The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 464,785 2,527 SH   SOLE   0 0 2,527
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 628,623 1,633 SH   SOLE   0 0 1,633
ADOBE INC COM 00724F101 BBG001S5NCQ5 440,075 1,006 SH   SOLE   0 0 1,006
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 330,921 2,854 SH   SOLE   0 0 2,854
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 3,060,504 15,001 SH   SOLE   0 0 15,001
AMAZON COM INC COM 023135106 BBG001S5PQL7 4,514,019 18,992 SH   SOLE   0 0 18,992
AMERICAN EAGLE OUTFITTERS IN COM 02553E106 BBG001S7Q949 256,029 15,863 SH   SOLE   0 0 15,863
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 986,317 3,107 SH   SOLE   0 0 3,107
APPLE INC COM 037833100 BBG001S5N8V8 2,837,039 12,021 SH   SOLE   0 0 12,021
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 440,595 2,443 SH   SOLE   0 0 2,443
APPLOVIN CORP COM CL A 03831W108 BBG006HFPX86 300,477 813 SH   SOLE   0 0 813
ARGENX SE SPONSORED ADR 04016X101 BBG00GHB88Y8 412,077 629 SH   SOLE   0 0 629
ASBURY AUTOMOTIVE GROUP INC COM 043436104 BBG001S9B5H5 246,838 832 SH   SOLE   0 0 832
ASGN INC COM 00191U102 BBG001S71HP5 387,154 4,389 SH   SOLE   0 0 4,389
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 737,092 997 SH   SOLE   0 0 997
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 622,971 8,804 SH   SOLE   0 0 8,804
AT&T INC COM 00206R102 BBG001S5VWH2 268,920 11,332 SH   SOLE   0 0 11,332
AUTODESK INC COM 052769106 BBG001S5SCD4 206,730 664 SH   SOLE   0 0 664
AVNET INC COM 053807103 BBG001S5NZJ2 248,640 4,813 SH   SOLE   0 0 4,813
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 613,125 13,242 SH   SOLE   0 0 13,242
BELDEN INC COM 077454106 BBG001SM6Z59 398,094 3,418 SH   SOLE   0 0 3,418
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,725,643 3,682 SH   SOLE   0 0 3,682
BGC GROUP INC CL A 088929104 BBG01H9FTHS9 326,898 34,266 SH   SOLE   0 0 34,266
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 298,466 63 SH   SOLE   0 0 63
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 629,391 20,264 SH   SOLE   0 0 20,264
BRINKS CO COM 109696104 BBG001S8PZK2 350,641 3,757 SH   SOLE   0 0 3,757
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 BBG001S6VV46 295,505 7,455 SH   SOLE   0 0 7,455
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,486,934 6,720 SH   SOLE   0 0 6,720
CANADIAN NATL RY CO COM 136375102 BBG001S8WVQ7 219,262 2,098 SH   SOLE   0 0 2,098
CARVANA CO CL A 146869102 BBG00GCTWF71 505,107 2,041 SH   SOLE   0 0 2,041
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,173,040 3,158 SH   SOLE   0 0 3,158
CHECK POINT SOFTWARE TECH LT ORD M22465104 BBG001SB85K0 249,851 1,146 SH   SOLE   0 0 1,146
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 321,975 2,158 SH   SOLE   0 0 2,158
CISCO SYS INC COM 17275R102 BBG001S6HC62 300,112 4,952 SH   SOLE   0 0 4,952
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 291,832 8,670 SH   SOLE   0 0 8,670
COMPASS INC CL A 20464U100 BBG00J5SXTJ1 87,602 12,083 SH   SOLE   0 0 12,083
CONCENTRA GROUP HOLDINGS PAR COMMON STOCK 20603L102 BBG01NBZ7R83 202,307 8,679 SH   SOLE   0 0 8,679
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 445,616 455 SH   SOLE   0 0 455
CRH PLC ORD G25508105 BBG001S61NK9 608,341 6,143 SH   SOLE   0 0 6,143
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 237,762 2,295 SH   SOLE   0 0 2,295
DISNEY WALT CO COM 254687106 BBG001S5QHF3 311,339 2,754 SH   SOLE   0 0 2,754
ELI LILLY & CO COM 532457108 BBG001S5STL8 906,233 1,117 SH   SOLE   0 0 1,117
EURONET WORLDWIDE INC COM 298736109 BBG001S9DW39 308,305 3,130 SH   SOLE   0 0 3,130
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 710,452 6,650 SH   SOLE   0 0 6,650
FERRARI N V COM N3167Y103 BBG009PH3Q95 501,797 1,171 SH   SOLE   0 0 1,171
FLOWERS FOODS INC COM 343498101 BBG001S5R7L7 363,317 18,584 SH   SOLE   0 0 18,584
FRANKLIN ELEC INC COM 353514102 BBG001S5R3W4 306,469 3,065 SH   SOLE   0 0 3,065
GATES INDL CORP PLC ORD SHS G39108108 BBG00JM9V7T3 223,762 10,815 SH   SOLE   0 0 10,815
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 287,664 1,413 SH   SOLE   0 0 1,413
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 465,000 13,184 SH   SOLE   0 0 13,184
HALEON PLC SPON ADS 405552100 BBG018GZNDB0 96,045 10,142 SH   SOLE   0 0 10,142
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,255,495 3,047 SH   SOLE   0 0 3,047
INTEGER HLDGS CORP COM 45826H109 BBG001SFBS27 564,045 3,966 SH   SOLE   0 0 3,966
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 428,726 1,677 SH   SOLE   0 0 1,677
INTUIT COM 461202103 BBG001S6TWR2 418,651 696 SH   SOLE   0 0 696
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 207,592 363 SH   SOLE   0 0 363
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 435,793 6,966 SH   SOLE   0 0 6,966
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 440,576 8,469 SH   SOLE   0 0 8,469
ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 732,145 14,115 SH   SOLE   0 0 14,115
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 1,083,150 10,167 SH   SOLE   0 0 10,167
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 812,727 5,342 SH   SOLE   0 0 5,342
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 1,913,235 7,158 SH   SOLE   0 0 7,158
LAM RESEARCH CORP COM NEW 512807306 BBG001S5SW40 252,228 3,112 SH   SOLE   0 0 3,112
LINDE PLC SHS G54950103 BBG01FND0CH6 289,978 650 SH   SOLE   0 0 650
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 246,613 533 SH   SOLE   0 0 533
LOWES COS INC COM 548661107 BBG001S5SVL3 747,587 2,875 SH   SOLE   0 0 2,875
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 599,317 1,079 SH   SOLE   0 0 1,079
MATSON INC COM 57686G105 BBG001S5NL21 352,497 2,485 SH   SOLE   0 0 2,485
MCDONALDS CORP COM 580135101 BBG001S5T110 436,249 1,511 SH   SOLE   0 0 1,511
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 200,440 2,207 SH   SOLE   0 0 2,207
MERCK & CO INC COM 58933Y105 BBG001S5TC52 301,203 3,048 SH   SOLE   0 0 3,048
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 3,881,469 5,632 SH   SOLE   0 0 5,632
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,492,955 6,006 SH   SOLE   0 0 6,006
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 228,271 1,649 SH   SOLE   0 0 1,649
NATIONAL GRID PLC SPONSORED ADR NE 636274409 BBG001SD9VH2 226,011 3,681 SH   SOLE   0 0 3,681
NETFLIX INC COM 64110L106 BBG001SF6L46 753,082 771 SH   SOLE   0 0 771
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 511,676 7,150 SH   SOLE   0 0 7,150
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 463,305 951 SH   SOLE   0 0 951
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 640,991 6,121 SH   SOLE   0 0 6,121
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 542,169 6,420 SH   SOLE   0 0 6,420
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 3,380,520 28,155 SH   SOLE   0 0 28,155
ORACLE CORP COM 68389X105 BBG001S5SJG6 828,621 4,873 SH   SOLE   0 0 4,873
PATTERSON-UTI ENERGY INC COM 703481101 BBG001S7GWF7 135,326 16,769 SH   SOLE   0 0 16,769
PEPSICO INC COM 713448108 BBG001S695T1 217,350 1,442 SH   SOLE   0 0 1,442
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 359,001 2,163 SH   SOLE   0 0 2,163
QUALCOMM INC COM 747525103 BBG001S6VS70 516,023 2,984 SH   SOLE   0 0 2,984
RELX PLC SPONSORED ADR 759530108 BBG001S898V8 673,864 13,507 SH   SOLE   0 0 13,507
RIO TINTO PLC SPONSORED ADR 767204100 BBG001SB0LX9 271,966 4,502 SH   SOLE   0 0 4,502
ROYAL BK CDA COM 780087102 BBG001S60869 471,625 3,868 SH   SOLE   0 0 3,868
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 476,083 3,692 SH   SOLE   0 0 3,692
SALESFORCE INC COM 79466L302 BBG001SDLP09 1,449,491 4,242 SH   SOLE   0 0 4,242
SANOFI SPONSORED ADR 80105N105 BBG001S5W768 529,217 9,739 SH   SOLE   0 0 9,739
SAP SE SPON ADR 803054204 BBG001S6RD41 1,045,163 3,786 SH   SOLE   0 0 3,786
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 BBG00HXSKY16 231,393 7,938 SH   SOLE   0 0 7,938
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 762,277 39,455 SH   SOLE   0 0 39,455
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 4,094,017 116,076 SH   SOLE   0 0 116,076
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 757,960 31,051 SH   SOLE   0 0 31,051
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 503,124 20,756 SH   SOLE   0 0 20,756
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,462,686 103,171 SH   SOLE   0 0 103,171
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 572,037 21,417 SH   SOLE   0 0 21,417
SEA LTD SPONSORD ADS 81141R100 BBG00HTBWMH4 241,753 1,985 SH   SOLE   0 0 1,985
SELECT MED HLDGS CORP COM 81619Q105 BBG001SMLRT4 244,951 12,453 SH   SOLE   0 0 12,453
SERVICENOW INC COM 81762P102 BBG001T4JFC0 319,771 314 SH   SOLE   0 0 314
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 675,489 10,258 SH   SOLE   0 0 10,258
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 718,437 6,151 SH   SOLE   0 0 6,151
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 280,004 6,127 SH   SOLE   0 0 6,127
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 267,328 9,527 SH   SOLE   0 0 9,527
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 520,709 15,803 SH   SOLE   0 0 15,803
SPROUTS FMRS MKT INC COM 85208M102 BBG001V0MZS0 337,739 2,133 SH   SOLE   0 0 2,133
TELADOC HEALTH INC COM 87918A105 BBG001TG5PC6 102,728 10,111 SH   SOLE   0 0 10,111
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608 BBG001S5QXT3 211,870 28,287 SH   SOLE   0 0 28,287
TESLA INC COM 88160R101 BBG001SQKGD7 1,341,654 3,316 SH   SOLE   0 0 3,316
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 378,450 2,050 SH   SOLE   0 0 2,050
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 253,446 424 SH   SOLE   0 0 424
THOMSON REUTERS CORP COM 884903808 BBG001S5WSW3 201,059 1,195 SH   SOLE   0 0 1,195
TJX COS INC NEW COM 872540109 BBG001S5WQ93 362,953 2,909 SH   SOLE   0 0 2,909
TMC THE METALS COMPANY INC COM 87261Y106 BBG00SMMWMN6 32,233 19,775 SH   SOLE   0 0 19,775
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 615,041 2,640 SH   SOLE   0 0 2,640
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 387,334 6,787 SH   SOLE   0 0 6,787
TOTALENERGIES SE SPONSORED ADS 89151E109 BBG001S6WYD9 252,605 4,353 SH   SOLE   0 0 4,353
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 364,533 5,453 SH   SOLE   0 0 5,453
UBS GROUP AG SHS H42097107 BBG007936GX0 721,010 20,356 SH   SOLE   0 0 20,356
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 506,378 8,825 SH   SOLE   0 0 8,825
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 492,148 907 SH   SOLE   0 0 907
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 3,624,788 73,720 SH   SOLE   0 0 73,720
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,136,798 22,677 SH   SOLE   0 0 22,677
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 5,641,088 96,710 SH   SOLE   0 0 96,710
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 5,618,799 69,540 SH   SOLE   0 0 69,540
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 2,282,622 39,079 SH   SOLE   0 0 39,079
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 2,384,402 30,386 SH   SOLE   0 0 30,386
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 3,189,337 34,818 SH   SOLE   0 0 34,818
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,050,962 61,093 SH   SOLE   0 0 61,093
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 439,443 11,156 SH   SOLE   0 0 11,156
VIRTU FINL INC CL A 928254101 BBG0064N2T87 269,724 6,733 SH   SOLE   0 0 6,733
VISA INC COM CL A 92826C839 BBG001SRCFY3 979,826 2,867 SH   SOLE   0 0 2,867
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 BBG001S6MDB8 114,366 13,392 SH   SOLE   0 0 13,392
WALMART INC COM 931142103 BBG001S5XH92 2,781,974 28,341 SH   SOLE   0 0 28,341
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,136,986 14,429 SH   SOLE   0 0 14,429