The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Agnico-Eagle Mines Ltd COM 008474108 321 5,980 SH   SOLE   0 0 0
Ameren Corporation COM 023608102 284 3,545 SH   SOLE   0 0 0
AMERICAN ELECTRI COM 025537101 315 3,361 SH   SOLE   0 0 0
Amgen Inc COM 031162100 452 2,335 SH   SOLE   0 0 0
Apple Computer COM 037833100 473 2,112 SH   SOLE   0 0 0
ATMOS ENERGY CORP COM 049560105 360 3,161 SH   SOLE   0 0 0
Autodesk Inc COM 052769106 248 1,680 SH   SOLE   0 0 0
Autozone COM 053332102 287 265 SH   SOLE   0 0 0
Ball Corp COM 058498106 359 4,926 SH   SOLE   0 0 0
Best Buy COM 086516101 293 4,243 SH   SOLE   0 0 0
H&R BLOCK INC COM 093671105 304 12,868 SH   SOLE   0 0 0
BRINK'S CO/THE COM 109696104 205 2,466 SH   SOLE   0 0 0
CMS Energy Corp COM 125896100 415 6,494 SH   SOLE   0 0 0
Campbell South Co. COM 134429109 364 7,750 SH   SOLE   0 0 0
Celgene Corp COM 151020104 452 4,556 SH   SOLE   0 0 0
Chevrontexaco Corp COM 166764100 425 3,580 SH   SOLE   0 0 0
Choice Hotels Intl Inc COM 169905106 341 3,831 SH   SOLE   0 0 0
CINCINNATI FINANCIAL CORP COM 172062101 310 2,653 SH   SOLE   0 0 0
Citrix Systems INC COM 177376100 657 6,808 SH   SOLE   0 0 0
Clorox Co Del COM 189054109 381 2,511 SH   SOLE   0 0 0
Coca-Cola Company COM 191216100 728 13,370 SH   SOLE   0 0 0
Colgate-Palmolive, Co. COM 194162103 351 4,775 SH   SOLE   0 0 0
CONS EDISON INC COM 209115104 340 3,599 SH   SOLE   0 0 0
DTE Energy Co COM 233331107 334 2,513 SH   SOLE   0 0 0
Delta Airlines Inc Del COM NEW 247361702 347 6,021 SH   SOLE   0 0 0
DUNKIN' BRANDS GROUP INC COM 265504100 243 3,067 SH   SOLE   0 0 0
e-Bay INC COM 278642103 347 8,903 SH   SOLE   0 0 0
Fair Isaac Corp COM 303250104 271 892 SH   SOLE   0 0 0
Federal Realty Invs Trust SH BEN INT NEW 313747206 218 1,604 SH   SOLE   0 0 0
FIRSTENERGY CORP COM 337932107 593 12,287 SH   SOLE   0 0 0
Ford MTR CO DEL COM 345370860 180 19,620 SH   SOLE   0 0 0
Harley-Davidson Inc COM 412822108 266 7,394 SH   SOLE   0 0 0
Hartford Financial Serv Group INC COM 416515104 306 5,051 SH   SOLE   0 0 0
HERSHEY CO COM 427866108 392 2,531 SH   SOLE   0 0 0
Home Depot, Inc COM 437076102 747 3,219 SH   SOLE   0 0 0
Honeywell International INC COM 438516106 332 1,960 SH   SOLE   0 0 0
Hunginton Ingalls Industries INC COM 446413106 246 1,160 SH   SOLE   0 0 0
Illinois Tool WKS Inc COM 452308109 325 2,075 SH   SOLE   0 0 0
Int'l Business Machines COM 459200101 226 1,557 SH   SOLE   0 0 0
ISHARES INC MIN VOL GBL ETF 464286525 2,014 21,261 SH   SOLE   0 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 1,048 18,351 SH   SOLE   0 0 0
ISHARES INC MSCI THAILND ETF 464286624 239 2,698 SH   SOLE   0 0 0
ISHARES TR TIPS BD ETF 464287176 781 6,714 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226 557 4,922 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 20,402 160,038 SH   SOLE   0 0 0
ISHARES TR 20 YR TR BD ETF 464287432 643 4,492 SH   SOLE   0 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 333 2,200 SH   SOLE   0 0 0
ISHARES TR U.S. REAL ES ETF 464287739 282 3,015 SH   SOLE   0 0 0
ISHARES TR JPMORGAN USD EMG 464288281 4,979 43,924 SH   SOLE   0 0 0
ISHARES TR IBOXX HI YD ETF 464288513 6,318 72,479 SH   SOLE   0 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,166 31,080 SH   SOLE   0 0 0
ISHARES TR NEW ZEALAND ETF 464289123 250 4,814 SH   SOLE   0 0 0
KELLOGG CO COM 487836108 217 3,378 SH   SOLE   0 0 0
Kimberly-Clark Corp COM 494368103 300 2,110 SH   SOLE   0 0 0
Lam Research CORP COM 512807108 362 1,567 SH   SOLE   0 0 0
Lamb Weston HLDGS Inc COM 513272104 441 6,069 SH   SOLE   0 0 0
Las Vegas Sands Corp COM 517834107 347 6,011 SH   SOLE   0 0 0
Lear Corp COM NEW 521865204 201 1,709 SH   SOLE   0 0 0
LEIDOS HOLDINGS INC COM 525327102 264 3,076 SH   SOLE   0 0 0
Lilly (Eli) & Company COM 532457108 494 4,419 SH   SOLE   0 0 0
Live Nation Entertainment Inc COM 538034109 232 3,493 SH   SOLE   0 0 0
Lockheed Martin Corp COM 539830109 578 1,481 SH   SOLE   0 0 0
Loews Corp COM 540424108 241 4,682 SH   SOLE   0 0 0
Lowe's Corporation COM 548661107 378 3,437 SH   SOLE   0 0 0
Magellan Midstream Partners LP COM UNIT RP LP 559080106 293 4,420 SH   SOLE   0 0 0
Manhattan Associates Inc COM 562750109 211 2,611 SH   SOLE   0 0 0
MARSH & MCLENNAN COS INC COM 571748102 377 3,773 SH   SOLE   0 0 0
Marriott International Inc New CL A 571903202 263 2,115 SH   SOLE   0 0 0
McDonald's Corp COM 580135101 763 3,552 SH   SOLE   0 0 0
MEDTRONIC PLC SHS G5960L103 439 4,042 SH   SOLE   0 0 0
METTLER-TOLEDO INTERNAT COM 592688105 404 574 SH   SOLE   0 0 0
MONDELEZ INTER-A CL A 609207105 410 7,415 SH   SOLE   0 0 0
MOODY'S CORP COM 615369105 284 1,387 SH   SOLE   0 0 0
Motorola Solutions Inc COM NEW 620076307 387 2,273 SH   SOLE   0 0 0
Omnicom Group Inc COM 681919106 380 4,847 SH   SOLE   0 0 0
Oneok Inc New COM 682680103 263 3,567 SH   SOLE   0 0 0
Pepsico Inc COM 713448108 650 4,739 SH   SOLE   0 0 0
Philip Morris International Inc COM 718172109 595 7,837 SH   SOLE   0 0 0
PHILLIPS 66 PARTNERS LP COM UNIT REP INT 718549207 221 3,904 SH   SOLE   0 0 0
Procter and Gamble Co. COM 742718109 517 4,154 SH   SOLE   0 0 0
Public Service enterprise Group Inc COM 744573106 405 6,522 SH   SOLE   0 0 0
Qualcomm INC COM 747525103 354 4,639 SH   SOLE   0 0 0
Republic Services Inc COM 760759100 461 5,323 SH   SOLE   0 0 0
Robert Half Intl Inc COM 770323103 282 5,068 SH   SOLE   0 0 0
Rockwell Automation Inc COM 773903109 223 1,353 SH   SOLE   0 0 0
Sempra Energy COM 816851109 493 3,343 SH   SOLE   0 0 0
SHERWIN-WILLIAMS CO COM 824348106 281 511 SH   SOLE   0 0 0
Simon Property Group Inc New COM 828806109 272 1,747 SH   SOLE   0 0 0
Southern Co./The COM 842587107 497 8,044 SH   SOLE   0 0 0
Starbucks Corp COM 855244109 546 6,177 SH   SOLE   0 0 0
SYSCO CORP COM 871829107 566 7,126 SH   SOLE   0 0 0
TJX Cos Inc New COM 872540109 257 4,614 SH   SOLE   0 0 0
Teradyne Inc COM 880770102 232 3,999 SH   SOLE   0 0 0
Texas Instruments Inc COM 882508104 350 2,712 SH   SOLE   0 0 0
Union Pacific Corp COM 907818108 330 2,035 SH   SOLE   0 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 1,483 18,401 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 371 2,454 SH   SOLE   0 0 0
VMWARE INC CL A COM 928563402 348 2,321 SH   SOLE   0 0 0
Walmart Inc COM 931142103 415 3,501 SH   SOLE   0 0 0
Waters Corp COM 941848103 338 1,516 SH   SOLE   0 0 0
WESTERN UNION CO COM 959802109 438 18,914 SH   SOLE   0 0 0
Whirlpool Corp COM 963320106 241 1,524 SH   SOLE   0 0 0
Williams-Sonoma Inc COM 969904101 210 3,085 SH   SOLE   0 0 0
Yum Brands Inc COM 988498101 738 6,502 SH   SOLE   0 0 0
Verisign Inc COM 92343E102 395 2,093 SH   SOLE   0 0 0
Amerisourcebergen Corp COM 03073E105 246 2,989 SH   SOLE   0 0 0
Apollo Global Management Inc COM CL A 03768E105 207 5,464 SH   SOLE   0 0 0
AES Corp COM 00130H105 210 12,881 SH   SOLE   0 0 0
AT&T Corp. COM 00206R102 585 15,448 SH   SOLE   0 0 0
ALTICE USA INC CL A 02156K103 235 8,202 SH   SOLE   0 0 0
ARMSTRONG WORLD INDUSTRIES INC NEW COM 04247X102 325 3,357 SH   SOLE   0 0 0
ASSURANT INC COM 04621X108 334 2,655 SH   SOLE   0 0 0
BJS WHSL CLUB HLDGS INC COM 05550J101 225 8,683 SH   SOLE   0 0 0
Biogen Inc. COM 09062X103 275 1,180 SH   SOLE   0 0 0
Booking Holdings Inc COM 09857L108 310 158 SH   SOLE   0 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 287 2,304 SH   SOLE   0 0 0
CDW CORP/DE COM 12514G108 256 2,074 SH   SOLE   0 0 0
CVR Energy INC COM 12662P108 298 6,770 SH   SOLE   0 0 0
CHEMED CORP NEW COM 16359R103 266 636 SH   SOLE   0 0 0
Cisco Systems Inc COM 17275R102 326 6,606 SH   SOLE   0 0 0
Conocophillips COM 20825C104 269 4,718 SH   SOLE   0 0 0
COSTCO WHSL CORP NEW COM 22160K105 344 1,193 SH   SOLE   0 0 0
CRACKER BARREL OLD CTRY STOR COM 22410J106 213 1,311 SH   SOLE   0 0 0
INVESCO CURNCYSHS JAPANESE Y JAPANESE YEN 46138W107 255 2,898 SH   SOLE   0 0 0
Devon Energy Corp New COM 25179M103 246 10,210 SH   SOLE   0 0 0
Dominion Energy Inc COM 25746U109 248 3,060 SH   SOLE   0 0 0
Domino's Pizza Inc COM 25754A201 296 1,212 SH   SOLE   0 0 0
Duke Energy Corp New COM NEW 26441C204 456 4,752 SH   SOLE   0 0 0
Entergy Corp New COM 29364G103 449 3,825 SH   SOLE   0 0 0
Equity Residential SH BEN INT 29476L107 322 3,734 SH   SOLE   0 0 0
Evergy Inc COM 30034W106 586 8,802 SH   SOLE   0 0 0
EVERSOURCE ENERGY COM 30040W108 526 6,158 SH   SOLE   0 0 0
ENERGY TRANSFER LP COM 29273V100 182 13,888 SH   SOLE   0 0 0
HCA Healthcare Inc COM 40412C101 270 2,240 SH   SOLE   0 0 0
HP Inc. COM 40434L105 364 19,217 SH   SOLE   0 0 0
Hewlett Packard Enterprise COM 42824C109 175 11,525 SH   SOLE   0 0 0
Idexx Laboratories Inc COM 45168D104 396 1,457 SH   SOLE   0 0 0
INSPERITY INC COM 45778Q107 201 2,043 SH   SOLE   0 0 0
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 1,976 67,800 SH   SOLE   0 0 0
iShares TR MIN VOL EAFE ETF 46429B689 1,512 20,638 SH   SOLE   0 0 0
iShares TR MSCI MIN VOL ETF 46429B697 1,579 24,641 SH   SOLE   0 0 0
LPL FINANCIAL HO INC COM 50212V100 218 2,662 SH   SOLE   0 0 0
MSCI INC-A COM 55354G100 248 1,139 SH   SOLE   0 0 0
MASTERCARD INC CL A 57636Q104 387 1,425 SH   SOLE   0 0 0
Match Group Inc COM 57665R106 356 4,980 SH   SOLE   0 0 0
Merck & Co Inc COM 58933Y105 346 4,114 SH   SOLE   0 0 0
NextEra Energy Inc COM 65339F101 334 1,433 SH   SOLE   0 0 0
O' Reilly Automotive Inc New COM 67103H107 404 1,015 SH   SOLE   0 0 0
Oracle Group COM 68389X105 430 7,805 SH   SOLE   0 0 0
PPL CORPORATION COM 69351T106 388 12,325 SH   SOLE   0 0 0
PLAINS GP HLDGS L P LTD LTD PARTNR INT A 72651A207 355 16,704 SH   SOLE   0 0 0
Planet Fitness Inc CL A 72703H101 283 4,897 SH   SOLE   0 0 0
RYMAN HOSPITALITY PPTYS INC COM 78377T107 303 3,701 SH   SOLE   0 0 0
S&P Global Inc. COM 78409V104 336 1,370 SH   SOLE   0 0 0
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 335 6,382 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 358 1,017 SH   SOLE   0 0 0
SPDR SERIES TRUST BLOOMBERG SRT TR 78468R408 6,105 226,100 SH   SOLE   0 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 3,085 28,366 SH   SOLE   0 0 0
SABRE CORP COM 78573M104 301 13,426 SH   SOLE   0 0 0
Sealed Air Corp New COM 81211K100 281 6,781 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 293 4,528 SH   SOLE   0 0 0
SIRIUS XM HLDGS INC COM 82968B103 431 68,838 SH   SOLE   0 0 0
VALVOLINE INC COM 92047W101 262 11,898 SH   SOLE   0 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 2,426 73,500 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 444 5,472 SH   SOLE   0 0 0
Verizon Communications Inc COM 92343V104 584 9,678 SH   SOLE   0 0 0
VERISK ANALYTICS INC COM 92345Y106 441 2,791 SH   SOLE   0 0 0
Versum Materials, Inc. COM 92532W103 231 4,360 SH   SOLE   0 0 0
Wabco Holdings Inc COM 92927K102 282 2,108 SH   SOLE   0 0 0
Waste Management Inc. Del COM 94106L109 383 3,329 SH   SOLE   0 0 0
WisdomTree TR CBOE S&P 500 97717X560 55,686 2,015,430 SH   SOLE   0 0 0
Wyndham Destinations Inc COM 98310W108 248 5,399 SH   SOLE   0 0 0
AON PLC SHS CL A G0408V102 221 1,143 SH   SOLE   0 0 0
Globe Life Inc COM 37959E102 288 3,011 SH   SOLE   0 0 0
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 1,068 71,100 SH   SOLE   0 0 0