The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 189 5,002 SH   DFND 1 0 0 5,002
ARK ETF TR INNOVATION ETF 00214Q104 20 517 SH   SOLE   0 0 517
ABBOTT LABS COM 002824100 16 162 SH   SOLE   0 0 162
ABBOTT LABS COM 002824100 207 2,142 SH   DFND 1 0 0 2,142
ABBVIE INC COM 00287Y109 191 1,426 SH   DFND 1 0 0 1,426
ABBVIE INC COM 00287Y109 118 882 SH   SOLE   0 0 882
ADOBE SYSTEMS INCORPORATED COM 00724F101 4 15 SH   SOLE   0 0 15
ADOBE SYSTEMS INCORPORATED COM 00724F101 251 913 SH   DFND 1 0 0 913
ALPHABET INC CAP STK CL A 02079K305 23,914 250,013 SH   DFND 1 0 0 250,013
ALPHABET INC CAP STK CL A 02079K305 8,139 85,089 SH   SOLE   0 0 85,089
AMAZON COM INC COM 023135106 8,704 77,026 SH   SOLE   0 0 77,026
AMAZON COM INC COM 023135106 26,517 234,666 SH   DFND 1 0 0 234,666
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,757 60,444 SH   DFND 1 0 0 60,444
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,397 30,616 SH   SOLE   0 0 30,616
AMGEN INC COM 031162100 600 2,660 SH   SOLE   0 0 2,660
AMGEN INC COM 031162100 18 79 SH   DFND 1 0 0 79
ELEVANCE HEALTH INC COM 036752103 819 1,802 SH   DFND 1 0 0 1,802
ELEVANCE HEALTH INC COM 036752103 5 10 SH   SOLE   0 0 10
APPLE INC COM 037833100 11,822 85,544 SH   SOLE   0 0 85,544
APPLE INC COM 037833100 31,273 226,290 SH   DFND 1 0 0 226,290
APPLE HOSPITALITY REIT INC COM NEW 03784Y200 316 22,481 SH   DFND 1 0 0 22,481
APPLIED MATLS INC COM 038222105 6,435 78,548 SH   DFND 1 0 0 78,548
APPLIED MATLS INC COM 038222105 2,415 29,480 SH   SOLE   0 0 29,480
AUTOMATIC DATA PROCESSING IN COM 053015103 200 883 SH   SOLE   0 0 883
AUTOMATIC DATA PROCESSING IN COM 053015103 47 210 SH   DFND 1 0 0 210
AVID BIOSERVICES INC COM 05368M106 244 12,744 SH   SOLE   0 0 12,744
BK OF AMERICA CORP COM 060505104 129 4,265 SH   SOLE   0 0 4,265
BK OF AMERICA CORP COM 060505104 146 4,833 SH   DFND 1 0 0 4,833
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 529 1,981 SH   DFND 1 0 0 1,981
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 162 606 SH   SOLE   0 0 606
BOEING CO COM 097023105 119 986 SH   SOLE   0 0 986
BOEING CO COM 097023105 175 1,445 SH   DFND 1 0 0 1,445
BRISTOL-MYERS SQUIBB CO COM 110122108 7,159 100,701 SH   DFND 1 0 0 100,701
BRISTOL-MYERS SQUIBB CO COM 110122108 2,816 39,610 SH   SOLE   0 0 39,610
BROADCOM INC COM 11135F101 8,351 18,808 SH   SOLE   0 0 18,808
BROADCOM INC COM 11135F101 24,749 55,740 SH   DFND 1 0 0 55,740
CDW CORP COM 12514G108 1,548 9,915 SH   DFND 1 0 0 9,915
CDW CORP COM 12514G108 619 3,964 SH   SOLE   0 0 3,964
CHARLES RIV LABS INTL INC COM 159864107 528 2,684 SH   SOLE   0 0 2,684
CHARLES RIV LABS INTL INC COM 159864107 1,341 6,812 SH   DFND 1 0 0 6,812
CHEVRON CORP NEW COM 166764100 27,413 190,804 SH   DFND 1 0 0 190,804
CHEVRON CORP NEW COM 166764100 9,310 64,799 SH   SOLE   0 0 64,799
CISCO SYS INC COM 17275R102 2,411 60,270 SH   SOLE   0 0 60,270
CISCO SYS INC COM 17275R102 6,513 162,824 SH   DFND 1 0 0 162,824
CITIZENS FINL GROUP INC COM 174610105 1,334 38,834 SH   DFND 1 0 0 38,834
CITIZENS FINL GROUP INC COM 174610105 517 15,055 SH   SOLE   0 0 15,055
COINBASE GLOBAL INC COM CL A 19260Q107 9 136 SH   SOLE   0 0 136
COINBASE GLOBAL INC COM CL A 19260Q107 508 7,878 SH   DFND 1 0 0 7,878
CROWDSTRIKE HLDGS INC CL A 22788C105 628 3,812 SH   DFND 1 0 0 3,812
DEERE & CO COM 244199105 27,180 81,405 SH   DFND 1 0 0 81,405
DEERE & CO COM 244199105 9,293 27,833 SH   SOLE   0 0 27,833
DICKS SPORTING GOODS INC COM 253393102 591 5,645 SH   SOLE   0 0 5,645
DICKS SPORTING GOODS INC COM 253393102 1,543 14,744 SH   DFND 1 0 0 14,744
DISNEY WALT CO COM 254687106 24,348 258,113 SH   DFND 1 0 0 258,113
DISNEY WALT CO COM 254687106 8,313 88,124 SH   SOLE   0 0 88,124
DOLLAR TREE INC COM 256746108 550 4,038 SH   SOLE   0 0 4,038
DOLLAR TREE INC COM 256746108 1,407 10,341 SH   DFND 1 0 0 10,341
DOMINION ENERGY INC COM 25746U109 333 4,814 SH   DFND 1 0 0 4,814
EAST WEST BANCORP INC COM 27579R104 503 7,499 SH   SOLE   0 0 7,499
EPAM SYS INC COM 29414B104 547 1,511 SH   SOLE   0 0 1,511
EPAM SYS INC COM 29414B104 1,479 4,082 SH   DFND 1 0 0 4,082
EXXON MOBIL CORP COM 30231G102 1,090 12,485 SH   DFND 1 0 0 12,485
EXXON MOBIL CORP COM 30231G102 169 1,930 SH   SOLE   0 0 1,930
META PLATFORMS INC CL A 30303M102 42 309 SH   SOLE   0 0 309
META PLATFORMS INC CL A 30303M102 202 1,486 SH   DFND 1 0 0 1,486
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 4,771 97,918 SH   DFND 1 0 0 97,918
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 181 3,720 SH   SOLE   0 0 3,720
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 48 1,425 SH   SOLE   0 0 1,425
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 478 14,047 SH   DFND 1 0 0 14,047
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 179,707 4,127,407 SH   DFND 1 0 0 4,127,407
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 35,988 826,560 SH   SOLE   0 0 826,560
FORD MTR CO DEL COM 345370860 9 800 SH   SOLE   0 0 800
FORD MTR CO DEL COM 345370860 674 60,153 SH   DFND 1 0 0 60,153
FORTUNE BRANDS HOME & SEC IN COM 34964C106 1,289 24,002 SH   DFND 1 0 0 24,002
FORTUNE BRANDS HOME & SEC IN COM 34964C106 496 9,237 SH   SOLE   0 0 9,237
FREEPORT-MCMORAN INC CL B 35671D857 2,581 94,453 SH   SOLE   0 0 94,453
FREEPORT-MCMORAN INC CL B 35671D857 6,706 245,377 SH   DFND 1 0 0 245,377
GALLAGHER ARTHUR J & CO COM 363576109 6 35 SH   DFND 1 0 0 35
GALLAGHER ARTHUR J & CO COM 363576109 1,185 6,921 SH   SOLE   0 0 6,921
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,341 54,176 SH   SOLE   0 0 54,176
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 2,777 112,194 SH   DFND 1 0 0 112,194
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 208,719 2,938,870 SH   DFND 1 0 0 2,938,870
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 66,331 933,970 SH   SOLE   0 0 933,970
HOME DEPOT INC COM 437076102 23 85 SH   SOLE   0 0 85
HOME DEPOT INC COM 437076102 320 1,160 SH   DFND 1 0 0 1,160
INTERNATIONAL BUSINESS MACHS COM 459200101 256 2,155 SH   DFND 1 0 0 2,155
INTERNATIONAL BUSINESS MACHS COM 459200101 3 22 SH   SOLE   0 0 22
INVESCO QQQ TR UNIT SER 1 46090E103 311 1,165 SH   SOLE   0 0 1,165
INVESCO QQQ TR UNIT SER 1 46090E103 957 3,580 SH   DFND 1 0 0 3,580
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 338 2,337 SH   DFND 1 0 0 2,337
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 242 1,677 SH   SOLE   0 0 1,677
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 99 4,904 SH   SOLE   0 0 4,904
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 995 49,261 SH   DFND 1 0 0 49,261
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 235 12,607 SH   DFND 1 0 0 12,607
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 237 12,703 SH   DFND 1 0 0 12,703
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 240 12,036 SH   DFND 1 0 0 12,036
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 242 11,893 SH   DFND 1 0 0 11,893
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 248 11,865 SH   DFND 1 0 0 11,865
ISHARES GOLD TR ISHARES NEW 464285204 81 2,580 SH   DFND 1 0 0 2,580
ISHARES GOLD TR ISHARES NEW 464285204 262 8,322 SH   SOLE   0 0 8,322
ISHARES INC EM MKTS DIV ETF 464286319 1,679 74,033 SH   SOLE   0 0 74,033
ISHARES INC EM MKTS DIV ETF 464286319 5,002 220,540 SH   DFND 1 0 0 220,540
ISHARES TR CORE S&P500 ETF 464287200 258 719 SH   DFND 1 0 0 719
ISHARES TR CORE S&P500 ETF 464287200 93 260 SH   SOLE   0 0 260
ISHARES TR CORE US AGGBD ET 464287226 979 10,166 SH   SOLE   0 0 10,166
ISHARES TR CORE US AGGBD ET 464287226 1,574 16,340 SH   DFND 1 0 0 16,340
ISHARES TR MSCI EMG MKT ETF 464287234 349 10,014 SH   DFND 1 0 0 10,014
ISHARES TR MSCI EMG MKT ETF 464287234 72 2,063 SH   SOLE   0 0 2,063
ISHARES TR S&P 500 GRWT ETF 464287309 1,741 30,100 SH   SOLE   0 0 30,100
ISHARES TR S&P 500 GRWT ETF 464287309 1,729 29,894 SH   DFND 1 0 0 29,894
ISHARES TR 1 3 YR TREAS BD 464287457 41 501 SH   DFND 1 0 0 501
ISHARES TR 1 3 YR TREAS BD 464287457 306 3,767 SH   SOLE   0 0 3,767
ISHARES TR RUS MID CAP ETF 464287499 257 4,132 SH   DFND 1 0 0 4,132
ISHARES TR EXPND TEC SC ETF 464287549 40,481 146,452 SH   DFND 1 0 0 146,452
ISHARES TR EXPND TEC SC ETF 464287549 13,886 50,238 SH   SOLE   0 0 50,238
ISHARES TR S&P MC 400GR ETF 464287606 2,353 37,339 SH   SOLE   0 0 37,339
ISHARES TR S&P MC 400GR ETF 464287606 599 9,512 SH   DFND 1 0 0 9,512
ISHARES TR RUS 1000 ETF 464287622 298 1,510 SH   DFND 1 0 0 1,510
ISHARES TR S&P MC 400VL ETF 464287705 611 6,788 SH   DFND 1 0 0 6,788
ISHARES TR S&P MC 400VL ETF 464287705 2,400 26,666 SH   SOLE   0 0 26,666
ISHARES TR CORE S&P SCP ETF 464287804 339 3,890 SH   SOLE   0 0 3,890
ISHARES TR CORE S&P SCP ETF 464287804 3,223 36,968 SH   DFND 1 0 0 36,968
ISHARES TR SP SMCP600VL ETF 464287879 349 4,230 SH   DFND 1 0 0 4,230
ISHARES TR SP SMCP600VL ETF 464287879 554 6,720 SH   SOLE   0 0 6,720
ISHARES TR S&P SML 600 GWT 464287887 600 5,902 SH   SOLE   0 0 5,902
ISHARES TR S&P SML 600 GWT 464287887 362 3,565 SH   DFND 1 0 0 3,565
ISHARES TR GL CLEAN ENE ETF 464288224 1,102 57,732 SH   DFND 1 0 0 57,732
ISHARES TR GL CLEAN ENE ETF 464288224 43 2,230 SH   SOLE   0 0 2,230
ISHARES TR NATIONAL MUN ETF 464288414 11 108 SH   SOLE   0 0 108
ISHARES TR NATIONAL MUN ETF 464288414 1,635 15,936 SH   DFND 1 0 0 15,936
ISHARES TR INTL SEL DIV ETF 464288448 9,444 419,178 SH   DFND 1 0 0 419,178
ISHARES TR INTL SEL DIV ETF 464288448 2,801 124,316 SH   SOLE   0 0 124,316
ISHARES TR US AER DEF ETF 464288760 307 3,371 SH   DFND 1 0 0 3,371
ISHARES TR U.S. MED DVC ETF 464288810 467 9,906 SH   DFND 1 0 0 9,906
ISHARES TR FLTG RATE NT ETF 46429B655 495 9,847 SH   DFND 1 0 0 9,847
ISHARES TR MSCI USA VALUE 46432F388 108,676 1,327,583 SH   DFND 1 0 0 1,327,583
ISHARES TR MSCI USA VALUE 46432F388 18,870 230,514 SH   SOLE   0 0 230,514
ISHARES TR MSCI USA MMENTM 46432F396 23 178 SH   SOLE   0 0 178
ISHARES TR MSCI USA MMENTM 46432F396 397 3,024 SH   DFND 1 0 0 3,024
ISHARES TR CORE MSCI EAFE 46432F842 201 3,809 SH   DFND 1 0 0 3,809
ISHARES TR CORE MSCI EAFE 46432F842 3 65 SH   SOLE   0 0 65
ISHARES TR MSCI USA SML CP 46434V290 359 8,029 SH   SOLE   0 0 8,029
ISHARES TR MSCI USA SML CP 46434V290 741 16,564 SH   DFND 1 0 0 16,564
ISHARES TR CORE MSCI INTL 46435G326 7,087 146,692 SH   DFND 1 0 0 146,692
ISHARES TR CORE MSCI INTL 46435G326 15,489 320,626 SH   SOLE   0 0 320,626
ISHARES TR ESG AW MSCI EAFE 46435G516 94 1,666 SH   SOLE   0 0 1,666
ISHARES TR ESG AW MSCI EAFE 46435G516 139 2,481 SH   DFND 1 0 0 2,481
ISHARES TR BROAD USD HIGH 46435U853 1,453 43,212 SH   DFND 1 0 0 43,212
ISHARES TR BROAD USD HIGH 46435U853 144 4,275 SH   SOLE   0 0 4,275
JPMORGAN CHASE & CO COM 46625H100 139 1,328 SH   SOLE   0 0 1,328
JPMORGAN CHASE & CO COM 46625H100 454 4,346 SH   DFND 1 0 0 4,346
JABIL INC COM 466313103 1,652 28,626 SH   DFND 1 0 0 28,626
JABIL INC COM 466313103 626 10,852 SH   SOLE   0 0 10,852
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 23 442 SH   SOLE   0 0 442
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 445 8,686 SH   DFND 1 0 0 8,686
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 2,197 62,461 SH   DFND 1 0 0 62,461
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 991 28,173 SH   SOLE   0 0 28,173
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,358 27,072 SH   SOLE   0 0 27,072
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 397 9,322 SH   SOLE   0 0 9,322
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 745 17,491 SH   DFND 1 0 0 17,491
JOHNSON & JOHNSON COM 478160104 572 3,499 SH   DFND 1 0 0 3,499
JOHNSON & JOHNSON COM 478160104 149 915 SH   SOLE   0 0 915
LABORATORY CORP AMER HLDGS COM NEW 50540R409 527 2,571 SH   SOLE   0 0 2,571
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,370 6,689 SH   DFND 1 0 0 6,689
LOWES COS INC COM 548661107 295 1,569 SH   DFND 1 0 0 1,569
LOWES COS INC COM 548661107 144 764 SH   SOLE   0 0 764
MASTERCARD INCORPORATED CL A 57636Q104 8,588 30,203 SH   SOLE   0 0 30,203
MASTERCARD INCORPORATED CL A 57636Q104 25,675 90,296 SH   DFND 1 0 0 90,296
MCKESSON CORP COM 58155Q103 30,343 89,278 SH   DFND 1 0 0 89,278
MCKESSON CORP COM 58155Q103 10,254 30,170 SH   SOLE   0 0 30,170
METLIFE INC COM 59156R108 9,204 151,436 SH   SOLE   0 0 151,436
METLIFE INC COM 59156R108 27,417 451,087 SH   DFND 1 0 0 451,087
MICROSOFT CORP COM 594918104 27,606 118,533 SH   DFND 1 0 0 118,533
MICROSOFT CORP COM 594918104 9,528 40,910 SH   SOLE   0 0 40,910
MORGAN STANLEY COM NEW 617446448 9,167 116,021 SH   SOLE   0 0 116,021
MORGAN STANLEY COM NEW 617446448 27,021 341,992 SH   DFND 1 0 0 341,992
NEWS CORP NEW CL A 65249B109 1,340 88,658 SH   DFND 1 0 0 88,658
NEWS CORP NEW CL A 65249B109 525 34,713 SH   SOLE   0 0 34,713
NEXTERA ENERGY INC COM 65339F101 9,237 117,804 SH   SOLE   0 0 117,804
NEXTERA ENERGY INC COM 65339F101 27,403 349,485 SH   DFND 1 0 0 349,485
NORFOLK SOUTHN CORP COM 655844108 325 1,548 SH   DFND 1 0 0 1,548
NVIDIA CORPORATION COM 67066G104 531 4,375 SH   DFND 1 0 0 4,375
NVIDIA CORPORATION COM 67066G104 53 438 SH   SOLE   0 0 438
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 209 4,525 SH   SOLE   0 0 4,525
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 327 7,093 SH   DFND 1 0 0 7,093
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 343 11,102 SH   DFND 1 0 0 11,102
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 218 7,054 SH   SOLE   0 0 7,054
OREILLY AUTOMOTIVE INC COM 67103H107 10,246 14,568 SH   SOLE   0 0 14,568
OREILLY AUTOMOTIVE INC COM 67103H107 30,217 42,961 SH   DFND 1 0 0 42,961
PEPSICO INC COM 713448108 248 1,518 SH   DFND 1 0 0 1,518
PEPSICO INC COM 713448108 82 500 SH   SOLE   0 0 500
PERKINELMER INC COM 714046109 466 3,876 SH   DFND 1 0 0 3,876
PFIZER INC COM 717081103 264 6,038 SH   DFND 1 0 0 6,038
PFIZER INC COM 717081103 15 343 SH   SOLE   0 0 343
PIMCO DYNAMIC INCOME FD SHS 72201Y101 198 10,237 SH   DFND 1 0 0 10,237
PROCTER AND GAMBLE CO COM 742718109 25,898 205,132 SH   DFND 1 0 0 205,132
PROCTER AND GAMBLE CO COM 742718109 8,810 69,783 SH   SOLE   0 0 69,783
PROLOGIS INC. COM 74340W103 2,421 23,827 SH   SOLE   0 0 23,827
PROLOGIS INC. COM 74340W103 6,472 63,705 SH   DFND 1 0 0 63,705
RAYTHEON TECHNOLOGIES CORP COM 75513E101 94 1,153 SH   DFND 1 0 0 1,153
RAYTHEON TECHNOLOGIES CORP COM 75513E101 135 1,651 SH   SOLE   0 0 1,651
SPDR S&P 500 ETF TR TR UNIT 78462F103 300 841 SH   SOLE   0 0 841
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,597 7,271 SH   DFND 1 0 0 7,271
SPDR GOLD TR GOLD SHS 78463V107 204 1,317 SH   DFND 1 0 0 1,317
SPDR GOLD TR GOLD SHS 78463V107 316 2,046 SH   SOLE   0 0 2,046
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 9,274 298,769 SH   SOLE   0 0 298,769
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,357 108,147 SH   DFND 1 0 0 108,147
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 110,289 4,274,758 SH   DFND 1 0 0 4,274,758
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 30,351 1,176,410 SH   SOLE   0 0 1,176,410
SPDR SER TR S&P 600 SMCP GRW 78464A201 8,454 124,102 SH   SOLE   0 0 124,102
SPDR SER TR S&P 600 SMCP GRW 78464A201 28,674 420,927 SH   DFND 1 0 0 420,927
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,849 27,533 SH   DFND 1 0 0 27,533
SPDR SER TR S&P 600 SMCP VAL 78464A300 3,947 58,785 SH   SOLE   0 0 58,785
SPDR SER TR PORTFOLIO AGRGTE 78464A649 415 16,652 SH   SOLE   0 0 16,652
SPDR SER TR PORTFOLIO AGRGTE 78464A649 4,239 169,881 SH   DFND 1 0 0 169,881
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,148 19,025 SH   DFND 1 0 0 19,025
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,152 35,659 SH   SOLE   0 0 35,659
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,278 39,401 SH   SOLE   0 0 39,401
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,403 24,268 SH   DFND 1 0 0 24,268
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 6,315 157,179 SH   DFND 1 0 0 157,179
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 625 15,550 SH   SOLE   0 0 15,550
SPDR SER TR S&P OILGAS EXP 78468R556 332 2,663 SH   DFND 1 0 0 2,663
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 192 4,526 SH   DFND 1 0 0 4,526
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 56 1,334 SH   SOLE   0 0 1,334
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 368 8,644 SH   SOLE   0 0 8,644
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 819 19,254 SH   DFND 1 0 0 19,254
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 48,313 398,918 SH   DFND 1 0 0 398,918
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 16,352 135,016 SH   SOLE   0 0 135,016
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 15,267 228,788 SH   SOLE   0 0 228,788
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 45,394 680,266 SH   DFND 1 0 0 680,266
SELECT SECTOR SPDR TR ENERGY 81369Y506 286 3,967 SH   DFND 1 0 0 3,967
SELECT SECTOR SPDR TR ENERGY 81369Y506 26 358 SH   SOLE   0 0 358
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 209 6,887 SH   SOLE   0 0 6,887
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 482 15,868 SH   DFND 1 0 0 15,868
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 45,955 554,739 SH   DFND 1 0 0 554,739
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 15,404 185,952 SH   SOLE   0 0 185,952
SYSCO CORP COM 871829107 503 7,115 SH   SOLE   0 0 7,115
SYSCO CORP COM 871829107 1,323 18,705 SH   DFND 1 0 0 18,705
TESLA INC COM 88160R101 692 2,607 SH   DFND 1 0 0 2,607
TESLA INC COM 88160R101 412 1,553 SH   SOLE   0 0 1,553
THERMO FISHER SCIENTIFIC INC COM 883556102 9,293 18,322 SH   SOLE   0 0 18,322
THERMO FISHER SCIENTIFIC INC COM 883556102 27,755 54,723 SH   DFND 1 0 0 54,723
TRUIST FINL CORP COM 89832Q109 318 7,298 SH   DFND 1 0 0 7,298
US BANCORP DEL COM NEW 902973304 6,257 155,193 SH   DFND 1 0 0 155,193
US BANCORP DEL COM NEW 902973304 2,423 60,086 SH   SOLE   0 0 60,086
UNITEDHEALTH GROUP INC COM 91324P102 245 486 SH   SOLE   0 0 486
UNITEDHEALTH GROUP INC COM 91324P102 563 1,115 SH   DFND 1 0 0 1,115
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,019 7,540 SH   DFND 1 0 0 7,540
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 149 1,102 SH   SOLE   0 0 1,102
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,392 148,286 SH   SOLE   0 0 148,286
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,910 190,049 SH   DFND 1 0 0 190,049
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,552 37,432 SH   DFND 1 0 0 37,432
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 606 6,389 SH   SOLE   0 0 6,389
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 2,901 55,748 SH   SOLE   0 0 55,748
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 9,872 189,698 SH   DFND 1 0 0 189,698
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 312 7,032 SH   DFND 1 0 0 7,032
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,658 72,829 SH   DFND 1 0 0 72,829
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,799 104,097 SH   SOLE   0 0 104,097
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 9 116 SH   SOLE   0 0 116
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 239 3,217 SH   DFND 1 0 0 3,217
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,277 5,707 SH   DFND 1 0 0 5,707
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,113 3,620 SH   DFND 1 0 0 3,620
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 524 4,302 SH   DFND 1 0 0 4,302
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 567 4,656 SH   SOLE   0 0 4,656
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 542 3,178 SH   SOLE   0 0 3,178
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 647 3,793 SH   DFND 1 0 0 3,793
VANGUARD INDEX FDS SML CP GRW ETF 922908595 414 2,121 SH   DFND 1 0 0 2,121
VANGUARD INDEX FDS SML CP GRW ETF 922908595 484 2,481 SH   SOLE   0 0 2,481
VANGUARD INDEX FDS GROWTH ETF 922908736 28,549 133,436 SH   SOLE   0 0 133,436
VANGUARD INDEX FDS GROWTH ETF 922908736 92,747 433,500 SH   DFND 1 0 0 433,500
VANGUARD INDEX FDS VALUE ETF 922908744 9,943 80,523 SH   DFND 1 0 0 80,523
VANGUARD INDEX FDS VALUE ETF 922908744 20,184 163,458 SH   SOLE   0 0 163,458
VANGUARD INDEX FDS SMALL CP ETF 922908751 63 366 SH   SOLE   0 0 366
VANGUARD INDEX FDS SMALL CP ETF 922908751 457 2,672 SH   DFND 1 0 0 2,672
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,976 11,012 SH   DFND 1 0 0 11,012
VANGUARD INDEX FDS TOTAL STK MKT 922908769 60 332 SH   SOLE   0 0 332
VERIZON COMMUNICATIONS INC COM 92343V104 49 1,291 SH   SOLE   0 0 1,291
VERIZON COMMUNICATIONS INC COM 92343V104 165 4,340 SH   DFND 1 0 0 4,340
VISA INC COM CL A 92826C839 293 1,647 SH   DFND 1 0 0 1,647
VISA INC COM CL A 92826C839 25 138 SH   SOLE   0 0 138
WALMART INC COM 931142103 216 1,663 SH   SOLE   0 0 1,663
WALMART INC COM 931142103 361 2,780 SH   DFND 1 0 0 2,780
WASTE CONNECTIONS INC COM 94106B101 1,581 11,703 SH   DFND 1 0 0 11,703
WASTE CONNECTIONS INC COM 94106B101 601 4,451 SH   SOLE   0 0 4,451
WISDOMTREE TR EMER MKT HIGH FD 97717W315 573 17,602 SH   SOLE   0 0 17,602
WISDOMTREE TR EMER MKT HIGH FD 97717W315 2,700 82,992 SH   DFND 1 0 0 82,992
WISDOMTREE TR US MIDCAP DIVID 97717W505 4,395 116,684 SH   DFND 1 0 0 116,684
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,170 31,048 SH   SOLE   0 0 31,048
WISDOMTREE TR US SMALLCAP DIVD 97717W604 821 31,887 SH   SOLE   0 0 31,887
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,902 112,759 SH   DFND 1 0 0 112,759
WISDOMTREE TR INTL EQUITY FD 97717W703 405 10,088 SH   DFND 1 0 0 10,088
WISDOMTREE TR INTL EQUITY FD 97717W703 265 6,592 SH   SOLE   0 0 6,592
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 12,538 249,354 SH   SOLE   0 0 249,354
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 46,425 923,335 SH   DFND 1 0 0 923,335
AMDOCS LTD SHS G02602103 1,587 19,979 SH   DFND 1 0 0 19,979
AMDOCS LTD SHS G02602103 606 7,627 SH   SOLE   0 0 7,627
EVEREST RE GROUP LTD COM G3223R108 586 2,234 SH   SOLE   0 0 2,234
EVEREST RE GROUP LTD COM G3223R108 1,548 5,897 SH   DFND 1 0 0 5,897