The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 273 1,998 SH   SOLE   0 0 1,998
ABB Ltd. Sponsored ADR COM 000375204 187 10,825 SH   SOLE   0 0 10,825
AFLAC, Inc. COM 001055102 850 24,835 SH   SOLE   0 0 24,835
AT&T Inc. COM 00206R102 789 27,059 SH   SOLE   0 0 27,059
AbbVie, Inc. COM 00287Y109 1,262 16,568 SH   SOLE   0 0 16,568
Abbott Laboratories COM 002824100 1,189 15,070 SH   SOLE   0 0 15,070
Activision Blizzard, Inc. COM 00507V109 277 4,659 SH   SOLE   0 0 4,659
Aegon NV ADR COM 007924103 77 30,843 SH   SOLE   0 0 30,843
Air Products & Chem COM 009158106 302 1,515 SH   SOLE   0 0 1,515
Alexion Pharmaceuticals Inc. COM 015351109 2,184 24,325 SH   SOLE   0 0 24,325
Ally Finl. Inc. COM 02005N100 632 43,800 SH   SOLE   0 0 43,800
Alphabet Inc., Cl. A COM 02079K305 6,661 5,733 SH   SOLE   0 0 5,733
Alphabet Inc., Cl. C COM 02079K107 1,191 1,024 SH   SOLE   0 0 1,024
Altria Group, Inc. COM 02209S103 848 21,931 SH   SOLE   0 0 21,931
Amazon.Com Inc. COM 023135106 7,840 4,021 SH   SOLE   0 0 4,021
Ambev SA ADR COM 02319V103 137 59,369 SH   SOLE   0 0 59,369
Ameren Corp. COM 023608102 438 6,018 SH   SOLE   0 0 6,018
American Electric Power COM 025537101 1,676 20,961 SH   SOLE   0 0 20,961
American Software, Inc. COM 029683109 323 22,700 SH   SOLE   0 0 22,700
American States Water Co. COM 029899101 1,948 23,836 SH   SOLE   0 0 23,836
American Tower Corp. COM 03027X100 3,949 18,135 SH   SOLE   0 0 18,135
Amgen, Inc. COM 031162100 349 1,720 SH   SOLE   0 0 1,720
Amyris, Inc. COM 03236M200 27 10,450 SH   SOLE   0 0 10,450
Anthem, Inc. COM 036752103 398 1,751 SH   SOLE   0 0 1,751
Aon Corp. PLC COM G0403H108 417 2,528 SH   SOLE   0 0 2,528
Apartment Invt. & Mgmt Co. (AI COM 03748R754 974 27,716 SH   SOLE   0 0 27,716
Apple Inc. COM 037833100 11,352 44,643 SH   SOLE   0 0 44,643
Archer Daniels Midland COM 039483102 5,659 160,864 SH   SOLE   0 0 160,864
AstraZeneca PLC ADR COM 046353108 490 10,965 SH   SOLE   0 0 10,965
AutoZone, Inc. COM 053332102 326 385 SH   SOLE   0 0 385
Automatic Data Processing COM 053015103 571 4,177 SH   SOLE   0 0 4,177
BHP Billiton, Ltd. ADR COM 088606108 251 6,845 SH   SOLE   0 0 6,845
Ball Corp. COM 058498106 280 4,329 SH   SOLE   0 0 4,329
Baxter International COM 071813109 265 3,258 SH   SOLE   0 0 3,258
Becton Dickinson & Co. COM 075887109 634 2,759 SH   SOLE   0 0 2,759
Berkshire Hathaway, Cl. B COM 084670702 2,248 12,297 SH   SOLE   0 0 12,297
Biogen Idec, Inc. COM 09062X103 483 1,526 SH   SOLE   0 0 1,526
Black Hills Corp. COM 092113109 841 13,127 SH   SOLE   0 0 13,127
Blackstone Group Inc. Cl. A COM 09260D107 3,864 84,803 SH   SOLE   0 0 84,803
Boeing Company COM 097023105 1,144 7,670 SH   SOLE   0 0 7,670
Booking Holdings, Inc. COM 09857L108 293 218 SH   SOLE   0 0 218
Bristol-Myers Squibb COM 110122108 565 10,134 SH   SOLE   0 0 10,134
Broadcom Inc. COM 11135F101 4,802 20,253 SH   SOLE   0 0 20,253
Burlington Stores, Inc. COM 122017106 1,062 6,705 SH   SOLE   0 0 6,705
CACI International, Inc. COM 127190304 1,417 6,710 SH   SOLE   0 0 6,710
CIB Marine Bancshares, Inc. COM 12542L103 18 15,650 SH   SOLE   0 0 15,650
CIENA Corp. COM 171779309 736 18,500 SH   SOLE   0 0 18,500
CIGNA Corp. COM 125523100 226 1,273 SH   SOLE   0 0 1,273
CVS Health Corp. COM 126650100 3,522 59,368 SH   SOLE   0 0 59,368
Calavo Growers, Inc. COM 128246105 204 3,535 SH   SOLE   0 0 3,535
Canadian Imperial Bank of Comm COM 136069101 206 3,557 SH   SOLE   0 0 3,557
Cardinal Health COM 14149Y108 1,457 30,392 SH   SOLE   0 0 30,392
Caterpillar Inc. COM 149123101 433 3,732 SH   SOLE   0 0 3,732
Centene Corp. COM 15135B101 2,668 44,912 SH   SOLE   0 0 44,912
Centurylink, Inc. COM 156700106 1,111 117,418 SH   SOLE   0 0 117,418
Charles Schwab Corp. COM 808513105 2,477 73,687 SH   SOLE   0 0 73,687
Charter Communications, Inc. COM 16119P108 5,012 11,488 SH   SOLE   0 0 11,488
Chevron Corp. COM 166764100 2,487 34,323 SH   SOLE   0 0 34,323
Cisco Systems COM 17275R102 355 9,035 SH   SOLE   0 0 9,035
Citizens Financial Group COM 174610105 955 50,777 SH   SOLE   0 0 50,777
Clorox Co. COM 189054109 1,466 8,463 SH   SOLE   0 0 8,463
Coca Cola COM 191216100 1,832 41,401 SH   SOLE   0 0 41,401
Cognizant Technology Solutions COM 192446102 314 6,748 SH   SOLE   0 0 6,748
Colgate Palmolive Co. COM 194162103 446 6,728 SH   SOLE   0 0 6,728
Comcast Corp., Cl. A COM 20030N101 556 16,168 SH   SOLE   0 0 16,168
Conagra Brands Inc. COM 205887102 1,762 60,069 SH   SOLE   0 0 60,069
Constellation Brands, Inc. COM 21036P108 1,320 9,206 SH   SOLE   0 0 9,206
Copart, Inc. COM 217204106 316 4,605 SH   SOLE   0 0 4,605
Costco Wholesale Corp. COM 22160K105 4,842 16,982 SH   SOLE   0 0 16,982
Crown Castle Int'l. Corp. COM 22822V101 1,774 12,287 SH   SOLE   0 0 12,287
Cummins Engine Inc. COM 231021106 316 2,334 SH   SOLE   0 0 2,334
DTE Energy COM 233331107 1,551 16,331 SH   SOLE   0 0 16,331
DaVita HealthCare Partners, In COM 23918K108 494 6,495 SH   SOLE   0 0 6,495
Danaher Corp. COM 235851102 313 2,262 SH   SOLE   0 0 2,262
Debt Resolve Inc. COM 24276R206 0 100,000 SH   SOLE   0 0 100,000
Deere & Co. COM 244199105 288 2,084 SH   SOLE   0 0 2,084
Delta Airlines Inc. COM 247361702 500 17,512 SH   SOLE   0 0 17,512
Diageo PLC ADR COM 25243Q205 339 2,666 SH   SOLE   0 0 2,666
Digital Realty Trust Inc. COM 253868103 1,705 12,271 SH   SOLE   0 0 12,271
Dollar Tree, Inc. COM 256746108 348 4,734 SH   SOLE   0 0 4,734
Dominion Resources COM 25746U109 1,104 15,295 SH   SOLE   0 0 15,295
Dominos Pizza, Inc. COM 25754A201 344 1,060 SH   SOLE   0 0 1,060
Edwards Lifesciences Corp. COM 28176E108 2,572 13,637 SH   SOLE   0 0 13,637
Enbridge Inc. COM 29250N105 1,494 51,341 SH   SOLE   0 0 51,341
Enersis Americas SA ADR COM 29274F104 112 18,479 SH   SOLE   0 0 18,479
Equity Residential Prop. Tr. COM 29476L107 1,073 17,393 SH   SOLE   0 0 17,393
Essential Utils Inc. 6 TEU COM 29670G201 858 16,022 SH   SOLE   0 0 16,022
Essentials Utilities Inc. COM 29670G102 203 4,991 SH   SOLE   0 0 4,991
Estee Lauder Co. COM 518439104 1,656 10,390 SH   SOLE   0 0 10,390
Everest Reinsur. Group, Ltd. COM G3223R108 1,182 6,145 SH   SOLE   0 0 6,145
Eversource Energy Com. COM 30040W108 268 3,431 SH   SOLE   0 0 3,431
Exxon Mobil Corp. COM 30231G102 1,051 27,678 SH   SOLE   0 0 27,678
Facebook, Inc. COM 30303M102 5,886 35,287 SH   SOLE   0 0 35,287
Fifth Third Bancorp COM 316773100 183 12,292 SH   SOLE   0 0 12,292
First Busey Corp. COM 319383204 272 15,908 SH   SOLE   0 0 15,908
First Trust Emerging Mrkts Alp COM 33737J182 315 17,900 SH   SOLE   0 0 17,900
First Trust NYSE Arca Biotech COM 33733E203 325 2,475 SH   SOLE   0 0 2,475
Fiserv, Inc. COM 337738108 6,657 70,079 SH   SOLE   0 0 70,079
Flowers Foods, Inc. COM 343498101 1,093 53,275 SH   SOLE   0 0 53,275
Gallagher, Arthur J & Co. COM 363576109 2,257 27,695 SH   SOLE   0 0 27,695
Garmin Ltd. COM H2906T109 1,914 25,539 SH   SOLE   0 0 25,539
General Mills COM 370334104 1,228 23,280 SH   SOLE   0 0 23,280
Genuine Parts Co. COM 372460105 1,319 19,597 SH   SOLE   0 0 19,597
GlaxoSmithKline PLC COM 37733W105 504 13,298 SH   SOLE   0 0 13,298
HCA Healthcare Co. COM 40412C101 2,979 33,158 SH   SOLE   0 0 33,158
Home Depot, Inc. COM 437076102 6,627 35,496 SH   SOLE   0 0 35,496
Honeywell Internat'l. COM 438516106 289 2,161 SH   SOLE   0 0 2,161
Hormel Foods Corp. COM 440452100 254 5,450 SH   SOLE   0 0 5,450
I.B.M. COM 459200101 276 2,488 SH   SOLE   0 0 2,488
INTU Properties PLC COM G4929A100 6 100,000 SH   SOLE   0 0 100,000
IShares Residential Real Estat COM 464288562 298 5,407 SH   SOLE   0 0 5,407
IShares US Healthcare ETF COM 464287762 214 1,140 SH   SOLE   0 0 1,140
IShares US Real Estate ETF COM 464287739 235 3,380 SH   SOLE   0 0 3,380
Illinois Tool Works COM 452308109 587 4,131 SH   SOLE   0 0 4,131
Industrial Select Sector SPDR COM 81369Y704 210 3,553 SH   SOLE   0 0 3,553
Infosys Technologies, Ltd. COM 456788108 232 28,210 SH   SOLE   0 0 28,210
Intel Corp. COM 458140100 661 12,219 SH   SOLE   0 0 12,219
Intercontinental Exchange Grou COM 45866F104 5,788 71,677 SH   SOLE   0 0 71,677
Invesco QQQ Tr Unit Ser. 1 ETF COM 46090E103 1,508 7,922 SH   SOLE   0 0 7,922
Isuzu Motors Ltd. COM 465254209 118 18,197 SH   SOLE   0 0 18,197
J.P. Morgan Chase & Co. COM 46625H100 616 6,840 SH   SOLE   0 0 6,840
Jabil Circuit, Inc. COM 466313103 1,891 76,950 SH   SOLE   0 0 76,950
Johnson & Johnson COM 478160104 1,565 11,935 SH   SOLE   0 0 11,935
Kellogg COM 487836108 958 15,969 SH   SOLE   0 0 15,969
Kimberly Clark Corp COM 494368103 1,304 10,196 SH   SOLE   0 0 10,196
Kraft Heinz Co. COM 500754106 1,185 47,892 SH   SOLE   0 0 47,892
Kronos Worldwide, Inc. COM 50105F105 1,198 141,895 SH   SOLE   0 0 141,895
L3Harris Technologies COM 502431109 406 2,256 SH   SOLE   0 0 2,256
Leidos Holdings, Inc. COM 525327102 2,459 26,832 SH   SOLE   0 0 26,832
Lilly (Eli) COM 532457108 233 1,683 SH   SOLE   0 0 1,683
Lockheed Martin Corp. COM 539830109 433 1,278 SH   SOLE   0 0 1,278
Logitech Internat'l. SA COM H50430232 604 14,075 SH   SOLE   0 0 14,075
MFA Financial, Inc. COM 55272X102 18 11,500 SH   SOLE   0 0 11,500
MasterCard, Inc. COM 57636Q104 5,565 23,037 SH   SOLE   0 0 23,037
Materials Select Sector SPDR E COM 81369Y100 254 5,650 SH   SOLE   0 0 5,650
McDonalds Corp. COM 580135101 1,154 6,981 SH   SOLE   0 0 6,981
Medtronic PLC COM G5960L103 271 3,010 SH   SOLE   0 0 3,010
Merck & Co Inc. COM 58933Y105 3,397 44,148 SH   SOLE   0 0 44,148
Meridian Bioscience, Inc. COM 589584101 103 12,320 SH   SOLE   0 0 12,320
Microchip Technology, Inc. COM 595017104 3,111 45,882 SH   SOLE   0 0 45,882
Microport Scientific Corp. COM G60837104 1,110 504,670 SH   SOLE   0 0 504,670
Microsoft Corporation COM 594918104 2,662 16,877 SH   SOLE   0 0 16,877
Mitsubishi UFJ Fin'l. Grp. ADR COM 606822104 167 45,655 SH   SOLE   0 0 45,655
Mondelez International, Inc. COM 609207105 547 10,915 SH   SOLE   0 0 10,915
Monster Beverage Corp. COM 61174X109 648 11,520 SH   SOLE   0 0 11,520
Moody's Corp. COM 615369105 238 1,125 SH   SOLE   0 0 1,125
Mosaic Co. COM 61945C103 1,248 115,379 SH   SOLE   0 0 115,379
Mowi ASA ADR COM 624678108 173 11,460 SH   SOLE   0 0 11,460
Nestle SA ADR COM 641069406 362 3,519 SH   SOLE   0 0 3,519
NextEra Energy COM 65339F101 445 1,850 SH   SOLE   0 0 1,850
Northrop Grumman COM 666807102 3,399 11,235 SH   SOLE   0 0 11,235
Novartis AG ADR COM 66987V109 398 4,829 SH   SOLE   0 0 4,829
Novo Nordisk A.S. ADR COM 670100205 328 5,454 SH   SOLE   0 0 5,454
Nucor Corp. COM 670346105 1,739 48,266 SH   SOLE   0 0 48,266
Nvidia Corp. COM 67066G104 6,810 25,833 SH   SOLE   0 0 25,833
Old National Bancorp COM 680033107 1,166 88,402 SH   SOLE   0 0 88,402
Old Republic Nat'l. Corp. COM 680223104 1,360 89,193 SH   SOLE   0 0 89,193
Oracle Corp COM 68389X105 513 10,608 SH   SOLE   0 0 10,608
Oshkosh Corp. COM 688239201 2,725 42,360 SH   SOLE   0 0 42,360
Owens & Minor, Inc. COM 690732102 1,759 192,270 SH   SOLE   0 0 192,270
PacWest Bancorp COM 695263103 1,138 63,518 SH   SOLE   0 0 63,518
PayChex Inc. COM 704326107 1,815 28,840 SH   SOLE   0 0 28,840
PepsiCo Inc COM 713448108 1,854 15,434 SH   SOLE   0 0 15,434
Pfizer, Inc. COM 717081103 2,627 80,484 SH   SOLE   0 0 80,484
Philip Morris Internat'l. COM 718172109 1,239 16,981 SH   SOLE   0 0 16,981
Phillips 66 COM 718546104 974 18,153 SH   SOLE   0 0 18,153
Post Holdings, Inc. COM 737446104 474 5,711 SH   SOLE   0 0 5,711
Procter and Gamble COM 742718109 1,230 11,185 SH   SOLE   0 0 11,185
Prudential Financial, Inc. COM 744320102 290 5,565 SH   SOLE   0 0 5,565
Quanta Services, Inc. COM 74762E102 852 26,840 SH   SOLE   0 0 26,840
RPM Inc. Ohio COM 749685103 1,986 33,379 SH   SOLE   0 0 33,379
Raymond James Fin'l. Inc. COM 754730109 1,523 24,100 SH   SOLE   0 0 24,100
Realty Income Corp. COM 756109104 1,525 30,589 SH   SOLE   0 0 30,589
Regions Financial Corp. COM 7591EP100 90 10,058 SH   SOLE   0 0 10,058
RenaissanceRe Holdings Lyd. COM G7496G103 717 4,800 SH   SOLE   0 0 4,800
Ross Stores Inc. COM 778296103 306 3,517 SH   SOLE   0 0 3,517
Royal Dutch Shell ADR, A COM 780259206 303 8,684 SH   SOLE   0 0 8,684
S&P Global, Inc. COM 78409V104 997 4,070 SH   SOLE   0 0 4,070
Salesforce.com COM 79466L302 5,427 37,694 SH   SOLE   0 0 37,694
Sanofi-Aventis ADR COM 80105N105 232 5,299 SH   SOLE   0 0 5,299
Seagate Technology COM G7945M107 326 6,685 SH   SOLE   0 0 6,685
Sherwin Williams Company COM 824348106 3,606 7,847 SH   SOLE   0 0 7,847
Southern Company COM 842587107 1,599 29,535 SH   SOLE   0 0 29,535
Southwest Airlines COM 844741108 526 14,783 SH   SOLE   0 0 14,783
Stryker Corporation COM 863667101 278 1,667 SH   SOLE   0 0 1,667
Sun Life Financial, Inc. COM 866796105 210 6,531 SH   SOLE   0 0 6,531
Swiss Re Ltd. COM 870886108 192 10,117 SH   SOLE   0 0 10,117
Taiwan Semiconductor Mfg. Co. COM 874039100 675 14,124 SH   SOLE   0 0 14,124
Thermo Fisher Scientific, Inc. COM 883556102 6,461 22,781 SH   SOLE   0 0 22,781
Timken Co. COM 887389104 1,478 45,717 SH   SOLE   0 0 45,717
Travelers Companies Inc. COM 89417E109 220 2,215 SH   SOLE   0 0 2,215
UBS Group AG COM H42097107 117 12,680 SH   SOLE   0 0 12,680
Umpqua Holdings Corp. COM 904214103 1,169 107,233 SH   SOLE   0 0 107,233
Unilever NV COM 904784709 401 8,228 SH   SOLE   0 0 8,228
Union Pacific Corp. COM 907818108 712 5,047 SH   SOLE   0 0 5,047
United Rentals, Inc. COM 911363109 3,160 30,710 SH   SOLE   0 0 30,710
United Technologies COM 913017109 364 3,859 SH   SOLE   0 0 3,859
UnitedHealth Group COM 91324P102 5,131 20,576 SH   SOLE   0 0 20,576
Universal Health Svcs., Cl. B COM 913903100 825 8,325 SH   SOLE   0 0 8,325
Valero Energy COM 91913Y100 660 14,550 SH   SOLE   0 0 14,550
Vanguard Information Technolog COM 92204A702 1,389 6,556 SH   SOLE   0 0 6,556
Vanguard REIT ETF COM 922908553 392 5,613 SH   SOLE   0 0 5,613
Vanguard World Health Care ETF COM 92204A504 1,459 8,782 SH   SOLE   0 0 8,782
Veolia Environment ADR COM 92334N103 233 10,970 SH   SOLE   0 0 10,970
Verizon Communications COM 92343V104 770 14,323 SH   SOLE   0 0 14,323
Visa Inc. COM 92826C839 799 4,962 SH   SOLE   0 0 4,962
W D 40 Co. COM 929236107 494 2,459 SH   SOLE   0 0 2,459
W. P. Carey Inc. COM 92936U109 2,590 44,593 SH   SOLE   0 0 44,593
Wal-Mart Stores COM 931142103 836 7,355 SH   SOLE   0 0 7,355
Walgreen Boots Alliance Inc. COM 931427108 429 9,387 SH   SOLE   0 0 9,387
Walt Disney Co COM 254687106 455 4,715 SH   SOLE   0 0 4,715
Williams Companies COM 969457100 1,389 98,179 SH   SOLE   0 0 98,179
Workday, Inc. Cl. A COM 98138H101 1,425 10,945 SH   SOLE   0 0 10,945
Yamana Gold, Inc. COM 98462Y100 27 10,000 SH   SOLE   0 0 10,000