The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   952,160 8,377 SH   SOLE   8,377 0 0
ABBVIE INC COM 00287Y109   2,576,715 14,150 SH   SOLE   14,150 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   228,071 658 SH   SOLE   658 0 0
ADOBE INC COM 00724F101   677,676 1,343 SH   SOLE   1,343 0 0
ADVANCED MICRO DEVICES INC COM 007903107   756,616 4,192 SH   SOLE   4,192 0 0
AIR PRODS & CHEMS INC COM 009158106   269,310 1,112 SH   SOLE   1,112 0 0
ALPHABET INC CAP STK CL C 02079K107   1,870,667 12,286 SH   SOLE   12,286 0 0
ALPHABET INC CAP STK CL A 02079K305   4,970,386 32,931 SH   SOLE   32,931 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   253,104 5,333 SH   SOLE   5,333 0 0
AMAZON COM INC COM 023135106   5,973,090 33,113 SH   SOLE   33,113 0 0
AMERICAN ELEC PWR CO INC COM 025537101   1,246,446 14,477 SH   SOLE   14,477 0 0
AMERICAN EXPRESS CO COM 025816109   294,177 1,292 SH   SOLE   1,292 0 0
AMERICAN TOWER CORP NEW COM 03027X100   228,629 1,157 SH   SOLE   1,157 0 0
AMGEN INC COM 031162100   1,016,691 3,576 SH   SOLE   3,576 0 0
APPLE INC COM 037833100   17,331,748 101,072 SH   SOLE   101,072 0 0
APPLIED MATLS INC COM 038222105   227,093 1,101 SH   SOLE   1,101 0 0
ARES CAPITAL CORP COM 04010L103   372,137 17,874 SH   SOLE   17,874 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   217,386 224 SH   SOLE   224 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   5,715,511 84,362 SH   SOLE   84,362 0 0
AT&T INC COM 00206R102   237,121 13,473 SH   SOLE   13,473 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   358,877 1,437 SH   SOLE   1,437 0 0
BANK AMERICA CORP COM 060505104   364,261 9,606 SH   SOLE   9,606 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,973,073 9,448 SH   SOLE   9,448 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,268,880 2 SH   SOLE   2 0 0
BLACKROCK INC COM 09247X101   501,054 601 SH   SOLE   601 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   254,380 23,000 SH   SOLE   23,000 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   294,120 18,000 SH   SOLE   18,000 0 0
BLACKSTONE INC COM 09260D107   2,288,333 17,419 SH   SOLE   17,419 0 0
BOEING CO COM 097023105   424,581 2,200 SH   SOLE   2,200 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   408,716 7,537 SH   SOLE   7,537 0 0
BROADCOM INC COM 11135F101   2,473,217 1,866 SH   SOLE   1,866 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   373,536 1,200 SH   SOLE   1,200 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   213,570 3,674 SH   SOLE   3,674 0 0
CATERPILLAR INC COM 149123101   241,845 660 SH   SOLE   660 0 0
CHEMOURS CO COM 163851108   647,606 24,661 SH   SOLE   24,661 0 0
CHEVRON CORP NEW COM 166764100   1,226,743 7,777 SH   SOLE   7,777 0 0
CISCO SYS INC COM 17275R102   655,619 13,136 SH   SOLE   13,136 0 0
CME GROUP INC COM 12572Q105   742,246 3,448 SH   SOLE   3,448 0 0
COCA COLA CO COM 191216100   1,586,419 25,930 SH   SOLE   25,930 0 0
COINBASE GLOBAL INC COM CL A 19260Q107   251,599 949 SH   SOLE   949 0 0
COLGATE PALMOLIVE CO COM 194162103   253,132 2,811 SH   SOLE   2,811 0 0
COMCAST CORP NEW CL A 20030N101   214,625 4,951 SH   SOLE   4,951 0 0
CONOCOPHILLIPS COM 20825C104   948,328 7,451 SH   SOLE   7,451 0 0
CONSTELLATION BRANDS INC CL A 21036P108   314,426 1,157 SH   SOLE   1,157 0 0
CORTEVA INC COM 22052L104   2,837,069 49,195 SH   SOLE   49,195 0 0
COSTCO WHSL CORP NEW COM 22160K105   949,487 1,296 SH   SOLE   1,296 0 0
CSX CORP COM 126408103   554,308 14,953 SH   SOLE   14,953 0 0
CVS HEALTH CORP COM 126650100   450,930 5,654 SH   SOLE   5,654 0 0
DANAHER CORPORATION COM 235851102   357,114 1,430 SH   SOLE   1,430 0 0
DARDEN RESTAURANTS INC COM 237194105   463,507 2,773 SH   SOLE   2,773 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   244,380 1,643 SH   SOLE   1,643 0 0
DIGITAL RLTY TR INC COM 253868103   315,304 2,189 SH   SOLE   2,189 0 0
DISNEY WALT CO COM 254687106   312,996 2,558 SH   SOLE   2,558 0 0
DOW INC COM 260557103   2,614,154 45,126 SH   SOLE   45,126 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   404,134 4,179 SH   SOLE   4,179 0 0
DUPONT DE NEMOURS INC COM 26614N102   2,915,703 38,029 SH   SOLE   38,029 0 0
ELEVANCE HEALTH INC COM 036752103   352,087 679 SH   SOLE   679 0 0
ELI LILLY & CO COM 532457108   2,411,676 3,100 SH Put SOLE   0 0 0
ELI LILLY & CO COM 532457108   5,355,441 6,884 SH   SOLE   6,884 0 0
EMERSON ELEC CO COM 291011104   664,075 5,855 SH   SOLE   5,855 0 0
EXCHANGE TRADED CONCEPTS TRU BITWISE CRYPTO 301505624   327,185 24,862 SH   SOLE   24,862 0 0
EXPEDITORS INTL WASH INC COM 302130109   2,384,231 19,612 SH   SOLE   19,612 0 0
EXXON MOBIL CORP COM 30231G102   2,798,039 24,072 SH   SOLE   24,072 0 0
FEDEX CORP COM 31428X106   285,973 987 SH   SOLE   987 0 0
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100   240,752 2,358 SH   SOLE   2,358 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE 35473P652   1,456,815 48,985 SH   SOLE   48,985 0 0
GENERAL DYNAMICS CORP COM 369550108   987,870 3,497 SH   SOLE   3,497 0 0
GENERAL ELECTRIC CO COM NEW 369604301   656,309 3,739 SH   SOLE   3,739 0 0
GENERAL MLS INC COM 370334104   585,369 8,366 SH   SOLE   8,366 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   271,186 6,812 SH   SOLE   6,812 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   422,703 1,012 SH   SOLE   1,012 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101   10,654,645 485,185 SH   SOLE   485,185 0 0
HOME DEPOT INC COM 437076102   1,187,625 3,096 SH   SOLE   3,096 0 0
HONEYWELL INTL INC COM 438516106   487,468 2,375 SH   SOLE   2,375 0 0
ILLINOIS TOOL WKS INC COM 452308109   414,570 1,545 SH   SOLE   1,545 0 0
INGEVITY CORP COM 45688C107   387,753 8,129 SH   SOLE   8,129 0 0
INTEL CORP COM 458140100   381,267 8,632 SH   SOLE   8,632 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,068,802 5,597 SH   SOLE   5,597 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   409,501 4,762 SH   SOLE   4,762 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,359,944 7,444 SH   SOLE   7,444 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   630,419 3,722 SH   SOLE   3,722 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   306,471 8,709 SH   SOLE   8,709 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   1,409,838 76,043 SH   SOLE   76,043 0 0
INVESCO PA VALUE MUN INC TR COM 46132K109   242,769 23,685 SH   SOLE   23,685 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,806,813 6,321 SH   SOLE   6,321 0 0
ISHARES GOLD TR ISHARES NEW 464285204   378,091 9,000 SH   SOLE   9,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,785,786 131,508 SH   SOLE   131,508 0 0
ISHARES INC MSCI PAC JP ETF 464286665   392,054 9,158 SH   SOLE   9,158 0 0
ISHARES INC MSCI EMRG CHN 46434G764   239,261 4,156 SH   SOLE   4,156 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   489,219 15,179 SH   SOLE   15,179 0 0
ISHARES TR RUS 1000 ETF 464287622   971,525 3,373 SH   SOLE   3,373 0 0
ISHARES TR CORE S&P MCP ETF 464287507   679,295 11,184 SH   SOLE   11,184 0 0
ISHARES TR CORE DIV GRWTH 46434V621   935,114 16,106 SH   SOLE   16,106 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   4,191,274 38,030 SH   SOLE   38,030 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,017,656 12,743 SH   SOLE   12,743 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   200,862 4,234 SH   SOLE   4,234 0 0
ISHARES TR ISHARES BIOTECH 464287556   549,851 4,007 SH   SOLE   4,007 0 0
ISHARES TR CORE S&P TTL STK 464287150   735,674 6,381 SH   SOLE   6,381 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   1,988,134 29,298 SH   SOLE   29,298 0 0
ISHARES TR CORE MSCI EURO 46434V738   1,034,244 17,878 SH   SOLE   17,878 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   466,447 5,524 SH   SOLE   5,524 0 0
ISHARES TR ESG AWARE MSCI 46435U663   416,874 10,352 SH   SOLE   10,352 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   14,607,759 139,479 SH   SOLE   139,479 0 0
ISHARES TR GLOBAL TECH ETF 464287291   1,112,574 14,872 SH   SOLE   14,872 0 0
ISHARES TR SP SMCP600VL ETF 464287879   202,575 1,972 SH   SOLE   1,972 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   200,058 5,044 SH   SOLE   5,044 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   2,204,876 27,592 SH   SOLE   27,592 0 0
ISHARES TR NATIONAL MUN ETF 464288414   9,041,773 84,031 SH   SOLE   84,031 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,256,399 18,652 SH   SOLE   18,652 0 0
ISHARES TR CORE S&P SCP ETF 464287804   588,997 5,329 SH   SOLE   5,329 0 0
ISHARES TR INTL SEL DIV ETF 464288448   824,404 29,401 SH   SOLE   29,401 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   10,522,055 444,346 SH   SOLE   444,346 0 0
ISHARES TR CORE MSCI EAFE 46432F842   22,518,585 303,402 SH   SOLE   303,402 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,681,855 3,199 SH   SOLE   3,199 0 0
ISHARES TR MSCI USA MMENTM 46432F396   369,829 1,974 SH   SOLE   1,974 0 0
ISHARES TR CORE MSCI PAC 46434V696   598,026 9,446 SH   SOLE   9,446 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   3,511,567 42,014 SH   SOLE   42,014 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   221,146 3,120 SH   SOLE   3,120 0 0
ISHARES TR S&P MC 400GR ETF 464287606   875,727 9,597 SH   SOLE   9,597 0 0
ISHARES TR IBONDS DEC 25 46435U432   372,557 14,080 SH   SOLE   14,080 0 0
ISHARES TR IBONDS DEC 46435U697   570,822 21,997 SH   SOLE   21,997 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   1,177,567 7,165 SH   SOLE   7,165 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   2,304,570 38,798 SH   SOLE   38,798 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   5,142,582 101,351 SH   SOLE   101,351 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   202,635 3,033 SH   SOLE   3,033 0 0
JOHNSON & JOHNSON COM 478160104   1,983,537 12,540 SH   SOLE   12,540 0 0
JPMORGAN CHASE & CO COM 46625H100   5,257,176 26,247 SH   SOLE   26,247 0 0
KIMBERLY-CLARK CORP COM 494368103   291,813 2,256 SH   SOLE   2,256 0 0
KINDER MORGAN INC DEL COM 49456B101   279,811 15,257 SH   SOLE   15,257 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   207,347 973 SH   SOLE   973 0 0
LIGHTWAVE LOGIC INC COM 532275104   279,747 59,775 SH   SOLE   59,775 0 0
LOCKHEED MARTIN CORP COM 539830109   1,521,088 3,344 SH   SOLE   3,344 0 0
LOWES COS INC COM 548661107   764,699 3,002 SH   SOLE   3,002 0 0
LULULEMON ATHLETICA INC COM 550021109   286,587 734 SH   SOLE   734 0 0
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   228,900 14,000 SH   SOLE   14,000 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,458,678 3,029 SH   SOLE   3,029 0 0
MCDONALDS CORP COM 580135101   2,444,684 8,671 SH   SOLE   8,671 0 0
MERCK & CO INC COM 58933Y105   3,645,757 27,630 SH   SOLE   27,630 0 0
META PLATFORMS INC CL A 30303M102   1,158,012 2,385 SH   SOLE   2,385 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   353,637 3,942 SH   SOLE   3,942 0 0
MICROSOFT CORP COM 594918104   11,656,065 27,705 SH   SOLE   27,705 0 0
MONDELEZ INTL INC CL A 609207105   200,200 2,860 SH   SOLE   2,860 0 0
MORGAN STANLEY COM NEW 617446448   247,459 2,628 SH   SOLE   2,628 0 0
NETFLIX INC COM 64110L106   482,120 794 SH   SOLE   794 0 0
NEXTERA ENERGY INC COM 65339F101   747,301 11,693 SH   SOLE   11,693 0 0
NORFOLK SOUTHN CORP COM 655844108   331,076 1,299 SH   SOLE   1,299 0 0
NVIDIA CORPORATION COM 67066G104   6,756,637 7,478 SH   SOLE   7,478 0 0
ORACLE CORP COM 68389X105   244,060 1,943 SH   SOLE   1,943 0 0
PACCAR INC COM 693718108   780,508 6,300 SH   SOLE   6,300 0 0
PEPSICO INC COM 713448108   1,992,037 11,382 SH   SOLE   11,382 0 0
PFIZER INC COM 717081103   759,853 27,382 SH   SOLE   27,382 0 0
PHILIP MORRIS INTL INC COM 718172109   206,696 2,256 SH   SOLE   2,256 0 0
PHILLIPS 66 COM 718546104   610,923 3,740 SH   SOLE   3,740 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   572,289 10,907 SH   SOLE   10,907 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,169,499 7,237 SH   SOLE   7,237 0 0
POET TECHNOLOGIES INC COM NEW 73044W302   142,439 103,970 SH   SOLE   103,970 0 0
PROCTER AND GAMBLE CO COM 742718109   3,141,082 19,360 SH   SOLE   19,360 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   302,912 2,987 SH   SOLE   2,987 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   719,955 10,781 SH   SOLE   10,781 0 0
QUALCOMM INC COM 747525103   217,551 1,285 SH   SOLE   1,285 0 0
RTX CORPORATION COM 75513E101   706,703 7,246 SH   SOLE   7,246 0 0
SALESFORCE INC COM 79466L302   565,014 1,876 SH   SOLE   1,876 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,657,910 105,264 SH   SOLE   105,264 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   201,303 5,623 SH   SOLE   5,623 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   32,892,979 682,286 SH   SOLE   682,286 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   110,193,916 2,824,043 SH   SOLE   2,824,043 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,045,151 32,842 SH   SOLE   32,842 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,090,913 40,681 SH   SOLE   40,681 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   686,465 3,296 SH   SOLE   3,296 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,386,648 18,418 SH   SOLE   18,418 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,475,604 30,297 SH   SOLE   30,297 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   1,511,898 12,003 SH   SOLE   12,003 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   552,778 5,951 SH   SOLE   5,951 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,126,131 74,220 SH   SOLE   74,220 0 0
SOUTHERN CO COM 842587107   322,974 4,502 SH   SOLE   4,502 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,096,693 5,331 SH   SOLE   5,331 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   906,239 25,782 SH   SOLE   25,782 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,392,029 4,574 SH   SOLE   4,574 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,463,036 30,840 SH   SOLE   30,840 0 0
SPDR SER TR S&P DIVID ETF 78464A763   327,969 2,499 SH   SOLE   2,499 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   17,099,233 233,757 SH   SOLE   233,757 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   19,373,045 233,493 SH   SOLE   233,493 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   23,522,547 469,514 SH   SOLE   469,514 0 0
STARBUCKS CORP COM 855244109   448,360 4,906 SH   SOLE   4,906 0 0
STIFEL FINL CORP COM 860630102   4,693,562 60,043 SH   SOLE   60,043 0 0
STRYKER CORPORATION COM 863667101   795,903 2,224 SH   SOLE   2,224 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   304,208 2,236 SH   SOLE   2,236 0 0
TARGET CORP COM 87612E106   571,680 3,226 SH   SOLE   3,226 0 0
TESLA INC COM 88160R101   709,791 4,038 SH   SOLE   4,038 0 0
THE CIGNA GROUP COM 125523100   330,217 909 SH   SOLE   909 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   666,067 1,146 SH   SOLE   1,146 0 0
UNION PAC CORP COM 907818108   1,621,078 6,592 SH   SOLE   6,592 0 0
UNITED RENTALS INC COM 911363109   1,980,168 2,746 SH   SOLE   2,746 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,253,572 2,534 SH   SOLE   2,534 0 0
VALVOLINE INC COM 92047W101   250,305 5,616 SH   SOLE   5,616 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   306,077 5,857 SH   SOLE   5,857 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   409,073 18,254 SH   SOLE   18,254 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   6,675,164 143,522 SH   SOLE   143,522 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3,154,547 35,676 SH   SOLE   35,676 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   384,579 1,475 SH   SOLE   1,475 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,204,509 27,123 SH   SOLE   27,123 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,198,158 4,609 SH   SOLE   4,609 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   468,950 976 SH   SOLE   976 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   82,086,799 238,487 SH   SOLE   238,487 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   104,942,863 644,376 SH   SOLE   644,376 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,148,210 4,789 SH   SOLE   4,789 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   657,775 9,768 SH   SOLE   9,768 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   725,859 6,569 SH   SOLE   6,569 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,292,399 16,999 SH   SOLE   16,999 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   28,603,096 684,775 SH   SOLE   684,775 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,552,610 109,735 SH   SOLE   109,735 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   462,818 5,340 SH   SOLE   5,340 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   42,279,789 525,150 SH   SOLE   525,150 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   42,549,971 726,731 SH   SOLE   726,731 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   51,881,162 671,084 SH   SOLE   671,084 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   544,629 2,982 SH   SOLE   2,982 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,909,748 31,671 SH   SOLE   31,671 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,359,749 106,832 SH   SOLE   106,832 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,515,263 12,523 SH   SOLE   12,523 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   647,593 7,943 SH   SOLE   7,943 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   14,395,126 27,456 SH   SOLE   27,456 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   796,437 2,944 SH   SOLE   2,944 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   2,511,174 10,285 SH   SOLE   10,285 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801   347,939 1,702 SH   SOLE   1,702 0 0
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   380,711 1,198 SH   SOLE   1,198 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405   648,641 6,335 SH   SOLE   6,335 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884   1,491,676 11,368 SH   SOLE   11,368 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   455,396 2,231 SH   SOLE   2,231 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   4,317,458 46,330 SH   SOLE   46,330 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   604,041 14,396 SH   SOLE   14,396 0 0
VISA INC COM CL A 92826C839   776,122 2,781 SH   SOLE   2,781 0 0
WALMART INC COM 931142103   906,704 15,069 SH   SOLE   15,069 0 0
WEC ENERGY GROUP INC COM 92939U106   348,107 4,239 SH   SOLE   4,239 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   740,651 17,702 SH   SOLE   17,702 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   21,284,208 483,185 SH   SOLE   483,185 0 0
ZOETIS INC CL A 98978V103   310,667 1,836 SH   SOLE   1,836 0 0