The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,147 6,539 SH   SOLE   6,539 0 0
Abbott Laboratories COM 002824100 3,007 25,457 SH   SOLE   25,457 0 0
Abbvie Inc COM 00287Y109 4,163 38,594 SH   SOLE   38,594 0 0
Air Products & Chemicals COM 009158106 694 2,710 SH   SOLE   2,710 0 0
Allstate Corp 4.75 Pfd PFD 020002812 256 9,305 SH   SOLE   9,305 0 0
Alphabet Inc-CL A COM 02079K305 6,767 2,531 SH   SOLE   2,531 0 0
Alphabet Inc-CL C COM 02079K107 2,263 849 SH   SOLE   849 0 0
Amazon.com Inc COM 023135106 3,413 1,039 SH   SOLE   1,039 0 0
American Express Co COM 025816109 4,208 25,120 SH   SOLE   25,120 0 0
Amgen Inc COM 031162100 706 3,320 SH   SOLE   3,320 0 0
Apple Inc COM 037833100 6,669 47,131 SH   SOLE   47,131 0 0
Avalonbay Communities COM 053484101 278 1,255 SH   SOLE   1,255 0 0
Avery Dennison Corp COM 053611109 519 2,506 SH   SOLE   2,506 0 0
Bank of America Corp COM 060505104 1,105 26,039 SH   SOLE   26,039 0 0
Bank of America Corp 5 Pfd PFD 06055H202 261 9,766 SH   SOLE   9,766 0 0
Berkshire Hathaway Cl B COM 084670702 18,463 67,645 SH   SOLE   67,645 0 0
BlackRock Inc COM 09247X101 409 488 SH   SOLE   488 0 0
Boeing Co COM 097023105 1,826 8,300 SH   SOLE   8,300 0 0
Booking Holdings Inc. COM 09857L108 1,467 618 SH   SOLE   618 0 0
Bristol-Myers Squibb Co COM 110122108 3,316 56,040 SH   SOLE   56,040 0 0
Broadcom Inc COM 11135F101 3,867 7,975 SH   SOLE   7,975 0 0
Brunswick Corp 6.5 Pfd PFD 117043406 265 9,338 SH   SOLE   9,338 0 0
Carrier Global COM 14448C104 904 17,460 SH   SOLE   17,460 0 0
Cars.com Inc COM 14575E105 152 11,980 SH   SOLE   11,980 0 0
Caterpillar Inc COM 149123101 2,085 10,861 SH   SOLE   10,861 0 0
Chevron Corp COM 166764100 2,220 21,882 SH   SOLE   21,882 0 0
Chipotle Mexican Grill Inc COM 169656105 529 291 SH   SOLE   291 0 0
Cigna Corp COM 125523100 891 4,453 SH   SOLE   4,453 0 0
Cisco Systems Inc COM 17275R102 1,973 36,250 SH   SOLE   36,250 0 0
Citigroup Inc COM 172967424 204 2,905 SH   SOLE   2,905 0 0
Coca-Cola Co COM 191216100 1,612 30,716 SH   SOLE   30,716 0 0
ConocoPhillips COM 20825C104 282 4,168 SH   SOLE   4,168 0 0
CRISPR Therapeutics AG COM H17182108 632 5,648 SH   SOLE   5,648 0 0
CrowdStrike Holdings Inc COM 22788C105 1,717 6,985 SH   SOLE   6,985 0 0
CSX Corp COM 126408103 1,018 34,233 SH   SOLE   34,233 0 0
Cummins Inc COM 231021106 202 899 SH   SOLE   899 0 0
Danaher Corp COM 235851102 1,189 3,906 SH   SOLE   3,906 0 0
Disney (Walt) Co/The COM 254687106 622 3,679 SH   SOLE   3,679 0 0
Eaton Corp PLC COM G29183103 3,256 21,804 SH   SOLE   21,804 0 0
Ebay Inc COM 278642103 1,101 15,800 SH   SOLE   15,800 0 0
Emerson Electric Co COM 291011104 1,217 12,921 SH   SOLE   12,921 0 0
Enbridge Inc COM 29250N105 866 21,749 SH   SOLE   21,749 0 0
EOG Resources Inc COM 26875P101 552 6,883 SH   SOLE   6,883 0 0
Expedia Group Inc COM 30212P303 286 1,747 SH   SOLE   1,747 0 0
Exxon Mobil Corp COM 30231G102 3,725 63,332 SH   SOLE   63,332 0 0
Facebook Inc-A COM 30303M102 1,538 4,532 SH   SOLE   4,532 0 0
Fallen Angel High Yield ETF COM 92189F437 391 11,830 SH   SOLE   11,830 0 0
Fastenal Co COM 311900104 288 5,587 SH   SOLE   5,587 0 0
First Republic Bank 4.25 Pfd PFD 33616C746 246 9,765 SH   SOLE   9,765 0 0
Fiserv Inc COM 337738108 1,318 12,143 SH   SOLE   12,143 0 0
General Motors Co COM 37045V100 1,423 27,000 SH   SOLE   27,000 0 0
Goldman Sachs Group Inc COM 38141G104 1,310 3,466 SH   SOLE   3,466 0 0
Home Depot Inc COM 437076102 1,783 5,432 SH   SOLE   5,432 0 0
Honeywell International COM 438516106 5,457 25,708 SH   SOLE   25,708 0 0
HP Inc COM 40434L105 278 10,152 SH   SOLE   10,152 0 0
IBM Corp COM 459200101 256 1,843 SH   SOLE   1,843 0 0
Illinois Tool Works COM 452308109 408 1,973 SH   SOLE   1,973 0 0
Illumina Inc COM 452327109 1,053 2,595 SH   SOLE   2,595 0 0
Integrys Energy 6.00 Pfd PFD 45822P204 254 9,534 SH   SOLE   9,534 0 0
Intel Corp COM 458140100 2,576 48,340 SH   SOLE   48,340 0 0
iShares 1-3 Year Treasury Bond ETF COM 464287457 431 5,000 SH   SOLE   5,000 0 0
IShares 1-5 Year Investment Grade Corp COM 464288646 1,045 19,129 SH   SOLE   19,129 0 0
IShares 5-10 Year Investment Grade Corp COM 464288638 4,012 66,794 SH   SOLE   66,794 0 0
iShares 7-10 Year Treasury Bond ETF COM 464287440 2,205 19,137 SH   SOLE   19,137 0 0
iShares Barclays Agg Bond COM 464287226 876 7,633 SH   SOLE   7,633 0 0
IShares Broad USD HY Corp Bond ETF COM 46435U853 1,261 30,388 SH   SOLE   30,388 0 0
iShares Core MSCI Emerging ETF COM 46434G103 263 4,252 SH   SOLE   4,252 0 0
iShares Core S&P 500 ETF COM 464287200 941 2,184 SH   SOLE   2,184 0 0
iShares MBS Bond ETF COM 464288588 3,915 36,205 SH   SOLE   36,205 0 0
iShares MSCI EAFE Index Fd COM 464287465 1,941 24,880 SH   SOLE   24,880 0 0
iShares MSCI Emrg Mkt Indx COM 464287234 1,676 33,275 SH   SOLE   33,275 0 0
iShares Preferred & Income Sec ETF COM 464288687 3,600 92,761 SH   SOLE   92,761 0 0
iShares S&P Global 100 Fd COM 464287572 2,777 39,030 SH   SOLE   39,030 0 0
iShares S&P Midcap 400 COM 464287507 1,144 4,348 SH   SOLE   4,348 0 0
iShares S&P SmallCap 600 COM 464287804 2,754 25,224 SH   SOLE   25,224 0 0
J P Morgan Chase COM 46625H100 7,006 42,801 SH   SOLE   42,801 0 0
Johnson & Johnson COM 478160104 3,299 20,428 SH   SOLE   20,428 0 0
JPMorgan Chase & Co 4.75 Pfd PFD 48128B622 254 9,695 SH   SOLE   9,695 0 0
Keysight Technologies Inc W/I COM 49338L103 418 2,544 SH   SOLE   2,544 0 0
Lilly (Eli) & Co COM 532457108 2,366 10,240 SH   SOLE   10,240 0 0
Linde PLC COM G5494J103 2,238 7,630 SH   SOLE   7,630 0 0
Lowe's Companies Inc COM 548661107 1,233 6,080 SH   SOLE   6,080 0 0
Marsh & McLennan Cos Inc COM 571748102 924 6,103 SH   SOLE   6,103 0 0
Mastercard Inc COM 57636Q104 1,258 3,618 SH   SOLE   3,618 0 0
Medtronic PLC COM G5960L103 643 5,131 SH   SOLE   5,131 0 0
Merck & Company COM 58933Y105 6,876 91,540 SH   SOLE   91,540 0 0
Metlife Inc 4.75 Pfd PFD 59156R850 259 9,640 SH   SOLE   9,640 0 0
Microsoft Corp COM 594918104 13,913 49,352 SH   SOLE   49,352 0 0
Mimedx Group Inc COM 602496101 738 121,796 SH   SOLE   121,796 0 0
Mondelez International Inc COM 609207105 1,179 20,258 SH   SOLE   20,258 0 0
Morgan Stanley COM 617446448 316 3,247 SH   SOLE   3,247 0 0
National Rural Util Corp 5.5 Pfd PFD 637432105 259 9,487 SH   SOLE   9,487 0 0
Nextera Energy Capital 5.65 Pfd PFD 65339K860 250 8,948 SH   SOLE   8,948 0 0
Nextera Energy Inc COM 65339F101 1,409 17,948 SH   SOLE   17,948 0 0
NVIDIA Corp COM 67066G104 621 3,000 SH   SOLE   3,000 0 0
O'Reilly Automotive Inc COM 67103H107 1,516 2,481 SH   SOLE   2,481 0 0
Organon & Company COM 68622V106 269 8,218 SH   SOLE   8,218 0 0
Otis Worldwide Corp COM 68902V107 339 4,123 SH   SOLE   4,123 0 0
Parker Hannifin Corp COM 701094104 689 2,464 SH   SOLE   2,464 0 0
Paycom Software Inc COM 70432V102 1,396 2,816 SH   SOLE   2,816 0 0
PayPal Holdings Inc COM 70450Y103 2,649 10,179 SH   SOLE   10,179 0 0
PepsiCo Inc COM 713448108 2,808 18,671 SH   SOLE   18,671 0 0
Pfizer Inc COM 717081103 2,619 60,885 SH   SOLE   60,885 0 0
Phillips 66 COM 718546104 879 12,556 SH   SOLE   12,556 0 0
Procter & Gamble Co COM 742718109 2,665 19,061 SH   SOLE   19,061 0 0
Public Storage 4.625 Pfd PFD 74460W552 259 9,500 SH   SOLE   9,500 0 0
Qualcomm Inc COM 747525103 1,896 14,703 SH   SOLE   14,703 0 0
Raytheon Technologies Corp COM 75513E101 1,209 14,063 SH   SOLE   14,063 0 0
Regeneron Pharmaceuticals COM 75886F107 576 952 SH   SOLE   952 0 0
Roper Industries COM 776696106 518 1,162 SH   SOLE   1,162 0 0
Royal Dutch Shell-A ADR COM 780259206 382 8,575 SH   SOLE   8,575 0 0
Salesforce.Com Inc COM 79466L302 328 1,208 SH   SOLE   1,208 0 0
Schwab US Dividend Equity ETF COM 808524797 1,117 15,049 SH   SOLE   15,049 0 0
Scotts Miracle-Gro Co Cl-A COM 810186106 1,021 6,973 SH   SOLE   6,973 0 0
Southern Co 4.20 Pfd PFD 842587883 259 10,100 SH   SOLE   10,100 0 0
SPDR Barclays ST HY Bond COM 78468R408 1,788 65,297 SH   SOLE   65,297 0 0
SPDR Blackstone Senior Loan ETF COM 78467V608 3,401 73,900 SH   SOLE   73,900 0 0
SPDR Bloomberg Barclays Inv Grade FR ETF COM 78468R200 400 13,040 SH   SOLE   13,040 0 0
SPDR Interm TSY ETF COM 78464A672 1,844 57,061 SH   SOLE   57,061 0 0
SPDR Port Long Term Treasury ETF COM 78464A664 360 8,715 SH   SOLE   8,715 0 0
SPDR S & P 500 ETF Trust COM 78462F103 20,425 47,596 SH   SOLE   47,596 0 0
SPDR S & P Midcap 400 ETF COM 78467Y107 6,699 13,930 SH   SOLE   13,930 0 0
Splunk Inc COM 848637104 308 2,126 SH   SOLE   2,126 0 0
Synchrony Financial COM 87165B103 737 15,068 SH   SOLE   15,068 0 0
Sysco Corp COM 871829107 264 3,360 SH   SOLE   3,360 0 0
Target Corp COM 87612E106 3,028 13,238 SH   SOLE   13,238 0 0
Texas Instruments Inc COM 882508104 320 1,667 SH   SOLE   1,667 0 0
Thermo Fisher Corp COM 883556102 2,477 4,335 SH   SOLE   4,335 0 0
Trane Technologies PLC COM G8994E103 1,014 5,874 SH   SOLE   5,874 0 0
Travelers Companies Inc COM 89417E109 544 3,580 SH   SOLE   3,580 0 0
Truist Financial Corp COM 89832Q109 203 3,461 SH   SOLE   3,461 0 0
Truist Financial Corp 4.75 Pfd PFD 89832Q695 259 9,725 SH   SOLE   9,725 0 0
United Parcel Services B COM 911312106 954 5,240 SH   SOLE   5,240 0 0
US Bancorp COM 902973304 892 15,000 SH   SOLE   15,000 0 0
US Bank 4.00 Pfd PFD 902973718 2,313 91,365 SH   SOLE   91,365 0 0
Vanguard Growth ETF COM 922908736 606 2,089 SH   SOLE   2,089 0 0
Vanguard Long-Term Corp Bond ETF COM 92206C813 1,345 12,738 SH   SOLE   12,738 0 0
Vanguard S&P 500 ETF COM 922908363 3,193 8,097 SH   SOLE   8,097 0 0
Verizon Communications Inc COM 92343V104 360 6,663 SH   SOLE   6,663 0 0
Visa Inc Cl-A Shares COM 92826C839 2,938 13,189 SH   SOLE   13,189 0 0
Wal Mart Inc. COM 931142103 377 2,705 SH   SOLE   2,705 0 0
Walgreens Boots Alliance COM 931427108 1,093 23,221 SH   SOLE   23,221 0 0
WEX INC COM 96208T104 755 4,288 SH   SOLE   4,288 0 0
Whirlpool Corp COM 963320106 469 2,300 SH   SOLE   2,300 0 0
Zebra Technologies Corp Cl COM 989207105 1,792 3,477 SH   SOLE   3,477 0 0
Zimmer Holdings Inc COM 98956P102 973 6,650 SH   SOLE   6,650 0 0