The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   190,763 1,745 SH   DFND   1,730 0 15
3M Co COM 88579Y101   1,227,882 11,232 SH   SOLE   11,232 0 0
ADAMS EXPRESS COMPANY COM 006212104   30,107 1,700 SH   DFND   1,700 0 0
ADAMS EXPRESS COMPANY COM 006212104   6,486,341 366,253 SH   SOLE   366,253 0 0
ALPHABET INC CAP STK CL A 02079K305   526,911 3,772 SH   DFND   3,732 0 40
ALPHABET INC CAP STK CL A 02079K305   12,310,321 88,126 SH   SOLE   83,966 0 4,160
ALTRIA GROUP INC COM 02209S103   223,000 5,528 SH   SOLE   5,528 0 0
AMBEV SA SPONSORED ADR 02319V103   40,180 14,350 SH   SOLE   14,350 0 0
AMER EXPRESS CO COM 025816109   324,098 1,730 SH   DFND   1,730 0 0
AMER EXPRESS CO COM 025816109   828,980 4,425 SH   SOLE   4,425 0 0
ANALOG DEVICES INC COM 032654105   3,376 17 SH   DFND   0 0 17
ANALOG DEVICES INC COM 032654105   423,926 2,135 SH   SOLE   2,135 0 0
APPLIED MATERIALS COM 038222105   752,329 4,642 SH   SOLE   4,642 0 0
ASE Technology Holding Co Ltd SPONSORED ADS 00215W100   171,121 18,185 SH   SOLE   18,185 0 0
ASP Isotopes Inc None 00218A105   140,583 78,538 SH   SOLE   78,538 0 0
AT&T INC COM 00206R102   335,600 20,000 SH   DFND   20,000 0 0
AT&T INC COM 00206R102   264,839 15,783 SH   SOLE   15,783 0 0
AVERY DENNISON CORP COM 053611109   300,814 1,488 SH   SOLE   1,488 0 0
AbbVie Inc COM 00287Y109   187,514 1,210 SH   DFND   1,060 0 150
AbbVie Inc COM 00287Y109   5,188,551 33,481 SH   SOLE   31,571 0 1,910
Abbott Laboratories COM 002824100   11,007 100 SH   DFND   0 0 100
Abbott Laboratories COM 002824100   624,537 5,674 SH   SOLE   5,674 0 0
Accenture PLC SHS CLASS A G1151C101   439,690 1,253 SH   SOLE   1,253 0 0
Adobe Inc COM 00724F101   334,693 561 SH   SOLE   561 0 0
Aflac Inc COM 001055102   273,983 3,321 SH   SOLE   3,321 0 0
Agree Realty Corp COM 008492100   2,140 34 SH   DFND   34 0 0
Agree Realty Corp COM 008492100   450,281 7,153 SH   SOLE   7,153 0 0
Air Products and Chemicals Inc COM 009158106   200,148 731 SH   SOLE   731 0 0
Alliant Energy Corp COM 018802108   46,170 900 SH   DFND   900 0 0
Alliant Energy Corp COM 018802108   271,940 5,301 SH   SOLE   5,301 0 0
Alphabet Inc CAP STK CL C 02079K107   42,279 300 SH   DFND   300 0 0
Alphabet Inc CAP STK CL C 02079K107   2,288,985 16,242 SH   SOLE   16,242 0 0
Amazon.com Inc COM 023135106   207,246 1,364 SH   DFND   1,364 0 0
Amazon.com Inc COM 023135106   8,062,848 53,066 SH   SOLE   51,181 0 1,885
American Electric Power Co Inc COM 025537101   32,488 400 SH   DFND   400 0 0
American Electric Power Co Inc COM 025537101   216,857 2,670 SH   SOLE   2,670 0 0
Americas Gold & Silver Corp COM 03062D100   5,080 20,000 SH   SOLE   20,000 0 0
Ameriprise Financial Inc COM 03076C106   131,421 346 SH   DFND   346 0 0
Ameriprise Financial Inc COM 03076C106   105,213 277 SH   SOLE   277 0 0
Amgen Inc COM 031162100   289,748 1,006 SH   DFND   993 0 13
Amgen Inc COM 031162100   8,481,037 29,446 SH   SOLE   27,771 0 1,675
Amphenol Corp CL A 032095101   202,820 2,046 SH   SOLE   2,046 0 0
Apple Inc COM 037833100   732,962 3,807 SH   DFND   3,430 0 377
Apple Inc COM 037833100   21,760,511 113,024 SH   SOLE   109,424 0 3,600
Archer-Daniels-Midland Co COM 039483102   295,524 4,092 SH   SOLE   4,092 0 0
B2Gold Corp COM 11777Q209   175,443 55,520 SH   SOLE   55,520 0 0
BADGER METER INC COM 056525108   200,681 1,300 SH   SOLE   1,300 0 0
BK OF AMERICA CORP COM 060505104   187,340 5,564 SH   DFND   5,372 0 192
BK OF AMERICA CORP COM 060505104   381,313 11,325 SH   SOLE   11,325 0 0
BLACKSTONE SECD LN COMMON STOCK 09261X102   11,222 406 SH   DFND   406 0 0
BLACKSTONE SECD LN COMMON STOCK 09261X102   2,705,458 97,882 SH   SOLE   97,882 0 0
BOEING CO COM 097023105   8,862 34 SH   DFND   0 0 34
BOEING CO COM 097023105   729,327 2,798 SH   SOLE   2,798 0 0
BRISTOL-MYRS SQUIB COM 110122108   2,822 55 SH   DFND   0 0 55
BRISTOL-MYRS SQUIB COM 110122108   364,865 7,111 SH   SOLE   7,111 0 0
Banco Bradesco SA SP ADR PFD NEW 059460303   42,284 12,081 SH   SOLE   12,081 0 0
Bank OZK COM 06417N103   304,760 6,116 SH   SOLE   6,116 0 0
Berkshire Hathaway Inc CL B NEW 084670702   5,350 15 SH   DFND   15 0 0
Berkshire Hathaway Inc CL B NEW 084670702   4,036,321 11,317 SH   SOLE   11,317 0 0
Black Hills Corp COM 092113109   6,042 112 SH   DFND   112 0 0
Black Hills Corp COM 092113109   1,296,904 24,039 SH   SOLE   24,039 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   209,247 2,777 SH   SOLE   2,777 0 0
BlackRock Fund Advisors RUS MID CAP ETF 464287499   273,998 3,525 SH   SOLE   3,525 0 0
BlackRock Fund Advisors S&P MC 400GR ETF 464287606   262,297 3,311 SH   SOLE   3,311 0 0
BlackRock Fund Advisors RUS 1000 ETF 464287622   421,452 1,607 SH   SOLE   1,607 0 0
BlackRock Fund Advisors S&P MC 400VL ETF 464287705   204,360 1,792 SH   SOLE   1,792 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   302,667 2,796 SH   SOLE   2,796 0 0
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   2,377,341 22,549 SH   SOLE   22,549 0 0
BlackRock Fund Advisors GLB INFRASTR ETF 464288372   85,443 1,816 SH   DFND   1,816 0 0
BlackRock Fund Advisors GLB INFRASTR ETF 464288372   6,859,043 145,782 SH   SOLE   145,782 0 0
BlackRock Fund Advisors MBS ETF 464288588   121,834 1,295 SH   DFND   1,295 0 0
BlackRock Fund Advisors MBS ETF 464288588   7,829,338 83,220 SH   SOLE   78,310 0 4,910
BlackRock Fund Advisors PFD AND INCM SEC 464288687   234,486 7,518 SH   SOLE   7,518 0 0
BlackRock Fund Advisors EAFE GRWTH ETF 464288885   873,296 9,017 SH   DFND   9,017 0 0
BlackRock Fund Advisors EAFE GRWTH ETF 464288885   33,192,141 342,717 SH   SOLE   330,347 0 12,370
BlackRock Fund Advisors MSCI USA MIN VOL 46429B697   275,056 3,525 SH   SOLE   3,525 0 0
BlackRock Inc COM 09247X101   202,138 249 SH   DFND   249 0 0
BlackRock Inc COM 09247X101   6,084,441 7,495 SH   SOLE   7,050 0 445
Boston Scientific Corp COM 101137107   5,781 100 SH   DFND   100 0 0
Boston Scientific Corp COM 101137107   319,458 5,526 SH   SOLE   5,526 0 0
Broadcom Inc COM 11135F101   413,013 370 SH   DFND   370 0 0
Broadcom Inc COM 11135F101   11,179,244 10,015 SH   SOLE   9,495 0 520
Brunswick Corp/DE COM 117043109   269,159 2,782 SH   SOLE   2,782 0 0
CDN NATL RAILWAYS COM 136375102   258,421 2,057 SH   SOLE   2,057 0 0
CHUBB LIMITED COM COM H1467J104   296,060 1,310 SH   SOLE   1,310 0 0
CISCO SYSTEMS COM 17275R102   214,508 4,246 SH   DFND   4,119 0 127
CISCO SYSTEMS COM 17275R102   6,640,652 131,446 SH   SOLE   123,451 0 7,995
COLGATE-PALMOLIVE COM 194162103   334,782 4,200 SH   SOLE   4,200 0 0
CONOCOPHILLIPS COM 20825C104   23,330 201 SH   DFND   201 0 0
CONOCOPHILLIPS COM 20825C104   922,060 7,944 SH   SOLE   7,944 0 0
CREDIT SUISSE AG/NASSAU X LINK SILVER 22542D225   1,494,223 20,225 SH   SOLE   20,225 0 0
CVS Health Corp COM 126650100   7,106 90 SH   DFND   0 0 90
CVS Health Corp COM 126650100   345,608 4,377 SH   SOLE   4,377 0 0
Caterpillar Inc COM 149123101   427,539 1,446 SH   SOLE   1,446 0 0
Charles Schwab Investment Management Inc US LCAP GR ETF 808524300   200,017 2,411 SH   SOLE   2,411 0 0
Chevron Corp COM 166764100   574,564 3,852 SH   DFND   3,826 0 26
Chevron Corp COM 166764100   7,579,565 50,815 SH   SOLE   47,715 0 3,100
Cigna Group/The COM 125523100   3,893 13 SH   DFND   0 0 13
Cigna Group/The COM 125523100   276,692 924 SH   SOLE   924 0 0
Coca-Cola Co/The COM 191216100   52,448 890 SH   DFND   690 0 200
Coca-Cola Co/The COM 191216100   1,928,956 32,733 SH   SOLE   28,708 0 4,025
Comcast Corp CL A 20030N101   63,758 1,454 SH   DFND   1,454 0 0
Comcast Corp CL A 20030N101   639,201 14,577 SH   SOLE   14,577 0 0
Costco Wholesale Corp COM 22160K105   135,976 206 SH   DFND   206 0 0
Costco Wholesale Corp COM 22160K105   4,058,172 6,148 SH   SOLE   6,148 0 0
DEERE & CO COM 244199105   616,600 1,542 SH   SOLE   1,542 0 0
DOCUSIGN INC NOTE 1/1 256163AD8   119,402 120,000 PRN   SOLE   120,000 0 0
DUKE ENERGY CORP COM NEW 26441C204   43,765 451 SH   DFND   451 0 0
DUKE ENERGY CORP COM NEW 26441C204   220,766 2,275 SH   SOLE   2,275 0 0
Danaher Corp COM 235851102   26,373 114 SH   DFND   114 0 0
Danaher Corp COM 235851102   554,059 2,395 SH   SOLE   2,395 0 0
Denison Mines Corp COM 248356107   897,390 507,000 SH   SOLE   507,000 0 0
Dimensional ETF Trust US SMALL CAP ETF 25434V500   706,259 11,846 SH   SOLE   11,846 0 0
Dimensional ETF Trust WORLD EX US CORE 25434V880   991,232 40,591 SH   SOLE   40,591 0 0
Duff & Phelps Closed-End Funds COM 23325P104   123,291 14,539 SH   SOLE   14,539 0 0
EMX Royalty Corp COM 26873J107   81,000 50,000 SH   SOLE   50,000 0 0
ETF Managers Group LLC PRIME JUNIR SLVR 26924G102   733,340 73,334 SH   SOLE   73,334 0 0
Eli Lilly & Co COM 532457108   443,602 761 SH   SOLE   761 0 0
Encore Energy Corp COM NEW 29259W700   982,728 249,699 SH   SOLE   249,699 0 0
Energy Fuels Inc/Canada COM NEW 292671708   93,470 13,000 SH   SOLE   13,000 0 0
Energy Transfer LP COM UT LTD PTN 29273V100   243,556 17,649 SH   SOLE   17,649 0 0
Exxon Mobil Corp COM 30231G102   1,009,198 10,094 SH   DFND   10,042 0 52
Exxon Mobil Corp COM 30231G102   2,247,051 22,475 SH   SOLE   22,475 0 0
FACEBOOK INC CL A 30303M102   25,839 73 SH   DFND   73 0 0
FACEBOOK INC CL A 30303M102   513,242 1,450 SH   SOLE   1,450 0 0
FLEXSHARES TR MORNSTAR USMKT 33939L100   553,084 3,031 SH   SOLE   3,031 0 0
First Trust ETFs/USA TCW OPPORTUNIS 33740F805   386,859 8,673 SH   SOLE   8,673 0 0
Fortuna Silver Mines Inc COM 349915108   111,940 29,000 SH   SOLE   29,000 0 0
Franklin LibertyShares ETFs/US US LOW VOLATILIT 35473P504   308,984 5,980 SH   DFND   5,980 0 0
Franklin LibertyShares ETFs/US US LOW VOLATILIT 35473P504   14,346,995 277,668 SH   SOLE   277,668 0 0
GENERAL MILLS INC COM 370334104   329,218 5,054 SH   SOLE   5,054 0 0
GOLDMAN SACHS GRP COM 38141G104   1,929 5 SH   DFND   5 0 0
GOLDMAN SACHS GRP COM 38141G104   848,308 2,199 SH   SOLE   2,199 0 0
General Electric Co COM NEW 369604301   41,480 325 SH   DFND   262 0 63
General Electric Co COM NEW 369604301   337,454 2,644 SH   SOLE   2,644 0 0
Gilead Sciences Inc COM 375558103   252,751 3,120 SH   SOLE   3,120 0 0
HUMANA INC COM 444859102   9,156 20 SH   DFND   0 0 20
HUMANA INC COM 444859102   372,200 813 SH   SOLE   813 0 0
Heartland Financial USA Inc COM 42234Q102   4,447,533 118,254 SH   DFND   0 0 118,254
Heartland Financial USA Inc COM 42234Q102   51,175,572 1,360,691 SH   SOLE   23,076 0 1,337,615
Hecla Mining Co COM 422704106   129,702 26,965 SH   SOLE   26,965 0 0
Home Depot Inc/The COM 437076102   107,431 310 SH   DFND   310 0 0
Home Depot Inc/The COM 437076102   4,425,790 12,771 SH   SOLE   11,266 0 1,505
Honeywell International Inc COM 438516106   1,165,568 5,558 SH   SOLE   5,558 0 0
Hubbell Inc COM 443510607   986,790 3,000 SH   SOLE   3,000 0 0
ILLINOIS TOOL WKS COM 452308109   229,983 878 SH   SOLE   878 0 0
INDEXIQ ETF TRUST/USA HEDGE MLTI ETF 45409B107   357,949 11,892 SH   DFND   11,892 0 0
INDEXIQ ETF TRUST/USA HEDGE MLTI ETF 45409B107   20,491,869 680,793 SH   SOLE   680,793 0 0
ING Groep NV SPONSORED ADR 456837103   4,629,149 308,199 SH   DFND   308,199 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   402,756 3,136 SH   SOLE   3,136 0 0
INTL BUSINESS MCHN COM 459200101   16,355 100 SH   DFND   0 0 100
INTL BUSINESS MCHN COM 459200101   457,449 2,797 SH   SOLE   2,797 0 0
ISHARES CORE S&P500 ETF 464287200   409,329 857 SH   DFND   857 0 0
ISHARES CORE S&P500 ETF 464287200   4,514,081 9,451 SH   SOLE   9,451 0 0
ISHARES S&P 500 GRWT ETF 464287309   268,783 3,579 SH   SOLE   3,579 0 0
ISHARES RUSSELL 2000 ETF 464287655   4,416 22 SH   DFND   0 0 22
ISHARES RUSSELL 2000 ETF 464287655   746,039 3,717 SH   SOLE   3,717 0 0
ISHARES EAFE VALUE ETF 464288877   897,423 17,225 SH   DFND   17,225 0 0
ISHARES EAFE VALUE ETF 464288877   33,586,682 644,658 SH   SOLE   621,778 0 22,880
ISHARES ETFS/USA ESG AW MSCI EAFE 46435G516   439,643 5,820 SH   SOLE   5,820 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   388,213 4,732 SH   DFND   4,732 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   14,921,271 181,878 SH   SOLE   170,018 0 11,860
ISHARES/USA NATIONAL MUN ETF 464288414   703,364 6,488 SH   SOLE   6,488 0 0
Industrial Logistics Propertie COM SHS BEN INT 456237106   5,398,246 1,148,563 SH   SOLE   1,148,563 0 0
Intel Corp COM 458140100   2,764 55 SH   DFND   0 0 55
Intel Corp COM 458140100   757,167 15,068 SH   SOLE   15,068 0 0
Invesco Capital Management LLC DIVID ACHIEVEV 46137V506   638,240 16,000 SH   SOLE   16,000 0 0
Invesco Capital Management LLC INTL DIVI ACHI 46137V548   269,480 14,600 SH   SOLE   14,600 0 0
Invesco Capital Management LLC S&P INTL LOW 46138E230   126,511 4,491 SH   DFND   4,491 0 0
Invesco Capital Management LLC S&P INTL LOW 46138E230   7,952,363 282,299 SH   SOLE   282,299 0 0
Invesco Capital Management LLC SHORT TERM TREAS 46138G888   137,287 1,300 SH   DFND   1,300 0 0
Invesco Capital Management LLC SHORT TERM TREAS 46138G888   5,703,938 54,012 SH   SOLE   54,012 0 0
Itau Unibanco Holding SA SPON ADR REP PFD 465562106   83,463 12,009 SH   SOLE   12,009 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   372,270 6,771 SH   DFND   6,771 0 0
JP Morgan ETFs/USA EQUITY PREMIUM 46641Q332   18,008,864 327,553 SH   SOLE   322,553 0 5,000
JP Morgan ETFs/USA ULTRA SHT MUNCPL 46641Q654   389,683 7,680 SH   SOLE   7,680 0 0
JP Morgan ETFs/USA INTL BD OPP ETF 46641Q852   1,030,783 21,569 SH   SOLE   21,569 0 0
JPMorgan Chase & Co COM 46625H100   316,896 1,863 SH   DFND   1,817 0 46
JPMorgan Chase & Co COM 46625H100   9,311,274 54,740 SH   SOLE   52,300 0 2,440
Johnson & Johnson COM 478160104   218,809 1,396 SH   DFND   1,361 0 35
Johnson & Johnson COM 478160104   8,531,828 54,433 SH   SOLE   51,418 0 3,015
KIMBERLY-CLARK CP COM 494368103   65,008 535 SH   DFND   500 0 35
KIMBERLY-CLARK CP COM 494368103   266,714 2,195 SH   SOLE   2,195 0 0
KLA Corp COM NEW 482480100   241,821 416 SH   SOLE   416 0 0
KRAFT FOODS INC CL A 609207105   676,496 9,340 SH   SOLE   9,340 0 0
LOWE'S COS INC COM 548661107   232,120 1,043 SH   DFND   1,028 0 15
LOWE'S COS INC COM 548661107   5,516,347 24,787 SH   SOLE   24,787 0 0
Linde PLC SHS G54950103   431,656 1,051 SH   SOLE   1,051 0 0
Lockheed Martin Corp COM 539830109   227,073 501 SH   SOLE   501 0 0
MAG Silver Corp COM 55903Q104   291,480 28,000 SH   SOLE   28,000 0 0
MARSH & MCLENNAN COM 571748102   277,952 1,467 SH   SOLE   1,467 0 0
MASTERCARD INC CL A 57636Q104   543,800 1,275 SH   SOLE   1,275 0 0
MCDONALD'S CORP COM 580135101   47,145 159 SH   DFND   99 0 60
MCDONALD'S CORP COM 580135101   2,981,705 10,056 SH   SOLE   9,251 0 805
MCKESSON CORP COM 58155Q103   321,771 695 SH   SOLE   695 0 0
MICROSOFT CORP COM 594918104   567,444 1,509 SH   DFND   1,481 0 28
MICROSOFT CORP COM 594918104   20,203,501 53,727 SH   SOLE   51,852 0 1,875
MOODYS CORP COM 615369105   484,294 1,240 SH   SOLE   1,240 0 0
MORGAN STANLEY COM NEW 617446448   45,413 487 SH   DFND   487 0 0
MORGAN STANLEY COM NEW 617446448   2,342,254 25,118 SH   SOLE   21,968 0 3,150
Medtronic PLC SHS G5960L103   154,133 1,871 SH   DFND   1,871 0 0
Medtronic PLC SHS G5960L103   5,059,285 61,414 SH   SOLE   56,429 0 4,985
Merck & Co Inc COM 58933Y105   25,947 238 SH   DFND   100 0 138
Merck & Co Inc COM 58933Y105   724,111 6,642 SH   SOLE   6,642 0 0
MetLife Inc COM 59156R108   372,312 5,630 SH   SOLE   5,630 0 0
Metalla Royalty & Streaming Lt COM NEW 59124U605   104,720 34,000 SH   SOLE   34,000 0 0
NEXTERA ENERGY COM 65339F101   182,220 3,000 SH   DFND   3,000 0 0
NEXTERA ENERGY COM 65339F101   358,548 5,903 SH   SOLE   5,903 0 0
NIKE INC CL B 654106103   317,784 2,927 SH   SOLE   2,927 0 0
NORDIC AMER TANKER COM G65773106   210,000 50,000 SH   SOLE   50,000 0 0
NORTHROP GRUMMAN COM 666807102   278,075 594 SH   SOLE   594 0 0
NOVAGOLD RESOURCES COM NEW 66987E206   67,320 18,000 SH   SOLE   18,000 0 0
NVIDIA Corp COM 67066G104   198,088 400 SH   DFND   400 0 0
NVIDIA Corp COM 67066G104   603,178 1,218 SH   SOLE   1,218 0 0
NexGen Energy Ltd COM 65340P106   870,982 124,426 SH   SOLE   124,426 0 0
Norfolk Southern Corp COM 655844108   307,294 1,300 SH   DFND   1,300 0 0
Norfolk Southern Corp COM 655844108   275,146 1,164 SH   SOLE   1,164 0 0
Nuveen Closed-End Funds/USA COM 6706ER101   936,616 73,002 SH   SOLE   73,002 0 0
Nuveen Closed-End Funds/USA COM 67073B106   106,017 15,683 SH   SOLE   15,683 0 0
Nuveen ETFs/USA NUVEEN ESG LRGCP 67092P201   394,937 5,685 SH   SOLE   5,685 0 0
Nuveen ETFs/USA NUVEEN ESG LRGVL 67092P300   455,482 12,684 SH   SOLE   12,684 0 0
ORACLE CORP COM 68389X105   247,022 2,343 SH   DFND   2,308 0 35
ORACLE CORP COM 68389X105   6,498,073 61,634 SH   SOLE   58,074 0 3,560
Osisko Gold Royalties Ltd COM 68827L101   161,978 11,343 SH   SOLE   11,343 0 0
PAN AMER SILVER COM 697900108   163,398 10,006 SH   SOLE   10,006 0 0
PEPSICO INC COM 713448108   146,062 860 SH   DFND   835 0 25
PEPSICO INC COM 713448108   3,225,771 18,993 SH   SOLE   18,993 0 0
PNC Financial Services Group I COM 693475105   158,102 1,021 SH   DFND   1,000 0 21
PNC Financial Services Group I COM 693475105   192,014 1,240 SH   SOLE   1,240 0 0
PROSHARES ETFS/USA SHORT QQQ NEW 74347B714   469,260 49,500 SH   SOLE   49,500 0 0
Palo Alto Networks Inc COM 697435105   444,089 1,506 SH   SOLE   1,506 0 0
PetMed Express Inc COM 716382106   155,736 20,600 SH   SOLE   20,600 0 0
Pfizer Inc COM 717081103   7,313 254 SH   DFND   0 0 254
Pfizer Inc COM 717081103   888,143 30,849 SH   SOLE   30,849 0 0
Physicians Realty Trust COM 71943U104   2,063 155 SH   DFND   155 0 0
Physicians Realty Trust COM 71943U104   433,813 32,593 SH   SOLE   32,593 0 0
Pinnacle West Capital Corp COM 723484101   215,520 3,000 SH   SOLE   3,000 0 0
Postal Realty Trust Inc CL A 73757R102   9,158 629 SH   DFND   629 0 0
Postal Realty Trust Inc CL A 73757R102   1,852,134 127,207 SH   SOLE   127,207 0 0
ProShare Advisors LLC SHORT S&P 500 NE 74347B425   235,483 18,128 SH   SOLE   18,128 0 0
Procter & Gamble Co/The COM 742718109   151,522 1,034 SH   DFND   1,034 0 0
Procter & Gamble Co/The COM 742718109   4,359,125 29,747 SH   SOLE   27,727 0 2,020
Prologis Inc COM 74340W103   93,043 698 SH   DFND   698 0 0
Prologis Inc COM 74340W103   2,682,796 20,126 SH   SOLE   18,791 0 1,335
Proshare Capital Management LLC ULTRA SILVER NEW 74347W353   367,203 13,515 SH   SOLE   13,515 0 0
Putnam Investment Management LLC COM 746823103   68,096 11,200 SH   SOLE   11,200 0 0
Putnam Investment Management LLC SH BEN INT 746853100   43,447 12,170 SH   SOLE   12,170 0 0
QUALCOMM Inc COM 747525103   35,868 248 SH   DFND   200 0 48
QUALCOMM Inc COM 747525103   351,885 2,433 SH   SOLE   2,433 0 0
ROPER INDUSTRIES INC COM 776696106   524,999 963 SH   SOLE   963 0 0
RTX Corp COM 75513E101   239,967 2,852 SH   DFND   2,852 0 0
RTX Corp COM 75513E101   7,457,076 88,627 SH   SOLE   83,647 0 4,980
Rafferty Asset Management LLC DAILY JR GLD MIN 25460G831   1,108,881 32,720 SH   SOLE   32,720 0 0
Ross Stores Inc COM 778296103   1,093,558 7,902 SH   SOLE   7,902 0 0
SALESFORCE.COM INC COM 79466L302   331,030 1,258 SH   SOLE   1,258 0 0
SANDSTORM GOLD LTD COM NEW 80013R206   80,480 16,000 SH   SOLE   16,000 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   201,433 1,477 SH   SOLE   1,477 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   10,394 54 SH   DFND   0 0 54
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   326,061 1,694 SH   SOLE   1,694 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   321,336 5,074 SH   DFND   5,074 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   4,168,254 65,818 SH   SOLE   61,143 0 4,675
SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375   35,424 1,079 SH   DFND   1,079 0 0
SSGA FUNDS MANAGEMENT INC PORTFOLIO INTRMD 78464A375   2,587,858 78,826 SH   SOLE   78,826 0 0
SSgA Funds Management Inc BLOOMBERG HIGH Y 78468R622   46,702 493 SH   DFND   493 0 0
SSgA Funds Management Inc BLOOMBERG HIGH Y 78468R622   3,431,026 36,219 SH   SOLE   36,219 0 0
SSgA Funds Management Inc NUVEEN BLMBRG SH 78468R739   348,102 7,284 SH   DFND   7,284 0 0
SSgA Funds Management Inc NUVEEN BLMBRG SH 78468R739   22,620,966 473,341 SH   SOLE   473,341 0 0
STARBUCKS CORP COM 855244109   163,601 1,704 SH   DFND   1,704 0 0
STARBUCKS CORP COM 855244109   5,177,723 53,929 SH   SOLE   50,259 0 3,670
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   161,541 6,385 SH   DFND   6,385 0 0
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   4,427,424 174,997 SH   SOLE   174,997 0 0
Seligman Funds/Closed-end/USA COM 895436103   32,059 1,112 SH   DFND   1,112 0 0
Seligman Funds/Closed-end/USA COM 895436103   6,859,695 237,936 SH   SOLE   237,936 0 0
Shenandoah Telecommunications COM 82312B106   203,228 9,400 SH   DFND   9,400 0 0
Sibanye Stillwater Ltd SPONSORED ADR 82575P107   149,325 27,500 SH   SOLE   27,500 0 0
Sprott Asset Management CEFs TR UNIT 85207K107   650,828 80,548 SH   SOLE   80,548 0 0
Sprott ETF Trust URANIUM MINERS E 85208P303   493,609 10,226 SH   SOLE   10,226 0 0
Sprott ETF Trust JUNIOR URANIUM 85208P808   634,099 26,880 SH   SOLE   26,880 0 0
Starwood Property Trust Inc COM 85571B105   3,594 171 SH   DFND   171 0 0
Starwood Property Trust Inc COM 85571B105   763,005 36,299 SH   SOLE   36,299 0 0
State Street ETF/USA TR UNIT 78462F103   206,760 435 SH   DFND   435 0 0
State Street ETF/USA TR UNIT 78462F103   5,137,626 10,809 SH   SOLE   10,809 0 0
TEXAS INSTRUMENTS COM 882508104   149,153 875 SH   DFND   875 0 0
TEXAS INSTRUMENTS COM 882508104   4,884,872 28,657 SH   SOLE   26,906 0 1,751
TRAVELERS CO INC COM 89417E109   484,416 2,543 SH   SOLE   2,543 0 0
Target Corp COM 87612E106   1,851 13 SH   DFND   0 0 13
Target Corp COM 87612E106   506,730 3,558 SH   SOLE   3,558 0 0
Tesla Inc COM 88160R101   128,961 519 SH   DFND   519 0 0
Tesla Inc COM 88160R101   612,006 2,463 SH   SOLE   2,463 0 0
Thermo Fisher Scientific Inc COM 883556102   782,384 1,474 SH   SOLE   1,474 0 0
Tyson Foods Inc CL A 902494103   2,741 51 SH   DFND   0 0 51
Tyson Foods Inc CL A 902494103   209,786 3,903 SH   SOLE   3,903 0 0
UTD PARCEL SERV CL B 911312106   202,512 1,288 SH   DFND   1,288 0 0
UTD PARCEL SERV CL B 911312106   6,341,086 40,330 SH   SOLE   37,360 0 2,970
Union Pacific Corp COM 907818108   511,872 2,084 SH   DFND   2,084 0 0
Union Pacific Corp COM 907818108   198,707 809 SH   SOLE   809 0 0
United Rentals Inc COM 911363109   681,223 1,188 SH   SOLE   1,188 0 0
UnitedHealth Group Inc COM 91324P102   3,159 6 SH   DFND   0 0 6
UnitedHealth Group Inc COM 91324P102   1,278,796 2,429 SH   SOLE   2,429 0 0
Uranium Energy Corp COM 916896103   153,824 24,035 SH   SOLE   24,035 0 0
Uranium Royalty Corp COM 91702V101   97,200 36,000 SH   SOLE   36,000 0 0
VANGUARD S&P 500 ETF SHS 922908363   425,006 973 SH   SOLE   973 0 0
VANGUARD ETF/USA DIV APP ETF 921908844   7,403,710 43,449 SH   SOLE   43,449 0 0
VANGUARD ETF/USA VG TL INTL STK F 921909768   2,520,912 43,494 SH   SOLE   43,494 0 0
VANGUARD ETF/USA INTERMED TERM 921937819   2,003,982 26,237 SH   SOLE   26,237 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   312,319 7,599 SH   DFND   7,599 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   12,948,925 315,059 SH   SOLE   304,154 0 10,905
VANGUARD ETF/USA INF TECH ETF 92204A702   2,904 6 SH   DFND   0 0 6
VANGUARD ETF/USA INF TECH ETF 92204A702   667,436 1,379 SH   SOLE   1,379 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   132,844 1,717 SH   DFND   1,717 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   8,334,915 107,728 SH   SOLE   107,728 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   356,521 1,981 SH   DFND   1,981 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611   11,055,197 61,428 SH   SOLE   60,258 0 1,170
VANGUARD ETF/USA TOTAL STK MKT 922908769   1,298,068 5,472 SH   DFND   5,472 0 0
VANGUARD ETF/USA TOTAL STK MKT 922908769   6,540,155 27,570 SH   SOLE   27,570 0 0
VANGUARD GROUP INC/THE TOTAL INT BD ETF 92203J407   1,031,729 20,900 SH   SOLE   20,900 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   17,861 160 SH   DFND   160 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   1,179,817 10,569 SH   SOLE   10,569 0 0
VERIZON COMMUN COM 92343V104   778,543 20,651 SH   SOLE   14,031 0 6,620
VISA INC COM CL A 92826C839   163,760 629 SH   DFND   629 0 0
VISA INC COM CL A 92826C839   4,327,798 16,623 SH   SOLE   16,623 0 0
Van Eck Associates Corp INTRMDT MUNI ETF 92189H201   1,351,595 28,739 SH   DFND   28,739 0 0
Van Eck Associates Corp INTRMDT MUNI ETF 92189H201   44,827,538 953,169 SH   SOLE   953,169 0 0
Vanguard ETF/USA 500 GRTH IDX F 921932505   1,627,448 6,010 SH   SOLE   6,010 0 0
Vanguard ETF/USA TOTAL BND MRKT 921937835   266,692 3,626 SH   DFND   3,626 0 0
Vanguard ETF/USA TOTAL BND MRKT 921937835   12,118,024 164,759 SH   SOLE   164,759 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   329,887 6,887 SH   SOLE   6,887 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   129,536 1,466 SH   DFND   1,466 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   3,390,373 38,370 SH   SOLE   35,720 0 2,650
Vanguard ETF/USA SML CP GRW ETF 922908595   349,116 1,444 SH   DFND   1,444 0 0
Vanguard ETF/USA SML CP GRW ETF 922908595   11,049,373 45,702 SH   SOLE   44,867 0 835
Vanguard ETF/USA GROWTH ETF 922908736   1,494,711 4,808 SH   DFND   4,808 0 0
Vanguard ETF/USA GROWTH ETF 922908736   56,486,274 181,698 SH   SOLE   181,698 0 0
Vanguard ETF/USA VALUE ETF 922908744   1,448,506 9,689 SH   DFND   9,689 0 0
Vanguard ETF/USA VALUE ETF 922908744   57,095,695 381,911 SH   SOLE   381,911 0 0
Vanguard Group Inc/The LARGE CAP ETF 922908637   517,016 2,370 SH   SOLE   2,370 0 0
Vanguard Group Inc/The EXTEND MKT ETF 922908652   16,278 99 SH   DFND   99 0 0
Vanguard Group Inc/The EXTEND MKT ETF 922908652   727,394 4,424 SH   SOLE   4,424 0 0
WASTE MANAGEMENT COM 94106L109   569,896 3,182 SH   SOLE   3,182 0 0
WEC Energy Group Inc COM 92939U106   168,340 2,000 SH   DFND   2,000 0 0
WEC Energy Group Inc COM 92939U106   76,763 912 SH   SOLE   912 0 0
WELLS FARGO & CO COM 949746101   5,906 120 SH   DFND   0 0 120
WELLS FARGO & CO COM 949746101   2,271,601 46,152 SH   SOLE   46,152 0 0
Walmart Inc COM 931142103   268,163 1,701 SH   DFND   1,600 0 101
Walmart Inc COM 931142103   5,619,907 35,648 SH   SOLE   33,763 0 1,885
Walt Disney Co/The COM 254687106   444,317 4,921 SH   SOLE   4,921 0 0
Xcel Energy Inc COM 98389B100   55,719 900 SH   DFND   900 0 0
Xcel Energy Inc COM 98389B100   157,685 2,547 SH   SOLE   2,547 0 0
i-80 Gold Corp COM 44955L106   79,200 45,000 SH   SOLE   45,000 0 0
iShares ETFs/USA 7-10 YR TRSY BD 464287440   287,724 2,985 SH   SOLE   2,985 0 0
iShares ETFs/USA MSCI ACWI EX US 464288240   107,950 2,115 SH   DFND   2,115 0 0
iShares ETFs/USA MSCI ACWI EX US 464288240   777,084 15,225 SH   SOLE   15,225 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   50,942 572 SH   DFND   572 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   3,776,589 42,405 SH   SOLE   42,405 0 0
iShares ETFs/USA BLACKROCK ULTRA 46434V878   85,813 1,704 SH   DFND   1,704 0 0
iShares ETFs/USA BLACKROCK ULTRA 46434V878   1,901,543 37,759 SH   SOLE   37,759 0 0