The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A COMMON G0403H108   204 700 SH   DFND   700 0 0
AON PLC SHS CL A COMMON G0403H108   1,298 4,460 SH   DFND   4,460 0 0
ACCENTURE PLC IRELAND SHS CLASS A COMMON G1151C101   2 7 SH   DFND   7 0 0
ACCENTURE PLC IRELAND SHS CLASS A COMMON G1151C101   246 700 SH   DFND   700 0 0
LINDE PLC SHS COMMON G54950103   308 750 SH   DFND   750 0 0
LINDE PLC SHS COMMON G54950103   1,852 4,510 SH   DFND   4,510 0 0
MEDTRONIC PLC SHS COMMON G5960L103   0 6 SH   DFND   6 0 0
MEDTRONIC PLC SHS COMMON G5960L103   346 4,200 SH   DFND   4,200 0 0
CHUBB LIMITED COM COMMON H1467J104   208 919 SH   DFND   919 0 0
ABBOTT LABS COM COMMON 002824100   195 1,774 SH   DFND   1,774 0 0
ABBOTT LABS COM COMMON 002824100   411 3,730 SH   DFND   3,730 0 0
ADOBE INC COM COMMON 00724F101   334 560 SH   DFND   560 0 0
ALPHABET INC CAP STK CL C COMMON 02079K107   7,353 52,174 SH   DFND   52,174 0 0
ALPHABET INC CAP STK CL A COMMON 02079K305   7,896 56,526 SH   DFND   56,526 0 0
ALPHABET INC CAP STK CL A COMMON 02079K305   1,425 10,200 SH   DFND   10,200 0 0
AMAZON COM INC COM COMMON 023135106   15,333 100,912 SH   DFND   100,912 0 0
AMAZON COM INC COM COMMON 023135106   1,357 8,930 SH   DFND   8,930 0 0
AMERICAN EXPRESS CO COM COMMON 025816109   6,148 32,820 SH   DFND   32,820 0 0
AMERICAN EXPRESS CO COM COMMON 025816109   1,700 9,075 SH   DFND   9,075 0 0
AMETEK INC COM COMMON 031100100   273 1,655 SH   DFND   1,655 0 0
AMETEK INC COM COMMON 031100100   1,515 9,188 SH   DFND   9,188 0 0
AMGEN INC COM COMMON 031162100   2,062 7,158 SH   DFND   7,158 0 0
APPLE INC COM COMMON 037833100   18,146 94,250 SH   DFND   94,250 0 0
APPLE INC COM COMMON 037833100   1,590 8,260 SH   DFND   8,260 0 0
APPLIED MATLS INC COM COMMON 038222105   7,968 49,164 SH   DFND   49,164 0 0
ASSOCIATED BANC CORP COM COMMON 045487105   328 15,325 SH   DFND   15,325 0 0
BANK AMERICA CORP COM COMMON 060505104   274 8,134 SH   DFND   8,134 0 0
BANK MONTREAL QUE COM COMMON 063671101   2,686 27,145 SH   DFND   27,145 0 0
BERKSHIRE HATHAWAY INC DEL CL A COMMON 084670108   9,225 17 SH   DFND   17 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON 084670702   20,231 56,723 SH   DFND   56,723 0 0
BILL HOLDINGS INC COM COMMON 090043100   277 3,400 SH   DFND   3,400 0 0
BLACKSTONE INC COM COMMON 09260D107   380 2,900 SH   DFND   2,900 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A COMMON 099502106   787 6,150 SH   DFND   6,150 0 0
BRISTOL-MYERS SQUIBB CO COM COMMON 110122108   316 6,167 SH   DFND   6,167 0 0
BRISTOL-MYERS SQUIBB CO COM COMMON 110122108   192 3,750 SH   DFND   3,750 0 0
BROADCOM INC COM COMMON 11135F101   295 264 SH   DFND   264 0 0
CME GROUP INC COM COMMON 12572Q105   317 1,507 SH   DFND   1,507 0 0
CVS HEALTH CORP COM COMMON 126650100   6,295 79,730 SH   DFND   79,730 0 0
CAPITAL ONE FINL CORP COM COMMON 14040H105   210 1,601 SH   DFND   1,601 0 0
CARMAX INC COM COMMON 143130102   0 6 SH   DFND   6 0 0
CARMAX INC COM COMMON 143130102   767 10,000 SH   DFND   10,000 0 0
CATERPILLAR INC COM COMMON 149123101   296 1,000 SH   DFND   1,000 0 0
CHEVRON CORP NEW COM COMMON 166764100   5,041 33,797 SH   DFND   33,797 0 0
CHEVRON CORP NEW COM COMMON 166764100   470 3,149 SH   DFND   3,149 0 0
CISCO SYS INC COM COMMON 17275R102   518 10,251 SH   DFND   10,251 0 0
COCA COLA CO COM COMMON 191216100   118 2,006 SH   DFND   2,006 0 0
COCA COLA CO COM COMMON 191216100   457 7,750 SH   DFND   7,750 0 0
CONAGRA BRANDS INC COM COMMON 205887102   312 10,900 SH   DFND   10,900 0 0
COSTCO WHSL CORP NEW COM COMMON 22160K105   13,596 20,597 SH   DFND   20,597 0 0
COSTAR GROUP INC COM COMMON 22160N109   144 1,650 SH   DFND   1,650 0 0
COSTAR GROUP INC COM COMMON 22160N109   1,027 11,750 SH   DFND   11,750 0 0
DEERE & CO COM COMMON 244199105   55 138 SH   DFND   138 0 0
DEERE & CO COM COMMON 244199105   320 800 SH   DFND   800 0 0
DESCARTES SYS GROUP INC COM COMMON 249906108   42 500 SH   DFND   500 0 0
DESCARTES SYS GROUP INC COM COMMON 249906108   874 10,400 SH   DFND   10,400 0 0
DEXCOM INC COM COMMON 252131107   254 2,050 SH   DFND   2,050 0 0
DEXCOM INC COM COMMON 252131107   1,304 10,510 SH   DFND   10,510 0 0
DISNEY WALT CO COM COMMON 254687106   5,824 64,498 SH   DFND   64,498 0 0
DOLBY LABORATORIES INC COM CL A COMMON 25659T107   215 2,500 SH   DFND   2,500 0 0
DUTCH BROS INC CL A COMMON 26701L100   271 8,550 SH   DFND   8,550 0 0
EMPNIA INC COMMON 26871A900   50 25,000 SH   DFND   25,000 0 0
ECOLAB INC COM COMMON 278865100   243 1,223 SH   DFND   1,223 0 0
ECOLAB INC COM COMMON 278865100   1,959 9,875 SH   DFND   9,875 0 0
EMERSON ELEC CO COM COMMON 291011104   129 1,324 SH   DFND   1,324 0 0
EMERSON ELEC CO COM COMMON 291011104   380 3,900 SH   DFND   3,900 0 0
EVOLENT HEALTH INC CL A COMMON 30050B101   248 7,500 SH   DFND   7,500 0 0
EVOLENT HEALTH INC CL A COMMON 30050B101   1,168 35,350 SH   DFND   35,350 0 0
EXXON MOBIL CORP COM COMMON 30231G102   823 8,232 SH   DFND   8,232 0 0
FLYWIRE CORPORATION COM VTG COMMON 302492103   162 7,000 SH   DFND   7,000 0 0
FLYWIRE CORPORATION COM VTG COMMON 302492103   757 32,700 SH   DFND   32,700 0 0
META PLATFORMS INC CL A COMMON 30303M102   548 1,547 SH   DFND   1,547 0 0
FASTENAL CO COM COMMON 311900104   275 4,250 SH   DFND   4,250 0 0
FASTENAL CO COM COMMON 311900104   1,886 29,125 SH   DFND   29,125 0 0
FIDELITY NATL INFORMATION SV COM COMMON 31620M106   3,014 50,174 SH   DFND   50,174 0 0
FISERV INC COM COMMON 337738108   213 1,602 SH   DFND   1,602 0 0
FORD MTR CO DEL COM COMMON 345370860   272 22,304 SH   DFND   22,304 0 0
GATOR BITE LLC COMMON 36803A902   1,189 1 SH   DFND   1 0 0
GENERAC HLDGS INC COM COMMON 368736104   130 1,004 SH   DFND   1,004 0 0
GENERAC HLDGS INC COM COMMON 368736104   1,241 9,600 SH   DFND   9,600 0 0
GENERAL DYNAMICS CORP COM COMMON 369550108   5,430 20,912 SH   DFND   20,912 0 0
GENERAL ELECTRIC CO COM NEW COMMON 369604301   695 5,444 SH   DFND   5,444 0 0
GILEAD SCIENCES INC COM COMMON 375558103   486 6,000 SH   DFND   6,000 0 0
GOLDMAN SACHS GROUP INC COM COMMON 38141G104   5,936 15,387 SH   DFND   15,387 0 0
GOLDMAN SACHS GROUP INC COM COMMON 38141G104   526 1,363 SH   DFND   1,363 0 0
GUIDEWIRE SOFTWARE INC COM COMMON 40171V100   83 762 SH   DFND   762 0 0
GUIDEWIRE SOFTWARE INC COM COMMON 40171V100   1,047 9,600 SH   DFND   9,600 0 0
HOME DEPOT INC COM COMMON 437076102   7,310 21,094 SH   DFND   21,094 0 0
HOME DEPOT INC COM COMMON 437076102   1,026 2,961 SH   DFND   2,961 0 0
HONEYWELL INTL INC COM COMMON 438516106   5,107 24,354 SH   DFND   24,354 0 0
HOWMET AEROSPACE INC COM COMMON 443201108   332 6,133 SH   DFND   6,133 0 0
IRHYTHM TECHNOLOGIES INC COM COMMON 450056106   187 1,750 SH   DFND   1,750 0 0
IRHYTHM TECHNOLOGIES INC COM COMMON 450056106   1,283 11,982 SH   DFND   11,982 0 0
INTEL CORP COM COMMON 458140100   266 5,300 SH   DFND   5,300 0 0
INTERCONTINENTAL EXCHANGE IN COM COMMON 45866F104   232 1,805 SH   DFND   1,805 0 0
INTERCONTINENTAL EXCHANGE IN COM COMMON 45866F104   1,027 8,000 SH   DFND   8,000 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON 459200101   938 5,736 SH   DFND   5,736 0 0
INVESCO QQQ TR UNIT SER 1 COMMON 46090E103   2,498 6,099 SH   DFND   6,099 0 0
INTUITIVE SURGICAL INC COM NEW COMMON 46120E602   278 825 SH   DFND   825 0 0
INTUITIVE SURGICAL INC COM NEW COMMON 46120E602   1,159 3,435 SH   DFND   3,435 0 0
JPMORGAN CHASE & CO COM COMMON 46625H100   12,119 71,244 SH   DFND   71,244 0 0
JPMORGAN CHASE & CO COM COMMON 46625H100   1,097 6,450 SH   DFND   6,450 0 0
JOHNSON & JOHNSON COM COMMON 478160104   12,533 79,962 SH   DFND   79,962 0 0
JOHNSON & JOHNSON COM COMMON 478160104   466 2,975 SH   DFND   2,975 0 0
KIMBERLY-CLARK CORP COM COMMON 494368103   37 307 SH   DFND   307 0 0
KIMBERLY-CLARK CORP COM COMMON 494368103   434 3,575 SH   DFND   3,575 0 0
KROGER CO COM COMMON 501044101   3,662 80,123 SH   DFND   80,123 0 0
LAM RESEARCH CORP COM COMMON 512807108   313 400 SH   DFND   400 0 0
LEGALZOOM COM INC COM COMMON 52466B103   57 5,000 SH   DFND   5,000 0 0
LEGALZOOM COM INC COM COMMON 52466B103   510 45,100 SH   DFND   45,100 0 0
ELI LILLY & CO COM COMMON 532457108   185 318 SH   DFND   318 0 0
ELI LILLY & CO COM COMMON 532457108   958 1,644 SH   DFND   1,644 0 0
LOWES COS INC COM COMMON 548661107   284 1,277 SH   DFND   1,277 0 0
LOWES COS INC COM COMMON 548661107   1,096 4,925 SH   DFND   4,925 0 0
MCCORMICK & CO INC COM NON VTG COMMON 579780206   332 4,850 SH   DFND   4,850 0 0
MCDONALDS CORP COM COMMON 580135101   304 1,026 SH   DFND   1,026 0 0
MCDONALDS CORP COM COMMON 580135101   460 1,550 SH   DFND   1,550 0 0
MICROSOFT CORP COM COMMON 594918104   20,953 55,721 SH   DFND   55,721 0 0
MICROSOFT CORP COM COMMON 594918104   2,286 6,080 SH   DFND   6,080 0 0
MICROCHIP TECHNOLOGY INC. COM COMMON 595017104   5,504 61,033 SH   DFND   61,033 0 0
MONDELEZ INTL INC CL A COMMON 609207105   233 3,221 SH   DFND   3,221 0 0
MONGODB INC CL A COMMON 60937P106   787 1,925 SH   DFND   1,925 0 0
MONTROSE ENVIRONMENTAL GROUP COM COMMON 615111101   48 1,500 SH   DFND   1,500 0 0
MONTROSE ENVIRONMENTAL GROUP COM COMMON 615111101   567 17,650 SH   DFND   17,650 0 0
NATURALSHRIMP INC COM COMMON 63902N106   2 150,000 SH   DFND   150,000 0 0
NEXTERA ENERGY INC COM COMMON 65339F101   0 4 SH   DFND   4 0 0
NEXTERA ENERGY INC COM COMMON 65339F101   322 5,300 SH   DFND   5,300 0 0
NICOLET BANKSHARES INC COM COMMON 65406E102   309 3,840 SH   DFND   3,840 0 0
NIKE INC CL B COMMON 654106103   7,607 70,070 SH   DFND   70,070 0 0
NORTHROP GRUMMAN CORP COM COMMON 666807102   4,997 10,675 SH   DFND   10,675 0 0
NOVANTA INC COM COMMON 67000B104   115 683 SH   DFND   683 0 0
NOVANTA INC COM COMMON 67000B104   177 1,050 SH   DFND   1,050 0 0
NVIDIA CORPORATION COM COMMON 67066G104   160 324 SH   DFND   324 0 0
NVIDIA CORPORATION COM COMMON 67066G104   248 500 SH   DFND   500 0 0
OREILLY AUTOMOTIVE INC COM COMMON 67103H107   205 216 SH   DFND   216 0 0
OREILLY AUTOMOTIVE INC COM COMMON 67103H107   1,216 1,280 SH   DFND   1,280 0 0
PAYPAL HLDGS INC COM COMMON 70450Y103   2,487 40,503 SH   DFND   40,503 0 0
PEPSICO INC COM COMMON 713448108   9,880 58,172 SH   DFND   58,172 0 0
PFIZER INC COM COMMON 717081103   5,234 181,815 SH   DFND   181,815 0 0
PHREESIA INC COM COMMON 71944F106   69 3,000 SH   DFND   3,000 0 0
PHREESIA INC COM COMMON 71944F106   313 13,500 SH   DFND   13,500 0 0
POOL CORP COM COMMON 73278L105   110 275 SH   DFND   275 0 0
POOL CORP COM COMMON 73278L105   905 2,270 SH   DFND   2,270 0 0
PORTILLOS INC COM CL A COMMON 73642K106   48 3,000 SH   DFND   3,000 0 0
PORTILLOS INC COM CL A COMMON 73642K106   442 27,750 SH   DFND   27,750 0 0
POWERSCHOOL HOLDINGS INC COM CL A COMMON 73939C106   38 1,600 SH   DFND   1,600 0 0
POWERSCHOOL HOLDINGS INC COM CL A COMMON 73939C106   558 23,700 SH   DFND   23,700 0 0
PROCTER AND GAMBLE CO COM COMMON 742718109   628 4,283 SH   DFND   4,283 0 0
PROCTER AND GAMBLE CO COM COMMON 742718109   550 3,750 SH   DFND   3,750 0 0
PURE STORAGE INC CL A COMMON 74624M102   225 6,300 SH   DFND   6,300 0 0
RB GLOBAL INC COM COMMON 74935Q107   264 3,950 SH   DFND   3,950 0 0
RB GLOBAL INC COM COMMON 74935Q107   1,903 28,455 SH   DFND   28,455 0 0
REPRISE BIOMEDICAL INC COMMON 76027A908   110 44,000 SH   DFND   44,000 0 0
RESMED INC COM COMMON 761152107   193 1,120 SH   DFND   1,120 0 0
RESMED INC COM COMMON 761152107   946 5,500 SH   DFND   5,500 0 0
ROCKWELL AUTOMATION INC COM COMMON 773903109   239 770 SH   DFND   770 0 0
ROCKWELL AUTOMATION INC COM COMMON 773903109   1,607 5,175 SH   DFND   5,175 0 0
RYAN SPECIALTY HOLDINGS INC CL A COMMON 78351F107   65 1,500 SH   DFND   1,500 0 0
RYAN SPECIALTY HOLDINGS INC CL A COMMON 78351F107   626 14,550 SH   DFND   14,550 0 0
S&P GLOBAL INC COM COMMON 78409V104   268 609 SH   DFND   609 0 0
S&P GLOBAL INC COM COMMON 78409V104   1,013 2,299 SH   DFND   2,299 0 0
SALESFORCE INC COM COMMON 79466L302   13,946 52,998 SH   DFND   52,998 0 0
SALESFORCE INC COM COMMON 79466L302   1,309 4,975 SH   DFND   4,975 0 0
SCHWAB CHARLES CORP COM COMMON 808513105   234 3,400 SH   DFND   3,400 0 0
SCHWAB CHARLES CORP COM COMMON 808513105   1,885 27,400 SH   DFND   27,400 0 0
SELECT SECTOR SPDR TR TECHNOLOGY COMMON 81369Y803   370 1,924 SH   DFND   1,924 0 0
SPROUT SOCIAL INC COM CL A COMMON 85209W109   141 2,300 SH   DFND   2,300 0 0
SPROUT SOCIAL INC COM CL A COMMON 85209W109   1,229 20,000 SH   DFND   20,000 0 0
STARBUCKS CORP COM COMMON 855244109   4,782 49,812 SH   DFND   49,812 0 0
STARBUCKS CORP COM COMMON 855244109   1,299 13,535 SH   DFND   13,535 0 0
STORA ENSO OYJ SPON ADR REP R COMMON 86210M106   1,211 87,500 SH   DFND   87,500 0 0
STRYKER CORPORATION COM COMMON 863667101   388 1,296 SH   DFND   1,296 0 0
STRYKER CORPORATION COM COMMON 863667101   1,384 4,620 SH   DFND   4,620 0 0
SYSCO CORP COM COMMON 871829107   256 3,499 SH   DFND   3,499 0 0
TARGET CORP COM COMMON 87612E106   83 581 SH   DFND   581 0 0
TARGET CORP COM COMMON 87612E106   328 2,300 SH   DFND   2,300 0 0
TEXAS INSTRS INC COM COMMON 882508104   126 737 SH   DFND   737 0 0
TEXAS INSTRS INC COM COMMON 882508104   371 2,175 SH   DFND   2,175 0 0
TOTALENERGIES SE SPONSORED ADS COMMON 89151E109   327 4,850 SH   DFND   4,850 0 0
TRANSDIGM GROUP INC COM COMMON 893641100   329 325 SH   DFND   325 0 0
TRANSDIGM GROUP INC COM COMMON 893641100   2,226 2,200 SH   DFND   2,200 0 0
TREX CO INC COM COMMON 89531P105   1 8 SH   DFND   8 0 0
TREX CO INC COM COMMON 89531P105   248 3,000 SH   DFND   3,000 0 0
TYLER TECHNOLOGIES INC COM COMMON 902252105   1 2 SH   DFND   2 0 0
TYLER TECHNOLOGIES INC COM COMMON 902252105   230 550 SH   DFND   550 0 0
UBER TECHNOLOGIES INC COM COMMON 90353T100   400 6,500 SH   DFND   6,500 0 0
UBER TECHNOLOGIES INC COM COMMON 90353T100   1,013 16,450 SH   DFND   16,450 0 0
UNILEVER PLC SPON ADR NEW COMMON 904767704   0 6 SH   DFND   6 0 0
UNILEVER PLC SPON ADR NEW COMMON 904767704   211 4,350 SH   DFND   4,350 0 0
UNION PAC CORP COM COMMON 907818108   207 843 SH   DFND   843 0 0
UNION PAC CORP COM COMMON 907818108   491 2,000 SH   DFND   2,000 0 0
UNITEDHEALTH GROUP INC COM COMMON 91324P102   11,439 21,728 SH   DFND   21,728 0 0
VANGUARD STAR FDS VG TL INTL STK F COMMON 921909768   2,551 44,015 SH   DFND   44,015 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD COMMON 921946406   463 4,149 SH   DFND   4,149 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US COMMON 922042775   246 4,377 SH   DFND   4,377 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP COMMON 922908512   21,849 150,672 SH   DFND   150,672 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP COMMON 922908538   21,510 97,966 SH   DFND   97,966 0 0
VANGUARD INDEX FDS TOTAL STK MKT COMMON 922908769   19,291 81,323 SH   DFND   81,323 0 0
VERIZON COMMUNICATIONS INC COM COMMON 92343V104   246 6,517 SH   DFND   6,517 0 0
VERISK ANALYTICS INC COM COMMON 92345Y106   6,142 25,713 SH   DFND   25,713 0 0
VISA INC COM CL A COMMON 92826C839   911 3,500 SH   DFND   3,500 0 0
VORTEX ENERGY CORP COM COMMON 92905D104   17 40,000 SH   DFND   40,000 0 0
WABTEC COM COMMON 929740108   233 1,833 SH   DFND   1,833 0 0
WABTEC COM COMMON 929740108   2,040 16,075 SH   DFND   16,075 0 0
WALMART INC COM COMMON 931142103   5,384 34,150 SH   DFND   34,150 0 0
WALMART INC COM COMMON 931142103   2,168 13,750 SH   DFND   13,750 0 0
WASTE MGMT INC DEL COM COMMON 94106L109   11,823 66,016 SH   DFND   66,016 0 0
WELLS FARGO CO NEW COM COMMON 949746101   241 4,901 SH   DFND   4,901 0 0
WOODWARD INC COM COMMON 980745103   503 3,692 SH   DFND   3,692 0 0
WORKDAY INC CL A COMMON 98138H101   287 1,038 SH   DFND   1,038 0 0
WORKDAY INC CL A COMMON 98138H101   2,043 7,400 SH   DFND   7,400 0 0
ZOETIS INC CL A COMMON 98978V103   215 1,090 SH   DFND   1,090 0 0
ZOETIS INC CL A COMMON 98978V103   1,261 6,390 SH   DFND   6,390 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU OTHER 25434V609   575 10,993 SH   DFND   10,993 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE OTHER 25434V724   375 10,081 SH   DFND   10,081 0 0
ISHARES TR SELECT DIVID ETF OTHER 464287168   301 2,568 SH   DFND   2,568 0 0
ISHARES TR CORE S&P500 ETF OTHER 464287200   232 485 SH   DFND   485 0 0
ISHARES TR MSCI EAFE ETF OTHER 464287465   55,016 730,142 SH   DFND   730,142 0 0
ISHARES TR CORE S&P MCP ETF OTHER 464287507   1,012 3,650 SH   DFND   3,650 0 0
ISHARES TR RUS 2000 VAL ETF OTHER 464287630   21,869 140,792 SH   DFND   140,792 0 0
ISHARES TR RUS 2000 GRW ETF OTHER 464287648   19,778 78,416 SH   DFND   78,416 0 0
ISHARES TR CORE S&P SCP ETF OTHER 464287804   623 5,757 SH   DFND   5,757 0 0
ISHARES TR MSCI KLD400 SOC OTHER 464288570   584 6,410 SH   DFND   6,410 0 0
PROSHARES TR PSHS ULT S&P 500 OTHER 74347R107   1,465 22,512 SH   DFND   22,512 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF OTHER 808524201   663 11,760 SH   DFND   11,760 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF OTHER 808524508   255 3,380 SH   DFND   3,380 0 0
SPDR S&P 500 ETF TR TR UNIT OTHER 78462F103   1,349 2,839 SH   DFND   2,839 0 0
SPDR SER TR S&P DIVID ETF OTHER 78464A763   237 1,894 SH   DFND   1,894 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF OTHER 921908844   312 1,832 SH   DFND   1,832 0 0
VANGUARD INDEX FDS SML CP GRW ETF OTHER 922908595   288 1,192 SH   DFND   1,192 0 0
VANGUARD INDEX FDS SM CP VAL ETF OTHER 922908611   310 1,724 SH   DFND   1,724 0 0
VANGUARD INDEX FDS GROWTH ETF OTHER 922908736   2,601 8,367 SH   DFND   8,367 0 0
VANGUARD INDEX FDS VALUE ETF OTHER 922908744   1,854 12,400 SH   DFND   12,400 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF OTHER 922042858   15,828 385,098 SH   DFND   385,098 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF OTHER 922042858   123 3,000 SH   DFND   3,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS OTHER 922908363   2,361 5,405 SH   DFND   5,405 0 0