The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,352 8,666 SH   SOLE 0 0 0 1,352
ABBOTT LABS COM 002824100 641 7,008 SH   SOLE 0 0 0 641
ABBVIE INC COM 00287Y109 548 5,586 SH   SOLE 0 0 0 548
ADOBE SYS INC COM COM 00724f101 441 1,013 SH   SOLE 0 0 0 441
AFLAC INC COM 001055102 1,089 30,211 SH   SOLE 0 0 0 1,089
AIR PRODUCTS & CHEMICALS INC COM 009158106 398 1,647 SH   SOLE 0 0 0 398
ALPHABET INC - CL C COM 02079k107 715 506 SH   SOLE 0 0 0 715
ALTRIA GROUP INC COM 02209s103 449 11,434 SH   SOLE 0 0 0 449
AMAZON COM INC COM COM 023135106 1,586 575 SH   SOLE 0 0 0 1,586
AMCOR PLC COM g0250x107 119 11,673 SH   SOLE 0 0 0 119
AMGEN INC COM 031162100 317 1,344 SH   SOLE 0 0 0 317
APPLE COMPUTER INC COM COM 037833100 3,265 8,951 SH   SOLE 0 0 0 3,265
ARCHER DANIELS MIDLAND COM COM 039483102 304 7,614 SH   SOLE 0 0 0 304
ASML HLDG NV N Y SHS COM N07059210 251 683 SH   SOLE 0 0 0 251
AT&T CORP COM COM 00206r102 501 16,582 SH   SOLE 0 0 0 501
ATMOS ENERGY CORP COM 049560105 282 2,827 SH   SOLE 0 0 0 282
AUTOMATIC DATA PROCESS COM COM 053015103 494 3,321 SH   SOLE 0 0 0 494
BANKAMERICA CORP NEW COM COM 060505104 1,345 56,612 SH   SOLE 0 0 0 1,345
BECTON DICKINSON AND CO COM 075887109 305 1,274 SH   SOLE 0 0 0 305
BRISTOL MYERS SQUIBB CO COM 110122108 243 4,125 SH   SOLE 0 0 0 243
BROWN FORMAN CORP CL B COM 115637209 329 5,163 SH   SOLE 0 0 0 329
CHEVRONTEXACO CORP COM 166764100 250 2,805 SH   SOLE 0 0 0 250
CINCINNATI FINL CORP COM COM 172062101 235 3,676 SH   SOLE 0 0 0 235
CINTAS CORP COM 172908105 642 2,410 SH   SOLE 0 0 0 642
CISCO SYSTEMS INC COM COM 17275R102 216 4,638 SH   SOLE 0 0 0 216
CLOROX CO DEL COM COM 189054109 981 4,471 SH   SOLE 0 0 0 981
COCA COLA COM 191216100 2,047 45,825 SH   SOLE 0 0 0 2,047
COLGATE PALMOLIVE CO COM COM 194162103 357 4,878 SH   SOLE 0 0 0 357
COMCAST COPR-CL A COM 20030N101 240 6,147 SH   SOLE 0 0 0 240
COMMERCE BANCSHARES INC COM 200525103 513 8,631 SH   SOLE 0 0 0 513
CONSOLIDATED EDISON COM COM 209115104 209 2,903 SH   SOLE 0 0 0 209
COSTCO WHSL CORP NEW COM COM 22160k105 271 895 SH   SOLE 0 0 0 271
DOVER CORP COM COM 260003108 295 3,059 SH   SOLE 0 0 0 295
ECOLAB INC COM 278865100 397 1,993 SH   SOLE 0 0 0 397
EMERSON ELEC CO COM 291011104 203 3,278 SH   SOLE 0 0 0 203
ENTERGY CORP NEW COM COM 29364G103 230 2,454 SH   SOLE 0 0 0 230
EXXON MOBIL CORP COM COM 30231G102 341 7,621 SH   SOLE 0 0 0 341
FACEBOOK INC-A COM 30303m102 456 2,008 SH   SOLE 0 0 0 456
FACTSET RESEARCH SYSTEMS INC COM 303075105 412 1,254 SH   SOLE 0 0 0 412
FEDEX CORP DELAWARE COM COM 31428X106 655 4,668 SH   SOLE 0 0 0 655
FIDELITY UTILITIES ETF COM 316092865 8,733 239,449 SH   SOLE 0 0 0 8,733
FIRST BANCSHARES INC/MS COM 318916103 918 40,781 SH   SOLE 0 0 0 918
GENERAL DYNAMICS CORP COM COM 369550108 217 1,451 SH   SOLE 0 0 0 217
GENERAL ELEC CO COM 369604103 104 15,296 SH   SOLE 0 0 0 104
GENUINE PARTS CO COM COM 372460105 205 2,361 SH   SOLE 0 0 0 205
GRAINGER W W INC COM COM 384802104 326 1,039 SH   SOLE 0 0 0 326
HALLIBURTON COMPANY COM 406216101 157 12,059 SH   SOLE 0 0 0 157
HEWLETT PACKARD ENTERPRISE CO COM 42824c109 129 13,243 SH   SOLE 0 0 0 129
HORMEL FOODS CORP COM 440452100 415 8,605 SH   SOLE 0 0 0 415
HP INC COM 40434l105 231 13,243 SH   SOLE 0 0 0 231
ILLINOIS TOOL WKS INC COM COM 452308109 392 2,243 SH   SOLE 0 0 0 392
INTEL CORP COM 458140100 443 7,408 SH   SOLE 0 0 0 443
INTL BUSINESS MACH COM 459200101 247 2,048 SH   SOLE 0 0 0 247
INVESCO QQQ TR UNIT SER 1 COM 46090e103 7,005 28,292 SH   SOLE 0 0 0 7,005
INVESCO S&P 500 EQUAL WEIGHT E COM 46137v357 667 6,558 SH   SOLE 0 0 0 667
ISHARES CORE MSCI EAFE COM 46432f842 2,732 47,787 SH   SOLE 0 0 0 2,732
ISHARES CORE S&P TOTAL US COM 464287150 4,890 70,425 SH   SOLE 0 0 0 4,890
ISHARES DJ SELECT DIVIDEND COM 464287168 2,545 31,529 SH   SOLE 0 0 0 2,545
ISHARES S&P PREF STOCK INDEX COM 464288687 1,335 38,550 SH   SOLE 0 0 0 1,335
ISHARES TR RUSSELL 2000 COM 464287655 325 2,267 SH   SOLE 0 0 0 325
ISHARES TR S&P 500 INDEX COM 464287200 12,247 39,547 SH   SOLE 0 0 0 12,247
J P MORGAN CHASE AND CO COM 46625h100 383 4,067 SH   SOLE 0 0 0 383
JACK HENRY & ASSOCIATES COM 426281101 2,578 14,010 SH   SOLE 0 0 0 2,578
JOHNSON AND JOHNSON COM 478160104 6,183 43,966 SH   SOLE 0 0 0 6,183
KIMBERLY CLARK CORP COM COM 494368103 389 2,749 SH   SOLE 0 0 0 389
KKR & CO INC-A COM 48251w104 288 9,328 SH   SOLE 0 0 0 288
LINDE PLC COM g5494j103 282 1,330 SH   SOLE 0 0 0 282
LOCKHEED MARTIN CORP COM 539830109 361 988 SH   SOLE 0 0 0 361
LOWE'S COMPANIES COM 548661107 3,344 24,748 SH   SOLE 0 0 0 3,344
MASTERCARD INC- CL A COM 57636Q104 268 905 SH   SOLE 0 0 0 268
MCCORMICK & CO - NON VTG SHRS COM 579780206 459 2,561 SH   SOLE 0 0 0 459
MCDONALDS CORP COM COM 580135101 1,174 6,363 SH   SOLE 0 0 0 1,174
MEDTRONIC PLC COM g5960l103 331 3,608 SH   SOLE 0 0 0 331
MICROSOFT CORP COM COM 594918104 3,018 14,831 SH   SOLE 0 0 0 3,018
MONDELEZ INTERNATIONAL INC COM 609207105 385 7,525 SH   SOLE 0 0 0 385
NETFLIX INC COM 64110l106 959 2,108 SH   SOLE 0 0 0 959
NEW YORK CMNTY BANCORP COM COM 649445103 128 12,558 SH   SOLE 0 0 0 128
NIKE INC CL B COM 654106103 830 8,462 SH   SOLE 0 0 0 830
NORTHROP GRUMMAN CORP COM COM 666807102 403 1,310 SH   SOLE 0 0 0 403
NUVEEN QUALITY PREFERRED II COM 67072c105 110 13,000 SH   SOLE 0 0 0 110
ORACLE CORP COM 68389X105 4,295 77,717 SH   SOLE 0 0 0 4,295
PEOPLES UTD FINL INC COM COM 712704105 122 10,548 SH   SOLE 0 0 0 122
PEPSICO COM 713448108 5,311 40,154 SH   SOLE 0 0 0 5,311
PFIZER INC DEL PV$0.05 COM 717081103 591 18,068 SH   SOLE 0 0 0 591
PHILIP MORRIS INTERNATIONAL IN COM 718172109 565 8,071 SH   SOLE 0 0 0 565
PPG INDUSTRIES INC COM 693506107 343 3,231 SH   SOLE 0 0 0 343
PROCTER GAMBLE COM 742718109 1,209 10,113 SH   SOLE 0 0 0 1,209
PROSHARES S&P500 ARISTOCRATS COM 74348a467 6,360 94,428 SH   SOLE 0 0 0 6,360
REGIONS FINANCIAL CORP COM 7591EP100 631 56,718 SH   SOLE 0 0 0 631
ROPER INDS INC NEW COM COM 776696106 366 943 SH   SOLE 0 0 0 366
S&P GLOBAL INC COM 78409v104 475 1,441 SH   SOLE 0 0 0 475
SANDERSON FARMS INC COM 800013104 467 4,028 SH   SOLE 0 0 0 467
SEAGATE TECHNOLOGY COM G7945M107 630 13,005 SH   SOLE 0 0 0 630
SHERWIN-WILLIAMS CO COM 824348106 393 680 SH   SOLE 0 0 0 393
STANLEY BLACK & DECKER INC COM 854502101 282 2,021 SH   SOLE 0 0 0 282
STARBUCKS CORP COM COM 855244109 241 3,271 SH   SOLE 0 0 0 241
SYSCO CORP COM COM 871829107 723 13,226 SH   SOLE 0 0 0 723
T ROWE PRICE GROUP INC COM 74144t108 306 2,479 SH   SOLE 0 0 0 306
TARGET CORP COM COM 87612e106 576 4,804 SH   SOLE 0 0 0 576
V F CORP COM COM 918204108 247 4,048 SH   SOLE 0 0 0 247
VALLEY NATL BANCORP COM COM 919794107 171 21,828 SH   SOLE 0 0 0 171
VANGUARD REIT ETF COM 922908553 1,251 15,934 SH   SOLE 0 0 0 1,251
VANGUARD S&P 500 ETF COM 922908363 3,529 12,453 SH   SOLE 0 0 0 3,529
VERIZON COMMUNICATNS COM COM 92343v104 213 3,857 SH   SOLE 0 0 0 213
WAL MART STORES INC COM COM 931142103 698 5,829 SH   SOLE 0 0 0 698
WELLS FARGO & CO COM 949746101 1,153 45,026 SH   SOLE 0 0 0 1,153
WEST PHARMACEUTICAL SERVICES COM 955306105 262 1,152 SH   SOLE 0 0 0 262
VANGUARD EXTENDED DUR TREAS ETF 921910709 4 26 SH   SOLE 0 0 0 4
ISHARES JP MORGAN EMERG BOND FD ETF 464288281 4 34 SH   SOLE 0 0 0 4
INVESCO SENIOR LOAN ETF ETF 46138g508 1 39 SH   SOLE 0 0 0 1
VANGUARD SHORT-TERM BOND ETF ETF 921937827 4 46 SH   SOLE 0 0 0 4
SPDR BBG BARC HIGH YIELD BND ETF 78468r622 6 56 SH   SOLE 0 0 0 6
ISHARES 1-3 YEAR CREDIT BOND ETF 464288646 4 70 SH   SOLE 0 0 0 4
VANECK JPM EM LOCAL CCY BOND ETF 92189h300 3 88 SH   SOLE 0 0 0 3
VANGUARD SHORT-TERM TIPS ETF 922020805 6 125 SH   SOLE 0 0 0 6
VANGUARD TOTAL BOND MARKET ETF 921937835 35 391 SH   SOLE 0 0 0 35
ISHARES 20 PLUS YR TSY ETF 464287432 162 997 SH   SOLE 0 0 0 162
BROOKFIELD REAL ASSETS INCOME ETF 112830104 18 1,067 SH   SOLE 0 0 0 18
ISHARES CORE 1-5 YEAR USD BO ETF 46432f859 91 1,770 SH   SOLE 0 0 0 91
ISHARES 1-3 YR TREASURY ETF 464287457 240 2,771 SH   SOLE 0 0 0 240
BLACKROCK MUNICIPAL 2030 TAR ETF 09257p105 119 5,000 SH   SOLE 0 0 0 119
ISHARES BARCLAYS AGGREGATE BOND ETF 464287226 5,142 43,503 SH   SOLE 0 0 0 5,142
ETFMG ALTERNATIVE HARVEST ETF ETF 26924g508 4 280 SH   SOLE 0 0 0 4
ISHARES S&P SMALLCAP 600/VAL ETF 464287879 74 612 SH   SOLE 0 0 0 74
ISHARES S&P SMALL-CAP 600 GR ETF 464287887 113 666 SH   SOLE 0 0 0 113
ISHARES S&P 500 GROWTH ETF 464287309 609 2,937 SH   SOLE 0 0 0 609
ISHARES S&P 500 VALUE ETF 464287408 412 3,804 SH   SOLE 0 0 0 412
ISHARES S&P MID-CAP 400 GROWTH ETF 464287606 2,807 12,532 SH   SOLE 0 0 0 2,807
ISHARES CORE S&P SMALL-CAP ETF 464287804 1,076 15,752 SH   SOLE 0 0 0 1,076
ISHARES S&P MID-CAP 400 VALUE ETF 464287705 2,145 16,138 SH   SOLE 0 0 0 2,145
ISHARES TR S&P MIDCAP 400 ETF 464287507 5,053 28,415 SH   SOLE 0 0 0 5,053