The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 980 285 SH   SOLE 0 13 0 272
INVESCO QQQ TRUST ETF 46090E103 4,842 13,660 SH   SOLE 0 1,436 0 12,224
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ETF 381430107 3,295 94,337 SH   SOLE 0 21,320 0 73,016
JOHNSON & JOHNSON COM Stock 478160104 1,017 6,172 SH   SOLE 0 555 0 5,616
COSTCO WHSL CORP NEW COM Stock 22160K105 335 845 SH   SOLE 0 163 0 682
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 6,143 74,170 SH   SOLE 0 25,041 0 49,128
PROCTER AND GAMBLE CO COM Stock 742718109 542 4,020 SH   SOLE 0 780 0 3,240
COCA COLA CO COM Stock 191216100 337 6,230 SH   SOLE 0 250 0 5,980
VANGUARD REAL ESTATE ETF ETF 922908553 332 3,265 SH   SOLE 0 1,557 0 1,708
ISHARES MSCI ACWI EX US INDEX FUND ETF 464288240 281 4,885 SH   SOLE 0 125 0 4,760
INTEL CORP COM Stock 458140100 508 9,051 SH   SOLE 0 3,308 0 5,742
ISHARES MSCI INTL MULTIFACTOR ETF ETF 46434V274 256 8,515 SH   SOLE 0 0 0 8,515
ISHARES GROWTH ALLOCATION FUND ETF 464289867 347 6,195 SH   SOLE 0 3,304 0 2,889
ISHARES MSCI EAFE ESG SELECT ETF ETF 46435G516 1,103 13,961 SH   SOLE 0 5,830 0 8,131
SPDR S&P 500 ETF ETF 78462F103 655 1,531 SH   SOLE 0 1,510 0 20
FIDELITY DIVIDEND ETF FOR RISING RATES ETF 316092832 7,025 166,270 SH   SOLE 0 34,359 0 131,911
EMERSON ELEC CO COM Stock 291011104 287 2,985 SH   SOLE 0 558 0 2,427
HOWMET AEROSPACE INC COM Stock 443201108 402 11,662 SH   SOLE 0 0 0 11,662
VERIZON COMMUNICATIONS INC COM Stock 92343V104 3,413 60,914 SH   SOLE 0 4,580 0 56,334
PEPSICO INC COM Stock 713448108 335 2,260 SH   SOLE 0 154 0 2,106
HOME DEPOT INC COM Stock 437076102 304 954 SH   SOLE 0 174 0 780
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 328 1,651 SH   SOLE 0 93 0 1,558
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 995 38,229 SH   SOLE 0 19,730 0 18,499
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 17,384 342,617 SH   SOLE 0 71,531 0 271,085
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF ETF 78464A474 4,632 147,980 SH   SOLE 0 32,095 0 115,885
ISHARES S&P SMALL-CAP FUND ETF 464287804 2,616 23,158 SH   SOLE 0 10,995 0 12,162
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 688 2,476 SH   SOLE 0 48 0 2,428
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 382 4,020 SH   SOLE 0 3,300 0 720
ALPHABET INC CAP STK CL A Stock 02079K305 410 168 SH   SOLE 0 9 0 159
ISHARES U.S. INFRASTRUCTURE ETF ETF 46435U713 372 10,549 SH   SOLE 0 2,411 0 8,138
MICROSOFT CORP COM Stock 594918104 1,704 6,288 SH   SOLE 0 1,202 0 5,086
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663 1,906 47,205 SH   SOLE 0 12,015 0 35,189
VANGUARD ESG U.S. STOCK ETF ETF 921910733 261 3,264 SH   SOLE 0 418 0 2,846
BOEING CO COM Stock 097023105 458 1,910 SH   SOLE 0 1,900 0 10
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 4,061 18,024 SH   SOLE 0 1,410 0 16,614
VANGUARD MID-CAP INDEX FUND ETF 922908629 225 946 SH   SOLE 0 946 0 0
ISHARES ESG AWARE U.S. AGGREGATE BOND ETF ETF 46435U549 990 17,889 SH   SOLE 0 8,978 0 8,911
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF ETF 78468R648 5,236 78,320 SH   SOLE 0 19,893 0 58,426
SPDR S&P KENSHO CLEAN POWER ETF ETF 78468R655 605 5,712 SH   SOLE 0 2,286 0 3,426
ISHARES GLOBAL GREEN BOND ETF ETF 46435U440 584 10,675 SH   SOLE 0 6,168 0 4,507
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 244 612 SH   SOLE 0 101 0 511
SPDR S&P GLOBAL NATURAL RESOURCES ETF ETF 78463X541 272 5,140 SH   SOLE 0 2,880 0 2,260
VANGUARD S&P 500 ETF ETF 922908363 2,094 5,321 SH   SOLE 0 5,080 0 241
GOLDMAN SACHS ACCESS ULTRA SHORT BOND ETF ETF 381430230 450 8,865 SH   SOLE 0 1,285 0 7,580
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 1,499 14,099 SH   SOLE 0 5,201 0 8,898
PIMCO ENHANCED SHORT MATURITY ACTIVE ESG EXCHANGE-TRADED FUND ETF 72201R643 1,879 18,664 SH   SOLE 0 8,819 0 9,845
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631 233 1,764 SH   SOLE 0 421 0 1,343
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,960 16,804 SH   SOLE 0 2,746 0 14,057
FIRST TR EXCHANGE TRADED FD II CLOUD COMPUTING ETF 33734X192 621 5,861 SH   SOLE 0 871 0 4,990
ISHARES ESG SCREENED S&P MID-CAP ETF ETF 46436E551 1,108 29,871 SH   SOLE 0 8,750 0 21,120
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 329 3,195 SH   SOLE 0 0 0 3,195
ISHARES MSCI EAFE MIN VOL FACTOR ETF ETF 46429B689 829 10,977 SH   SOLE 0 1,385 0 9,592
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 6,271 85,194 SH   SOLE 0 3,806 0 81,388
NUVEEN MUN VALUE FD INC COM CEF 670928100 276 23,970 SH   SOLE 0 0 0 23,970
ROYCE VALUE TR INC COM CEF 780910105 203 10,717 SH   SOLE 0 0 0 10,717
FACEBOOK INC CL A Stock 30303M102 351 1,009 SH   SOLE 0 236 0 773
VIRTUS GLOBAL DIVID & INCOME F COM CEF 92835W107 113 11,700 SH   SOLE 0 0 0 11,700
INVESCO FTSE RAFI US 1500A SMALL-MIDA ETF ETF 46137V597 459 2,455 SH   SOLE 0 0 0 2,455
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 294 4,007 SH   SOLE 0 3,197 0 810
ISHARES U.S. MEDICAL DEVICES ETF ETF 464288810 3,066 8,491 SH   SOLE 0 2,506 0 5,985
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 14,931 272,413 SH   SOLE 0 84,080 0 188,332
ISHARES SHORT TREASURY BOND ETF ETF 464288679 354 3,200 SH   SOLE 0 3,200 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 326 4,866 SH   SOLE 0 0 0 4,866
ISHARES MSCI EM ESG SELECT ETF ETF 46434G863 378 8,366 SH   SOLE 0 2,459 0 5,906
MCDONALDS CORP COM Stock 580135101 205 887 SH   SOLE 0 87 0 800
CISCO SYS INC COM Stock 17275R102 233 4,394 SH   SOLE 0 2,001 0 2,393
AT&T INC COM Stock 00206R102 1,181 41,034 SH   SOLE 0 3,905 0 37,128
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 687 5,171 SH   SOLE 0 1,845 0 3,326
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 2,223 25,247 SH   SOLE 0 4,752 0 20,495
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865 1,091 26,578 SH   SOLE 0 1,990 0 24,588
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 2,743 43,040 SH   SOLE 0 4,396 0 38,643
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 2,146 18,220 SH   SOLE 0 360 0 17,860
ISHARES CORE S&P 500 ETF ETF 464287200 24,277 56,468 SH   SOLE 0 18,242 0 38,224
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407 1,445 31,379 SH   SOLE 0 16,703 0 14,676
UNION PAC CORP COM Stock 907818108 1,254 5,701 SH   SOLE 0 170 0 5,530
NORTHROP GRUMMAN CORP COM Stock 666807102 451 1,242 SH   SOLE 0 0 0 1,242
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 425 843 SH   SOLE 0 176 0 667
JPMORGAN CHASE & CO COM Stock 46625H100 527 3,387 SH   SOLE 0 637 0 2,749
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 6,880 151,218 SH   SOLE 0 44,423 0 106,794
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 13,052 253,329 SH   SOLE 0 85,999 0 167,329
TJX COS INC NEW COM Stock 872540109 474 7,031 SH   SOLE 0 232 0 6,799
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 434 2,962 SH   SOLE 0 1,205 0 1,757
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 525 6,159 SH   SOLE 0 149 0 6,010
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 397 7,319 SH   SOLE 0 6,718 0 600
PFIZER INC COM Stock 717081103 1,083 27,655 SH   SOLE 0 6,612 0 21,042
AMGEN INC COM Stock 031162100 1,183 4,852 SH   SOLE 0 255 0 4,596
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671 24,407 241,697 SH   SOLE 0 70,015 0 171,682
ISHARES CORE S&P U.S. VALUE ETF ETF 464287663 1,084 15,066 SH   SOLE 0 3,206 0 11,860
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 1,977 12,770 SH   SOLE 0 2,198 0 10,572
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 10,207 88,504 SH   SOLE 0 25,727 0 62,777
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 454 9,010 SH   SOLE 0 1,356 0 7,654
INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF ETF 46138E537 1,234 45,271 SH   SOLE 0 1,645 0 43,625
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 3,781 74,851 SH   SOLE 0 18,764 0 56,087
DNP SELECT INCOME FD INC COM CEF 23325P104 126 12,065 SH   SOLE 0 0 0 12,065
FIRST TRUST WATER ETF ETF 33733B100 1,400 16,758 SH   SOLE 0 3,994 0 12,764
EXXON MOBIL CORP COM Stock 30231G102 490 7,761 SH   SOLE 0 6,348 0 1,413
UNITEDHEALTH GROUP INC COM Stock 91324P102 350 875 SH   SOLE 0 71 0 804
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705 368 3,820 SH   SOLE 0 870 0 2,950
ISHARES S&P MIDCAP FUND ETF 464287507 3,834 14,267 SH   SOLE 0 5,392 0 8,875
APPLE INC COM Stock 037833100 4,815 35,157 SH   SOLE 0 1,988 0 33,168
DISNEY WALT CO COM Stock 254687106 411 2,339 SH   SOLE 0 49 0 2,289
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 958 6,040 SH   SOLE 0 40 0 6,000