The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T COM 00206R102 50 1,648 SH   SOLE   0 0 1,648
ARK ETF TR INNOVATION ETF 00214Q104 8 69 SH   SOLE   0 0 69
ADOBE INC COM 00724F101 12 26 SH   SOLE   0 0 26
ADVANCED MICRO DEVICES INC COM 007903107 31 400 SH   SOLE   0 0 400
AIRBNB INC COM CL A 007903107 1 4 SH   SOLE   0 0 4
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 45 197 SH   SOLE   0 0 197
ALPHABET INC CAP STK CL C 02079K107 10 5 SH   SOLE   0 0 5
ALPHABET INC CAP STK CL A 02079K305 31 15 SH   SOLE   0 0 15
AMAZON COM INC COM 023135106 266 86 SH   SOLE   0 0 86
APPLE INC COM 037833100 525 4,301 SH   SOLE   0 0 4,301
APPLIED MATLS INC COM 038222105 74 555 SH   SOLE   0 0 555
BAIDU INC COM 056752108 24 110 SH   SOLE   0 0 110
BANK AMER CORP COM 060505104 696 17,996 SH   SOLE   0 0 17,996
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 163 6,905 SH   SOLE   0 0 6,905
BERSHIRE HATHAWAY INC DEL CL B NEW 084670702 116 455 SH   SOLE   0 0 455
BLINK CHARGING CO COM 09354A100 0 10 SH   SOLE   0 0 10
BOEING CO COM 097023105 3 11 SH   SOLE   0 0 11
CADENCE DESIGN SYSTEM INC COM 127387108 34 250 SH   SOLE   0 0 250
CANNAE HLDGS INC COM 13765N107 0 1 SH   SOLE   0 0 1
CONAGRA BANDS INC COM 205887102 4 101 SH   SOLE   0 0 101
CORTEVA INC COM 22052L104 0 0 SH   SOLE   0 0 0
DXC TECHNOLOGY CO COM 23355L106 0 14 SH   SOLE   0 0 14
DELTA AIR LINES INC DEL COM NEW 247361702 0 10 SH   SOLE   0 0 10
DISNEY WALT CO COM DISNEY 254687106 9 50 SH   SOLE   0 0 50
DRAFTKINGS INC COM CL A 2614R2104 7 106 SH   SOLE   0 0 106
DUPONT DE NEMOURS INC COM 26614N102 0 0 SH   SOLE   0 0 0
ESSENTIAL PPTYS RLTY TR INC COM 29670E107 12 535 SH   SOLE   0 0 535
EXXON MOBIL CORP COM 30231G102 26 471 SH   SOLE   0 0 471
FIDELITY COVINGTON TRUST TOTAL BD ETF 316188309 444 8,474 SH   SOLE   0 0 8,474
FIDELITY NATL INFORMATION SV COM 31620M106 123 875 SH   SOLE   0 0 875
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 0 3 SH   SOLE   0 0 3
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 20 472 SH   SOLE   0 0 472
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 200 3,036 SH   SOLE   0 0 3,036
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 155 2,934 SH   SOLE   0 0 2,934
FLEXSHARES TR STOXX GLOBR INF 33939L795 21 371 SH   SOLE   0 0 371
GENERAC HLDGS INC COM 368736104 16 50 SH   SOLE   0 0 50
GLOBAL X FDS US INFR DEV ETF 37954Y673 22 865 SH   SOLE   0 0 865
GRAPHIC PACKAGING HLDG CO COM 388689101 939 51,734 SH   SOLE   0 0 51,734
HP INC COM 40434L105 7 206 SH   SOLE   0 0 206
HEWLETT PACKARD ENTERPRISE C COM 42824C109 3 193 SH   SOLE   0 0 193
HOME DEPOT INC COM 437076102 189 618 SH   SOLE   0 0 618
INTEL CORP COM 458140100 22 338 SH   SOLE   0 0 338
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 233 5,250 SH   SOLE   0 0 5,250
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 217 3,732 SH   SOLE   0 0 3,732
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 0 6 SH   SOLE   0 0 6
INVESCO EXCHNG TRADED FD TR SOLAR ETF 46138G706 18 197 SH   SOLE   0 0 197
INVESCO EXCHANGE TRADED FD T TREAS COLATERL 46138G888 60 566 SH   SOLE   0 0 566
ISHARES GOLD TRUST ISHARES 464285105 337 20,720 SH   SOLE   0 0 20,720
ISHARES MSCI FRNTR100ETF 464286145 0 9 SH   SOLE   0 0 9
ISHARES GLB ENR PROD ETF 464286343 0 11 SH   SOLE   0 0 11
ISHARES MIN VOL EMRG MKT 464286533 256 4,050 SH   SOLE   0 0 4,050
ISHARES TR TIPS BD ETF 464287176 2,672 21,288 SH   SOLE   0 0 21,288
ISHARES TR CORE S&P500 ETF 464287200 5,128 12,889 SH   SOLE   0 0 12,889
ISHARES TR CORE US AGGBD ET 464287226 883 7,759 SH   SOLE   0 0 7,759
ISHARES TR IBOXX INV CP ETF 464287242 27 203 SH   SOLE   0 0 203
ISHARES TR S&P 500 GRWT ETF 464287309 1,325 20,355 SH   SOLE   0 0 20,355
ISHARES TR GLOBAL ENERG ETF 464287341 28 1,132 SH   SOLE   0 0 1,132
ISHARES TR S&P 500 VAL ETF 464287408 1,438 10,181 SH   SOLE   0 0 10,181
ISHARES TR 20 YR TR BD ETF 464287432 297 2,192 SH   SOLE   0 0 2,192
ISHARES TR RUS MD CAP GR ETF 464287499 89 1,198 SH   SOLE   0 0 1,198
ISHARES TR CORE S&P MCP ETF 464287507 5,582 21,446 SH   SOLE   0 0 21,446
ISHARES TR NASDAQ BIOTECH 464287556 25 165 SH   SOLE   0 0 165
ISHARES TR RUS 2000 VAL ETF 464287630 372 2,335 SH   SOLE   0 0 2,335
ISHARES TR RUS 2000 GRW ETF 464287648 457 1,518 SH   SOLE   0 0 1,518
ISHARES TR RUSSELL 2000 ETF 464287655 212 958 SH   SOLE   0 0 958
ISHARES TR U.S REAL ES ETF 464287739 257 2,794 SH   SOLE   0 0 2,794
ISHARES TR CORE S&P SCP ETF 464287804 3,738 34,437 SH   SOLE   0 0 34,437
ISHARES TR CORE SMC600VL ETF 464287879 353 3,500 SH   SOLE   0 0 3,500
ISHARES TR SP SMCP600GR ETF 464287887 356 2,775 SH   SOLE   0 0 2,775
ISHARES TR INTL TREA BD ETF 464288117 79 1,525 SH   SOLE   0 0 1,525
ISHARES TR MSCI ACWI EX US 464288240 5 84 SH   SOLE   0 0 84
ISHARES TR MSCI ACWI ETF 464288257 3 33 SH   SOLE   0 0 33
ISHARES TR EAFE SML CP ETF 464288273 213 2,964 SH   SOLE   0 0 2,964
ISHARES TR JP MOR EM MK ETF 464288281 339 3,109 SH   SOLE   0 0 3,109
ISHARES TR IBOXX HI YD ETF 464288513 6,232 71,487 SH   SOLE   0 0 71,487
ISHARES SILVER TR ISHARES 46428Q109 89 3,941 SH   SOLE   0 0 3,941
ISHARES TR CORE HIGH DV ETF 46429B663 59 619 SH   SOLE   0 0 619
ISHARES TR MIN VOL EAFE ETF 46429B689 16 217 SH   SOLE   0 0 217
ISHARES TR MSCI USA MIN VOL 46429B697 31 453 SH   SOLE   0 0 453
ISHARES US ETF TR SHT MAT BD ETF 46431W507 59 1,178 SH   SOLE   0 0 1,178
ISHARES TR USA QUALITY FCTR 46432F339 321 2,635 SH   SOLE   0 0 2,635
ISHARES TR USA MOMENTUM FCT 46432F396 14 87 SH   SOLE   0 0 87
ISHARES TR CORE MSCI TOTAL 46432F834 206 2,928 SH   SOLE   0 0 2,928
ISHARES TR CORES MSCI EAFE 46432F842 3,257 45,202 SH   SOLE   0 0 45,202
ISHARES TR CORE ST USDB ETF 46432F859 113 2,204 SH   SOLE   0 0 2,204
ISHARES INC CORE MSCI EMKT 46434G103 3,963 61,576 SH   SOLE   0 0 61,576
ISHARES TR MULTIFACTOR USA 46434V282 173 4,269 SH   SOLE   0 0 4,269
ISHARES TR CORE DIV GRWTH 46434V621 72 1,483 SH   SOLE   0 0 1,483
JOHNSON & JOHNSON COM 478160104 89 543 SH   SOLE   0 0 543
LAMB WESTON HLDGS INC COM 513272104 2 31 SH   SOLE   0 0 31
LEVI STRAUSS & CO NEW CL A COM STK 52736R102 7 300 SH   SOLE   0 0 300
LILLY ELI & CO COM 532457108 491 2,627 SH   SOLE   0 0 2,627
MICRO FOCUS INTERNATIONAL PL SPON ADR NEW 594837403 0 19 SH   SOLE   0 0 19
MICROSOFT CORP COM 594918104 149 632 SH   SOLE   0 0 632
MONEYGRAM INTL INC COM NEW 60935Y208 0 18 SH   SOLE   0 0 18
NETFLIX INC COM 64110L106 2 3 SH   SOLE   0 0 3
NIKOLA CORP COM 654110105 3 205 SH   SOLE   0 0 205
NVIDIA CORP COM 67066G104 129 241 SH   SOLE   0 0 241
PAYCOM SOFTWARE INC COM 70432V102 36 98 SH   SOLE   0 0 98
PERSPECTA INC COM 715347100 0 7 SH   SOLE   0 0 7
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 184 1,808 SH   SOLE   0 0 1,808
PIMCO EFT TR 0-5 HIGH YIELD 72201R783 38 383 SH   SOLE   0 0 383
PROCTOR AND GAMBLE CO COM 742718109 99 728 SH   SOLE   0 0 728
RYDER SYS INC COM 783549108 162 2,136 SH   SOLE   0 0 2,136
SCWAB STRATEGIC TR US LRG CAP ETF 808524201 1,063 20,440 SH   SOLE   0 0 20,440
SCWAB STRATEGIC TR US LCAP GR ETF 808524300 403 3,103 SH   SOLE   0 0 3,103
SCWAB STRATEGIC TR US LCAP GR ETF 808524409 426 6,531 SH   SOLE   0 0 6,531
SCWAB STRATEGIC TR US MID-CAP ETF 808524508 931 12,508 SH   SOLE   0 0 12,508
SCWAB STRATEGIC TR US SML CAP ETF 808524607 606 6,076 SH   SOLE   0 0 6,076
SCWAB STRATEGIC TR EMRD MKTEQ ETF 808524706 163 5,115 SH   SOLE   0 0 5,115
SCWAB STRATEGIC TR US DIVIDEND EQ 808524797 40 546 SH   SOLE   0 0 546
SCWAB STRATEGIC TR INTL EQTY ETF 808524805 542 14,419 SH   SOLE   0 0 14,419
SCWAB STRATEGIC TR US AGGREGATE B 808524839 40 750 SH   SOLE   0 0 750
SCWAB STRATEGIC TR US REIT ETF 808524847 151 3,674 SH   SOLE   0 0 3,674
SCWAB STRATEGIC TR US TIPS ETF 808524870 26 417 SH   SOLE   0 0 417
SCWAB STRATEGIC TR INTL SCEQT ETF 808524888 69 1,755 SH   SOLE   0 0 1,755
SNAP INC CL A 83304A106 1 20 SH   SOLE   0 0 20
SOUTHERN CO COM 842587107 130 2,090 SH   SOLE   0 0 2,090
STARBUCKS CORP COM 855244109 3 27 SH   SOLE   0 0 27
SYNOPSYS INC COM 871607107 31 125 SH   SOLE   0 0 125
TESLA INC COM 88160R101 28 42 SH   SOLE   0 0 42
TORONTO DOMINION BK ONT COM NEW 891160509 1 10 SH   SOLE   0 0 10
TRUIST FINL CORP COM 89832Q109 175 3,000 SH   SOLE   0 0 3,000
UBER TECHNOLOGIES INC COM 90353T100 4 66 SH   SOLE   0 0 66
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 80 2,505 SH   SOLE   0 0 2,505
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 164 1,996 SH   SOLE   0 0 1,996
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5 47 SH   SOLE   0 0 47
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 20 235 SH   SOLE   0 0 235
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,176 23,684 SH   SOLE   0 0 23,684
VIAD CORP COM NEW 92552R406 2 42 SH   SOLE   0 0 42
VISA INC COM CL A 92826C839 24 114 SH   SOLE   0 0 114
WELLS FARGO CO NEW COM 949746101 69 1,776 SH   SOLE   0 0 1,776
WISDOMTREE TR EM LCL DEBT FD 97717X867 2,605 81,340 SH   SOLE   0 0 81,340
XILINX INC COM 983919101 17 140 SH   SOLE   0 0 140
INVESCO LTD SHS G491BT108 25 1,000 SH   SOLE   0 0 1,200
CNH INDL N V SHS N20944109 3 167 SH   SOLE   0 0 167