The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   136,700 1,000 SH   DFND   1,000 0 0
3M Co COM 88579Y101   79,423 581 SH   SOLE   581 0 0
5TH THIRD BANCORP COM 316773100   17,907 418 SH   SOLE   418 0 0
ACADIA Pharmaceuticals Inc COM 004225108   3,076 200 SH   SOLE   0 0 200
ADVANCED MICRO DEV COM 007903107   989,074 6,028 SH   SOLE   3,468 0 2,560
AGILENT TECHS INC COM 00846U101   97,254 655 SH   SOLE   655 0 0
AGNICO EAGLE MINES COM 008474108   9,345 116 SH   SOLE   116 0 0
ALCON AG ORD SHS H01301128   24,917 249 SH   SOLE   249 0 0
ALPHABET INC CAP STK CL A 02079K305   5,030,562 30,332 SH   SOLE   22,784 0 7,548
ALTRIA GROUP INC COM 02209S103   714,560 14,000 SH   DFND   14,000 0 0
ALTRIA GROUP INC COM 02209S103   119,485 2,341 SH   SOLE   2,341 0 0
AMBEV SA SPONSORED ADR 02319V103   48,922 20,050 SH   SOLE   711 0 19,339
AMER EXPRESS CO COM 025816109   1,557,230 5,742 SH   SOLE   3,813 0 1,929
AMER INTL GRP COM NEW 026874784   226,500 3,093 SH   SOLE   3,093 0 0
AMEREN CORP COM 023608102   4,286 49 SH   SOLE   49 0 0
AMETEK Inc COM 031100100   4,980 29 SH   SOLE   29 0 0
ANALOG DEVICES INC COM 032654105   332,596 1,445 SH   SOLE   1,445 0 0
ANSYS, INC. COM 03662Q105   10,515 33 SH   SOLE   33 0 0
APPLIED MATERIALS COM 038222105   1,480,622 7,328 SH   SOLE   5,650 0 1,678
ARCELORMITTAL NY REGISTRY SH 03938L203   3,020 115 SH   SOLE   115 0 0
ARISTA NETWORKS INC COM 040413106   21,494 56 SH   SOLE   56 0 0
ASE Technology Holding Co Ltd SPONSORED ADS 00215W100   151,592 15,532 SH   SOLE   0 0 15,532
ASML HOLDING NV N Y REGISTRY SHS N07059210   210,812 253 SH   SOLE   107 0 146
AT&T INC COM 00206R102   154,000 7,000 SH   DFND   7,000 0 0
AT&T INC COM 00206R102   94,182 4,281 SH   SOLE   3,698 0 583
AUTOMATIC DATA PROCESSING COM 053015103   1,175,549 4,248 SH   SOLE   4,248 0 0
AUTOZONE INC COM 053332102   66,151 21 SH   SOLE   21 0 0
AVERY DENNISON CORP COM 053611109   68,877 312 SH   SOLE   312 0 0
AbbVie Inc COM 00287Y109   1,382,360 7,000 SH   DFND   7,000 0 0
AbbVie Inc COM 00287Y109   1,157,035 5,859 SH   SOLE   5,537 0 322
Abbott Laboratories COM 002824100   598,553 5,250 SH   DFND   5,250 0 0
Abbott Laboratories COM 002824100   3,830,052 33,594 SH   SOLE   11,153 0 22,441
Accenture PLC SHS CLASS A G1151C101   3,543,284 10,024 SH   SOLE   2,299 0 7,725
Adobe Inc COM 00724F101   3,764,261 7,270 SH   SOLE   1,794 0 5,476
Advance Auto Parts Inc COM 00751Y106   3,119 80 SH   SOLE   80 0 0
Aegon Ltd AMER REG 1 CERT 0076CA104   1,495 234 SH   SOLE   234 0 0
Aflac Inc COM 001055102   42,931 384 SH   SOLE   384 0 0
Air Products and Chemicals Inc COM 009158106   144,106 484 SH   SOLE   484 0 0
Airbnb Inc COM CL A 009066101   2,047,728 16,148 SH   SOLE   1,325 0 14,823
Akamai Technologies Inc COM 00971T101   3,634 36 SH   SOLE   36 0 0
Alexandria Real Estate Equitie COM 015271109   3,088 26 SH   SOLE   26 0 0
Alibaba Group Holding Ltd SPONSORED ADS 01609W102   23,771 224 SH   SOLE   224 0 0
Align Technology Inc COM 016255101   49,338 194 SH   SOLE   194 0 1
Allegion plc ORD SHS G0176J109   3,352 23 SH   SOLE   23 0 0
Allstate Corp/The COM 020002101   75,860 400 SH   SOLE   400 0 0
Alphabet Inc CAP STK CL C 02079K107   117,033 700 SH   DFND   700 0 0
Alphabet Inc CAP STK CL C 02079K107   6,769,022 40,487 SH   SOLE   19,054 0 21,433
Amazon.com Inc COM 023135106   14,743,361 79,125 SH   SOLE   28,681 0 50,444
Amcor PLC ORD G0250X107   82,143 7,250 SH   DFND   7,250 0 0
Amcor PLC ORD G0250X107   1,008 89 SH   SOLE   89 0 0
America Movil SAB de CV SPON ADS RP CL B 02390A101   1,194 73 SH   SOLE   73 0 0
American Century Investment Management Inc AVANTIS EMGMKT 025072604   51,680 800 SH   DFND   800 0 0
American Century Investment Management Inc AVANTIS EMGMKT 025072604   1,817,198 28,130 SH   SOLE   26,582 0 1,548
American Century Investment Management Inc INTL EQT ETF 025072703   4,290 64 SH   DFND   64 0 0
American Century Investment Management Inc INTL EQT ETF 025072703   1,687,949 25,182 SH   SOLE   21,095 0 4,087
American Electric Power Co Inc COM 025537101   102,600 1,000 SH   DFND   1,000 0 0
American Electric Power Co Inc COM 025537101   32,935 321 SH   SOLE   321 0 0
American Tower Corp COM 03027X100   318,607 1,370 SH   SOLE   1,370 0 0
Ameriprise Financial Inc COM 03076C106   363,163 773 SH   SOLE   773 0 0
Amgen Inc COM 031162100   856,112 2,657 SH   SOLE   2,657 0 0
Amphenol Corp CL A 032095101   155,472 2,386 SH   SOLE   2,386 0 0
Anheuser-Busch InBev SA/NV SPONSORED ADR 03524A108   70,930 1,070 SH   SOLE   1,070 0 0
Aon PLC SHS CL A G0403H108   34,945 101 SH   SOLE   101 0 0
Apollo Global Management Inc COM 03769M106   11,492 92 SH   SOLE   92 0 0
Apple Hospitality REIT Inc COM NEW 03784Y200   200,817 13,523 SH   SOLE   0 0 13,523
Apple Inc COM 037833100   14,259,600 61,200 SH   DFND   61,200 0 0
Apple Inc COM 037833100   26,124,659 112,123 SH   SOLE   86,996 0 25,127
Archer-Daniels-Midland Co COM 039483102   32,678 547 SH   SOLE   547 0 0
Ares Capital Corp COM 04010L103   113,076 5,400 SH   SOLE   5,400 0 0
Argenx SE SPONSORED ADR 04016X101   4,337 8 SH   SOLE   8 0 0
Arthur J Gallagher & Co COM 363576109   279,682 994 SH   SOLE   464 0 530
Assurant Inc COM 04621X108   3,381 17 SH   SOLE   17 0 0
AstraZeneca PLC SPONSORED ADR 046353108   580,430 7,450 SH   DFND   7,450 0 0
AstraZeneca PLC SPONSORED ADR 046353108   307,667 3,949 SH   SOLE   3,949 0 0
Atlassian Corp CL A 049468101   56,536 356 SH   SOLE   356 0 0
Autodesk Inc COM 052769106   111,018 403 SH   SOLE   403 0 0
AvalonBay Communities Inc COM 053484101   2,703 12 SH   SOLE   12 0 0
BAKER HUGHES INC CL A 05722G100   10,484 290 SH   SOLE   290 0 0
BALL CORP COM 058498106   4,346 64 SH   SOLE   64 0 0
BANK OF AMERICA CORP 7.25%CNV PFD L 060505682   31,825 25 SH   SOLE   25 0 0
BARRICK GOLD CORP COM 067901108   8,473 426 SH   SOLE   426 0 0
BAXTER INTL INC COM 071813109   3,683 97 SH   SOLE   97 0 0
BBVA SPONSORED ADR 05946K101   9,767 901 SH   SOLE   901 0 0
BCE Inc COM NEW 05534B760   153,120 4,400 SH   DFND   4,400 0 0
BCE Inc COM NEW 05534B760   4,176 120 SH   SOLE   120 0 0
BECTON DICKINSON COM 075887109   7,956 33 SH   SOLE   33 0 0
BEST BUY CO INC COM 086516101   20,247 196 SH   SOLE   196 0 0
BHP BILLITON LTD SPONSORED ADS 088606108   100,370 1,616 SH   SOLE   377 0 1,239
BJ's Wholesale Club Holdings I COM 05550J101   82,480 1,000 SH   SOLE   1,000 0 0
BK OF AMERICA CORP COM 060505104   3,203,644 80,737 SH   SOLE   76,627 0 4,110
BK OF MONTREAL COM 063671101   51,143 567 SH   SOLE   57 0 510
BK OF NOVA SCOTIA COM 064149107   7,629 140 SH   SOLE   140 0 0
BK OF NY MELLON CP COM 064058100   46,278 644 SH   SOLE   644 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   1,682,450 47,500 SH   SOLE   0 0 47,500
BLACKSTONE SECD LN COMMON STOCK 09261X102   117,160 4,000 SH   SOLE   4,000 0 0
BOEING CO COM 097023105   73,587 484 SH   SOLE   484 0 0
BP PLC SPONSORED ADR 055622104   155,192 4,944 SH   SOLE   4,944 0 0
BRIGHTHOUSE FINANCIAL INC. COM 10922N103   31,386 697 SH   SOLE   697 0 0
BRISTOL-MYRS SQUIB COM 110122108   103,480 2,000 SH   DFND   2,000 0 0
BRISTOL-MYRS SQUIB COM 110122108   731,759 14,143 SH   SOLE   2,080 0 12,063
BRITISH AMERICAN TOBACCO PLC SPONSORED ADR 110448107   100,595 2,750 SH   DFND   2,750 0 0
BRITISH AMERICAN TOBACCO PLC SPONSORED ADR 110448107   15,583 426 SH   SOLE   426 0 0
BROOKFIELD INFRASTRUCTURE PART LP INT UNIT G16252101   596 17 SH   SOLE   17 0 0
BXP Inc COM 101121101   4,747 59 SH   SOLE   59 0 0
Baidu Inc SPON ADR REP A 056752108   76,967 731 SH   SOLE   36 0 695
Banco Bradesco SA SP ADR PFD NEW 059460303   39,618 14,894 SH   SOLE   941 0 13,953
Banco Santander SA ADR 05964H105   10,883 2,134 SH   SOLE   2,134 0 0
Bancolombia SA SPON ADR PREF 05968L102   70,197 2,237 SH   SOLE   8 0 2,229
Barclays PLC ADR 06738E204   106,446 8,761 SH   SOLE   638 0 8,123
Berkshire Hathaway Inc CL B NEW 084670702   1,563,503 3,397 SH   SOLE   3,397 0 0
BigBear.ai Holdings Inc COM 08975B109   1,606 1,100 SH   SOLE   1,100 0 0
Bio-Rad Laboratories Inc CL A 090572207   3,011 9 SH   SOLE   9 0 0
Bio-Techne Corp COM 09073M104   1,758 22 SH   SOLE   22 0 0
Biogen Inc COM 09062X103   20,159 104 SH   SOLE   104 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   148,443 1,775 SH   DFND   1,775 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   6,354,793 75,987 SH   SOLE   68,114 0 7,873
BlackRock Fund Advisors S&P MC 400GR ETF 464287606   135,321 1,472 SH   SOLE   1,472 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   531,115 4,541 SH   DFND   4,445 0 96
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   32,032,420 273,875 SH   SOLE   231,148 0 42,727
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   150,790 1,420 SH   DFND   1,420 0 0
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   11,059,158 104,145 SH   SOLE   101,021 0 3,124
BlackRock Fund Advisors MSCI ACWI EX US 464288240   30,613 535 SH   SOLE   535 0 0
BlackRock Fund Advisors EAFE SML CP ETF 464288273   68,039 1,005 SH   SOLE   1,005 0 0
BlackRock Fund Advisors US TREAS BD ETF 46429B267   23 1 SH   SOLE   1 0 0
BlackRock Fund Advisors MRNGSTR INC ETF 46432F875   81,446 3,942 SH   DFND   3,942 0 0
BlackRock Fund Advisors CORE MSCI EMKT 46434G103   47,134 821 SH   DFND   554 0 267
BlackRock Fund Advisors CORE MSCI EMKT 46434G103   12,590,874 219,315 SH   SOLE   121,606 0 97,709
BlackRock Fund Advisors MSCI EMRG CHN 46434G764   26,277 430 SH   SOLE   430 0 0
BlackRock Fund Advisors BROAD USD HIGH 46435U853   193,521 5,140 SH   DFND   5,140 0 0
BlackRock Fund Advisors BROAD USD HIGH 46435U853   5,823,853 154,684 SH   SOLE   146,173 0 8,511
BlackRock Fund Advisors ESG SCRND S&P500 46436E569   170,838 3,863 SH   SOLE   3,863 0 0
BlackRock Inc COM 09247X101   454,815 479 SH   SOLE   479 0 0
Blackstone Inc COM 09260D107   153,130 1,000 SH   DFND   1,000 0 0
Blackstone Inc COM 09260D107   106,425 695 SH   SOLE   695 0 0
Block Inc CL A 852234103   2,551 38 SH   SOLE   38 0 0
Blue Owl Capital Corp COM 69121K104   932,480 64,000 SH   SOLE   0 0 64,000
Booking Holdings Inc COM 09857L108   67,394 16 SH   SOLE   16 0 0
BorgWarner Inc COM 099724106   2,141 59 SH   SOLE   59 0 0
Boston Scientific Corp COM 101137107   234,724 2,801 SH   SOLE   2,801 0 0
Broadcom Inc COM 11135F101   1,820,220 10,552 SH   SOLE   10,552 0 0
Brookfield Corp CL A LTD VT SH 11271J107   14,244 268 SH   SOLE   268 0 0
Brookfield Corp CL A LMT VTG SHS 113004105   3,168 67 SH   SOLE   67 0 0
CACI International Inc CL A 127190304   24,723 49 SH   SOLE   49 0 0
CAESARS ENTERTAINMENT COM 12769G100   3,715 89 SH   SOLE   89 0 0
CAMECO CORP COM 13321L108   3,343 70 SH   SOLE   70 0 0
CARNIVAL CORP UNIT 99/99/9999 143658300   74,659 4,040 SH   SOLE   238 0 3,802
CARRIER GLOBAL CORP COM 14448C104   60,368 750 SH   DFND   750 0 0
CARRIER GLOBAL CORP COM 14448C104   244,368 3,036 SH   SOLE   3,036 0 0
CBRE Group Inc CL A 12504L109   91,244 733 SH   SOLE   733 0 0
CDN NAT RES COM 136385101   10,694 322 SH   SOLE   322 0 0
CDN NATL RAILWAYS COM 136375102   85,520 730 SH   SOLE   109 0 621
CEMEX SAB DE CV SPON ADR NEW 151290889   1,476 242 SH   SOLE   242 0 0
CF Industries Holdings Inc COM 125269100   21,278 248 SH   SOLE   248 0 0
CGI Inc CL A SUB VTG 12532H104   4,943 43 SH   SOLE   43 0 0
CHUBB LIMITED COM COM H1467J104   86,517 300 SH   DFND   300 0 0
CHUBB LIMITED COM COM H1467J104   921,983 3,197 SH   SOLE   585 0 2,612
CIBC COM 136069101   282,164 4,600 SH   DFND   4,600 0 0
CIBC COM 136069101   31,774 518 SH   SOLE   518 0 0
CINTAS CORP COM 172908105   29,647 144 SH   SOLE   144 0 0
CISCO SYSTEMS COM 17275R102   734,596 13,803 SH   SOLE   12,483 0 1,320
CME Group Inc COM 12572Q105   943,499 4,276 SH   SOLE   158 0 4,118
CMS Energy Corp COM 125896100   25,709 364 SH   SOLE   364 0 0
CNX Resources Corp COM 12653C108   2,834 87 SH   SOLE   87 0 0
COGNIZANT TECHNOLO CL A 192446102   36,197 469 SH   SOLE   469 0 0
COLGATE-PALMOLIVE COM 194162103   4,568 44 SH   SOLE   44 0 0
CONAGRA FOODS INC COM 205887102   22,244 684 SH   SOLE   684 0 0
CONOCOPHILLIPS COM 20825C104   1,320,422 12,542 SH   SOLE   12,542 0 0
CORNING INC COM 219350105   73,188 1,621 SH   SOLE   1,621 0 0
CRH ORD G25508105   131,598 1,419 SH   SOLE   1,419 0 0
CRONOS GROUP INC COM 22717L101   4,380 2,000 SH   DFND   2,000 0 0
CSX CORP COM 126408103   768,189 22,247 SH   SOLE   18,497 0 3,750
CUMMINS INC COM 231021106   18,132 56 SH   SOLE   56 0 0
CVS Health Corp COM 126650100   81,178 1,291 SH   SOLE   1,291 0 0
Cadence Design Systems Inc COM 127387108   237,422 876 SH   SOLE   876 0 0
Camden Property Trust SH BEN INT 133131102   1,853 15 SH   SOLE   15 0 0
Canadian Pacific Kansas City L COM 13646K108   30,965 362 SH   SOLE   362 0 0
Capital One Financial Corp COM 14040H105   136,105 909 SH   SOLE   909 0 0
CarMax Inc COM 143130102   12,149 157 SH   SOLE   157 0 0
Cardinal Health Inc COM 14149Y108   34,593 313 SH   SOLE   313 0 0
Catalent Inc COM 148806102   4,422 73 SH   SOLE   73 0 0
Caterpillar Inc COM 149123101   579,640 1,482 SH   SOLE   1,482 0 0
Cboe Global Markets Inc COM 12503M108   4,097 20 SH   SOLE   20 0 0
Celanese Corp COM 150870103   159,481 1,173 SH   SOLE   1,173 0 0
Cencora Inc COM 03073E105   9,904 44 SH   SOLE   44 0 0
Cenovus Energy Inc COM 15135U109   590,084 35,271 SH   SOLE   163 0 35,108
Centene Corp COM 15135B101   674,810 8,964 SH   SOLE   60 0 8,904
CenterPoint Energy Inc COM 15189T107   2,824 96 SH   SOLE   96 0 0
Charles River Laboratories Int COM 159864107   1,379 7 SH   SOLE   7 0 0
Charles Schwab Corp/The COM 808513105   141,091 2,177 SH   SOLE   2,177 0 0
Charter Communications Inc CL A 16119P108   39,214 121 SH   SOLE   121 0 0
Check Point Software Technolog ORD M22465104   137,666 714 SH   SOLE   0 0 714
Chevron Corp COM 166764100   1,178,160 8,000 SH   DFND   8,000 0 0
Chevron Corp COM 166764100   1,451,935 9,859 SH   SOLE   4,407 0 5,452
Chipotle Mexican Grill Inc COM 169656105   66,263 1,150 SH   SOLE   1,150 0 0
Church & Dwight Co Inc COM 171340102   1,990 19 SH   SOLE   19 0 0
Cigna Group/The COM 125523100   583,751 1,685 SH   SOLE   1,685 0 0
Cincinnati Financial Corp COM 172062101   12,251 90 SH   SOLE   90 0 0
Citigroup Inc COM NEW 172967424   160,506 2,564 SH   SOLE   2,564 0 0
Citizens Financial Group Inc COM 174610105   11,910 290 SH   SOLE   290 0 0
Clorox Co/The COM 189054109   50,339 309 SH   SOLE   309 0 0
Coca-Cola Co/The COM 191216100   219,173 3,050 SH   DFND   3,050 0 0
Coca-Cola Co/The COM 191216100   586,665 8,164 SH   SOLE   7,100 0 1,064
Comcast Corp CL A 20030N101   1,300,927 31,145 SH   SOLE   10,611 0 20,534
Comerica Inc COM 200340107   2,636 44 SH   SOLE   44 0 0
Community Healthcare Trust Inc COM 20369C106   30,855 1,700 SH   SOLE   1,700 0 0
Consolidated Edison Inc COM 209115104   5,831 56 SH   SOLE   56 0 0
Constellation Brands Inc CL A 21036P108   731,324 2,838 SH   SOLE   230 0 2,608
Constellation Energy Corp COM 21037T109   430,333 1,655 SH   SOLE   1,579 0 76
Copart Inc COM 217204106   12,786 244 SH   SOLE   244 0 0
Corteva Inc COM 22052L104   476,846 8,111 SH   SOLE   212 0 7,899
Costco Wholesale Corp COM 22160K105   2,492,894 2,812 SH   SOLE   2,523 0 289
Coterra Energy Inc COM 127097103   2,730 114 SH   SOLE   114 0 0
Credicorp Ltd COM G2519Y108   724 4 SH   SOLE   4 0 0
Crowdstrike Holdings Inc CL A 22788C105   48,521 173 SH   SOLE   173 0 0
Crown Castle Inc COM 22822V101   201,671 1,700 SH   DFND   1,700 0 0
Crown Castle Inc COM 22822V101   6,643 56 SH   SOLE   56 0 0
DEERE & CO COM 244199105   651,035 1,560 SH   SOLE   1,077 0 483
DEUTSCHE BANK AG NAMEN AKT D18190898   3,531 204 SH   SOLE   204 0 0
DIAGEO SPON ADR NEW 25243Q205   168,408 1,200 SH   DFND   1,200 0 0
DIAGEO SPON ADR NEW 25243Q205   631,951 4,503 SH   SOLE   128 0 4,375
DISCOVER FINL SVCS COM 254709108   15,993 114 SH   SOLE   114 0 0
DOMINION RES(VIR) COM 25746U109   57,790 1,000 SH   DFND   1,000 0 0
DOMINION RES(VIR) COM 25746U109   12,136 210 SH   SOLE   210 0 0
DR HORTON INC COM 23331A109   41,016 215 SH   SOLE   215 0 0
DT Midstream Inc COMMON STOCK 23345M107   1,337 17 SH   SOLE   17 0 0
DTE Energy Co COM 233331107   4,366 34 SH   SOLE   34 0 0
DUKE ENERGY CORP COM NEW 26441C204   126,830 1,100 SH   DFND   1,100 0 0
DUKE ENERGY CORP COM NEW 26441C204   508,819 4,413 SH   SOLE   4,413 0 0
DXC Technology Co COM 23355L106   1,370 66 SH   SOLE   66 0 0
DaVita Inc COM 23918K108   3,770 23 SH   SOLE   23 0 0
Danaher Corp COM 235851102   693,104 2,493 SH   SOLE   2,493 0 0
Darden Restaurants Inc COM 237194105   9,027 55 SH   SOLE   55 0 0
Darling Ingredients Inc COM 237266101   9,253 249 SH   SOLE   249 0 0
Dayforce Inc COM 15677J108   3,981 65 SH   SOLE   65 0 0
Dell Technologies Inc CL C 24703L202   9,483 80 SH   SOLE   80 0 0
Delta Air Lines Inc COM NEW 247361702   778,001 15,318 SH   SOLE   146 0 15,172
Devon Energy Corp COM 25179M103   38,220 977 SH   SOLE   977 0 0
Dexcom Inc COM 252131107   3,754 56 SH   SOLE   56 0 0
Diamondback Energy Inc COM 25278X109   14,309 83 SH   SOLE   83 0 0
Diamondback Energy Inc CL A 927959106   4,511 100 SH   SOLE   100 0 0
Digital Realty Trust Inc COM 253868103   14,403 89 SH   SOLE   89 0 0
DocuSign Inc COM 256163106   14,405 232 SH   SOLE   231 0 1
Dolby Laboratories Inc COM CL A 25659T107   30,612 400 SH   SOLE   400 0 0
Dollar General Corp COM 256677105   14,292 169 SH   SOLE   169 0 0
Dollar Tree Inc COM 256746108   6,399 91 SH   SOLE   91 0 0
Doubleline Capital LP COM 258622109   103,840 8,000 SH   SOLE   8,000 0 0
Dover Corp COM 260003108   44,484 232 SH   SOLE   232 0 0
Dow Inc COM 260557103   16,007 293 SH   SOLE   293 0 0
DuPont de Nemours Inc COM 26614N102   38,050 427 SH   SOLE   427 0 0
EBAY INC COM 278642103   128,397 1,972 SH   SOLE   1,972 0 0
ECOLAB INC COM 278865100   20,937 82 SH   SOLE   82 0 0
EDISON INTERNATIONAL COM 281020107   22,208 255 SH   SOLE   255 0 0
ELECTRONIC ARTS COM 285512109   46,618 325 SH   SOLE   325 0 0
EMERSON ELECTRIC COM 291011104   181,445 1,659 SH   SOLE   1,659 0 0
ENBRIDGE INC COM 29250N105   31,310 771 SH   SOLE   771 0 0
ENI SPONSORED ADR 26874R108   5,395 178 SH   SOLE   178 0 0
EOG Resources Inc COM 26875P101   103,753 844 SH   SOLE   844 0 0
EPAM Systems Inc COM 29414B104   2,587 13 SH   SOLE   13 0 0
EQT Corp COM 26884L109   623 17 SH   SOLE   17 0 0
EQUINIX INC COM 29444U700   165,099 186 SH   SOLE   33 0 153
ERICSSON(LM)TEL ADR B SEK 10 294821608   65,241 8,607 SH   SOLE   0 0 8,607
ESTEE LAUDER COS CL A 518439104   3,988 40 SH   SOLE   40 0 0
EXELON CORP COM 30161N101   123,110 3,036 SH   SOLE   2,806 0 230
Eastman Chemical Co COM 277432100   2,463 22 SH   SOLE   22 0 0
Eaton Corp PLC SHS G29183103   1,409,946 4,254 SH   SOLE   3,575 0 679
Edwards Lifesciences Corp COM 28176E108   61,503 932 SH   SOLE   932 0 0
Elanco Animal Health Inc COM 28414H103   455 31 SH   SOLE   31 0 0
Elevance Health Inc COM 036752103   294,840 567 SH   SOLE   567 0 0
Eli Lilly & Co COM 532457108   1,328,910 1,500 SH   DFND   1,500 0 0
Eli Lilly & Co COM 532457108   4,012,422 4,529 SH   SOLE   3,078 0 1,451
Empowered Funds LLC None 02072L235   4,802 170 SH   DFND   170 0 0
Empowered Funds LLC None 02072L235   4,127,944 146,125 SH   SOLE   132,308 0 13,817
Enphase Energy Inc COM 29355A107   1,243 11 SH   SOLE   11 0 0
Entergy Corp COM 29364G103   3,159 24 SH   SOLE   24 0 0
Equifax Inc COM 294429105   7,640 26 SH   SOLE   26 0 0
Equity Residential SH BEN INT 29476L107   14,743 198 SH   SOLE   198 0 0
Essex Property Trust Inc COM 297178105   2,659 9 SH   SOLE   9 0 0
Everest Group Ltd COM G3223R108   164,569 420 SH   SOLE   0 0 420
Eversource Energy COM 30040W108   3,062 45 SH   SOLE   45 0 0
Exact Sciences Corp COM 30063P105   681 10 SH   SOLE   10 0 0
Expedia Group Inc COM NEW 30212P303   3,108 21 SH   SOLE   21 0 0
Extra Space Storage Inc COM 30225T102   4,144 23 SH   SOLE   23 0 0
Exxon Mobil Corp COM 30231G102   4,923,240 42,000 SH   DFND   42,000 0 0
Exxon Mobil Corp COM 30231G102   2,073,153 17,686 SH   SOLE   11,186 0 6,500
F5 Inc COM 315616102   1,541 7 SH   SOLE   7 0 0
FEDEX CORP COM 31428X106   105,093 384 SH   SOLE   384 0 0
FERRARI NV COM N3167Y103   28,677 61 SH   SOLE   61 0 0
FIRST SOLAR INC COM 336433107   32,926 132 SH   SOLE   132 0 0
FISERV INC COM 337738108   20,839 116 SH   SOLE   116 0 0
FMC Corp COM NEW 302491303   1,583 24 SH   SOLE   24 0 0
FORD MOTOR CO COM 345370860   2,228 211 SH   SOLE   211 0 0
FREEPORT-MCMOR C&G CL B 35671D857   239,366 4,795 SH   SOLE   4,795 0 0
Fair Isaac Corp COM 303250104   194,352 100 SH   SOLE   100 0 0
Fastenal Co COM 311900104   59,421 832 SH   SOLE   832 0 0
Federal Realty Investment Trus SH BEN INT NEW 313745101   1,840 16 SH   SOLE   16 0 0
Federative Republic of Brazil SPON ADR PFD B 15234Q108   324 41 SH   SOLE   41 0 0
Federative Republic of Brazil SPONSORED ADR 15234Q207   1,417 196 SH   SOLE   196 0 0
Fibrobiologics Inc COM SHS 31573L105   3,090 1,000 SH   SOLE   0 0 1,000
Fidelity National Financial In FNF GROUP COM 31620R303   62,060 1,000 SH   SOLE   1,000 0 0
Fidelity National Information COM 31620M106   9,799 117 SH   SOLE   117 0 0
Figs Inc CL A 30260D103   6,840 1,000 SH   SOLE   0 0 1,000
First Citizens BancShares Inc/ CL A 31946M103   7,364 4 SH   SOLE   4 0 0
First Trust Advisors LP CAP STRENGTH ETF 33733E104   263,320 2,900 SH   SOLE   0 0 2,900
First Trust Advisors LP FST LOW OPPT EFT 33739Q200   66,901 1,354 SH   DFND   1,354 0 0
First Trust Advisors LP FST LOW OPPT EFT 33739Q200   6,783,697 137,294 SH   SOLE   135,423 0 1,871
FlexShares ETFs/USA HIG YLD VL ETF 33939L662   23,707 569 SH   SOLE   569 0 0
FlexShares ETFs/USA GLB QLT R/E IDX 33939L787   213,660 3,431 SH   SOLE   3,431 0 0
FlexShares ETFs/USA STOXX GLOBR INF 33939L795   274,520 4,620 SH   SOLE   4,620 0 0
Flutter Entertainment PLC SHS G3643J108   1,424 6 SH   SOLE   6 0 0
Fomento Economico Mexicano SAB SPON ADR UNITS 344419106   2,764 28 SH   SOLE   28 0 0
Fortinet Inc COM 34959E109   37,069 478 SH   SOLE   478 0 0
Fortive Corp COM 34959J108   7,262 92 SH   SOLE   92 0 0
Fresenius Medical Care AG SPONSORED ADR 358029106   1,257 59 SH   SOLE   59 0 0
GARTNER INC COM 366651107   1,654,571 3,265 SH   SOLE   541 0 2,724
GE HealthCare Technologies Inc COMMON STOCK 36266G107   7,226 77 SH   SOLE   58 0 19
GE Vernova Inc COM 36828A101   16,064 63 SH   SOLE   49 0 14
GEN DYNAMICS CORP COM 369550108   106,979 354 SH   SOLE   354 0 0
GENERAL MILLS INC COM 370334104   258,475 3,500 SH   DFND   3,500 0 0
GENERAL MILLS INC COM 370334104   29,318 397 SH   SOLE   397 0 0
GOLDMAN SACHS GRP COM 38141G104   872,384 1,762 SH   SOLE   577 0 1,185
GOLDMAN SACHS PHYS UNIT 38150K103   3,826 147 SH   SOLE   0 0 147
GSK PLC SPONSORED ADR 37733W204   156,979 3,840 SH   DFND   3,840 0 0
GSK PLC SPONSORED ADR 37733W204   91,408 2,236 SH   SOLE   2,236 0 0
Garmin Ltd SHS H2906T109   1,760 10 SH   SOLE   10 0 0
General Electric Co COM NEW 369604301   637,778 3,382 SH   SOLE   3,325 0 57
General Motors Co COM 37045V100   18,833 420 SH   SOLE   420 0 0
Genesco Inc COM 371532102   27,170 1,000 SH   SOLE   1,000 0 0
Genmab A/S SPONSORED ADS 372303206   1,024 42 SH   SOLE   42 0 0
Genuine Parts Co COM 372460105   38,133 273 SH   SOLE   273 0 0
Gerdau SA SPON ADR REP PFD 373737105   742 212 SH   SOLE   212 0 0
Gildan Activewear Inc COM 375916103   236 5 SH   SOLE   5 0 0
Gilead Sciences Inc COM 375558103   169,944 2,027 SH   SOLE   2,027 0 0
Global Payments Inc COM 37940X102   1,844 18 SH   SOLE   18 0 0
Global X Management Co LLC ARTIFICIAL ETF 37954Y632   53,525 1,440 SH   SOLE   1,440 0 0
GraniteShares ETF Trust SHS BEN INT 38748T103   2,253 237 SH   SOLE   0 0 237
HALLIBURTON COM 406216101   5,520 190 SH   SOLE   190 0 0
HARLEY DAVIDSON COM 412822108   1,349 35 SH   SOLE   35 0 0
HARMONY GOLD MNG SPONSORED ADR 413216300   10,170 1,000 SH   SOLE   1,000 0 0
HASBRO INC COM 418056107   1,374 19 SH   SOLE   19 0 0
HCA Healthcare Inc COM 40412C101   292,223 719 SH   SOLE   719 0 0
HDFC BANK SPONSORED ADS 40415F101   134,004 2,142 SH   SOLE   910 0 1,232
HERSHEY CO (THE) COM 427866108   9,589 50 SH   SOLE   50 0 0
HF Sinclair Corp COM 403949100   2,006 45 SH   SOLE   45 0 0
HONDA MOTOR CO ADR ECH CNV IN 3 438128308   69,362 2,186 SH   SOLE   126 0 2,060
HP Inc COM 40434L105   8,286 231 SH   SOLE   231 0 0
HSBC HLDGS SPON ADR NEW 404280406   117,178 2,593 SH   SOLE   538 0 2,055
HUBSPOT INC COM 443573100   9,037 17 SH   SOLE   17 0 0
HUMANA INC COM 444859102   15,837 50 SH   SOLE   50 0 0
Haleon PLC SPON ADS 405552100   27,254 2,576 SH   SOLE   2,576 0 0
Hartford Financial Services Gr COM 416515104   58,923 501 SH   SOLE   501 0 0
Healthpeak Properties Inc COM 42250P103   3,957 173 SH   SOLE   173 0 0
Hess Corp COM 42809H107   111,899 824 SH   SOLE   824 0 0
Hewlett Packard Enterprise Co COM 42824C109   14,793 723 SH   SOLE   723 0 0
Home Depot Inc/The COM 437076102   16,208 40 SH   DFND   40 0 0
Home Depot Inc/The COM 437076102   3,280,499 8,096 SH   SOLE   6,760 0 1,336
Honeywell International Inc COM 438516106   227,381 1,100 SH   DFND   1,100 0 0
Honeywell International Inc COM 438516106   556,877 2,694 SH   SOLE   2,694 0 0
Hubbell Inc COM 443510607   10,709 25 SH   SOLE   25 0 0
Huntington Bancshares Inc/OH COM 446150104   29,400 2,000 SH   DFND   2,000 0 0
Huntington Bancshares Inc/OH COM 446150104   4,292 292 SH   SOLE   292 0 0
ICICI BANK ADR 45104G104   178,593 5,983 SH   SOLE   0 0 5,983
ICON PLC SHS G4705A100   183,878 640 SH   SOLE   51 0 589
IDEXX Laboratories Inc COM 45168D104   16,167 32 SH   SOLE   32 0 0
ILLINOIS TOOL WKS COM 452308109   661,203 2,523 SH   SOLE   1,993 0 530
IMPERIAL OIL COM NEW 453038408   37,902 538 SH   SOLE   538 0 0
ING Groep NV SPONSORED ADR 456837103   7,754 427 SH   SOLE   427 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   889,946 5,540 SH   SOLE   2,348 0 3,192
INTL BUSINESS MCHN COM 459200101   1,639,308 7,415 SH   SOLE   3,275 0 4,140
INTL FLAVORS&FRAG COM 459506101   1,889 18 SH   SOLE   18 0 0
IQVIA Holdings Inc COM 46266C105   1,659 7 SH   SOLE   7 0 0
ISHARES S&P 100 ETF 464287101   158,583 573 SH   SOLE   573 0 0
ISHARES SELECT DIVID ETF 464287168   17,019 126 SH   SOLE   126 0 0
ISHARES CORE S&P500 ETF 464287200   883,111 1,531 SH   DFND   1,531 0 0
ISHARES CORE S&P500 ETF 464287200   19,415,761 33,660 SH   SOLE   28,767 0 4,893
ISHARES S&P 500 GRWT ETF 464287309   266,281 2,781 SH   SOLE   2,781 0 0
ISHARES GLOB HLTHCRE ETF 464287325   20,810 212 SH   SOLE   0 0 212
ISHARES S&P 500 VAL ETF 464287408   254,349 1,290 SH   SOLE   1,290 0 0
ISHARES RUS 2000 VAL ETF 464287630   109,934 659 SH   SOLE   659 0 0
ISHARES RUSSELL 2000 ETF 464287655   1,834,933 8,307 SH   SOLE   8,307 0 0
ISHARES U.S. ENERGY ETF 464287796   517,062 11,158 SH   SOLE   11,158 0 0
ISHARES SP SMCP600VL ETF 464287879   96,894 900 SH   SOLE   900 0 0
ISHARES ISHARES 46428Q109   3,779 133 SH   SOLE   0 0 133
ISHARES CORE MSCI EAFE 46432F842   173,349 2,221 SH   DFND   2,080 0 141
ISHARES CORE MSCI EAFE 46432F842   14,915,745 191,105 SH   SOLE   138,794 0 52,311
ISHARES GOLD TRUST ISHARES NEW 464285204   11,481 231 SH   DFND   0 0 231
ISHARES GOLD TRUST ISHARES NEW 464285204   5,355,622 107,759 SH   SOLE   29,009 0 78,750
ISHARES TR MSCI EMG MKT ETF 464287234   147,807 3,223 SH   DFND   3,223 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   3,019,010 65,831 SH   SOLE   59,082 0 6,749
ISHARES TRUST 1 3 YR TREAS BD 464287457   99,780 1,200 SH   SOLE   1,200 0 0
ISHARES TRUST RUS 1000 VAL ETF 464287598   2,970,560 15,651 SH   SOLE   15,651 0 0
ISHARES TRUST IBOXX HI YD ETF 464288513   19,593 244 SH   SOLE   244 0 0
ISHARES/USA RUS 1000 GRW ETF 464287614   9,611,980 25,606 SH   SOLE   25,606 0 0
ISHARES/USA S&P SML 600 GWT 464287887   671,086 4,811 SH   SOLE   4,811 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   3,394,144 31,245 SH   SOLE   30,739 0 506
Illumina Inc COM 452327109   27,777 213 SH   SOLE   83 0 130
Ingersoll Rand Inc COM 45687V106   239,510 2,440 SH   SOLE   1,404 0 1,036
Ingevity Corp COM 45688C107   312 8 SH   SOLE   8 0 0
Insulet Corp COM 45784P101   3,724 16 SH   SOLE   16 0 0
Intel Corp COM 458140100   104,984 4,475 SH   SOLE   4,475 0 0
InterContinental Hotels Group SPONSORED ADS 45857P806   2,873 26 SH   SOLE   26 0 0
International Paper Co COM 460146103   3,078 63 SH   SOLE   63 0 0
International Seaways Inc COM Y41053102   10,312 200 SH   SOLE   200 0 0
Interpublic Group of Cos Inc/T COM 460690100   3,100 98 SH   SOLE   98 0 0
Intuit Inc COM 461202103   579,393 933 SH   SOLE   933 0 0
Intuitive Surgical Inc COM NEW 46120E602   355,679 724 SH   SOLE   724 0 0
Invesco ETFs/USA UNIT SER 1 46090E103   381,671 782 SH   SOLE   255 0 527
Invesco ETFs/USA S&P500 EQL WGT 46137V357   1,684,283 9,401 SH   SOLE   9,401 0 0
Invitation Homes Inc COM 46187W107   2,715 77 SH   SOLE   77 0 0
Iron Mountain Inc COM 46284V101   4,159 35 SH   SOLE   35 0 0
Itau Unibanco Holding SA SPON ADR REP PFD 465562106   92,016 13,837 SH   SOLE   686 0 13,151
JD.com Inc SPON ADS CL A 47215P106   3,280 82 SH   SOLE   82 0 0
JPMorgan Chase & Co COM 46625H100   1,370,590 6,500 SH   DFND   6,500 0 0
JPMorgan Chase & Co COM 46625H100   4,500,174 21,342 SH   SOLE   17,099 0 4,243
JUNIPER NETWORKS COM 48203R104   3,001 77 SH   SOLE   77 0 0
Jacobs Solutions Inc COM 46982L108   40,710 311 SH   SOLE   311 0 0
James Hardie Industries PLC SPONSORED ADR 47030M106   1,927 48 SH   SOLE   48 0 0
John Hancock Investment Management LLC COM 410123103   1,825 157 SH   SOLE   157 0 0
John Hancock Investment Management LLC COM 410142103   7,297 519 SH   SOLE   519 0 0
Johnson & Johnson COM 478160104   405,150 2,500 SH   DFND   2,500 0 0
Johnson & Johnson COM 478160104   3,125,813 19,288 SH   SOLE   14,459 0 4,829
Johnson Controls International SHS G51502105   179,667 2,315 SH   SOLE   2,315 0 0
KB Financial Group Inc SPONSORED ADR 48241A105   4,693 76 SH   SOLE   76 0 0
KIMBERLY-CLARK CP COM 494368103   284,560 2,000 SH   DFND   2,000 0 0
KIMBERLY-CLARK CP COM 494368103   219,680 1,544 SH   SOLE   1,544 0 0
KIMCO REALTY COM 49446R109   1,068 46 SH   SOLE   46 0 0
KINROSS GOLD CORP COM 496902404   2,976 318 SH   SOLE   318 0 0
KKR & Co Inc COM 48251W104   15,539 119 SH   SOLE   119 0 0
KLA Corp COM NEW 482480100   476,262 615 SH   SOLE   615 0 0
KONTOOR BRANDS INC COM NPV WI COM 50050N103   491 6 SH   SOLE   6 0 0
KROGER COM 501044101   791,771 13,818 SH   SOLE   13,818 0 0
Kenvue Inc COM 49177J102   4,996 216 SH   SOLE   216 0 0
KeyCorp COM 493267108   16,365 977 SH   SOLE   977 0 0
Keysight Technologies Inc COM 49338L103   1,589 10 SH   SOLE   10 0 0
Kingdom of Norway Ministry of SPONSORED ADR 29446M102   79,714 3,147 SH   SOLE   131 0 3,016
Koninklijke Philips NV NY REGIS SHS NEW 500472303   4,581 140 SH   SOLE   140 0 0
Kraft Heinz Co/The COM 500754106   3,476 99 SH   SOLE   99 0 0
Kyndryl Holdings Inc COMMON STOCK 50155Q100   18,384 800 SH   SOLE   800 0 0
L3Harris Technologies Inc COM 502431109   82,779 348 SH   SOLE   348 0 0
LENNAR CORP CL A 526057104   786,854 4,197 SH   SOLE   247 0 3,950
LOWE'S COS INC COM 548661107   726,961 2,684 SH   SOLE   2,174 0 510
LULULEMON ATHLETIC COM 550021109   27,135 100 SH   DFND   100 0 0
LULULEMON ATHLETIC COM 550021109   16,824 62 SH   SOLE   62 0 0
Labcorp Holdings Inc None 504922105   794,471 3,555 SH   SOLE   125 0 3,430
Lam Research Corp COM 512807108   312,559 383 SH   SOLE   205 0 178
Lamb Weston Holdings Inc COM 513272104   1,424 22 SH   SOLE   22 0 0
Lennar Corp CL B 526057302   13,662 79 SH   SOLE   0 0 79
Li Auto Inc SPONSORED ADS 50202M102   2,385 93 SH   SOLE   93 0 0
Lincoln Electric Holdings Inc COM 533900106   73,160 381 SH   SOLE   381 0 0
Lincoln National Corp COM 534187109   1,386 44 SH   SOLE   44 0 0
Linde PLC SHS G54950103   185,499 389 SH   SOLE   389 0 0
Littelfuse Inc COM 537008104   53,050 200 SH   SOLE   200 0 0
Lloyds Banking Group PLC SPONSORED ADR 539439109   5,919 1,897 SH   SOLE   1,897 0 0
Lockheed Martin Corp COM 539830109   23,382 40 SH   DFND   40 0 0
Lockheed Martin Corp COM 539830109   391,655 670 SH   SOLE   670 0 0
Loews Corp COM 540424108   4,111 52 SH   SOLE   52 0 0
Logitech International SA SHS H50430232   2,243 25 SH   SOLE   25 0 0
Lumen Technologies Inc COM 550241103   312 44 SH   SOLE   44 0 0
Lumentum Holdings Inc COM 55024U109   2,852 45 SH   SOLE   45 0 0
LyondellBasell Industries NV SHS - A - N53745100   21,961 229 SH   SOLE   229 0 0
M&T Bank Corp COM 55261F104   16,209 91 SH   SOLE   91 0 0
MANULIFE FINL CORP COM 56501R106   35,342 1,196 SH   SOLE   1,196 0 0
MARATHON OIL CORP COM 565849106   15,445 580 SH   SOLE   580 0 0
MARSH & MCLENNAN COM 571748102   249,192 1,117 SH   SOLE   1,117 0 0
MARTIN MARIETTA M. COM 573284106   1,077 2 SH   SOLE   2 0 0
MASTERCARD INC CL A 57636Q104   4,430,374 8,972 SH   SOLE   2,011 0 6,961
MCCORMICK & CO INC COM NON VTG 579780206   4,280 52 SH   SOLE   52 0 0
MCDONALD'S CORP COM 580135101   312,123 1,025 SH   DFND   1,025 0 0
MCDONALD'S CORP COM 580135101   613,588 2,015 SH   SOLE   1,542 0 473
MCKESSON CORP COM 58155Q103   210,129 425 SH   SOLE   425 0 0
METLIFE INC COM 59156R108   748,918 9,080 SH   SOLE   9,080 0 0
MGM MIRAGE INC COM 552953101   116,879 2,990 SH   SOLE   260 0 2,730
MICROSOFT CORP COM 594918104   258,180 600 SH   DFND   600 0 0
MICROSOFT CORP COM 594918104   14,188,712 32,974 SH   SOLE   19,814 0 13,160
MITSUBISHI UFJ FIN SPONSORED ADS 606822104   15,891 1,561 SH   SOLE   1,561 0 0
MOLSON COORS BREWING CO CL B 60871R209   2,243 39 SH   SOLE   39 0 0
MOODYS CORP COM 615369105   180,819 381 SH   SOLE   381 0 0
MORGAN STANLEY COM NEW 617446448   624,189 5,988 SH   SOLE   5,988 0 0
MOTOROLA INC COM NEW 620076307   578,674 1,287 SH   SOLE   1,287 0 0
MSCI Inc COM 55354G100   2,202,892 3,779 SH   SOLE   195 0 3,584
Magna International Inc COM 559222401   34,063 830 SH   SOLE   88 0 742
Marathon Petroleum Corp COM UNIT REP LTD 55336V100   2,223 50 SH   SOLE   50 0 0
Marathon Petroleum Corp COM 56585A102   413,466 2,538 SH   SOLE   2,538 0 0
MarketAxess Holdings Inc COM 57060D108   3,843 15 SH   SOLE   15 0 0
Marriott International Inc/MD CL A 571903202   310,004 1,247 SH   SOLE   1,247 0 0
Marvell Technology Inc COM 573874104   559,940 7,764 SH   SOLE   40 0 7,724
Masco Corp COM 574599106   5,960 71 SH   SOLE   71 0 0
Match Group Inc COM 57667L107   3,519 93 SH   SOLE   93 0 0
Medtronic PLC SHS G5960L103   838,449 9,313 SH   SOLE   669 0 8,644
MercadoLibre Inc COM 58733R102   20,520 10 SH   SOLE   10 0 0
Merck & Co Inc COM 58933Y105   340,680 3,000 SH   DFND   3,000 0 0
Merck & Co Inc COM 58933Y105   1,303,215 11,476 SH   SOLE   10,256 0 1,220
Meta Platforms Inc CL A 30303M102   2,819,839 4,926 SH   SOLE   4,882 0 44
Mettler-Toledo International I COM 592688105   1,500 1 SH   SOLE   1 0 0
Microchip Technology Inc COM 595017104   50,824 633 SH   SOLE   633 0 0
Micron Technology Inc COM 595112103   813,501 7,844 SH   SOLE   5,294 0 2,550
Mid-America Apartment Communit COM 59522J103   3,337 21 SH   SOLE   21 0 0
Mizuho Financial Group Inc SPONSORED ADR 60687Y109   7,787 1,863 SH   SOLE   1,863 0 0
Mondelez International Inc CL A 609207105   717,693 9,742 SH   SOLE   7,552 0 2,190
MongoDB Inc CL A 60937P106   4,866 18 SH   SOLE   18 0 0
Monster Beverage Corp COM 61174X109   166,735 3,196 SH   SOLE   3,196 0 0
Mosaic Co/The COM 61945C103   2,223 83 SH   SOLE   83 0 0
Murphy Oil Corp COM 626717102   7,524 223 SH   SOLE   223 0 0
NETFLIX INC COM 64110L106   2,838,499 4,002 SH   SOLE   681 0 3,321
NEXTERA ENERGY COM 65339F101   338,120 4,000 SH   DFND   4,000 0 0
NEXTERA ENERGY COM 65339F101   1,146,734 13,566 SH   SOLE   11,474 0 2,092
NIKE INC CL B 654106103   366,595 4,147 SH   SOLE   2,877 0 1,270
NORTHERN TRUST CORP COM 665859104   29,620 329 SH   SOLE   329 0 0
NORTHROP GRUMMAN COM 666807102   97,693 185 SH   SOLE   185 0 0
NOV Inc COM 62955J103   319 20 SH   SOLE   20 0 0
NRG Energy Inc COM NEW 629377508   39,629 435 SH   SOLE   435 0 0
NU Holdings Ltd/Cayman Islands ORD SHS CL A G6683N103   3,262 239 SH   SOLE   239 0 0
NVIDIA Corp COM 67066G104   1,214,400 10,000 SH   DFND   10,000 0 0
NVIDIA Corp COM 67066G104   9,712,164 79,975 SH   SOLE   79,975 0 0
Nasdaq Inc COM 631103108   5,914 81 SH   SOLE   81 0 0
NatWest Group PLC SPONS ADR 639057207   3,117 333 SH   SOLE   333 0 0
National Amusements Inc CLASS B COM 92556H206   2,145 202 SH   SOLE   202 0 0
National Grid PLC SPONSORED ADR NE 636274409   243,845 3,500 SH   DFND   3,500 0 0
National Grid PLC SPONSORED ADR NE 636274409   81,375 1,168 SH   SOLE   1,168 0 0
NetEase Inc SPONSORED ADS 64110W102   4,021 43 SH   SOLE   43 0 0
Newmont Corp COM 651639106   20,632 386 SH   SOLE   386 0 0
News Corp CL A 65249B109   2,530 95 SH   SOLE   95 0 0
News Corp CL B 65249B208   1,146 41 SH   SOLE   41 0 0
NiSource Inc COM 65473P105   2,148 62 SH   SOLE   62 0 0
Nice Ltd SPONSORED ADR 653656108   94,476 544 SH   SOLE   0 0 544
Nokia Oyj SPONSORED ADR 654902204   1,346 308 SH   SOLE   308 0 0
Nomura Holdings Inc SPONSORED ADR 65535H208   1,289 247 SH   SOLE   247 0 0
Nordson Corp COM 655663102   53,314 203 SH   SOLE   203 0 0
Norfolk Southern Corp COM 655844108   90,454 364 SH   SOLE   364 0 0
Northern Trust Investments Inc MORNSTAR UPSTR 33939L407   468,724 11,363 SH   SOLE   11,363 0 0
Norwegian Cruise Line Holdings SHS G66721104   1,128 55 SH   SOLE   55 0 0
Novartis AG SPONSORED ADR 66987V109   140,669 1,223 SH   SOLE   446 0 777
Novo Holdings A/S ADR 670100205   1,585,060 13,312 SH   SOLE   2,618 0 10,694
Nucor Corp COM 670346105   240,694 1,601 SH   SOLE   1,601 0 0
Nutrien Ltd COM 67077M108   288 6 SH   SOLE   6 0 0
O'Reilly Automotive Inc COM 67103H107   131,282 114 SH   SOLE   114 0 0
OMNICOM GROUP INC COM 681919106   4,653 45 SH   SOLE   45 0 0
ON Semiconductor Corp COM 682189105   7,261 100 SH   SOLE   100 0 0
ONEOK Inc COM 682680103   18,408 202 SH   SOLE   202 0 0
ORACLE CORP COM 68389X105   3,576,866 20,991 SH   SOLE   4,811 0 16,180
ORIX Corp SPONSORED ADR 686330101   5,338 46 SH   SOLE   46 0 0
Occidental Petroleum Corp COM 674599105   22,214 431 SH   SOLE   367 0 64
Old Dominion Freight Line Inc COM 679580100   11,124 56 SH   SOLE   56 0 0
On Holding AG NAMEN AKT A H5919C104   83,851 1,672 SH   SOLE   0 0 1,672
Open Text Corp COM 683715106   1,464 44 SH   SOLE   44 0 0
Orange SA SPONSORED ADR 684060106   3,191 278 SH   SOLE   278 0 0
Organon & Co COMMON STOCK 68622V106   5,739 300 SH   DFND   300 0 0
Organon & Co COMMON STOCK 68622V106   3,711 194 SH   SOLE   194 0 0
Otis Worldwide Corp COM 68902V107   38,978 375 SH   DFND   375 0 0
Otis Worldwide Corp COM 68902V107   156,222 1,503 SH   SOLE   1,503 0 0
Owens Corning COM 690742101   206,528 1,170 SH   SOLE   1,170 0 0
PACCAR INC COM 693718108   45,985 466 SH   SOLE   466 0 0
PARKER-HANNIFIN COM 701094104   84,664 134 SH   SOLE   134 0 0
PEPSICO INC COM 713448108   170,050 1,000 SH   DFND   1,000 0 0
PEPSICO INC COM 713448108   1,083,219 6,370 SH   SOLE   5,790 0 580
PHILIP MORRIS INTL COM 718172109   352,060 2,900 SH   DFND   2,900 0 0
PHILIP MORRIS INTL COM 718172109   652,039 5,371 SH   SOLE   4,019 0 1,352
PNC Financial Services Group I COM 693475105   657,696 3,558 SH   SOLE   324 0 3,234
POSCO Holdings Inc SPONSORED ADR 693483109   1,820 26 SH   SOLE   26 0 0
PPG Industries Inc COM 693506107   694,885 5,246 SH   SOLE   100 0 5,146
PPL CORP COM 69351T106   41,350 1,250 SH   DFND   1,250 0 0
PPL CORP COM 69351T106   26,100 789 SH   SOLE   789 0 0
PROGRESSIVE CP(OH) COM 743315103   250,461 987 SH   SOLE   987 0 0
PROSHARE ADVISORS LLC S&P 500 DV ARIST 74348A467   23,487 220 SH   SOLE   220 0 0
PRUDENTIAL FINL COM 744320102   15,985 132 SH   SOLE   132 0 0
PULTE HOMES INC COM 745867101   66,454 463 SH   SOLE   463 0 0
Palantir Technologies Inc CL A 69608A108   260,400 7,000 SH   SOLE   7,000 0 0
Palo Alto Networks Inc COM 697435105   85,792 251 SH   SOLE   251 0 0
PayPal Holdings Inc COM 70450Y103   88,642 1,136 SH   SOLE   1,136 0 0
Paychex Inc COM 704326107   49,784 371 SH   SOLE   371 0 0
Paycom Software Inc COM 70432V102   632,300 3,796 SH   SOLE   211 0 3,585
Pearson PLC SPONSORED ADR 705015105   1,696 125 SH   SOLE   125 0 0
Pembina Pipeline Corp COM 706327103   2,804 68 SH   SOLE   68 0 0
Petroleo Brasileiro SA SP ADR NON VTG 71654V101   4,313 327 SH   SOLE   327 0 0
Petroleo Brasileiro SA SPONSORED ADR 71654V408   4,554 316 SH   SOLE   316 0 0
Pfizer Inc COM 717081103   716,178 24,747 SH   SOLE   22,742 0 2,005
Phillips 66 COM 718546104   126,849 965 SH   SOLE   965 0 0
Phinia Inc COMMON STOCK 71880K101   2,348 51 SH   SOLE   11 0 40
Pinnacle West Capital Corp COM 723484101   2,569 29 SH   SOLE   29 0 0
Principal Financial Group Inc COM 74251V102   3,866 45 SH   SOLE   45 0 0
Procter & Gamble Co/The COM 742718109   346,400 2,000 SH   DFND   2,000 0 0
Procter & Gamble Co/The COM 742718109   2,219,038 12,812 SH   SOLE   6,144 0 6,668
Prologis Inc COM 74340W103   147,242 1,166 SH   SOLE   1,166 0 0
Prudential PLC ADR 74435K204   27,143 1,464 SH   SOLE   56 0 1,408
Public Service Enterprise Grou COM 744573106   134,083 1,503 SH   SOLE   1,503 0 0
Public Storage COM 74460D109   181,935 500 SH   DFND   500 0 0
Public Storage COM 74460D109   9,824 27 SH   SOLE   27 0 0
QIAGEN NV SHS NEW N72482149   2,415 53 SH   SOLE   53 0 0
QUALCOMM Inc COM 747525103   457,605 2,691 SH   SOLE   2,691 0 0
Quanta Services Inc COM 74762E102   47,108 158 SH   SOLE   158 0 0
REALTY INCOME CORP COM 756109104   47,565 750 SH   DFND   750 0 0
REALTY INCOME CORP COM 756109104   41,794 659 SH   SOLE   659 0 0
REGENERON PHARMACEUTICALS COM 75886F107   36,793 35 SH   SOLE   35 0 0
RELX PLC SPONSORED ADR 759530108   178,355 3,758 SH   SOLE   404 0 3,354
RESTAURANT BRANDS INTERNATIONA COM 76131D103   88,635 1,229 SH   SOLE   26 0 1,203
ROCKWELL AUTOMATION COM 773903109   17,450 65 SH   SOLE   65 0 0
ROPER INDUSTRIES INC COM 776696106   20,588 37 SH   SOLE   37 0 0
ROYAL CARIBBEAN COM V7780T103   98,435 555 SH   SOLE   47 0 508
RTX Corp COM 75513E101   90,870 750 SH   DFND   750 0 0
RTX Corp COM 75513E101   958,254 7,909 SH   SOLE   4,791 0 3,118
Regency Centers Corp COM 758849103   2,528 35 SH   SOLE   35 0 0
Regions Financial Corp COM 7591EP100   20,414 875 SH   SOLE   875 0 0
Reliance Inc COM 759509102   280,534 970 SH   SOLE   970 0 0
Republic Services Inc COM 760759100   21,088 105 SH   SOLE   105 0 0
ResMed Inc COM 761152107   3,418 14 SH   SOLE   14 0 0
Revvity Inc COM 714046109   2,811 22 SH   SOLE   22 0 0
Rio Tinto PLC SPONSORED ADR 767204100   81,561 1,146 SH   SOLE   138 0 1,008
Robert Half Inc COM 770323103   1,955 29 SH   SOLE   29 0 0
Rogers Communications Inc CL B 775109200   41,778 1,039 SH   SOLE   80 0 959
Ross Stores Inc COM 778296103   26,339 175 SH   SOLE   175 0 0
Royal Bank of Canada COM 780087102   28,438 228 SH   SOLE   228 0 0
Ryanair Holdings PLC SPONSORED ADS 783513203   2,711 60 SH   SOLE   60 0 0
Ryder System Inc COM 783549108   8,311 57 SH   SOLE   57 0 0
S&P Global Inc COM 78409V104   375,583 727 SH   SOLE   483 0 244
SAP SE SPON ADR 803054204   150,977 659 SH   SOLE   659 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   59,756 620 SH   SOLE   620 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   164,031 1,065 SH   SOLE   1,065 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   4,214 48 SH   DFND   0 0 48
SELECT SECTOR SPDR ENERGY 81369Y506   2,093,942 23,849 SH   SOLE   8,745 0 15,104
SELECT SECTOR SPDR FINANCIAL 81369Y605   42,193 931 SH   SOLE   931 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   158,032 700 SH   SOLE   0 0 700
SEMPRA ENERGY COM 816851109   886,394 10,599 SH   SOLE   718 0 9,881
SHINHAN FIN GROUP SPN ADR RESTRD 824596100   2,966 70 SH   SOLE   70 0 0
SHOPIFY INC CL A 82509L107   2,439,061 30,435 SH   SOLE   1,908 0 28,527
SIMON PROP GROUP COM 828806109   11,831 70 SH   SOLE   70 0 0
SMUCKER(JM)CO COM NEW 832696405   2,785 23 SH   SOLE   23 0 0
SOUTHWEST AIRLINES COM 844741108   4,385 148 SH   SOLE   148 0 0
SPDR DOW JONES IND UT SER 1 78467X109   41,466 98 SH   SOLE   98 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   10,938 45 SH   DFND   0 0 45
SPDR GOLD TRUST GOLD SHS 78463V107   4,093,617 16,842 SH   SOLE   1,649 0 15,193
SPDR SER TR PORTFOLIO S&P600 78468R853   601,096 13,208 SH   SOLE   13,208 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607   13,448 126 SH   SOLE   126 0 0
SPDR SERIES TRUST NUVEEN BLMBRG MU 78468R721   47 1 SH   SOLE   1 0 0
SSGA FUNDS MANAGEMENT INC GLB NAT RESRCE 78463X541   27,970 485 SH   SOLE   485 0 0
SSGA Funds Management Inc S&P DIVID ETF 78464A763   82,667 582 SH   SOLE   582 0 0
SSgA Funds Management Inc SPDR MSCI USA GE 78468R747   214,231 1,886 SH   SOLE   0 0 1,886
STARBUCKS CORP COM 855244109   136,583 1,401 SH   SOLE   1,401 0 0
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   7,348,614 12,900 SH   SOLE   12,811 0 89
STELLANTIS NV SHS N82405106   2,726 194 SH   SOLE   194 0 0
STERIS PLC SHS USD G8473T100   728 3 SH   SOLE   3 0 0
STMicroelectronics NV NY REGISTRY 861012102   2,319 78 SH   SOLE   78 0 0
SUN LIFE FINL INC COM 866796105   6,846 118 SH   SOLE   118 0 0
SUNCOR ENERGY INC COM 867224107   65,238 1,767 SH   SOLE   1,767 0 0
SYNCHRONY FINANCIAL COM 87165B103   36,562 733 SH   SOLE   413 0 320
Salesforce Inc COM 79466L302   791,843 2,893 SH   SOLE   2,795 0 98
Sanofi SA SPONSORED ADR 80105N105   288,150 5,000 SH   DFND   5,000 0 0
Sanofi SA SPONSORED ADR 80105N105   39,822 691 SH   SOLE   691 0 0
Schlumberger NV COM STK 806857108   63,512 1,514 SH   SOLE   1,514 0 0
Schwab ETFs/USA US REIT ETF 808524847   127,226 5,491 SH   SOLE   4,595 0 896
Sea Ltd SPONSORD ADS 81141R100   8,957 95 SH   SOLE   0 0 95
Seagate Technology Holdings PL ORD SHS G7997R103   70,099 640 SH   SOLE   640 0 0
ServiceNow Inc COM 81762P102   3,808,313 4,258 SH   SOLE   549 0 3,709
Shell PLC SPON ADS 780259305   199,103 3,019 SH   SOLE   1,246 0 1,773
Sherwin-Williams Co/The COM 824348106   80,532 211 SH   SOLE   211 0 0
Skyworks Solutions Inc COM 83088M102   2,272 23 SH   SOLE   23 0 0
Smith & Nephew PLC SPDN ADR NEW 83175M205   65,892 2,116 SH   SOLE   86 0 2,030
Snap-on Inc COM 833034101   3,187 11 SH   SOLE   11 0 0
Snowflake Inc CL A 833445109   5,284 46 SH   SOLE   46 0 0
Sociedad Quimica y Minera de C SPON ADR SER B 833635105   709 17 SH   SOLE   17 0 0
Solventum Corp COM SHS 83444M101   17,430 250 SH   DFND   250 0 0
Solventum Corp COM SHS 83444M101   8,157 117 SH   SOLE   117 0 0
Sony Group Corp SPONSORED ADR 835699307   147,269 1,525 SH   SOLE   700 0 825
Southern Co/The COM 842587107   360,720 4,000 SH   DFND   4,000 0 0
Southern Co/The COM 842587107   331,231 3,673 SH   SOLE   3,673 0 0
Stanley Black & Decker Inc COM 854502101   3,414 31 SH   SOLE   31 0 0
Starwood Property Trust Inc COM 85571B105   32,608 1,600 SH   SOLE   1,600 0 0
State Street Corp COM 857477103   4,424 50 SH   SOLE   50 0 0
State Street ETF/USA TR UNIT 78462F103   10,561,200 18,407 SH   SOLE   11,772 0 6,635
State Street ETF/USA INDL 81369Y704   64,334 475 SH   SOLE   475 0 0
Steel Dynamics Inc COM 858119100   11,852 94 SH   SOLE   94 0 0
Stryker Corp COM 863667101   44,074 122 SH   SOLE   122 0 0
Sumitomo Mitsui Financial Grou SPONSORED ADR 86562M209   8,007 634 SH   SOLE   634 0 0
Sylvamo Corp COMMON STOCK 871332102   429 5 SH   SOLE   5 0 0
Synopsys Inc COM 871607107   16,204 32 SH   SOLE   32 0 0
Sysco Corp COM 871829107   695,515 8,910 SH   SOLE   690 0 8,220
T Rowe Price Group Inc COM 74144T108   2,288 21 SH   SOLE   21 0 0
T-MOBILE US INC COM 872590104   156,421 758 SH   SOLE   758 0 0
TC Energy Corp COM 87807B107   24,060 506 SH   SOLE   506 0 0
TECK COMINCO LTD CL B 878742204   6,791 130 SH   SOLE   130 0 0
TELUS Corp COM 87971M103   1,024 61 SH   SOLE   61 0 0
TENARIS S A SPONSORED ADS 88031M109   922 29 SH   SOLE   29 0 0
TEXAS INSTRUMENTS COM 882508104   1,701,724 8,238 SH   SOLE   4,289 0 3,949
TJX Cos Inc/The COM 872540109   1,021,305 8,689 SH   SOLE   2,178 0 6,511
TORONTO-DOMINION COM NEW 891160509   18,345 290 SH   SOLE   290 0 0
TOYOTA MOTOR CORP ADS 892331307   31,785 178 SH   SOLE   178 0 0
TRACTOR SUPPLY CO COM 892356106   4,946 17 SH   SOLE   17 0 0
TRAVEL PLUS LEISURE CO COM 894164102   6,221 135 SH   SOLE   135 0 0
TRAVELERS CO INC COM 89417E109   95,755 409 SH   SOLE   409 0 0
TSMC SPONSORED ADS 874039100   709,268 4,084 SH   SOLE   1,362 0 2,722
Take-Two Interactive Software COM 874054109   9,837 64 SH   SOLE   64 0 0
Targa Resources Corp COM 87612G101   66,605 450 SH   SOLE   450 0 0
Target Corp COM 87612E106   94,607 607 SH   SOLE   607 0 0
Telefonica SA SPONSORED ADR 879382208   2,790 574 SH   SOLE   574 0 0
Teradyne Inc COM 880770102   66,965 500 SH   SOLE   500 0 0
Tesla Inc COM 88160R101   656,168 2,508 SH   SOLE   1,223 0 1,285
Textron Inc COM 883203101   14,084 159 SH   SOLE   159 0 0
Thermo Fisher Scientific Inc COM 883556102   3,768,328 6,092 SH   SOLE   1,249 0 4,843
TotalEnergies SE SPONSORED ADS 89151E109   222,164 3,438 SH   SOLE   3,438 0 0
Trade Desk Inc/The COM CL A 88339J105   41,886 382 SH   SOLE   382 0 0
Trane Technologies PLC SHS G8994E103   1,491,557 3,837 SH   SOLE   2,812 0 1,025
Tri Pointe Homes Inc COM 87265H109   3,262 72 SH   SOLE   72 0 0
Trip.com Group Ltd ADS 89677Q107   5,170 87 SH   SOLE   87 0 0
Truist Financial Corp COM 89832Q109   232,797 5,443 SH   SOLE   5,443 0 0
Trump Media & Technology Group COM 25400Q105   161 10 SH   SOLE   0 0 10
Tyler Technologies Inc COM 902252105   584 1 SH   SOLE   1 0 0
Tyson Foods Inc CL A 902494103   3,335 56 SH   SOLE   56 0 0
UBS AG SHS H42097107   15,579 504 SH   SOLE   504 0 0
UDR Inc COM 902653104   1,814 40 SH   SOLE   40 0 0
US Bancorp COM NEW 902973304   1,259,038 27,532 SH   SOLE   17,491 0 10,041
UTD PARCEL SERV CL B 911312106   170,425 1,250 SH   DFND   1,250 0 0
UTD PARCEL SERV CL B 911312106   129,250 948 SH   SOLE   948 0 0
Uber Technologies Inc COM 90353T100   615,109 8,184 SH   SOLE   566 0 7,618
Ulta Beauty Inc COM 90384S303   56,422 145 SH   SOLE   145 0 0
Unilever PLC SPON ADR NEW 904767704   64,960 1,000 SH   DFND   1,000 0 0
Unilever PLC SPON ADR NEW 904767704   233,531 3,595 SH   SOLE   1,683 0 1,912
Union Pacific Corp COM 907818108   852,574 3,459 SH   SOLE   903 0 2,556
United Microelectronics Corp SPON ADR NEW 910873405   1,145 136 SH   SOLE   136 0 0
UnitedHealth Group Inc COM 91324P102   4,168,184 7,129 SH   SOLE   3,419 0 3,710
Uniti Group Inc COM 91325V108   73 13 SH   SOLE   13 0 0
VANGUARD S&P 500 ETF SHS 922908363   355,122 673 SH   DFND   406 0 267
VANGUARD S&P 500 ETF SHS 922908363   80,001,104 151,612 SH   SOLE   58,468 0 93,144
VANGUARD ETF/USA DIV APP ETF 921908844   717,571 3,623 SH   SOLE   0 0 3,623
VANGUARD ETF/USA VG TL INTL STK F 921909768   35,478 548 SH   SOLE   548 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   7,895 165 SH   DFND   0 0 165
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   4,284,585 89,542 SH   SOLE   28,375 0 61,167
VANGUARD ETF/USA INF TECH ETF 92204A702   293,260 500 SH   SOLE   500 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   10,016,212 126,117 SH   SOLE   119,630 0 6,487
VANGUARD ETF/USA SM CP VAL ETF 922908611   1,807 9 SH   DFND   0 0 9
VANGUARD ETF/USA SM CP VAL ETF 922908611   1,675,108 8,343 SH   SOLE   5,194 0 3,149
VANGUARD ETF/USA TOTAL STK MKT 922908769   1,287,245 4,546 SH   SOLE   4,546 0 0
VANGUARD GROUP INC/THE SHORT TERM TREAS 92206C102   44,029 746 SH   SOLE   746 0 0
VANGUARD INTL EQUI FTSE EUROPE ETF 922042874   305,730 4,300 SH   SOLE   4,300 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   174,865 1,364 SH   DFND   1,364 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   43,460 339 SH   SOLE   339 0 0
VERIZON COMMUN COM 92343V104   291,915 6,500 SH   DFND   6,500 0 0
VERIZON COMMUN COM 92343V104   91,167 2,030 SH   SOLE   2,030 0 0
VIATRIS INC COM 92556V106   10,089 869 SH   SOLE   869 0 0
VICI Properties Inc COM 925652109   4,730 142 SH   SOLE   142 0 0
VISA INC COM CL A 92826C839   4,863,591 17,689 SH   SOLE   5,272 0 12,417
Vale SA SPONSORED ADS 91912E105   5,244 449 SH   SOLE   449 0 0
Valero Energy Corp COM 91913Y100   348,242 2,579 SH   SOLE   2,068 0 511
Vanguard ETF/USA TOTAL BND MRKT 921937835   5,186,946 69,058 SH   SOLE   65,097 0 3,961
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   5,545 105 SH   DFND   0 0 105
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   2,778,757 52,618 SH   SOLE   16,589 0 36,029
Vanguard ETF/USA ALLWRLD EX US 922042775   533,484 8,468 SH   SOLE   8,468 0 0
Vanguard ETF/USA ENERGY ETF 92204A306   4,409 36 SH   DFND   0 0 36
Vanguard ETF/USA ENERGY ETF 92204A306   2,141,388 17,485 SH   SOLE   6,710 0 10,775
Vanguard ETF/USA TAX EXEMPT BD 922907746   166,140 3,250 SH   DFND   3,250 0 0
Vanguard ETF/USA TAX EXEMPT BD 922907746   13,622,560 266,482 SH   SOLE   260,906 0 5,576
Vanguard ETF/USA MCAP VL IDXVIP 922908512   2,012 12 SH   DFND   0 0 12
Vanguard ETF/USA MCAP VL IDXVIP 922908512   2,088,665 12,457 SH   SOLE   7,318 0 5,139
Vanguard ETF/USA MCAP GR IDXVIP 922908538   194,776 800 SH   SOLE   800 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   553,833 5,685 SH   DFND   5,685 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   3,879,362 39,821 SH   SOLE   39,391 0 430
Vanguard ETF/USA SML CP GRW ETF 922908595   33,689 126 SH   SOLE   126 0 0
Vanguard ETF/USA MID CAP ETF 922908629   4,749 18 SH   DFND   0 0 18
Vanguard ETF/USA MID CAP ETF 922908629   6,637,435 25,158 SH   SOLE   18,386 0 6,772
Vanguard ETF/USA GROWTH ETF 922908736   658,824 1,716 SH   SOLE   1,716 0 0
Vanguard ETF/USA VALUE ETF 922908744   16,759 96 SH   DFND   0 0 96
Vanguard ETF/USA VALUE ETF 922908744   11,342,511 64,974 SH   SOLE   33,319 0 31,655
Vanguard ETF/USA SMALL CP ETF 922908751   3,558 15 SH   DFND   0 0 15
Vanguard ETF/USA SMALL CP ETF 922908751   5,171,652 21,802 SH   SOLE   16,000 0 5,802
Vanguard Group Inc/The LARGE CAP ETF 922908637   96,364 366 SH   SOLE   366 0 0
Ventas Inc COM 92276F100   3,527 55 SH   SOLE   55 0 0
Veralto Corp COM SHS 92338C103   15,660 140 SH   SOLE   140 0 0
VeriSign Inc COM 92343E102   5,319 28 SH   SOLE   28 0 0
Verisk Analytics Inc COM 92345Y106   9,379 35 SH   SOLE   35 0 0
Vertex Pharmaceuticals Inc COM 92532F100   190,683 410 SH   SOLE   410 0 0
Virgin Galactic Holdings Inc None 92766K403   104 17 SH   SOLE   0 0 17
Vizio Holding Corp CL A COM 92858V101   447 40 SH   SOLE   40 0 0
Vodafone Group PLC SPONSORED ADR 92857W308   4,910 490 SH   SOLE   490 0 0
Vontier Corp COM 928881101   1,215 36 SH   SOLE   36 0 0
Voya Financial Inc COM 929089100   144,577 1,825 SH   SOLE   1,635 0 190
Vulcan Materials Co COM 929160109   2,504 10 SH   SOLE   10 0 0
WASTE MANAGEMENT COM 94106L109   265,313 1,278 SH   SOLE   1,278 0 0
WEC Energy Group Inc COM 92939U106   6,156 64 SH   SOLE   64 0 0
WELLS FARGO & CO COM 949746101   187,434 3,318 SH   SOLE   3,318 0 0
WELLS FARGO & COMPANY PERP PFD CNV A 949746804   32,055 25 SH   SOLE   25 0 0
WELLTOWER INC COM COM 95040Q104   88,213 689 SH   SOLE   689 0 0
WPP PLC ADR 92937A102   1,739 34 SH   SOLE   34 0 0
WW Grainger Inc COM 384802104   9,349 9 SH   SOLE   9 0 0
WYNN RESORTS LTD COM 983134107   863 9 SH   SOLE   9 0 0
Walgreens Boots Alliance Inc COM 931427108   2,240 250 SH   SOLE   250 0 0
Walmart Inc COM 931142103   1,509,460 18,693 SH   SOLE   15,762 0 2,931
Walt Disney Co/The COM 254687106   1,620,224 16,844 SH   SOLE   15,200 0 1,644
Warner Bros Discovery Inc COM SER A 934423104   7,508 910 SH   SOLE   910 0 0
Waste Connections Inc COM 94106B101   67,594 378 SH   SOLE   378 0 0
Waters Corp COM 941848103   528,678 1,469 SH   SOLE   14 0 1,455
West Pharmaceutical Services I COM 955306105   600 2 SH   SOLE   2 0 0
Westinghouse Air Brake Technol COM 929740108   9,634 53 SH   SOLE   53 0 0
Weyerhaeuser Co COM NEW 962166104   3,826 113 SH   SOLE   113 0 0
Wheaton Precious Metals Corp COM 962879102   4,153 68 SH   SOLE   68 0 0
Whirlpool Corp COM 963320106   1,712 16 SH   SOLE   16 0 0
WiSA Technologies Inc None 86633R609   8,850 5,000 SH   SOLE   5,000 0 0
Williams Cos Inc/The COM 969457100   601,941 13,186 SH   SOLE   2,360 0 10,826
Woodside Energy Group Ltd SPONSORED ADR 980228308   42,876 2,487 SH   SOLE   0 0 2,487
Workday Inc CL A 98138H101   1,848,717 7,564 SH   SOLE   495 0 7,069
Wyndham Hotels & Resorts Inc COM 98311A105   2,735 35 SH   SOLE   35 0 0
XP INC CL A G98239109   37,423 2,086 SH   SOLE   0 0 2,086
Xylem Inc/NY COM 98419M100   31,327 232 SH   SOLE   232 0 0
YUM BRANDS INC COM 988498101   241,139 1,726 SH   SOLE   846 0 880
Yelp Inc CL A 985817105   18,347 523 SH   SOLE   0 0 523
Yum China Holdings Inc COM 98850P109   111,019 2,466 SH   SOLE   0 0 2,466
ZIMMER HLDGS INC COM 98956P102   4,426 41 SH   SOLE   41 0 0
Zions Bancorp NA COM 989701107   1,842 39 SH   SOLE   39 0 0
Zoetis Inc CL A 98978V103   2,298,255 11,763 SH   SOLE   1,731 0 10,032
iShares ETFs/USA CORE S&P TTL STK 464287150   7,465,094 59,426 SH   SOLE   59,426 0 0
iShares ETFs/USA CORE US AGGBD ET 464287226   4,269,543 42,160 SH   SOLE   39,945 0 2,215
iShares ETFs/USA RUS MDCP VAL ETF 464287473   370,036 2,798 SH   SOLE   2,798 0 0
iShares ETFs/USA RUS MD CP GR ETF 464287481   263,433 2,246 SH   SOLE   2,246 0 0
iShares ETFs/USA RUS MID CAP ETF 464287499   2,256,384 25,600 SH   SOLE   25,600 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   322,755 5,179 SH   DFND   4,945 0 234
iShares ETFs/USA CORE S&P MCP ETF 464287507   40,651,398 652,301 SH   SOLE   549,009 0 103,292
iShares ETFs/USA RUS 2000 GRW ETF 464287648   121,268 427 SH   SOLE   427 0 0
iShares ETFs/USA RUSSELL 3000 ETF 464287689   163,365 500 SH   SOLE   500 0 0
iShares ETFs/USA S&P MC 400VL ETF 464287705   161,324 1,305 SH   SOLE   1,179 0 126
iShares ETFs/USA ISHS 1-5YR INVS 464288646   270,514 5,137 SH   SOLE   5,137 0 0
iShares ETFs/USA MSCI USA ESG SLC 464288802   280,221 2,328 SH   SOLE   0 0 2,328
iShares ETFs/USA MSCI USA MIN VOL 46429B697   370,079 4,053 SH   SOLE   4,053 0 0
nVent Electric PLC SHS G6700G107   1,616 23 SH   SOLE   23 0 0