The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   454,674 3,050 SH   SOLE   0 0 3,050
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   211,236 11,941 SH   SOLE   0 0 11,941
ACTIVISION BLIZZARD INC COM 00507V109   247,183 2,640 SH   SOLE   0 0 2,640
ADOBE INC COM 00724F101   561,400 1,101 SH   SOLE   0 0 1,101
ALLSTATE CORP COM 020002101   574,335 5,155 SH   SOLE   0 0 5,155
ALPHABET INC CAP STK CL A 02079K305   4,732,683 36,166 SH   SOLE   0 0 36,166
ALPHABET INC CAP STK CL C 02079K107   7,577,505 57,471 SH   SOLE   0 0 57,471
ALPS ETF TR OSHARES US QUALT 00162Q387   919,566 21,931 SH   SOLE   0 0 21,931
ALTRIA GROUP INC COM 02209S103   455,485 10,832 SH   SOLE   0 0 10,832
AMAZON COM INC COM 023135106   2,126,718 16,730 SH   SOLE   0 0 16,730
AMERICAN ELEC PWR CO INC COM 025537101   306,070 4,069 SH   SOLE   0 0 4,069
AMERICAN EXPRESS CO COM 025816109   211,571 1,418 SH   SOLE   0 0 1,418
AMGEN INC COM 031162100   382,445 1,423 SH   SOLE   0 0 1,423
APPLE INC COM 037833100   8,438,717 49,289 SH   SOLE   0 0 49,289
ARK ETF TR INNOVATION ETF 00214Q104   422,953 10,662 SH   SOLE   0 0 10,662
AT&T INC COM 00206R102   553,493 36,850 SH   SOLE   0 0 36,850
BANK AMERICA CORP COM 060505104   1,103,252 40,294 SH   SOLE   0 0 40,294
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,091,535 3,116 SH   SOLE   0 0 3,116
BLACKSTONE INC COM 09260D107   447,310 4,175 SH   SOLE   0 0 4,175
BOSTON BEER INC CL A 100557107   233,718 600 SH   SOLE   0 0 600
BRISTOL-MYERS SQUIBB CO COM 110122108   822,170 14,166 SH   SOLE   0 0 14,166
BROADCOM INC COM 11135F101   416,951 502 SH   SOLE   0 0 502
CALIFORNIA WTR SVC GROUP COM 130788102   601,011 12,704 SH   SOLE   0 0 12,704
CAMECO CORP COM 13321L108   341,419 8,613 SH   SOLE   0 0 8,613
CARRIER GLOBAL CORPORATION COM 14448C104   222,787 4,036 SH   SOLE   0 0 4,036
CATERPILLAR INC COM 149123101   451,984 1,656 SH   SOLE   0 0 1,656
CHEVRON CORP NEW COM 166764100   659,302 3,910 SH   SOLE   0 0 3,910
CHURCH & DWIGHT CO INC COM 171340102   1,557,865 17,002 SH   SOLE   0 0 17,002
CISCO SYS INC COM 17275R102   558,362 10,386 SH   SOLE   0 0 10,386
COCA COLA CO COM 191216100   670,896 11,985 SH   SOLE   0 0 11,985
COLGATE PALMOLIVE CO COM 194162103   264,885 3,725 SH   SOLE   0 0 3,725
COMCAST CORP NEW CL A 20030N101   231,215 5,215 SH   SOLE   0 0 5,215
COMMERCIAL METALS CO COM 201723103   499,041 10,100 SH   SOLE   0 0 10,100
COMMUNITY BK SYS INC COM 203607106   307,964 7,296 SH   SOLE   0 0 7,296
CONSOLIDATED EDISON INC COM 209115104   1,680,163 19,644 SH   SOLE   0 0 19,644
COSTCO WHSL CORP NEW COM 22160K105   1,051,428 1,861 SH   SOLE   0 0 1,861
CSX CORP COM 126408103   1,169,644 38,037 SH   SOLE   0 0 38,037
DEERE & CO COM 244199105   512,638 1,358 SH   SOLE   0 0 1,358
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   525,462 16,109 SH   SOLE   0 0 16,109
DISNEY WALT CO COM 254687106   258,225 3,186 SH   SOLE   0 0 3,186
DOMINION ENERGY INC COM 25746U109   725,351 16,238 SH   SOLE   0 0 16,238
ELI LILLY & CO COM 532457108   253,525 472 SH   SOLE   0 0 472
ENTERPRISE PRODS PARTNERS L COM 293792107   241,704 8,831 SH   SOLE   0 0 8,831
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172   395,092 19,608 SH   SOLE   0 0 19,608
EXXON MOBIL CORP COM 30231G102   1,987,014 16,899 SH   SOLE   0 0 16,899
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   243,150 5,000 SH   SOLE   0 0 5,000
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   253,348 5,363 SH   SOLE   0 0 5,363
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   3,685,461 80,206 SH   SOLE   0 0 80,206
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771   530,146 15,214 SH   SOLE   0 0 15,214
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763   557,492 14,302 SH   SOLE   0 0 14,302
FIRST TR VALUE LINE DIVID IN SHS 33734H106   337,033 9,014 SH   SOLE   0 0 9,014
FORD MTR CO DEL COM 345370860   175,594 14,138 SH   SOLE   0 0 14,138
GENERAL MLS INC COM 370334104   1,443,197 22,553 SH   SOLE   0 0 22,553
GOLDMAN SACHS ETF TR ACCESS HIG YLD 381430453   371,089 8,815 SH   SOLE   0 0 8,815
HIGHLAND GLOBAL ALLOCATION F COM 43010T104   1,114,391 139,299 SH   SOLE   0 0 139,299
HIGHLAND OPPORTUNITIES HIGHLAND INCOME 43010E404   112,560 14,000 SH   SOLE   0 0 14,000
HOME DEPOT INC COM 437076102   854,811 2,829 SH   SOLE   0 0 2,829
HONEYWELL INTL INC COM 438516106   311,760 1,688 SH   SOLE   0 0 1,688
HORMEL FOODS CORP COM 440452100   685,867 18,035 SH   SOLE   0 0 18,035
HUBBELL INC COM 443510607   314,037 1,002 SH   SOLE   0 0 1,002
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   350,572 10,075 SH   SOLE   0 0 10,075
INTEL CORP COM 458140100   323,447 9,098 SH   SOLE   0 0 9,098
INTERNATIONAL BUSINESS MACHS COM 459200101   554,057 3,949 SH   SOLE   0 0 3,949
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   927,402 18,660 SH   SOLE   0 0 18,660
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   478,675 24,944 SH   SOLE   0 0 24,944
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   605,376 19,025 SH   SOLE   0 0 19,025
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   2,156,116 28,005 SH   SOLE   0 0 28,005
INVESCO QQQ TR UNIT SER 1 46090E103   8,638,300 24,111 SH   SOLE   0 0 24,111
INVESTMENT MANAGERS SER TR I AXS SHORT INNOV 46144X628   294,773 7,425 SH   SOLE   0 0 7,425
ISHARES GOLD TR ISHARES NEW 464285204   550,463 15,732 SH   SOLE   0 0 15,732
ISHARES INC CORE MSCI EMKT 46434G103   1,243,078 26,121 SH   SOLE   0 0 26,121
ISHARES TR CORE MSCI EAFE 46432F842   1,480,749 23,011 SH   SOLE   0 0 23,011
ISHARES TR CORE 1 5 YR USD 46432F859   269,607 5,813 SH   SOLE   0 0 5,813
ISHARES TR MSCI USA MMENTM 46432F396   686,206 4,912 SH   SOLE   0 0 4,912
ISHARES TR MSCI USA QLT FCT 46432F339   1,330,305 10,094 SH   SOLE   0 0 10,094
ISHARES TR TRS FLT RT BD 46434V860   800,322 15,773 SH   SOLE   0 0 15,773
ISHARES TR CORE DIV GRWTH 46434V621   830,172 16,761 SH   SOLE   0 0 16,761
ISHARES TR CORE TOTAL USD 46434V613   2,338,124 53,486 SH   SOLE   0 0 53,486
ISHARES TR US INFRASTRUC 46435U713   365,977 10,002 SH   SOLE   0 0 10,002
ISHARES TR MSCI USA SMCP MN 46435G433   212,401 6,427 SH   SOLE   0 0 6,427
ISHARES TR ESG AWR MSCI USA 46435G425   1,036,266 11,035 SH   SOLE   0 0 11,035
ISHARES TR MODERT ALLOC ETF 464289875   656,089 16,853 SH   SOLE   0 0 16,853
ISHARES TR GRWT ALLOCAT ETF 464289867   230,143 4,658 SH   SOLE   0 0 4,658
ISHARES TR AGGRES ALLOC ETF 464289859   353,190 5,563 SH   SOLE   0 0 5,563
ISHARES TR INTL TREA BD ETF 464288117   355,122 9,554 SH   SOLE   0 0 9,554
ISHARES TR RESIDENTIAL MULT 464288562   1,670,192 25,325 SH   SOLE   0 0 25,325
ISHARES TR MSCI USA MIN VOL 46429B697   1,516,743 20,955 SH   SOLE   0 0 20,955
ISHARES TR RUS TP200 GR ETF 464289438   446,722 2,904 SH   SOLE   0 0 2,904
ISHARES TR EAFE VALUE ETF 464288877   1,573,772 32,164 SH   SOLE   0 0 32,164
ISHARES TR EAFE GRWTH ETF 464288885   1,250,947 14,495 SH   SOLE   0 0 14,495
ISHARES TR TIPS BD ETF 464287176   1,496,248 14,426 SH   SOLE   0 0 14,426
ISHARES TR ISHS 1-5YR INVS 464288646   1,566,904 31,445 SH   SOLE   0 0 31,445
ISHARES TR CORE S&P TTL STK 464287150   309,900 3,290 SH   SOLE   0 0 3,290
ISHARES TR MBS ETF 464288588   498,143 5,610 SH   SOLE   0 0 5,610
ISHARES TR 10-20 YR TRS ETF 464288653   222,055 2,255 SH   SOLE   0 0 2,255
ISHARES TR MSCI EMG MKT ETF 464287234   539,383 14,213 SH   SOLE   0 0 14,213
ISHARES TR CORE US AGGBD ET 464287226   1,180,202 12,550 SH   SOLE   0 0 12,550
ISHARES TR CORE S&P MCP ETF 464287507   1,219,695 4,891 SH   SOLE   0 0 4,891
ISHARES TR CORE S&P SCP ETF 464287804   1,002,888 10,632 SH   SOLE   0 0 10,632
ISHARES TR CORE S&P500 ETF 464287200   13,457,361 31,338 SH   SOLE   0 0 31,338
ISHARES TR S&P 500 GRWT ETF 464287309   364,747 5,331 SH   SOLE   0 0 5,331
ISHARES TR RUS 1000 VAL ETF 464287598   502,524 3,310 SH   SOLE   0 0 3,310
ISHARES TR RUS 1000 GRW ETF 464287614   621,619 2,337 SH   SOLE   0 0 2,337
ISHARES TR RUSSELL 2000 ETF 464287655   344,820 1,951 SH   SOLE   0 0 1,951
ISHARES TR CORE S&P US VLU 464287663   810,338 10,860 SH   SOLE   0 0 10,860
ISHARES TR CORE S&P US GWT 464287671   1,495,279 15,768 SH   SOLE   0 0 15,768
ISHARES TR 1 3 YR TREAS BD 464287457   327,307 4,042 SH   SOLE   0 0 4,042
ISHARES TR 7-10 YR TRSY BD 464287440   303,471 3,313 SH   SOLE   0 0 3,313
ISHARES TR 20 YR TR BD ETF 464287432   429,696 4,845 SH   SOLE   0 0 4,845
ISHARES TR IBOXX INV CP ETF 464287242   217,808 2,135 SH   SOLE   0 0 2,135
ISHARES TR U.S. TECH ETF 464287721   510,370 4,864 SH   SOLE   0 0 4,864
ISHARES TR MSCI EAFE ETF 464287465   791,416 11,483 SH   SOLE   0 0 11,483
ISHARES TR ISHARES BIOTECH 464287556   714,051 5,839 SH   SOLE   0 0 5,839
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   2,341,152 46,926 SH   SOLE   0 0 46,926
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   954,854 19,029 SH   SOLE   0 0 19,029
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   875,608 16,348 SH   SOLE   0 0 16,348
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   626,874 13,248 SH   SOLE   0 0 13,248
JOHNSON & JOHNSON COM 478160104   671,753 4,313 SH   SOLE   0 0 4,313
JPMORGAN CHASE & CO COM 46625H100   618,075 4,262 SH   SOLE   0 0 4,262
KELLANOVA COM 487836108   543,624 9,135 SH   SOLE   0 0 9,135
KIMBERLY-CLARK CORP COM 494368103   1,191,429 9,859 SH   SOLE   0 0 9,859
LOWES COS INC COM 548661107   222,804 1,072 SH   SOLE   0 0 1,072
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   280,019 17,578 SH   SOLE   0 0 17,578
MASTERCARD INCORPORATED CL A 57636Q104   2,092,780 5,286 SH   SOLE   0 0 5,286
MCCORMICK & CO INC COM NON VTG 579780206   349,684 4,623 SH   SOLE   0 0 4,623
MCDONALDS CORP COM 580135101   594,582 2,257 SH   SOLE   0 0 2,257
MERCK & CO INC COM 58933Y105   533,281 5,180 SH   SOLE   0 0 5,180
META PLATFORMS INC CL A 30303M102   696,487 2,320 SH   SOLE   0 0 2,320
MICROSOFT CORP COM 594918104   4,104,955 13,001 SH   SOLE   0 0 13,001
MONDELEZ INTL INC CL A 609207105   359,148 5,175 SH   SOLE   0 0 5,175
NETFLIX INC COM 64110L106   369,293 978 SH   SOLE   0 0 978
NEW JERSEY RES CORP COM 646025106   239,717 5,900 SH   SOLE   0 0 5,900
NEXPOINT DIVERSIFIED REL ET COM NEW 65340G205   775,919 89,084 SH   SOLE   0 0 89,084
NEXTERA ENERGY INC COM 65339F101   484,718 8,461 SH   SOLE   0 0 8,461
NORFOLK SOUTHN CORP COM 655844108   225,879 1,147 SH   SOLE   0 0 1,147
NUVEEN AMT FREE QLTY MUN INC COM 670657105   127,978 13,221 SH   SOLE   0 0 13,221
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102   77,694 15,355 SH   SOLE   0 0 15,355
NVIDIA CORPORATION COM 67066G104   1,073,694 2,468 SH   SOLE   0 0 2,468
OPKO HEALTH INC COM 68375N103   32,118 20,074 SH   SOLE   0 0 20,074
ORACLE CORP COM 68389X105   334,072 3,154 SH   SOLE   0 0 3,154
OTIS WORLDWIDE CORP COM 68902V107   379,261 4,722 SH   SOLE   0 0 4,722
PACER FDS TR TRENDP US LAR CP 69374H105   305,654 7,649 SH   SOLE   0 0 7,649
PEPSICO INC COM 713448108   707,713 4,177 SH   SOLE   0 0 4,177
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   162,806 10,861 SH   SOLE   0 0 10,861
PFIZER INC COM 717081103   545,815 16,455 SH   SOLE   0 0 16,455
PHILIP MORRIS INTL INC COM 718172109   504,746 5,452 SH   SOLE   0 0 5,452
PROCTER AND GAMBLE CO COM 742718109   545,516 3,740 SH   SOLE   0 0 3,740
PROSHARES TR ULTRAPRO SHT QQQ 74347G432   399,990 19,569 SH   SOLE   0 0 19,569
PROSHARES TR ULTRASHRT DOW 30 74347G648   284,260 10,887 SH   SOLE   0 0 10,887
PROSHARES TR S&P 500 DV ARIST 74348A467   416,648 4,705 SH   SOLE   0 0 4,705
PROSHARES TR II ULTA BLMBG 2017 74347Y888   1,148,928 32,566 SH   SOLE   0 0 32,566
PUBLIC STORAGE COM 74460D109   251,398 954 SH   SOLE   0 0 954
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   617,836 10,856 SH   SOLE   0 0 10,856
PURECYCLE TECHNOLOGIES INC COM 74623V103   134,909 24,048 SH   SOLE   0 0 24,048
RBB FD INC US TREAS 3 MNTH 74933W452   293,110 5,854 SH   SOLE   0 0 5,854
REALTY INCOME CORP COM 756109104   217,871 4,363 SH   SOLE   0 0 4,363
RINGCENTRAL INC CL A 76680R206   230,936 7,794 SH   SOLE   0 0 7,794
RTX CORPORATION COM 75513E101   509,332 7,077 SH   SOLE   0 0 7,077
SALESFORCE INC COM 79466L302   256,701 1,266 SH   SOLE   0 0 1,266
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   354,818 7,118 SH   SOLE   0 0 7,118
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   332,399 8,025 SH   SOLE   0 0 8,025
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   848,491 11,668 SH   SOLE   0 0 11,668
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   674,058 10,457 SH   SOLE   0 0 10,457
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   273,308 5,707 SH   SOLE   0 0 5,707
SEELOS THERAPEUTICS INC COM 81577F109   3,680 20,000 SH   SOLE   0 0 20,000
SELECT MED HLDGS CORP COM 81619Q105   711,123 28,141 SH   SOLE   0 0 28,141
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   238,544 4,048 SH   SOLE   0 0 4,048
SELECT SECTOR SPDR TR ENERGY 81369Y506   555,912 6,150 SH   SOLE   0 0 6,150
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   289,197 1,764 SH   SOLE   0 0 1,764
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   222,248 1,726 SH   SOLE   0 0 1,726
SIRIUS XM HOLDINGS INC COM 82968B103   48,949 10,829 SH   SOLE   0 0 10,829
SOUTHERN CO COM 842587107   2,548,533 39,378 SH   SOLE   0 0 39,378
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   682,090 2,036 SH   SOLE   0 0 2,036
SPDR GOLD TR GOLD SHS 78463V107   1,116,825 6,514 SH   SOLE   0 0 6,514
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,354,198 35,918 SH   SOLE   0 0 35,918
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,763,780 3,863 SH   SOLE   0 0 3,863
SPDR SER TR PRTFLO S&P500 GW 78464A409   739,044 12,467 SH   SOLE   0 0 12,467
SPDR SER TR PORTFOLIO S&P400 78464A847   216,494 4,944 SH   SOLE   0 0 4,944
SPDR SER TR PORTFOLIO S&P500 78464A854   457,213 9,097 SH   SOLE   0 0 9,097
SPDR SER TR PORTFOLIO S&P600 78468R853   485,516 13,158 SH   SOLE   0 0 13,158
SPDR SER TR PRTFLO S&P500 HI 78468R788   372,449 10,620 SH   SOLE   0 0 10,620
STARBUCKS CORP COM 855244109   435,236 4,769 SH   SOLE   0 0 4,769
SUPER MICRO COMPUTER INC COM 86800U104   310,965 1,134 SH   SOLE   0 0 1,134
TARGET CORP COM 87612E106   223,110 2,018 SH   SOLE   0 0 2,018
TELLURIAN INC NEW COM 87968A104   12,180 10,500 SH   SOLE   0 0 10,500
TESLA INC COM 88160R101   464,408 1,856 SH   SOLE   0 0 1,856
TEXAS INSTRS INC COM 882508104   321,041 2,019 SH   SOLE   0 0 2,019
TRANE TECHNOLOGIES PLC SHS G8994E103   229,897 1,133 SH   SOLE   0 0 1,133
UNITED PARCEL SERVICE INC CL B 911312106   3,653,593 23,440 SH   SOLE   0 0 23,440
UNITED STS NAT GAS FD LP UNIT PAR 912318300   92,137 13,490 SH   SOLE   0 0 13,490
UNITEDHEALTH GROUP INC COM 91324P102   985,292 1,954 SH   SOLE   0 0 1,954
VALERO ENERGY CORP COM 91913Y100   246,150 1,737 SH   SOLE   0 0 1,737
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,014,582 6,998 SH   SOLE   0 0 6,998
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   445,478 5,097 SH   SOLE   0 0 5,097
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   3,237,774 48,282 SH   SOLE   0 0 48,282
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   726,700 10,414 SH   SOLE   0 0 10,414
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,639,381 50,330 SH   SOLE   0 0 50,330
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   7,525,991 100,120 SH   SOLE   0 0 100,120
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   6,878,070 143,802 SH   SOLE   0 0 143,802
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,986,938 10,153 SH   SOLE   0 0 10,153
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,704,707 19,594 SH   SOLE   0 0 19,594
VANGUARD INDEX FDS GROWTH ETF 922908736   12,008,467 44,099 SH   SOLE   0 0 44,099
VANGUARD INDEX FDS TOTAL STK MKT 922908769   433,387 2,040 SH   SOLE   0 0 2,040
VANGUARD INDEX FDS VALUE ETF 922908744   9,332,529 67,661 SH   SOLE   0 0 67,661
VANGUARD INDEX FDS MID CAP ETF 922908629   714,878 3,433 SH   SOLE   0 0 3,433
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   421,956 5,577 SH   SOLE   0 0 5,577
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,902,382 125,029 SH   SOLE   0 0 125,029
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,572,319 117,858 SH   SOLE   0 0 117,858
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   281,000 5,842 SH   SOLE   0 0 5,842
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,217,385 16,199 SH   SOLE   0 0 16,199
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,342,558 76,349 SH   SOLE   0 0 76,349
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   989,460 6,368 SH   SOLE   0 0 6,368
VANGUARD STAR FDS VG TL INTL STK F 921909768   270,811 5,060 SH   SOLE   0 0 5,060
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,665,926 312,578 SH   SOLE   0 0 312,578
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   1,198,258 11,973 SH   SOLE   0 0 11,973
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,565,759 34,512 SH   SOLE   0 0 34,512
VANGUARD WORLD FD MEGA GRWTH IND 921910816   1,621,417 7,146 SH   SOLE   0 0 7,146
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,014,655 7,956 SH   SOLE   0 0 7,956
VANGUARD WORLD FDS INF TECH ETF 92204A702   335,305 808 SH   SOLE   0 0 808
VERIZON COMMUNICATIONS INC COM 92343V104   474,073 14,627 SH   SOLE   0 0 14,627
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   571,740 12,836 SH   SOLE   0 0 12,836
VISA INC COM CL A 92826C839   1,289,885 5,608 SH   SOLE   0 0 5,608
WALMART INC COM 931142103   339,366 2,122 SH   SOLE   0 0 2,122
WISDOMTREE TR EUROPE SMCP DV 97717W869   398,405 7,593 SH   SOLE   0 0 7,593
WISDOMTREE TR EMG MKTS SMCAP 97717W281   690,754 14,932 SH   SOLE   0 0 14,932
WP CAREY INC COM 92936U109   241,629 4,468 SH   SOLE   0 0 4,468