PROCESSING IN COM 053015103   1,248,045 5,357 SH   SOLE   0 0 5,357
BANK AMERICA CORP COM 060505104   1,347,229 40,013 SH   SOLE   0 0 40,013
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,319,360 6,503 SH   SOLE   0 0 6,503
BLACKROCK INC COM 09247X101   351,611 433 SH   SOLE   0 0 433
BRISTOL-MYERS SQUIBB CO COM 110122108   1,300,867 25,353 SH   SOLE   0 0 25,353
BROADCOM INC COM 11135F101   3,630,385 3,252 SH   SOLE   0 0 3,252
CADENCE DESIGN SYSTEM INC COM 127387108   514,779 1,890 SH   SOLE   0 0 1,890
CATERPILLAR INC COM 149123101   1,320,878 4,467 SH   SOLE   0 0 4,467
CHEVRON CORP NEW COM 166764100   2,666,848 17,879 SH   SOLE   0 0 17,879
CHUBB LIMITED COM H1467J104   472,340 2,090 SH   SOLE   0 0 2,090
CISCO SYS INC COM 17275R102   1,778,288 35,200 SH   SOLE   0 0 35,200
CITIGROUP INC COM NEW 172967424   392,564 7,631 SH   SOLE   0 0 7,631
COCA COLA CO COM 191216100   2,324,027 39,437 SH   SOLE   0 0 39,437
COLGATE PALMOLIVE CO COM 194162103   469,337 5,888 SH   SOLE   0 0 5,888
COMCAST CORP NEW CL A 20030N101   1,197,315 27,305 SH   SOLE   0 0 27,305
CONOCOPHILLIPS COM 20825C104   1,407,370 12,125 SH   SOLE   0 0 12,125
COSTCO WHSL CORP NEW COM 22160K105   1,536,044 2,327 SH   SOLE   0 0 2,327
DOMINION ENERGY INC COM 25746U109   210,719 4,483 SH   SOLE   0 0 4,483
DUKE ENERGY CORP NEW COM NEW 26441C204   482,299 4,970 SH   SOLE   0 0 4,970
ELEVANCE HEALTH INC COM 036752103   642,268 1,362 SH   SOLE   0 0 1,362
ELI LILLY & CO COM 532457108   1,671,853 2,868 SH   SOLE   0 0 2,868
EOG RES INC COM 26875P101   773,382 6,394 SH   SOLE   0 0 6,394
ETF SER SOLUTIONS NATIONWIDE DOW J 26922B758   5,075,937 241,481 SH   SOLE   0 0 241,481
EXXON MOBIL CORP COM 30231G102   2,894,989 28,956 SH   SOLE   0 0 28,956
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   280,185 5,492 SH   SOLE   0 0 5,492
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   600,436 105,897 SH   SOLE   0 0 105,897
GILEAD SCIENCES INC COM 375558103   1,304,942 16,108 SH   SOLE   0 0 16,108
GOLDMAN SACHS GROUP INC COM 38141G104   1,044,777 2,708 SH   SOLE   0 0 2,708
GRAINGER W W INC COM 384802104   538,650 650 SH   SOLE   0 0 650
HOME DEPOT INC COM 437076102   2,632,444 7,596 SH   SOLE   0 0 7,596
ILLINOIS TOOL WKS INC COM 452308109   355,917 1,359 SH   SOLE   0 0 1,359
INTERNATIONAL BUSINESS MACHS COM 459200101   205,909 1,259 SH   SOLE   0 0 1,259
INTUIT COM 461202103   611,291 978 SH   SOLE   0 0 978
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   14,339,004 677,007 SH   SOLE   0 0 677,007
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   865,250 16,323 SH   SOLE   0 0 16,323
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   5,456,724 61,512 SH   SOLE   0 0 61,512
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   1,038,969 12,658 SH   SOLE   0 0 12,658
INVESCO QQQ TR UNIT SER 1 46090E103   474,634 1,159 SH   SOLE   0 0 1,159
ISHARES INC ESG AWR MSCI EM 46434G863   228,203 7,118 SH   SOLE   0 0 7,118
ISHARES TR ESG AW MSCI EAFE 46435G516   865,991 11,464 SH   SOLE   0 0 11,464
ISHARES TR ESG AWARE MSCI 46435U663   375,045 9,867 SH   SOLE   0 0 9,867
ISHARES TR MSCI USA MIN VOL 46429B697   200,225 2,566 SH   SOLE   0 0 2,566
ISHARES TR CORE DIV GRWTH 46434V621   14,093,452 261,863 SH   SOLE   0 0 261,863
ISHARES TR EXPONENTIAL TECH 46434V381   5,602,482 93,577 SH   SOLE   0 0 93,577
ISHARES TR SHORT TREAS BD 464288679   14,253,216 129,422 SH   SOLE   0 0 129,422
ISHARES TR MSCI KLD400 SOC 464288570   1,613,224 17,718 SH   SOLE   0 0 17,718
ISHARES TR NATIONAL MUN ETF 464288414   546,061 5,037 SH   SOLE   0 0 5,037
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   8,856,308 185,046 SH   SOLE   0 0 185,046
JOHNSON & JOHNSON COM 478160104   3,391,655 21,639 SH   SOLE   0 0 21,639
JPMORGAN CHASE & CO COM 46625H100   3,274,085 19,248 SH   SOLE   0 0 19,248
KLA CORP COM NEW 482480100   441,795 760 SH   SOLE   0 0 760
LAM RESEARCH CORP COM 512807108   469,180 599 SH   SOLE   0 0 599
LENNAR CORP CL A 526057104   201,880 1,355 SH   SOLE   0 0 1,355
LINDE PLC SHS G54950103   1,207,987 2,941 SH   SOLE   0 0 2,941
LOCKHEED MARTIN CORP COM 539830109   432,756 955 SH   SOLE   0 0 955
LOWES COS INC COM 548661107   669,881 3,010 SH   SOLE   0 0 3,010
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   378,120 3,977 SH   SOLE   0 0 3,977
MARRIOTT INTL INC NEW CL A 571903202   227,540 1,009 SH   SOLE   0 0 1,009
MARSH & MCLENNAN COS INC COM 571748102   1,143,641 6,036 SH   SOLE   0 0 6,036
MASTERCARD INCORPORATED CL A 57636Q104   1,308,969 3,069 SH   SOLE   0 0 3,069
MCDONALDS CORP COM 580135101   1,595,274 5,380 SH   SOLE   0 0 5,380
MERCK & CO INC COM 58933Y105   2,906,380 26,659 SH   SOLE   0 0 26,659
META PLATFORMS INC CL A 30303M102   2,838,759 8,020 SH   SOLE   0 0 8,020
METLIFE INC COM 59156R108   265,213 4,010 SH   SOLE   0 0 4,010
MICROSOFT CORP COM 594918104   10,140,753 26,967 SH   SOLE   0 0 26,967
MORGAN STANLEY COM NEW 617446448   925,356 9,923 SH   SOLE   0 0 9,923
NEWMONT CORP COM 651639106   208,086 5,027 SH   SOLE   0 0 5,027
NEXTERA ENERGY INC COM 65339F101   1,571,423 25,871 SH   SOLE   0 0 25,871
NUCOR CORP COM 670346105   770,851 4,429 SH   SOLE   0 0 4,429
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   256,767 8,141 SH   SOLE   0 0 8,141
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   2,626,529 73,142 SH   SOLE   0 0 73,142
NVIDIA CORPORATION COM 67066G104   3,218,964 6,500 SH   SOLE   0 0 6,500
OMNICOM GROUP INC COM 681919106   298,193 3,447 SH   SOLE   0 0 3,447
PALO ALTO NETWORKS INC COM 697435105   516,925 1,753 SH   SOLE   0 0 1,753
PEPSICO INC COM 713448108   2,095,658 12,339 SH   SOLE   0 0 12,339
PROCTER AND GAMBLE CO COM 742718109   2,451,752 16,731 SH   SOLE   0 0 16,731
PROSHARES TR S&P 500 DV ARIST 74348A467   4,516,613 47,443 SH   SOLE   0 0 47,443
PULTE GROUP INC COM 745867101   247,668 2,399 SH   SOLE   0 0 2,399
QUALCOMM INC COM 747525103   843,378 5,831 SH   SOLE   0 0 5,831
REGENERON PHARMACEUTICALS COM 75886F107   418,066 476 SH   SOLE   0 0 476
S&P GLOBAL INC COM 78409V104   229,566 521 SH   SOLE   0 0 521
SALESFORCE INC COM 79466L302   1,234,653 4,692 SH   SOLE   0 0 4,692
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,392,719 83,971 SH   SOLE   0 0 83,971
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   283,603 5,704 SH   SOLE   0 0 5,704
SERVICENOW INC COM 81762P102   565,898 801 SH   SOLE   0 0 801
SKYWORKS SOLUTIONS INC COM 83088M102   207,325 1,844 SH   SOLE   0 0 1,844
SOUTHERN CO COM 842587107   1,334,768 19,035 SH   SOLE   0 0 19,035
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,212,811 123,870 SH   SOLE   0 0 123,870
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   3,044,496 85,640 SH   SOLE   0 0 85,640
SPDR S&P 500 ETF TR TR UNIT 78462F103   394,507 830 SH   SOLE   0 0 830
SPDR SER TR S&P 600 SMCP VAL 78464A300   9,978,433 119,775 SH   SOLE   0 0 119,775
SPDR SER TR PRTFLO S&P500 GW 78464A409   9,686,393 148,884 SH   SOLE   0 0 148,884
SPDR SER TR PORTFOLIO S&P500 78464A854   541,056 9,679 SH   SOLE   0 0 9,679
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   9,328,687 102,076 SH   SOLE   0 0 102,076
SPDR SER TR PORTFOLIO SHORT 78464A474   28,717,313 964,315 SH   SOLE   0 0 964,315
SPDR SER TR PORT MTG BK ETF 78464A383   788,274 35,717 SH   SOLE   0 0 35,717
SPDR SER TR S&P KENSHO CLEAN 78468R655   364,870 5,086 SH   SOLE   0 0 5,086
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   15,765,038 375,985 SH   SOLE   0 0 375,985
SYNOPSYS INC COM 871607107   490,194 952 SH   SOLE   0 0 952
TESLA INC COM 88160R101   1,444,089 5,812 SH   SOLE   0 0 5,812
TEXAS INSTRS INC COM 882508104   2,009,938 11,791 SH   SOLE   0 0 11,791
THE CIGNA GROUP COM 125523100   227,895 761 SH   SOLE   0 0 761
TJX COS INC NEW COM 872540109   477,027 5,085 SH   SOLE   0 0 5,085
TRAVELERS COMPANIES INC COM 89417E109   897,786 4,713 SH   SOLE   0 0 4,713
TRUIST FINL CORP COM 89832Q109   445,551 12,068 SH   SOLE   0 0 12,068
UNION PAC CORP COM 907818108   2,247,031 9,148 SH   SOLE   0 0 9,148
UNITED PARCEL SERVICE INC CL B 911312106   1,291,206 8,212 SH   SOLE   0 0 8,212
UNITEDHEALTH GROUP INC COM 91324P102   2,486,828 4,724 SH   SOLE   0 0 4,724
VALERO ENERGY CORP COM 91913Y100   309,360 2,380 SH   SOLE   0 0 2,380
VANECK ETF TRUST IG FLOATING RATE 92189F486   15,387,488 611,829 SH   SOLE   0 0 611,829
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,138,071 36,043 SH   SOLE   0 0 36,043
VANGUARD WORLD FDS INF TECH ETF 92204A702   274,912 568 SH   SOLE   0 0 568
VERIZON COMMUNICATIONS INC COM 92343V104   480,818 12,754 SH   SOLE   0 0 12,754
VERTEX PHARMACEUTICALS INC COM 92532F100   465,889 1,145 SH   SOLE   0 0 1,145
VISA INC COM CL A 92826C839   1,448,160 5,562 SH   SOLE   0 0 5,562
WALMART INC COM 931142103   563,338 3,573 SH   SOLE   0 0 3,573
WELLS FARGO CO NEW COM 949746101   212,612 4,320 SH   SOLE   0 0 4,320
WISDOMTREE TR US MIDCAP DIVID 97717W505   4,985,099 109,107 SH   SOLE   0 0 109,107
WP CAREY INC COM 92936U109   242,389 3,740 SH   SOLE   0 0 3,740