The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A F L A C Inc COM 001055102 3,279 56,150 SH   SOLE   0 0 56,150
A T & T Corp COM 00206R102 355 14,435 SH   SOLE   0 0 14,435
Abbott Laboratories COM 002824100 381 2,710 SH   SOLE   0 0 2,710
Abbvie Inc COM 00287Y109 449 3,313 SH   SOLE   0 0 3,313
Alpha Architect US Quantitative Val ETF COM 02072L102 297 8,000 SH   SOLE   0 0 8,000
Amazon Com Inc COM 023135106 3,204 961 SH   SOLE   0 0 961
Analog Devices Inc COM 032654105 333 1,892 SH   SOLE   0 0 1,892
Apple Computer Inc COM 037833100 10,855 61,129 SH   SOLE   0 0 61,129
Atmos Energy Corp COM 049560105 462 4,413 SH   SOLE   0 0 4,413
Bank Of America Corp COM 060505104 1,134 25,484 SH   SOLE   0 0 25,484
Berkshire Hathaway Cl B COM 084670702 3,098 10,360 SH   SOLE   0 0 10,360
Blackstone Group LP COM 09260D107 1,068 8,255 SH   SOLE   0 0 8,255
Boeing Co COM 097023105 237 1,176 SH   SOLE   0 0 1,176
Bristol-Myers Squibb Co COM 110122108 465 7,457 SH   SOLE   0 0 7,457
Brit Amer Tobacco COM 110448107 209 5,585 SH   SOLE   0 0 5,585
C V S Corp Del COM 126650100 324 3,139 SH   SOLE   0 0 3,139
Chevrontexaco Corp COM 166764100 753 6,417 SH   SOLE   0 0 6,417
Cisco Systems Inc COM 17275R102 379 5,975 SH   SOLE   0 0 5,975
City Holding Co COM 177835105 245 3,000 SH   SOLE   0 0 3,000
Coca Cola Company COM 191216100 1,870 31,574 SH   SOLE   0 0 31,574
Comcast Corp New Cl A COM 20030N101 203 4,027 SH   SOLE   0 0 4,027
Conocophillips COM 20825C104 467 6,465 SH   SOLE   0 0 6,465
Constellation Brand Cl A COM 21036P108 257 1,025 SH   SOLE   0 0 1,025
Costco Whsl Corp New COM 22160K105 658 1,159 SH   SOLE   0 0 1,159
Dfa Tax Managed US Small COM 25434V609 222 4,670 SH   SOLE   0 0 4,670
Disney Walt Hldg Co COM 254687106 1,816 11,726 SH   SOLE   0 0 11,726
Dollar General Corp COM 256677105 218 923 SH   SOLE   0 0 923
Dow Chemical Company COM 260557103 242 4,273 SH   SOLE   0 0 4,273
Duke Energy Corporation COM 26441C204 636 6,059 SH   SOLE   0 0 6,059
Dupont De Nemours Inc COM 26614N102 342 4,228 SH   SOLE   0 0 4,228
Ecofin Global Water ESG COM 56167N753 370 7,327 SH   SOLE   0 0 7,327
EPAM Systems Inc COM 29414B104 344 515 SH   SOLE   0 0 515
Exxon Mobil Corporation COM 30231G102 1,244 20,330 SH   SOLE   0 0 20,330
Facebook Inc Class A COM 30303M102 945 2,810 SH   SOLE   0 0 2,810
Fedex Corporation COM 31428X106 283 1,093 SH   SOLE   0 0 1,093
Ford Motor Company COM 345370860 236 11,384 SH   SOLE   0 0 11,384
General Electric Company COM 369604301 201 2,125 SH   SOLE   0 0 2,125
General Motors Corp COM 37045V100 959 16,354 SH   SOLE   0 0 16,354
Global Pmts Inc Com COM 37940X102 296 2,190 SH   SOLE   0 0 2,190
Google Inc Cl A COM 02079K305 3,111 1,074 SH   SOLE   0 0 1,074
Google Inc Class C COM 02079K107 1,855 641 SH   SOLE   0 0 641
Gorman Rupp Co Com COM 383082104 2,723 61,116 SH   SOLE   0 0 61,116
Hca The Healthcare Co COM 40412C101 11,757 45,762 SH   SOLE   0 0 45,762
Home Depot Inc COM 437076102 2,578 6,212 SH   SOLE   0 0 6,212
Honeywell International COM 438516106 262 1,255 SH   SOLE   0 0 1,255
Humana Inc COM 444859102 278 600 SH   SOLE   0 0 600
Intel Corp COM 458140100 295 5,719 SH   SOLE   0 0 5,719
Intl Business Machines COM 459200101 559 4,181 SH   SOLE   0 0 4,181
Invesco NASDAQ Next Gen 100 ETF COM 46138G631 303 9,028 SH   SOLE   0 0 9,028
Invesco S&P 500 Eql Wgt COM 46137V357 231,066 1,419,760 SH   SOLE   0 0 1,419,760
Invesco S&P 500A(R) Quality ETF COM 46137V241 474 8,905 SH   SOLE   0 0 8,905
Ishares Cohen Steers REIT COM 464287564 27,845 365,994 SH   SOLE   0 0 365,994
Ishares Core Msci COM 46434G103 8,375 139,914 SH   SOLE   0 0 139,914
Ishares Core Msci Eafe COM 46432F842 40,670 544,881 SH   SOLE   0 0 544,881
iShares Edge MSCI Min Vol USA COM 46429B697 2,078 25,682 SH   SOLE   0 0 25,682
Ishares MSCI Emrg Mkt Fd COM 464287234 14,338 293,518 SH   SOLE   0 0 293,518
Ishares Msci ETF High Dividend Equity Fund COM 46429B663 48,405 479,306 SH   SOLE   0 0 479,306
Ishares National Muni Bond Etf COM 464288414 816 7,015 SH   SOLE   0 0 7,015
iShares North American Tech-Software ETF COM 464287515 1,041 2,618 SH   SOLE   0 0 2,618
Ishares Russell 2000 COM 464287655 171,142 769,351 SH   SOLE   0 0 769,351
Ishares Russell Index Fd COM 464287499 276 3,330 SH   SOLE   0 0 3,330
Ishares S&P Midcap COM 464287606 1,077 12,633 SH   SOLE   0 0 12,633
Ishares S&P U S Pfd Fund COM 464288687 1,680 42,608 SH   SOLE   0 0 42,608
Ishares Tr Dj US Utils COM 464287697 10,866 122,877 SH   SOLE   0 0 122,877
Ishares Tr Dow Jones COM 464288448 788 25,269 SH   SOLE   0 0 25,269
Ishares Tr Dow Jones Re COM 464287739 350 3,010 SH   SOLE   0 0 3,010
Ishares Tr Dow Jones Select Divid Index COM 464287168 31,776 259,207 SH   SOLE   0 0 259,207
Ishares Tr MSCI EAFE Fd COM 464287465 51,721 657,359 SH   SOLE   0 0 657,359
Ishares Tr Russell COM 464287614 620 2,029 SH   SOLE   0 0 2,029
Ishares Tr S&P 500/ Value Index Fd COM 464287408 7,165 45,742 SH   SOLE   0 0 45,742
Ishares Tr S&P 500/ Barra Growth Index COM 464287309 9,615 114,920 SH   SOLE   0 0 114,920
Ishares Tr S&P Aggressive COM 464289859 10,811 148,468 SH   SOLE   0 0 148,468
Ishares Tr S&P Allocation Fd COM 464289867 4,580 80,243 SH   SOLE   0 0 80,243
Ishares Tr S&P Midcap COM 464287507 2,166 7,652 SH   SOLE   0 0 7,652
Ishares Tr S&P Smallcap COM 464287804 11,004 96,092 SH   SOLE   0 0 96,092
Ishares TRUST Core Divid Gwth COM 46434V621 967 17,402 SH   SOLE   0 0 17,402
Ishares TRUST S&P 500 COM 464287200 231,658 485,667 SH   SOLE   0 0 485,667
J P Morgan Chase & Co COM 46625H100 1,270 8,017 SH   SOLE   0 0 8,017
Johnson & Johnson COM 478160104 1,043 6,100 SH   SOLE   0 0 6,100
Kimberly-Clark Corp COM 494368103 756 5,292 SH   SOLE   0 0 5,292
Lilly Eli & Company COM 532457108 514 1,860 SH   SOLE   0 0 1,860
Mastercard Inc COM 57636Q104 778 2,164 SH   SOLE   0 0 2,164
Mc Donalds Corp COM 580135101 396 1,476 SH   SOLE   0 0 1,476
Medtronic Inc COM G5960L103 319 3,084 SH   SOLE   0 0 3,084
Merck & Co Inc COM 58933Y105 696 9,079 SH   SOLE   0 0 9,079
Micron Technology Inc COM 595112103 231 2,480 SH   SOLE   0 0 2,480
Microsoft Corp COM 594918104 4,394 13,066 SH   SOLE   0 0 13,066
Mongodb Inc Cl A COM 60937P106 1,323 2,500 SH   SOLE   0 0 2,500
Nasdaq 100 Shares COM 46090E103 4,796 12,055 SH   SOLE   0 0 12,055
Nextera Energy Inc COM 65339F101 504 5,394 SH   SOLE   0 0 5,394
Nike Inc Class B COM 654106103 336 2,014 SH   SOLE   0 0 2,014
Okta Inc COM 679295105 224 1,000 SH   SOLE   0 0 1,000
Oracle Corporation COM 68389X105 633 7,263 SH   SOLE   0 0 7,263
Owens &Minor Inc Hldg Co COM 690732102 1,738 39,960 SH   SOLE   0 0 39,960
Palantir Technologies Inc COM 69608A108 346 19,020 SH   SOLE   0 0 19,020
Paycom Software Inc Com Usd0.01 COM 70432V102 209 503 SH   SOLE   0 0 503
Pepsico Incorporated COM 713448108 861 4,955 SH   SOLE   0 0 4,955
Perkinelmer Inc COM 714046109 429 2,133 SH   SOLE   0 0 2,133
Pfizer Incorporated COM 717081103 473 8,011 SH   SOLE   0 0 8,011
Philip Morris Intl Inc COM 718172109 377 3,965 SH   SOLE   0 0 3,965
Pinnancle Finl Partners Inc COM 72346Q104 1,738 18,204 SH   SOLE   0 0 18,204
Pnc Finl Services Gp Inc COM 693475105 374 1,865 SH   SOLE   0 0 1,865
Procter & Gamble Co COM 742718109 262 1,603 SH   SOLE   0 0 1,603
ProShares Ultra QQQ COM 74347R206 317 3,556 SH   SOLE   0 0 3,556
Prudential Financial Inc COM 744320102 248 2,291 SH   SOLE   0 0 2,291
Raytheon Technologies Ord COM 75513E101 440 5,118 SH   SOLE   0 0 5,118
Regions Financial Cp New COM 7591EP100 465 21,338 SH   SOLE   0 0 21,338
S P D R TRUST Unit SR COM 78462F103 3,492 7,353 SH   SOLE   0 0 7,353
Salesforce Com COM 79466L302 259 1,021 SH   SOLE   0 0 1,021
Sch Fnd US Sm Etf COM 808524763 589 10,584 SH   SOLE   0 0 10,584
Sch US Div Equity Etf COM 808524797 1,066 13,189 SH   SOLE   0 0 13,189
Schw Intl Eq Etf COM 808524805 601 15,464 SH   SOLE   0 0 15,464
Schw US Lcap Etf COM 808524201 1,414 12,421 SH   SOLE   0 0 12,421
Schw US Scap Etf COM 808524607 414 4,039 SH   SOLE   0 0 4,039
Schwab Funda Emg Mkts COM 808524730 271 8,735 SH   SOLE   0 0 8,735
Schwab Fundamental Inl COM 808524755 546 16,780 SH   SOLE   0 0 16,780
Schwab Fundamental Intl COM 808524748 264 7,061 SH   SOLE   0 0 7,061
Schwab Fundamental US COM 808524771 1,122 19,135 SH   SOLE   0 0 19,135
Sector Spdr Consumer Fd COM 81369Y407 256 1,250 SH   SOLE   0 0 1,250
Sector Spdr Health Fund COM 81369Y209 2,108 14,964 SH   SOLE   0 0 14,964
ServiceNow Inc COM 81762P102 325 500 SH   SOLE   0 0 500
Smartfinancial Inc COM 83190L208 1,212 44,298 SH   SOLE   0 0 44,298
Smith A O COM 831865209 5,349 62,304 SH   SOLE   0 0 62,304
Spdr Dow Jones COM 78467X109 338 930 SH   SOLE   0 0 930
Spdr Gold TRUST COM 78463V107 1,042 6,095 SH   SOLE   0 0 6,095
Spdr S&P 500 Growth Etf COM 78464A409 1,036 14,292 SH   SOLE   0 0 14,292
Spdr S&P 600 Small Cap COM 78464A201 212 2,282 SH   SOLE   0 0 2,282
Spdr S&P Dividend Etf COM 78464A763 360 2,790 SH   SOLE   0 0 2,790
SPDRA(R) MSCI USA StrategicFactors ETF COM 78468R812 493 3,774 SH   SOLE   0 0 3,774
Synopsys Inc COM 871607107 561 1,522 SH   SOLE   0 0 1,522
Sysco Corporation COM 871829107 834 10,615 SH   SOLE   0 0 10,615
Teradyne Incorporated COM 880770102 363 2,217 SH   SOLE   0 0 2,217
Texas Instruments Inc COM 882508104 269 1,429 SH   SOLE   0 0 1,429
The Southern Company COM 842587107 1,276 18,605 SH   SOLE   0 0 18,605
Thermo Fisher Scntfc COM 883556102 257 385 SH   SOLE   0 0 385
Tivity Health Inc Com COM 88870R102 476 17,990 SH   SOLE   0 0 17,990
Trane Technologies PLC COM G8994E103 235 1,164 SH   SOLE   0 0 1,164
U S Bancorp Del New COM 902973304 411 7,313 SH   SOLE   0 0 7,313
United Continental Holdings Inc Com Usd0 COM 910047109 214 4,893 SH   SOLE   0 0 4,893
United Parcel Service B COM 911312106 290 1,354 SH   SOLE   0 0 1,354
Unitedhealth Group Inc COM 91324P102 689 1,372 SH   SOLE   0 0 1,372
VanEck Vectors Mortgage REIT Income ETF COM 92189F452 199 11,107 SH   SOLE   0 0 11,107
Vanguard Bond Index Fund COM 921937819 211 2,409 SH   SOLE   0 0 2,409
Vanguard Div Appreciation COM 921908844 2,435 14,176 SH   SOLE   0 0 14,176
Vanguard Emerging Market COM 922042858 6,331 128,007 SH   SOLE   0 0 128,007
Vanguard Europe Pac Etf COM 921943858 24,338 476,650 SH   SOLE   0 0 476,650
Vanguard Extended Mkt COM 922908652 779 4,261 SH   SOLE   0 0 4,261
Vanguard High Div ETF COM 921946406 10,098 90,076 SH   SOLE   0 0 90,076
Vanguard Mid Cap COM 922908629 6,788 26,644 SH   SOLE   0 0 26,644
Vanguard REIT COM 922908553 12,019 103,601 SH   SOLE   0 0 103,601
Vanguard Russell 2000 COM 92206C664 12,861 143,200 SH   SOLE   0 0 143,200
Vanguard Russell 2000 Growth ETF COM 92206C623 462 2,165 SH   SOLE   0 0 2,165
Vanguard Russell 2000 Value ETF COM 92206C649 508 3,496 SH   SOLE   0 0 3,496
Vanguard S&P 500 Etf COM 922908363 11,400 26,113 SH   SOLE   0 0 26,113
Vanguard S&P Small-Cap 600 ETF COM 921932828 213 1,012 SH   SOLE   0 0 1,012
Vanguard Short Term Bd Index COM 921937827 1,204 14,894 SH   SOLE   0 0 14,894
Vanguard Short Term Cor COM 92206C409 998 12,285 SH   SOLE   0 0 12,285
Vanguard Tax-Exempt Bond ETF COM 922907746 1,165 21,211 SH   SOLE   0 0 21,211
Vanguard Total International Stock ETF COM 921909768 3,762 59,186 SH   SOLE   0 0 59,186
Vanguard Total Stock Mkt COM 922908769 15,708 65,061 SH   SOLE   0 0 65,061
Vanguard Total World COM 922042742 1,080 10,052 SH   SOLE   0 0 10,052
Verizon Communications COM 92343V104 462 8,888 SH   SOLE   0 0 8,888
Visa Inc Cl A COM 92826C839 677 3,122 SH   SOLE   0 0 3,122
Wal-Mart Stores Inc COM 931142103 432 2,987 SH   SOLE   0 0 2,987
Wesbanco Inc COM 950810101 202 5,768 SH   SOLE   0 0 5,768
WisdomTree Cloud Computing ETF COM 97717Y691 414 7,989 SH   SOLE   0 0 7,989
Xilinx Inc COM 983919101 509 2,400 SH   SOLE   0 0 2,400