The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC COM 02079K305 14,093 13,015 SH   SOLE   13,015 0 0
APPLE INC COM 037833100 18,009 90,993 SH   SOLE   90,993 0 0
ASHLAND GLOBAL HLDGS INC COM 044186104 664 8,297 SH   SOLE   8,297 0 0
BALCHEM CORP COM 057665200 2,944 29,450 SH   SOLE   29,450 0 0
BANK AMER CORP COM 060505104 9,346 322,281 SH   SOLE   322,281 0 0
BLACKROCK INC COM 09247X101 10,070 21,457 SH   SOLE   21,457 0 0
BROADCOM INC COM 11135F101 10,345 35,939 SH   SOLE   35,939 0 0
CHEVRON CORP NEW COM 166764100 344 2,767 SH   SOLE   2,767 0 0
CISCO SYS INC COM 17275R102 12,541 229,148 SH   SOLE   229,148 0 0
CITIGROUP INC COM 172967424 999 14,258 SH   SOLE   14,258 0 0
CROWN HOLDINGS INC COM 228368106 289 4,738 SH   SOLE   4,738 0 0
EXXON MOBIL CORP COM 30231G102 7,396 96,510 SH   SOLE   96,510 0 0
HOME DEPOT INC COM 437076102 12,700 61,065 SH   SOLE   61,065 0 0
ISHARES TR CORE US AGGBD ET 464287226 494 4,440 SH   SOLE   4,440 0 0
ISHARES TR SH TR CRPORT ETF 464288646 294 5,510 SH   SOLE   5,510 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 693 5,708 SH   SOLE   5,708 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,185 9,317 SH   SOLE   9,317 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 2,554 11,731 SH   SOLE   11,731 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 625 14,577 SH   SOLE   14,577 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,405 17,950 SH   SOLE   17,950 0 0
ISHARES TR US INDUSTRIALS 464287754 3,231 20,417 SH   SOLE   20,417 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,399 21,279 SH   SOLE   21,279 0 0
ISHARES TR US HLTHCARE ETF 464287762 4,603 23,572 SH   SOLE   23,572 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,121 26,190 SH   SOLE   26,190 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,740 31,152 SH   SOLE   31,152 0 0
ISHARES TR U.S. TECH ETF 464287721 7,795 39,392 SH   SOLE   39,392 0 0
ISHARES TR U.S. FINLS ETF 464287788 9,442 75,176 SH   SOLE   75,176 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 6,833 134,160 SH   SOLE   134,160 0 0
JOHNSON & JOHNSON COM 478160104 12,809 91,969 SH   SOLE   91,969 0 0
JPMORGAN CHASE & CO COM 46625H100 14,686 131,360 SH   SOLE   131,360 0 0
LOCKHEED MARTIN CORP COM 539830109 9,525 26,200 SH   SOLE   26,200 0 0
MARATHON PETE CORP COM 56585A102 8,957 160,298 SH   SOLE   160,298 0 0
MARRIOTT INTL INC NEW COM 571903202 11,723 83,563 SH   SOLE   83,563 0 0
MEDTRONIC PLC COM G5960L103 10,861 111,518 SH   SOLE   111,518 0 0
MERCK & CO INC COM 58933Y105 18,405 219,496 SH   SOLE   219,496 0 0
MICROSOFT CORP COM 594918104 20,887 155,923 SH   SOLE   155,923 0 0
MONDELEZ INTL INC COM 609207105 10,926 202,713 SH   SOLE   202,713 0 0
ORACLE CORP COM 68389X105 14,891 261,378 SH   SOLE   261,378 0 0
PFIZER INC COM 717081103 14,278 329,602 SH   SOLE   329,602 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 246 4,305 SH   SOLE   4,305 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 307 4,371 SH   SOLE   4,371 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 741 12,422 SH   SOLE   12,422 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,086 18,565 SH   SOLE   18,565 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 4,256 35,702 SH   SOLE   35,702 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,063 39,568 SH   SOLE   39,568 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,660 45,811 SH   SOLE   45,811 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,163 55,728 SH   SOLE   55,728 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 3,298 66,997 SH   SOLE   66,997 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,284 67,250 SH   SOLE   67,250 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,434 82,439 SH   SOLE   82,439 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 563 18,300 SH   SOLE   18,300 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 1,387 22,769 SH   SOLE   22,769 0 0
UGI CORP NEW COM 902681105 611 11,437 SH   SOLE   11,437 0 0
UNITED PARCEL SERVICE INC COM 911312106 7,885 76,351 SH   SOLE   76,351 0 0
UNITED TECHNOLOGIES CORP COM 913017109 12,204 93,735 SH   SOLE   93,735 0 0
UNITEDHEALTH GROUP INC COM 91324P102 9,823 40,258 SH   SOLE   40,258 0 0
VALVOLINE INC COM 92047W101 480 24,590 SH   SOLE   24,590 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 795 5,072 SH   SOLE   5,072 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,067 12,363 SH   SOLE   12,363 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 697 12,699 SH   SOLE   12,699 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,402 32,963 SH   SOLE   32,963 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 900 8,065 SH   SOLE   8,065 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,890 11,645 SH   SOLE   11,645 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,540 60,890 SH   SOLE   60,890 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,169 24,820 SH   SOLE   24,820 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 206 3,614 SH   SOLE   3,614 0 0
VISA INC COM 92826C839 22,834 131,571 SH   SOLE   131,571 0 0
WALMART INC COM 931142103 9,643 87,276 SH   SOLE   87,276 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 783 15,350 SH   SOLE   15,350 0 0