The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,725 51,599 SH   SOLE 0 0 0 51,599
ABBOTT LABS COM 002824100 1,693 20,033 SH   SOLE 0 0 0 20,033
ABBVIE INC COM 00287Y109 1,214 16,545 SH   SOLE 0 0 0 16,545
ADOBE INC COM 00724F101 203 675 SH   SOLE 0 0 0 675
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 232 1,324 SH   SOLE 0 0 0 1,324
ALPHABET INC CAP STK CL C 02079K107 447 407 SH   SOLE 0 0 0 407
ALPHABET INC CAP STK CL A 02079K305 953 866 SH   SOLE 0 0 0 866
AMAZON COM INC COM 023135106 1,838 956 SH   SOLE 0 0 0 956
AMERICAN EXPRESS CO COM 025816109 494 3,954 SH   SOLE 0 0 0 3,954
AMERICAN TOWER CORP NEW COM 03027X100 422 2,086 SH   SOLE 0 0 0 2,086
AMGEN INC COM 031162100 638 3,426 SH   SOLE 0 0 0 3,426
ANALOG DEVICES INC COM 032654105 761 6,619 SH   SOLE 0 0 0 6,619
ANTHEM INC COM 036752103 426 1,506 SH   SOLE 0 0 0 1,506
APPLE INC COM 037833100 10,417 51,686 SH   SOLE 0 0 0 51,686
AUTOMATIC DATA PROCESSING IN COM 053015103 352 2,113 SH   SOLE 0 0 0 2,113
BP PLC SPONSORED ADR 055622104 472 11,211 SH   SOLE 0 0 0 11,211
BANK AMER CORP COM 060505104 1,365 46,406 SH   SOLE 0 0 0 46,406
BANK NEW YORK MELLON CORP COM 064058100 234 5,257 SH   SOLE 0 0 0 5,257
BECTON DICKINSON & CO COM 075887109 614 2,414 SH   SOLE 0 0 0 2,414
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,609 5 SH   SOLE 0 0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,246 10,463 SH   SOLE 0 0 0 10,463
BLACKROCK INC COM 09247X101 761 1,610 SH   SOLE 0 0 0 1,610
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 515 11,062 SH   SOLE 0 0 0 11,062
BOEING CO COM 097023105 1,069 2,999 SH   SOLE 0 0 0 2,999
CVS HEALTH CORP COM 126650100 514 9,365 SH   SOLE 0 0 0 9,365
CALUMET SPECIALTY PRODS PTNR UT LTD PARTNER 131476103 2,406 564,840 SH   SOLE 0 0 0 564,840
CATERPILLAR INC DEL COM 149123101 750 5,491 SH   SOLE 0 0 0 5,491
CELGENE CORP COM 151020104 477 5,106 SH   SOLE 0 0 0 5,106
CHEVRON CORP NEW COM 166764100 1,435 11,497 SH   SOLE 0 0 0 11,497
CISCO SYS INC COM 17275R102 1,734 31,676 SH   SOLE 0 0 0 31,676
COCA COLA CO COM 191216100 838 16,231 SH   SOLE 0 0 0 16,231
COLGATE PALMOLIVE CO COM 194162103 255 3,532 SH   SOLE 0 0 0 3,532
COMCAST CORP NEW CL A 20030N101 1,329 31,109 SH   SOLE 0 0 0 31,109
CONOCOPHILLIPS COM 20825C104 927 14,886 SH   SOLE 0 0 0 14,886
COSTCO WHSL CORP NEW COM 22160K105 426 1,617 SH   SOLE 0 0 0 1,617
CUMMINS INC COM 231021106 476 2,753 SH   SOLE 0 0 0 2,753
DANAHER CORPORATION COM 235851102 288 2,000 SH   SOLE 0 0 0 2,000
DISNEY WALT CO COM DISNEY 254687106 796 5,622 SH   SOLE 0 0 0 5,622
DOLLAR GEN CORP NEW COM 256677105 1,082 7,960 SH   SOLE 0 0 0 7,960
DOMINION ENERGY INC COM 25746U109 362 4,699 SH   SOLE 0 0 0 4,699
DOW INC COM 260557103 541 10,794 SH   SOLE 0 0 0 10,794
DOWDUPONT INC COM 26078J100 518 6,826 SH   SOLE 0 0 0 6,826
ECOLAB INC COM 278865100 231 1,178 SH   SOLE 0 0 0 1,178
EXXON MOBIL CORP COM 30231G102 1,515 19,788 SH   SOLE 0 0 0 19,788
FACEBOOK INC CL A 30303M102 375 1,941 SH   SOLE 0 0 0 1,941
FIFTH THIRD BANCORP COM 316773100 218 7,700 SH   SOLE 0 0 0 7,700
FIRST MERCHANTS CORP COM 320817109 648 17,046 SH   SOLE 0 0 0 17,046
GENERAL ELECTRIC CO COM 369604103 269 25,350 SH   SOLE 0 0 0 25,350
GENERAL MLS INC COM 370334104 275 5,152 SH   SOLE 0 0 0 5,152
GOLDMAN SACHS GROUP INC COM 38141G104 579 2,801 SH   SOLE 0 0 0 2,801
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 9,546 95,292 SH   SOLE 0 0 0 95,292
HERITAGE CRYSTAL CLEAN INC COM 42726M106 2,897 110,290 SH   SOLE 0 0 0 110,290
HILL ROM HLDGS INC COM 431475102 289 2,749 SH   SOLE 0 0 0 2,749
HOME DEPOT INC COM 437076102 1,023 4,867 SH   SOLE 0 0 0 4,867
HONEYWELL INTL INC COM 438516106 893 5,050 SH   SOLE 0 0 0 5,050
HORIZON BANCORP INC COM 440407104 1,074 65,112 SH   SOLE 0 0 0 65,112
ILLINOIS TOOL WKS INC COM 452308109 318 2,100 SH   SOLE 0 0 0 2,100
IMMUNOMEDICS INC COM 452907108 190 13,500 SH   SOLE 0 0 0 13,500
INTEL CORP COM 458140100 1,724 35,883 SH   SOLE 0 0 0 35,883
INTERNATIONAL BUSINESS MACHS COM 459200101 699 5,000 SH   SOLE 0 0 0 5,000
INTUITIVE SURGICAL INC COM NEW 46120E602 425 802 SH   SOLE 0 0 0 802
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 863 7,950 SH   SOLE 0 0 0 7,950
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 829 7,062 SH   SOLE 0 0 0 7,062
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 356 6,448 SH   SOLE 0 0 0 6,448
ISHARES TR MRNGSTR LG-CP GR 464287119 216 1,115 SH   SOLE 0 0 0 1,115
ISHARES TR CORE S&P TTL STK 464287150 2,245 33,438 SH   SOLE 0 0 0 33,438
ISHARES TR TIPS BD ETF 464287176 215 1,877 SH   SOLE 0 0 0 1,877
ISHARES TR CORE S&P500 ETF 464287200 6,293 21,165 SH   SOLE 0 0 0 21,165
ISHARES TR S&P 500 GRWT ETF 464287309 2,629 14,534 SH   SOLE 0 0 0 14,534
ISHARES TR S&P 500 VAL ETF 464287408 2,955 25,158 SH   SOLE 0 0 0 25,158
ISHARES TR 1 3 YR TREAS BD 464287457 312 3,688 SH   SOLE 0 0 0 3,688
ISHARES TR MSCI EAFE ETF 464287465 2,328 35,247 SH   SOLE 0 0 0 35,247
ISHARES TR RUS MDCP VAL ETF 464287473 30,462 339,869 SH   SOLE 0 0 0 339,869
ISHARES TR RUS MD CP GR ETF 464287481 1,935 13,450 SH   SOLE 0 0 0 13,450
ISHARES TR RUS MID CAP ETF 464287499 906 16,088 SH   SOLE 0 0 0 16,088
ISHARES TR CORE S&P MCP ETF 464287507 1,390 7,135 SH   SOLE 0 0 0 7,135
ISHARES TR S&P MC 400GR ETF 464287606 775 3,416 SH   SOLE 0 0 0 3,416
ISHARES TR RUS 2000 VAL ETF 464287630 4,443 36,728 SH   SOLE 0 0 0 36,728
ISHARES TR RUSSELL 2000 ETF 464287655 2,653 16,995 SH   SOLE 0 0 0 16,995
ISHARES TR S&P MC 400VL ETF 464287705 1,544 9,617 SH   SOLE 0 0 0 9,617
ISHARES TR CORE S&P SCP ETF 464287804 1,893 24,131 SH   SOLE 0 0 0 24,131
ISHARES TR SP SMCP600VL ETF 464287879 395 2,651 SH   SOLE 0 0 0 2,651
ISHARES TR SHRT NAT MUN ETF 464288158 1,105 10,383 SH   SOLE 0 0 0 10,383
ISHARES TR MSCI ACWI EX US 464288240 412 8,738 SH   SOLE 0 0 0 8,738
ISHARES TR NATIONAL MUN ETF 464288414 739 6,552 SH   SOLE 0 0 0 6,552
ISHARES TR MIN VOL USA ETF 46429B697 1,743 28,124 SH   SOLE 0 0 0 28,124
ISHARES US ETF TR SHT MAT BD ETF 46431W507 1,433 28,540 SH   SOLE 0 0 0 28,540
ISHARES TR USA QUALITY FCTR 46432F339 308 3,337 SH   SOLE 0 0 0 3,337
ISHARES TR USA MOMENTUM FCT 46432F396 263 2,193 SH   SOLE 0 0 0 2,193
ISHARES TR CORE MSCI TOTAL 46432F834 3,337 56,501 SH   SOLE 0 0 0 56,501
ISHARES TR CORE MSCI EAFE 46432F842 1,602 25,932 SH   SOLE 0 0 0 25,932
ISHARES INC CORE MSCI EMKT 46434G103 951 18,255 SH   SOLE 0 0 0 18,255
ISHARES TR MULTIFACTOR USA 46434V282 832 26,039 SH   SOLE 0 0 0 26,039
ISHARES TR CORE TOTAL USD 46434V613 799 15,490 SH   SOLE 0 0 0 15,490
ISHARES TR CORE DIV GRWTH 46434V621 3,441 89,365 SH   SOLE 0 0 0 89,365
JPMORGAN CHASE & CO COM 46625H100 1,581 13,908 SH   SOLE 0 0 0 13,908
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 550 10,920 SH   SOLE 0 0 0 10,920
JOHNSON & JOHNSON COM 478160104 1,970 14,137 SH   SOLE 0 0 0 14,137
LILLY ELI & CO COM 532457108 7,245 64,265 SH   SOLE 0 0 0 64,265
LOCKHEED MARTIN CORP COM 539830109 497 1,376 SH   SOLE 0 0 0 1,376
LOWES COS INC COM 548661107 387 3,783 SH   SOLE 0 0 0 3,783
MARSH & MCLENNAN COS INC COM 571748102 237 2,355 SH   SOLE 0 0 0 2,355
MASTERCARD INC CL A 57636Q104 941 3,528 SH   SOLE 0 0 0 3,528
MCDONALDS CORP COM 580135101 1,004 4,867 SH   SOLE 0 0 0 4,867
MERCK & CO INC COM 58933Y105 1,146 13,518 SH   SOLE 0 0 0 13,518
MICROSOFT CORP COM 594918104 3,978 29,321 SH   SOLE 0 0 0 29,321
MONDELEZ INTL INC CL A 609207105 355 6,490 SH   SOLE 0 0 0 6,490
NEXTERA ENERGY INC COM 65339F101 321 1,575 SH   SOLE 0 0 0 1,575
NIKE INC CL B 654106103 496 5,806 SH   SOLE 0 0 0 5,806
NORFOLK SOUTHERN CORP COM 655844108 231 1,150 SH   SOLE 0 0 0 1,150
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100 247 16,188 SH   SOLE 0 0 0 16,188
ORACLE CORP COM 68389X105 697 12,009 SH   SOLE 0 0 0 12,009
PNC FINL SVCS GROUP INC COM 693475105 547 3,911 SH   SOLE 0 0 0 3,911
PAYPAL HLDGS INC COM 70450Y103 224 1,949 SH   SOLE 0 0 0 1,949
PENUMBRA INC COM 70975L107 2,166 13,500 SH   SOLE 0 0 0 13,500
PEPSICO INC COM 713448108 1,826 13,847 SH   SOLE 0 0 0 13,847
PFIZER INC COM 717081103 1,183 27,038 SH   SOLE 0 0 0 27,038
PROCTER AND GAMBLE CO COM 742718109 1,136 10,285 SH   SOLE 0 0 0 10,285
PROSHARES TR PSHS ULT S&P 500 74347R107 244 1,902 SH   SOLE 0 0 0 1,902
QUALCOMM INC COM 747525103 937 12,090 SH   SOLE 0 0 0 12,090
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,553 12,017 SH   SOLE 0 0 0 12,017
SPDR GOLD TRUST GOLD SHS 78463V107 364 2,788 SH   SOLE 0 0 0 2,788
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 565 15,314 SH   SOLE 0 0 0 15,314
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 212 3,489 SH   SOLE 0 0 0 3,489
SPDR SERIES TRUST S&P DIVID ETF 78464A763 371 3,667 SH   SOLE 0 0 0 3,667
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 736 13,521 SH   SOLE 0 0 0 13,521
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 1,992 38,683 SH   SOLE 0 0 0 38,683
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 543 15,613 SH   SOLE 0 0 0 15,613
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 391 5,510 SH   SOLE 0 0 0 5,510
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,327 32,904 SH   SOLE 0 0 0 32,904
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 950 11,315 SH   SOLE 0 0 0 11,315
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,109 15,442 SH   SOLE 0 0 0 15,442
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 203 5,172 SH   SOLE 0 0 0 5,172
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 235 4,384 SH   SOLE 0 0 0 4,384
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 349 10,827 SH   SOLE 0 0 0 10,827
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,356 26,868 SH   SOLE 0 0 0 26,868
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 479 6,036 SH   SOLE 0 0 0 6,036
SOUTHWEST AIRLS CO COM 844741108 360 6,992 SH   SOLE 0 0 0 6,992
STARBUCKS CORP COM 855244109 543 6,420 SH   SOLE 0 0 0 6,420
TJX COS INC NEW COM 872540109 493 9,309 SH   SOLE 0 0 0 9,309
TEXAS INSTRS INC COM 882508104 1,024 8,742 SH   SOLE 0 0 0 8,742
THERMO FISHER SCIENTIFIC INC COM 883556102 382 1,276 SH   SOLE 0 0 0 1,276
3M CO COM 88579Y101 649 3,716 SH   SOLE 0 0 0 3,716
TRAVELERS COMPANIES INC COM 89417E109 329 2,174 SH   SOLE 0 0 0 2,174
UNION PACIFIC CORP COM 907818108 1,475 8,599 SH   SOLE 0 0 0 8,599
UNITED PARCEL SERVICE INC CL B 911312106 436 4,234 SH   SOLE 0 0 0 4,234
UNITED TECHNOLOGIES CORP COM 913017109 1,017 7,741 SH   SOLE 0 0 0 7,741
UNITEDHEALTH GROUP INC COM 91324P102 912 3,760 SH   SOLE 0 0 0 3,760
VANGUARD GROUP DIV APP ETF 921908844 946 8,159 SH   SOLE 0 0 0 8,159
VANGUARD STAR FD VG TL INTL STK F 921909768 1,376 25,927 SH   SOLE 0 0 0 25,927
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 382 9,124 SH   SOLE 0 0 0 9,124
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 271 3,577 SH   SOLE 0 0 0 3,577
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,413 27,511 SH   SOLE 0 0 0 27,511
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,016 23,549 SH   SOLE 0 0 0 23,549
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 826 15,608 SH   SOLE 0 0 0 15,608
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,569 13,149 SH   SOLE 0 0 0 13,149
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 730 6,512 SH   SOLE 0 0 0 6,512
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 877 5,827 SH   SOLE 0 0 0 5,827
VANGUARD INDEX FDS SM CP VAL ETF 922908611 207 1,578 SH   SOLE 0 0 0 1,578
VANGUARD INDEX FDS MID CAP ETF 922908629 541 3,211 SH   SOLE 0 0 0 3,211
VANGUARD INDEX FDS GROWTH ETF 922908736 409 2,478 SH   SOLE 0 0 0 2,478
VANGUARD INDEX FDS TOTAL STK MKT 922908769 868 5,741 SH   SOLE 0 0 0 5,741
VERIZON COMMUNICATIONS INC COM 92343V104 1,804 31,843 SH   SOLE 0 0 0 31,843
VISA INC COM CL A 92826C839 811 4,660 SH   SOLE 0 0 0 4,660
WALMART INC COM 931142103 630 5,695 SH   SOLE 0 0 0 5,695
WELLS FARGO CO NEW COM 949746101 666 13,974 SH   SOLE 0 0 0 13,974
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 211 8,450 SH   SOLE 0 0 0 8,450
WISDOMTREE TR US QTLY DIV GRT 97717X669 974 22,162 SH   SOLE 0 0 0 22,162
WORLD GOLD TR SPDR GLD MINIS 98149E204 166 12,017 SH   SOLE 0 0 0 12,017
YUM BRANDS INC COM 988498101 268 2,451 SH   SOLE 0 0 0 2,451
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,385 7,411 SH   SOLE 0 0 0 7,411
LINDE PLC COM G5494J103 346 1,705 SH   SOLE 0 0 0 1,705
MEDTRONIC PLC SHS G5960L103 1,206 12,296 SH   SOLE 0 0 0 12,296
CHUBB LIMITED COM H1467J104 344 2,329 SH   SOLE 0 0 0 2,329
TE CONNECTIVITY LTD REG SHS H84989104 549 5,639 SH   SOLE 0 0 0 5,639