The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   504,105 4,978 SH   SOLE   0 0 2,944
ABBVIE INC COM 00287Y109   1,113,627 6,988 SH   SOLE   0 0 4,277
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   485,591 1,699 SH   SOLE   0 0 774
ADOBE SYSTEMS INCORPORATED COM 00724F101   616,592 1,600 SH   SOLE   0 0 1,600
ADVANCED MICRO DEVICES INC COM 007903107   701,163 7,154 SH   SOLE   0 0 2,831
AGILENT TECHNOLOGIES INC COM 00846U101   313,617 2,267 SH   SOLE   0 0 2,267
AGILON HEALTH INC COM 00857U107   537,486 22,631 SH   SOLE   0 0 22,631
AIR PRODS & CHEMS INC COM 009158106   318,803 1,110 SH   SOLE   0 0 1,110
ALPHABET INC CAP STK CL A 02079K305   1,503,981 14,499 SH   SOLE   0 0 5,847
ALPHABET INC CAP STK CL C 02079K107   1,165,008 11,202 SH   SOLE   0 0 4,831
AMAZON COM INC COM 023135106   2,304,883 22,315 SH   SOLE   0 0 9,115
AMERICAN EXPRESS CO COM 025816109   349,199 2,117 SH   SOLE   0 0 2,117
AMERICAN WTR WKS CO INC NEW COM 030420103   295,470 2,017 SH   SOLE   0 0 2,017
AMERISOURCEBERGEN CORP COM 03073E105   239,685 1,497 SH   SOLE   0 0 1,497
AMGEN INC COM 031162100   297,353 1,230 SH   SOLE   0 0 1,230
ANALOG DEVICES INC COM 032654105   263,289 1,335 SH   SOLE   0 0 1,335
AON PLC SHS CL A G0403H108   229,846 729 SH   SOLE   0 0 729
APPLE INC COM 037833100   8,708,209 52,809 SH   SOLE   0 0 21,269
APPLIED MATLS INC COM 038222105   445,208 3,625 SH   SOLE   0 0 1,870
AT&T INC COM 00206R102   275,891 14,332 SH   SOLE   0 0 14,332
AUTOMATIC DATA PROCESSING IN COM 053015103   266,265 1,196 SH   SOLE   0 0 1,196
AUTOZONE INC COM 053332102   432,634 176 SH   SOLE   0 0 176
BANK AMERICA CORP COM 060505104   654,666 22,890 SH   SOLE   0 0 17,416
BATH & BODY WORKS INC COM 070830104   210,664 5,759 SH   SOLE   0 0 5,759
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,806,923 5,852 SH   SOLE   0 0 2,489
BLACKROCK INC COM 09247X101   264,972 396 SH   SOLE   0 0 396
BLOCK INC CL A 852234103   241,305 3,515 SH   SOLE   0 0 3,515
BOEING CO COM 097023105   390,234 1,837 SH   SOLE   0 0 1,837
BOOKING HOLDINGS INC COM 09857L108   355,423 134 SH   SOLE   0 0 134
BOSTON SCIENTIFIC CORP COM 101137107   238,193 4,761 SH   SOLE   0 0 4,761
BRISTOL-MYERS SQUIBB CO COM 110122108   327,698 4,728 SH   SOLE   0 0 4,728
BROADCOM INC COM 11135F101   702,487 1,095 SH   SOLE   0 0 607
CADENCE DESIGN SYSTEM INC COM 127387108   416,819 1,984 SH   SOLE   0 0 1,984
CAMPBELL SOUP CO COM 134429109   220,635 4,013 SH   SOLE   0 0 4,013
CATERPILLAR INC COM 149123101   318,774 1,393 SH   SOLE   0 0 1,393
CHEVRON CORP NEW COM 166764100   1,018,616 6,243 SH   SOLE   0 0 4,223
CHIPOTLE MEXICAN GRILL INC COM 169656105   203,287 119 SH   SOLE   0 0 119
CINTAS CORP COM 172908105   314,160 679 SH   SOLE   0 0 679
CISCO SYS INC COM 17275R102   815,210 15,595 SH   SOLE   0 0 5,231
CLOROX CO DEL COM 189054109   303,821 1,920 SH   SOLE   0 0 1,920
COCA COLA CO COM 191216100   791,010 12,752 SH   SOLE   0 0 5,352
COMCAST CORP NEW CL A 20030N101   347,066 9,155 SH   SOLE   0 0 9,155
COPART INC COM 217204106   209,986 2,792 SH   SOLE   0 0 2,792
COSTAR GROUP INC COM 22160N109   213,435 3,100 SH   SOLE   0 0 3,100
COSTCO WHSL CORP NEW COM 22160K105   873,994 1,759 SH   SOLE   0 0 974
CSX CORP COM 126408103   764,278 25,527 SH   SOLE   0 0 25,527
DANAHER CORPORATION COM 235851102   274,220 1,088 SH   SOLE   0 0 1,088
DARLING INGREDIENTS INC COM 237266101   478,179 8,188 SH   SOLE   0 0 7,630
DEERE & CO COM 244199105   545,414 1,321 SH   SOLE   0 0 832
DELTA AIR LINES INC DEL COM NEW 247361702   216,888 6,211 SH   SOLE   0 0 6,211
DISNEY WALT CO COM 254687106   325,222 3,248 SH   SOLE   0 0 3,248
DUKE ENERGY CORP NEW COM NEW 26441C204   312,756 3,242 SH   SOLE   0 0 3,242
DUPONT DE NEMOURS INC COM 26614N102   253,348 3,530 SH   SOLE   0 0 3,530
ELEVANCE HEALTH INC COM 036752103   691,264 1,503 SH   SOLE   0 0 1,023
EXXON MOBIL CORP COM 30231G102   2,169,520 19,784 SH   SOLE   0 0 14,370
FIRST BUSEY CORP COM NEW 319383204   233,524 11,481 SH   SOLE   0 0 11,481
FORD MTR CO DEL COM 345370860   157,928 12,534 SH   SOLE   0 0 12,534
FORTUNE BRANDS INNOVATIONS I COM 34964C106   205,731 3,503 SH   SOLE   0 0 3,503
FREEPORT-MCMORAN INC CL B 35671D857   208,641 5,100 SH   SOLE   0 0 5,100
GENERAL ELECTRIC CO COM NEW 369604301   376,664 3,940 SH   SOLE   0 0 3,940
GOLDMAN SACHS GROUP INC COM 38141G104   227,014 694 SH   SOLE   0 0 694
HANOVER INS GROUP INC COM 410867105   201,617 1,569 SH   SOLE   0 0 1,569
HILTON WORLDWIDE HLDGS INC COM 43300A203   202,853 1,440 SH   SOLE   0 0 1,440
HOME DEPOT INC COM 437076102   699,733 2,371 SH   SOLE   0 0 1,665
HONEYWELL INTL INC COM 438516106   261,452 1,368 SH   SOLE   0 0 1,368
HOSTESS BRANDS INC CL A 44109J106   278,731 11,203 SH   SOLE   0 0 11,203
HUBBELL INC COM 443510607   313,140 1,287 SH   SOLE   0 0 1,287
HUNTINGTON BANCSHARES INC COM 446150104   608,998 54,375 SH   SOLE   0 0 29,575
IDACORP INC COM 451107106   228,468 2,109 SH   SOLE   0 0 2,109
IDEXX LABS INC COM 45168D104   383,061 766 SH   SOLE   0 0 766
INTEL CORP COM 458140100   518,007 15,856 SH   SOLE   0 0 7,128
INTERNATIONAL BUSINESS MACHS COM 459200101   418,615 3,193 SH   SOLE   0 0 1,779
INTUIT COM 461202103   605,437 1,358 SH   SOLE   0 0 909
INTUITIVE SURGICAL INC COM NEW 46120E602   271,054 1,061 SH   SOLE   0 0 1,061
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   215,816 7,888 SH   SOLE   0 0 7,888
ISHARES INC CORE MSCI EMKT 46434G103   362,558 7,431 SH   SOLE   0 0 7,431
ISHARES TR MSCI EAFE MIN VL 46429B689   279,936 4,138 SH   SOLE   0 0 4,138
ISHARES TR MSCI USA MIN VOL 46429B697   619,672 8,519 SH   SOLE   0 0 8,519
ISHARES TR NATIONAL MUN ETF 464288414   1,845,909 17,133 SH   SOLE   0 0 17,133
ISHARES TR RUS 2000 GRW ETF 464287648   225,686 995 SH   SOLE   0 0 995
ISHARES TR RUS 2000 VAL ETF 464287630   207,174 1,512 SH   SOLE   0 0 1,512
ISHARES TR RUS MID CAP ETF 464287499   223,954 3,203 SH   SOLE   0 0 14
ISHARES TR SHRT NAT MUN ETF 464288158   1,474,732 14,088 SH   SOLE   0 0 14,088
ISHARES TR CORE S&P500 ETF 464287200   1,033,824 2,515 SH   SOLE   0 0 1,855
ISHARES TR CORE MSCI EAFE 46432F842   1,266,005 18,938 SH   SOLE   0 0 18,938
ITT INC COM 45073V108   305,243 3,537 SH   SOLE   0 0 3,537
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   384,657 7,045 SH   SOLE   0 0 7,045
JOHNSON & JOHNSON COM 478160104   1,322,504 8,532 SH   SOLE   0 0 5,010
JPMORGAN CHASE & CO COM 46625H100   2,291,732 17,587 SH   SOLE   0 0 11,364
KEYSIGHT TECHNOLOGIES INC COM 49338L103   232,531 1,440 SH   SOLE   0 0 1,440
KROGER CO COM 501044101   213,772 4,330 SH   SOLE   0 0 4,330
LENNAR CORP CL A 526057104   311,756 2,966 SH   SOLE   0 0 2,966
LILLY ELI & CO COM 532457108   1,081,086 3,148 SH   SOLE   0 0 2,084
LINCOLN ELEC HLDGS INC COM 533900106   386,563 2,286 SH   SOLE   0 0 2,286
LOCKHEED MARTIN CORP COM 539830109   434,912 920 SH   SOLE   0 0 920
LOWES COS INC COM 548661107   277,158 1,386 SH   SOLE   0 0 1,386
MARATHON PETE CORP COM 56585A102   753,295 5,587 SH   SOLE   0 0 1,781
MASTERCARD INCORPORATED CL A 57636Q104   776,971 2,138 SH   SOLE   0 0 668
MATTHEWS INTL CORP CL A 577128101   265,257 7,356 SH   SOLE   0 0 7,356
MCDONALDS CORP COM 580135101   834,792 2,988 SH   SOLE   0 0 1,494
MCKESSON CORP COM 58155Q103   344,656 968 SH   SOLE   0 0 968
MERCK & CO INC COM 58933Y105   957,773 9,002 SH   SOLE   0 0 6,032
META PLATFORMS INC CL A 30303M102   1,657,583 7,821 SH   SOLE   0 0 4,938
MICROSOFT CORP COM 594918104   6,880,322 23,865 SH   SOLE   0 0 9,448
MORGAN STANLEY COM NEW 617446448   422,581 4,813 SH   SOLE   0 0 4,813
NASDAQ INC COM 631103108   224,038 4,098 SH   SOLE   0 0 4,098
NETFLIX INC COM 64110L106   484,363 1,402 SH   SOLE   0 0 1,402
NEW YORK CMNTY BANCORP INC COM 649445103   370,857 41,024 SH   SOLE   0 0 41,024
NEXTERA ENERGY INC COM 65339F101   717,307 9,306 SH   SOLE   0 0 3,271
NIKE INC CL B 654106103   363,996 2,968 SH   SOLE   0 0 2,968
NISOURCE INC COM 65473P105   267,074 9,552 SH   SOLE   0 0 9,552
NOKIA CORP SPONSORED ADR 654902204   103,635 21,107 SH   SOLE   0 0 21,107
NORFOLK SOUTHN CORP COM 655844108   422,092 1,991 SH   SOLE   0 0 1,991
NVENT ELECTRIC PLC SHS G6700G107   297,231 6,922 SH   SOLE   0 0 6,922
NVIDIA CORPORATION COM 67066G104   2,907,934 10,469 SH   SOLE   0 0 7,063
OCCIDENTAL PETE CORP COM 674599105   457,924 7,335 SH   SOLE   0 0 7,335
OGE ENERGY CORP COM 670837103   250,439 6,650 SH   SOLE   0 0 6,650
ORACLE CORP COM 68389X105   569,042 6,124 SH   SOLE   0 0 6,124
PEPSICO INC COM 713448108   1,316,225 7,220 SH   SOLE   0 0 3,632
PFIZER INC COM 717081103   531,787 13,184 SH   SOLE   0 0 7,366
PHILIP MORRIS INTL INC COM 718172109   455,325 4,682 SH   SOLE   0 0 4,682
PHILLIPS 66 COM 718546104   242,906 2,396 SH   SOLE   0 0 2,396
PRIMERICA INC COM 74164M108   219,778 1,276 SH   SOLE   0 0 1,276
PROCTER AND GAMBLE CO COM 742718109   3,018,572 20,301 SH   SOLE   0 0 15,436
PROLOGIS INC. COM 74340W103   612,745 4,911 SH   SOLE   0 0 2,788
QUALCOMM INC COM 747525103   253,374 1,986 SH   SOLE   0 0 1,986
QUANTA SVCS INC COM 74762E102   391,104 2,347 SH   SOLE   0 0 2,347
RAYTHEON TECHNOLOGIES CORP COM 75513E101   321,602 3,284 SH   SOLE   0 0 3,284
REGENERON PHARMACEUTICALS COM 75886F107   262,934 320 SH   SOLE   0 0 320
ROYAL CARIBBEAN GROUP COM V7780T103   284,316 4,354 SH   SOLE   0 0 4,354
RUSH ENTERPRISES INC CL B 781846308   221,234 3,694 SH   SOLE   0 0 3,694
S&P GLOBAL INC COM 78409V104   224,101 650 SH   SOLE   0 0 650
SALESFORCE INC COM 79466L302   592,748 2,967 SH   SOLE   0 0 1,556
SCHLUMBERGER LTD COM STK 806857108   283,258 5,769 SH   SOLE   0 0 5,769
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   808,087 32,956 SH   SOLE   0 0 11,998
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   350,505 11,209 SH   SOLE   0 0 11,209
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   609,742 15,417 SH   SOLE   0 0 15,417
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   413,064 11,870 SH   SOLE   0 0 5,677
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   8,709,126 182,009 SH   SOLE   0 0 56,423
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,877,258 53,101 SH   SOLE   0 0 8,938
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   977,844 20,216 SH   SOLE   0 0 15,509
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,326,566 127,767 SH   SOLE   0 0 63,432
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,122,976 47,621 SH   SOLE   0 0 29,659
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,925,565 57,857 SH   SOLE   0 0 31,497
SCHWAB STRATEGIC TR US REIT ETF 808524847   341,457 17,511 SH   SOLE   0 0 12,401
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,631,864 62,768 SH   SOLE   0 0 19,502
SERVICENOW INC COM 81762P102   328,557 707 SH   SOLE   0 0 707
SPDR S&P 500 ETF TR TR UNIT 78462F103   647,901 1,583 SH   SOLE   0 0 600
SPDR SER TR S&P 600 SMCP GRW 78464A201   375,094 5,086 SH   SOLE   0 0 2,133
SPDR SER TR S&P DIVID ETF 78464A763   232,080 1,876 SH   SOLE   0 0 696
SPDR SER TR S&P 400 MDCP VAL 78464A839   513,737 7,774 SH   SOLE   0 0 1,313
SPDR SER TR PORTFOLIO SH TSR 78468R101   8,615,455 294,747 SH   SOLE   0 0 294,747
SPDR SER TR NUVEEN BLOOMBERG 78464A284   596,979 23,841 SH   SOLE   0 0 23,841
SPDR SER TR S&P 600 SMCP VAL 78464A300   713,284 9,363 SH   SOLE   0 0 2,855
SPDR SER TR BLOOMBERG EMERGI 78464A391   218,014 10,274 SH   SOLE   0 0 10,274
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   358,924 3,909 SH   SOLE   0 0 3,909
SPDR SER TR PRTFLO S&P500 VL 78464A508   203,252 4,991 SH   SOLE   0 0 4,991
SPOTIFY TECHNOLOGY S A SHS L8681T102   239,982 1,796 SH   SOLE   0 0 1,796
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707   7,735,205 192,179 SH   SOLE   0 0 192,179
STAG INDL INC COM 85254J102   285,610 8,445 SH   SOLE   0 0 8,445
STARBUCKS CORP COM 855244109   418,290 4,017 SH   SOLE   0 0 4,017
STRYKER CORPORATION COM 863667101   603,769 2,115 SH   SOLE   0 0 1,346
SYNOPSYS INC COM 871607107   537,274 1,391 SH   SOLE   0 0 1,391
TESLA INC COM 88160R101   1,983,317 9,560 SH   SOLE   0 0 4,014
TEXAS INSTRS INC COM 882508104   465,025 2,500 SH   SOLE   0 0 2,500
THE CIGNA GROUP COM 125523100   248,375 972 SH   SOLE   0 0 972
THE TRADE DESK INC COM CL A 88339J105   414,737 6,809 SH   SOLE   0 0 4,316
THERMO FISHER SCIENTIFIC INC COM 883556102   718,919 1,247 SH   SOLE   0 0 446
TJX COS INC NEW COM 872540109   295,260 3,768 SH   SOLE   0 0 3,768
TRANSDIGM GROUP INC COM 893641100   227,011 308 SH   SOLE   0 0 308
UNITED PARCEL SERVICE INC CL B 911312106   293,895 1,515 SH   SOLE   0 0 1,515
UNITED RENTALS INC COM 911363109   209,357 529 SH   SOLE   0 0 529
UNITEDHEALTH GROUP INC COM 91324P102   1,250,473 2,646 SH   SOLE   0 0 1,703
US BANCORP DEL COM NEW 902973304   270,303 7,498 SH   SOLE   0 0 7,498
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   535,354 10,347 SH   SOLE   0 0 10,347
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,090,518 14,257 SH   SOLE   0 0 14,257
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   939,170 12,724 SH   SOLE   0 0 8,667
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,027,915 13,398 SH   SOLE   0 0 4,329
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,296,595 17,132 SH   SOLE   0 0 16,732
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,671,020 13,706 SH   SOLE   0 0 12,441
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,163,024 38,120 SH   SOLE   0 0 37,704
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,216,962 10,245 SH   SOLE   0 0 7,802
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,387,934 21,341 SH   SOLE   0 0 17,116
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,292,597 3,437 SH   SOLE   0 0 943
VANGUARD INDEX FDS VALUE ETF 922908744   7,473,748 54,120 SH   SOLE   0 0 16,624
VANGUARD INDEX FDS GROWTH ETF 922908736   5,699,733 22,853 SH   SOLE   0 0 14,718
VANGUARD INDEX FDS TOTAL STK MKT 922908769   22,913,230 113,871 SH   SOLE   0 0 60,559
VANGUARD INDEX FDS SMALL CP ETF 922908751   780,536 4,154 SH   SOLE   0 0 3,833
VANGUARD INDEX FDS MID CAP ETF 922908629   1,050,277 4,980 SH   SOLE   0 0 2,806
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,556,699 88,094 SH   SOLE   0 0 74,645
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   495,322 4,558 SH   SOLE   0 0 1,251
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,643,562 32,443 SH   SOLE   0 0 32,443
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,330,497 42,317 SH   SOLE   0 0 31,088
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,178,169 26,083 SH   SOLE   0 0 26,083
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   487,474 4,621 SH   SOLE   0 0 961
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   214,596 3,444 SH   SOLE   0 0 3,444
VERIZON COMMUNICATIONS INC COM 92343V104   496,967 12,779 SH   SOLE   0 0 6,125
VERTEX PHARMACEUTICALS INC COM 92532F100   291,440 925 SH   SOLE   0 0 925
VISA INC COM CL A 92826C839   1,122,869 4,980 SH   SOLE   0 0 3,283
VISHAY INTERTECHNOLOGY INC COM 928298108   233,868 10,339 SH   SOLE   0 0 10,339
WALMART INC COM 931142103   918,238 6,227 SH   SOLE   0 0 2,875
WELLS FARGO CO NEW COM 949746101   229,775 6,147 SH   SOLE   0 0 6,147
WELLTOWER INC COM 95040Q104   204,818 2,857 SH   SOLE   0 0 2,857
WENDYS CO COM 95058W100   223,223 10,249 SH   SOLE   0 0 10,249