The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   6,183,218 54,234 SH   SOLE   54,234 0 0
ABBOTT LABS COM 002824100   149,923 1,315 SH   DFND 13 0 1,315 0
ABBOTT LABS COM 002824100   763,867 6,700 SH   DFND 6 0 6,700 0
ABBOTT LABS COM 002824100   34,203 300 SH   DFND 14 0 300 0
ABBVIE COM 00287Y109   2,467,513 12,495 SH   SOLE   12,495 0 0
ABBVIE COM 00287Y109   967,652 4,900 SH   DFND 6 0 4,900 0
ACCENTURE PLC SHS COM G1151C101   1,352,061 3,825 SH   SOLE   3,825 0 0
ADOBE SYS COM 00724F101   768,903 1,485 SH   SOLE   1,485 0 0
ADVANCED MICRO DEVICES COM 007903107   5,048,905 30,771 SH   SOLE   30,771 0 0
ADVANCED MICRO DEVICES COM 007903107   127,654 778 SH   DFND 13 0 778 0
ADVANCED MICRO DEVICES COM 007903107   41,020 250 SH   DFND 14 0 250 0
AIR PRODUCTS & CHEM COM 009158106   297,740 1,000 SH   SOLE   1,000 0 0
ALLEGION PLC COM G0176J109   247,758 1,700 SH   DFND 6 0 1,700 0
ALPHABET INC CL A COM 02079K305   8,787,231 52,983 SH   SOLE   52,983 0 0
ALPHABET INC CL A COM 02079K305   189,898 1,145 SH   DFND 13 0 1,145 0
ALPHABET INC CL A COM 02079K305   597,060 3,600 SH   DFND 6 0 3,600 0
ALPHABET INC CL A COM 02079K305   49,755 300 SH   DFND 14 0 300 0
ALPHABET INC CL C COM 02079K107   509,928 3,050 SH   SOLE   3,050 0 0
AMAZON.COM COM 023135106   5,439,904 29,195 SH   SOLE   29,195 0 0
AMAZON.COM COM 023135106   145,337 780 SH   DFND 13 0 780 0
AMAZON.COM COM 023135106   70,805 380 SH   DFND 6 0 380 0
AMAZON.COM COM 023135106   38,198 205 SH   DFND 14 0 205 0
AMGEN INC COM 031162100   1,313,006 4,075 SH   SOLE   4,075 0 0
ANALOG DEVICES COM 032654105   6,267,069 27,228 SH   SOLE   27,228 0 0
ANALOG DEVICES COM 032654105   166,873 725 SH   DFND 13 0 725 0
ANALOG DEVICES COM 032654105   42,581 185 SH   DFND 14 0 185 0
APPLE COM 037833100   11,526,277 49,469 SH   SOLE   49,469 0 0
APPLE COM 037833100   209,700 900 SH   DFND 13 0 900 0
APPLE COM 037833100   60,580 260 SH   DFND 14 0 260 0
APTARGROUP COM 038336103   5,178,142 32,325 SH   SOLE   32,325 0 0
APTARGROUP COM 038336103   144,171 900 SH   DFND 13 0 900 0
APTARGROUP COM 038336103   736,874 4,600 SH   DFND 6 0 4,600 0
APTARGROUP COM 038336103   36,043 225 SH   DFND 14 0 225 0
AUTOMATIC DATA PROCESSING COM 053015103   8,037,346 29,044 SH   SOLE   29,044 0 0
AUTOMATIC DATA PROCESSING COM 053015103   159,120 575 SH   DFND 13 0 575 0
AUTOMATIC DATA PROCESSING COM 053015103   774,844 2,800 SH   DFND 6 0 2,800 0
AUTOMATIC DATA PROCESSING COM 053015103   40,126 145 SH   DFND 14 0 145 0
BALL CORP COM 058498106   2,806,720 41,330 SH   SOLE   41,330 0 0
BALL CORP COM 058498106   56,026 825 SH   DFND 13 0 825 0
BALL CORP COM 058498106   129,029 1,900 SH   DFND 6 0 1,900 0
BALL CORP COM 058498106   13,582 200 SH   DFND 14 0 200 0
BECTON DICKINSON COM 075887109   2,697,186 11,187 SH   SOLE   11,187 0 0
BECTON DICKINSON COM 075887109   54,247 225 SH   DFND 13 0 225 0
BECTON DICKINSON COM 075887109   24,110 100 SH   DFND 14 0 100 0
BERKSHIRE HATHAWAY CL B COM 084670702   276,156 600 SH   SOLE   600 0 0
BRISTOL-MYERS SQUIBB COM 110122108   276,033 5,335 SH   SOLE   5,335 0 0
BRISTOL-MYERS SQUIBB COM 110122108   46,566 900 SH   DFND 6 0 900 0
BROADCOM INC COM 11135F101   944,437 5,475 SH   SOLE   5,475 0 0
CANADIAN NATL RAILWAY COM 136375102   4,413,158 37,671 SH   SOLE   37,671 0 0
CANADIAN NATL RAILWAY COM 136375102   128,865 1,100 SH   DFND 13 0 1,100 0
CANADIAN NATL RAILWAY COM 136375102   644,325 5,500 SH   DFND 6 0 5,500 0
CANADIAN NATL RAILWAY COM 136375102   30,459 260 SH   DFND 14 0 260 0
CARRIER GLOBAL COM 14448C104   3,320,212 41,250 SH   SOLE   41,250 0 0
CARRIER GLOBAL COM 14448C104   68,416 850 SH   DFND 13 0 850 0
CARRIER GLOBAL COM 14448C104   80,490 1,000 SH   DFND 6 0 1,000 0
CARRIER GLOBAL COM 14448C104   18,110 225 SH   DFND 14 0 225 0
CHEVRON COM 166764100   1,036,781 7,040 SH   SOLE   7,040 0 0
CHEVRON COM 166764100   751,077 5,100 SH   DFND 6 0 5,100 0
CHEVRON COM 166764100   18,409 125 SH   DFND 14 0 125 0
CHURCH & DWIGHT COM 171340102   753,565 7,196 SH   SOLE   7,196 0 0
CIGNA CORP NEW COM 125523100   294,474 850 SH   SOLE   850 0 0
CISCO SYS INC COM 17275R102   496,383 9,327 SH   SOLE   9,327 0 0
COCA COLA COM 191216100   538,950 7,500 SH   SOLE   7,500 0 0
COLGATE-PALMOLIVE COM 194162103   333,749 3,215 SH   SOLE   3,215 0 0
COLGATE-PALMOLIVE COM 194162103   19,724 190 SH   DFND 14 0 190 0
COSTCO WHOLESALE COM 22160K105   1,195,029 1,348 SH   SOLE   1,348 0 0
COSTCO WHOLESALE COM 22160K105   119,680 135 SH   DFND 13 0 135 0
DANAHER CORP COM 235851102   6,080,297 21,870 SH   SOLE   21,870 0 0
DANAHER CORP COM 235851102   154,301 555 SH   DFND 13 0 555 0
DANAHER CORP COM 235851102   41,703 150 SH   DFND 14 0 150 0
DIAGEO PLC SPSD ADR COM 25243Q205   280,680 2,000 SH   SOLE   2,000 0 0
ECOLAB INC COM 278865100   1,131,112 4,430 SH   SOLE   4,430 0 0
EMERSON ELECTRIC COM 291011104   425,996 3,895 SH   SOLE   3,895 0 0
EMERSON ELECTRIC COM 291011104   437,480 4,000 SH   DFND 6 0 4,000 0
EOG RESOURCES COM 26875P101   350,350 2,850 SH   SOLE   2,850 0 0
EXXON MOBIL COM 30231G102   2,547,308 21,731 SH   SOLE   21,731 0 0
EXXON MOBIL COM 30231G102   445,436 3,800 SH   DFND 6 0 3,800 0
EXXON MOBIL COM 30231G102   5,861 50 SH   DFND 14 0 50 0
FISERV COM 337738108   6,451,591 35,912 SH   SOLE   35,912 0 0
FISERV COM 337738108   184,141 1,025 SH   DFND 13 0 1,025 0
FISERV COM 337738108   628,775 3,500 SH   DFND 6 0 3,500 0
FISERV COM 337738108   47,607 265 SH   DFND 14 0 265 0
GILEAD SCIENCES COM 375558103   427,584 5,100 SH   SOLE   5,100 0 0
HOME DEPOT COM 437076102   4,022,420 9,927 SH   SOLE   9,927 0 0
HOME DEPOT COM 437076102   107,378 265 SH   DFND 13 0 265 0
HOME DEPOT COM 437076102   28,364 70 SH   DFND 14 0 70 0
HONEYWELL INTL COM 438516106   496,104 2,400 SH   SOLE   2,400 0 0
HONEYWELL INTL COM 438516106   54,778 265 SH   DFND 13 0 265 0
ILLINOIS TOOL WORKS COM 452308109   890,776 3,399 SH   SOLE   3,399 0 0
INGERSOLL RAND INC COM 45687V106   606,236 6,176 SH   DFND 6 0 6,176 0
INTEL COM 458140100   180,642 7,700 SH   SOLE   7,700 0 0
INTEL COM 458140100   211,140 9,000 SH   DFND 6 0 9,000 0
INTL PAPER COM 460146103   293,100 6,000 SH   DFND 6 0 6,000 0
ISHARES RUSSELL 1000 COM 464287622   745,104 2,370 SH   SOLE   2,370 0 0
JACOBS SOLUTIONS INC COM 46982L108   261,800 2,000 SH   SOLE   2,000 0 0
JOHNSON & JOHNSON COM 478160104   5,585,722 34,467 SH   SOLE   34,467 0 0
JOHNSON & JOHNSON COM 478160104   122,355 755 SH   DFND 13 0 755 0
JOHNSON & JOHNSON COM 478160104   486,180 3,000 SH   DFND 6 0 3,000 0
JOHNSON & JOHNSON COM 478160104   28,360 175 SH   DFND 14 0 175 0
JPMORGAN CHASE COM 46625H100   2,213,608 10,498 SH   SOLE   10,498 0 0
LOWES COMPANIES COM 548661107   1,974,496 7,290 SH   SOLE   7,290 0 0
MASTERCARD COM 57636Q104   8,882,968 17,989 SH   SOLE   17,989 0 0
MASTERCARD COM 57636Q104   167,892 340 SH   DFND 13 0 340 0
MASTERCARD COM 57636Q104   691,320 1,400 SH   DFND 6 0 1,400 0
MASTERCARD COM 57636Q104   44,442 90 SH   DFND 14 0 90 0
MCCORMICK & CO COM 579780206   1,826,484 22,193 SH   SOLE   22,193 0 0
MCCORMICK & CO COM 579780206   33,331 405 SH   DFND 13 0 405 0
MCCORMICK & CO COM 579780206   156,370 1,900 SH   DFND 6 0 1,900 0
MCCORMICK & CO COM 579780206   7,407 90 SH   DFND 14 0 90 0
MCDONALDS CORP COM 580135101   392,513 1,289 SH   SOLE   1,289 0 0
MEDTRONIC COM G5960L103   1,847,416 20,520 SH   SOLE   20,520 0 0
MEDTRONIC COM G5960L103   58,519 650 SH   DFND 13 0 650 0
MEDTRONIC COM G5960L103   15,755 175 SH   DFND 14 0 175 0
MERCK COM 58933Y105   403,138 3,550 SH   SOLE   3,550 0 0
MERCK COM 58933Y105   772,208 6,800 SH   DFND 6 0 6,800 0
MICROSOFT COM 594918104   9,695,950 22,533 SH   SOLE   22,533 0 0
MICROSOFT COM 594918104   197,938 460 SH   DFND 13 0 460 0
MICROSOFT COM 594918104   53,787 125 SH   DFND 14 0 125 0
NESTLE SA ADR COM 641069406   3,749,090 37,224 SH   SOLE   37,224 0 0
NESTLE SA ADR COM 641069406   120,860 1,200 SH   DFND 13 0 1,200 0
NESTLE SA ADR COM 641069406   397,832 3,950 SH   DFND 6 0 3,950 0
NESTLE SA ADR COM 641069406   25,179 250 SH   DFND 14 0 250 0
NEXTERA ENERGY COM 65339F101   840,566 9,944 SH   SOLE   9,944 0 0
NIKE INC CLASS B COM 654106103   255,476 2,890 SH   SOLE   2,890 0 0
NOVARTIS AG ADR COM 66987V109   247,293 2,150 SH   SOLE   2,150 0 0
NOVARTIS AG ADR COM 66987V109   7,476 65 SH   DFND 13 0 65 0
NOVARTIS AG ADR COM 66987V109   172,530 1,500 SH   DFND 6 0 1,500 0
NOVO NORDISK A S ADR COM 670100205   273,861 2,300 SH   SOLE   2,300 0 0
NVIDIA CORP COM 67066G104   10,362,961 85,334 SH   SOLE   85,334 0 0
NVIDIA CORP COM 67066G104   264,739 2,180 SH   DFND 13 0 2,180 0
NVIDIA CORP COM 67066G104   1,092,960 9,000 SH   DFND 6 0 9,000 0
NVIDIA CORP COM 67066G104   83,794 690 SH   DFND 14 0 690 0
ONEOK INC COM 682680103   321,507 3,528 SH   SOLE   3,528 0 0
ORACLE COM 68389X105   1,082,040 6,350 SH   SOLE   6,350 0 0
ORACLE COM 68389X105   426,000 2,500 SH   DFND 6 0 2,500 0
PEPSICO COM 713448108   1,613,264 9,487 SH   SOLE   9,487 0 0
PEPSICO COM 713448108   127,537 750 SH   DFND 6 0 750 0
PROCTER & GAMBLE COM 742718109   6,619,877 38,221 SH   SOLE   38,221 0 0
PROCTER & GAMBLE COM 742718109   152,416 880 SH   DFND 13 0 880 0
PROCTER & GAMBLE COM 742718109   536,920 3,100 SH   DFND 6 0 3,100 0
PROCTER & GAMBLE COM 742718109   34,640 200 SH   DFND 14 0 200 0
QUALCOMM COM 747525103   485,323 2,854 SH   SOLE   2,854 0 0
ROCHE HLDG LTD ADR COM 771195104   339,575 8,500 SH   SOLE   8,500 0 0
ROCKWELL AUTOMATION COM 773903109   4,927,315 18,354 SH   SOLE   18,354 0 0
ROCKWELL AUTOMATION COM 773903109   131,545 490 SH   DFND 13 0 490 0
ROCKWELL AUTOMATION COM 773903109   26,846 100 SH   DFND 14 0 100 0
RTX CORPORATION COM 75513E101   6,046,247 49,903 SH   SOLE   49,903 0 0
RTX CORPORATION COM 75513E101   121,160 1,000 SH   DFND 6 0 1,000 0
RTX CORPORATION COM 75513E101   36,348 300 SH   DFND 14 0 300 0
SCHNEIDER ELEC SA ADR COM 80687P106   3,813,857 72,339 SH   SOLE   72,339 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   115,988 2,200 SH   DFND 13 0 2,200 0
SCHNEIDER ELEC SA ADR COM 80687P106   27,152 515 SH   DFND 14 0 515 0
STARBUCKS COM 855244109   256,204 2,628 SH   SOLE   2,628 0 0
STRYKER CORP COM 863667101   1,466,716 4,060 SH   SOLE   4,060 0 0
TEXAS INSTRUMENTS COM 882508104   349,103 1,690 SH   SOLE   1,690 0 0
TJX COS COM 872540109   4,520,353 38,458 SH   SOLE   38,458 0 0
TJX COS COM 872540109   91,093 775 SH   DFND 13 0 775 0
TJX COS COM 872540109   329,112 2,800 SH   DFND 6 0 2,800 0
TJX COS COM 872540109   32,323 275 SH   DFND 14 0 275 0
TRANE TECHNOLOGIES PLC COM G8994E103   1,243,936 3,200 SH   DFND 6 0 3,200 0
UNION PACIFIC COM 907818108   44,366 180 SH   SOLE   180 0 0
UNION PACIFIC COM 907818108   616,200 2,500 SH   DFND 6 0 2,500 0
UNITED HEALTH GROUP COM 91324P102   4,450,584 7,612 SH   SOLE   7,612 0 0
UNITED HEALTH GROUP COM 91324P102   140,323 240 SH   DFND 13 0 240 0
UNITED HEALTH GROUP COM 91324P102   87,702 150 SH   DFND 6 0 150 0
UNITED HEALTH GROUP COM 91324P102   35,081 60 SH   DFND 14 0 60 0
VERTEX PHARMACEUTICALS COM 92532F100   2,270,521 4,882 SH   SOLE   4,882 0 0
VERTEX PHARMACEUTICALS COM 92532F100   53,484 115 SH   DFND 13 0 115 0
VERTEX PHARMACEUTICALS COM 92532F100   116,270 250 SH   DFND 6 0 250 0
VERTEX PHARMACEUTICALS COM 92532F100   6,976 15 SH   DFND 14 0 15 0
WAL-MART STORES COM 931142103   258,400 3,200 SH   SOLE   3,200 0 0
WASTE MANAGEMENT INC COM 94106L109   410,010 1,975 SH   SOLE   1,975 0 0
XYLEM INC COM 98419M100   4,009,446 29,693 SH   SOLE   29,693 0 0
XYLEM INC COM 98419M100   127,603 945 SH   DFND 13 0 945 0
XYLEM INC COM 98419M100   33,757 250 SH   DFND 14 0 250 0
YUM BRANDS COM 988498101   258,463 1,850 SH   SOLE   1,850 0 0
BNY MELLON INTERNATIONAL STOCK Equity Mutual Fu 05587K741   249,504 9,552 SH   SOLE   9,552 0 0
FIDELITY BALANCED FUND Equity Mutual Fu 316345206   212,596 6,902 SH   SOLE   6,902 0 0
FIDELITY PURITAN Equity Mutual Fu 316345107   313,635 11,608 SH   SOLE   11,608 0 0
WCM FOCUSED INTERNATIONAL GROW Equity Mutual Fu 461418444   364,350 13,734 SH   SOLE   13,734 0 0