The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 939 5,334 SH   SOLE   5,334 0 0
INGERSOLL-RAND PLC SHS G47791101 283 2,618 SH   SOLE   2,618 0 0
CHUBB LIMITED COM H1467J104 294 2,097 SH   SOLE   2,097 0 0
MILLICOM INTL CELLULAR SA COM STK L6388F110 228 3,750 SH   OTR   3,750 0 0
AT&T INC COM 00206R102 1,612 51,395 SH   SOLE   51,395 0 0
AT&T INC COM 00206R102 37 1,185 SH   OTR   1,185 0 0
ABBOTT LABS COM 002824100 752 9,406 SH   SOLE   9,406 0 0
ABBOTT LABS COM 002824100 64 800 SH   OTR   0 0 800
ABBVIE INC COM 00287Y109 779 9,662 SH   SOLE   9,662 0 0
ABBVIE INC COM 00287Y109 98 1,212 SH   OTR   498 0 714
ADOBE INC COM 00724F101 1,962 7,364 SH   SOLE   7,364 0 0
ADOBE INC COM 00724F101 73 275 SH   OTR   275 0 0
ALLIANT ENERGY CORP COM 018802108 518 11,000 SH   SOLE   11,000 0 0
ALPHABET INC CAP STK CL C 02079K107 515 439 SH   SOLE   439 0 0
ALPHABET INC CAP STK CL C 02079K107 119 101 SH   OTR   101 0 0
ALPHABET INC CAP STK CL A 02079K305 3,398 2,887 SH   SOLE   2,887 0 0
ALPHABET INC CAP STK CL A 02079K305 280 238 SH   OTR   238 0 0
ALTRIA GROUP INC COM 02209S103 556 9,675 SH   SOLE   9,675 0 0
ALTRIA GROUP INC COM 02209S103 13 230 SH   OTR   0 0 230
AMAZON COM INC COM 023135106 2,735 1,536 SH   SOLE   1,536 0 0
AMAZON COM INC COM 023135106 876 492 SH   OTR   492 0 0
AMERICAN EXPRESS CO COM 025816109 2,400 21,955 SH   SOLE   21,955 0 0
AMERICAN EXPRESS CO COM 025816109 161 1,476 SH   OTR   1,276 0 200
AMERICAN STS WTR CO COM 029899101 427 5,995 SH   SOLE   5,995 0 0
AMERICAN STS WTR CO COM 029899101 214 3,000 SH   OTR   3,000 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 3,139 30,110 SH   SOLE   30,110 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 107 1,025 SH   OTR   725 0 300
AMERIPRISE FINL INC COM 03076C106 269 2,098 SH   SOLE   2,098 0 0
AMGEN INC COM 031162100 3,155 16,607 SH   SOLE   16,607 0 0
AMGEN INC COM 031162100 320 1,686 SH   OTR   1,486 0 200
APPLE INC COM 037833100 6,317 33,257 SH   SOLE   32,812 0 445
APPLE INC COM 037833100 987 5,194 SH   OTR   4,944 0 250
AUTOMATIC DATA PROCESSING IN COM 053015103 952 5,959 SH   SOLE   5,959 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 84 525 SH   OTR   525 0 0
AVISTA CORP COM 05379B107 505 12,434 SH   SOLE   12,434 0 0
BP PLC SPONSORED ADR 055622104 289 6,612 SH   SOLE   6,612 0 0
BP PLC SPONSORED ADR 055622104 97 2,230 SH   OTR   2,230 0 0
BANK AMER CORP COM 060505104 220 7,983 SH   SOLE   4,483 0 3,500
BANK NEW YORK MELLON CORP COM 064058100 1,525 30,234 SH   SOLE   30,093 0 141
BANK NEW YORK MELLON CORP COM 064058100 31 610 SH   OTR   610 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,506 5 SH   SOLE   5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,109 7 SH   OTR   7 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 366 1,822 SH   SOLE   322 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 228 1,137 SH   OTR   614 0 523
BIG SCREEN ENTMT GROUP INC COM 08953T106 0 10,000 SH   SOLE   10,000 0 0
BOEING CO COM 097023105 4,765 12,493 SH   SOLE   12,493 0 0
BOEING CO COM 097023105 154 405 SH   OTR   255 0 150
CIGNA CORP NEW COM 125523100 1,176 7,315 SH   SOLE   7,315 0 0
CIGNA CORP NEW COM 125523100 19 121 SH   OTR   121 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 853 15,718 SH   SOLE   15,718 0 0
CHEVRON CORP NEW COM 166764100 4,415 35,844 SH   SOLE   35,454 0 390
CHEVRON CORP NEW COM 166764100 1,038 8,424 SH   OTR   8,170 0 254
CHURCH & DWIGHT INC COM 171340102 217 3,043 SH   SOLE   3,043 0 0
CISCO SYS INC COM 17275R102 490 9,078 SH   SOLE   9,078 0 0
CISCO SYS INC COM 17275R102 84 1,550 SH   OTR   1,550 0 0
COCA COLA CO COM 191216100 2 36 SH   SOLE   36 0 0
COCA COLA CO COM 191216100 267 5,700 SH   OTR   5,700 0 0
COLGATE PALMOLIVE CO COM 194162103 401 5,847 SH   SOLE   5,537 0 310
COLGATE PALMOLIVE CO COM 194162103 51 737 SH   OTR   70 0 667
COMCAST CORP NEW CL A 20030N101 958 23,973 SH   SOLE   23,973 0 0
COMCAST CORP NEW CL A 20030N101 104 2,600 SH   OTR   2,600 0 0
CONOCOPHILLIPS COM 20825C104 1,784 26,734 SH   SOLE   26,584 0 150
CONOCOPHILLIPS COM 20825C104 26 390 SH   OTR   390 0 0
COSTCO WHSL CORP NEW COM 22160K105 4,483 18,513 SH   SOLE   18,513 0 0
COSTCO WHSL CORP NEW COM 22160K105 117 485 SH   OTR   260 0 225
DANAHER CORPORATION COM 235851102 1,015 7,688 SH   SOLE   7,688 0 0
DANAHER CORPORATION COM 235851102 12 90 SH   OTR   90 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 180 1,100 SH   SOLE   1,100 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 25 150 SH   OTR   150 0 0
DISNEY WALT CO COM DISNEY 254687106 2,760 24,857 SH   SOLE   24,702 0 155
DISNEY WALT CO COM DISNEY 254687106 360 3,238 SH   OTR   2,908 0 330
DOWDUPONT INC COM 26078J100 334 6,264 SH   SOLE   6,264 0 0
DOWDUPONT INC COM 26078J100 40 743 SH   OTR   743 0 0
EOG RES INC COM 26875P101 96 1,007 SH   SOLE   1,007 0 0
EOG RES INC COM 26875P101 168 1,760 SH   OTR   1,760 0 0
EASTMAN CHEMICAL CO COM 277432100 490 6,464 SH   SOLE   6,464 0 0
EDISON INTL COM 281020107 1,059 17,100 SH   SOLE   17,100 0 0
ENERGIZER HLDGS INC NEW COM 29272W109 914 20,340 SH   SOLE   20,340 0 0
EXELON CORP COM 30161N101 532 10,621 SH   SOLE   10,541 0 80
EXXON MOBIL CORP COM 30231G102 3,855 47,711 SH   SOLE   47,226 0 485
EXXON MOBIL CORP COM 30231G102 1,036 12,816 SH   OTR   5,776 0 7,040
FACEBOOK INC CL A 30303M102 354 2,122 SH   SOLE   2,122 0 0
FARMERS & MERCHANTS BK COM 308243104 41,517 5,063 SH   SOLE   5,062 0 1
FARMERS & MERCHANTS BK COM 308243104 11,398 1,390 SH   OTR   117 0 1,273
FORTIVE CORP COM 34959J108 682 8,133 SH   SOLE   8,133 0 0
FORTIVE CORP COM 34959J108 13 150 SH   OTR   150 0 0
GENERAL DYNAMICS CORP COM 369550108 184 1,087 SH   SOLE   1,087 0 0
GENERAL DYNAMICS CORP COM 369550108 181 1,067 SH   OTR   327 0 740
GENERAL ELECTRIC CO COM 369604103 260 26,059 SH   SOLE   26,059 0 0
GENERAL ELECTRIC CO COM 369604103 64 6,400 SH   OTR   5,800 0 600
GENERAL MLS INC COM 370334104 181 3,488 SH   SOLE   3,488 0 0
GENERAL MLS INC COM 370334104 26 500 SH   OTR   500 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 563 2,935 SH   SOLE   2,935 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 21 110 SH   OTR   110 0 0
HOME DEPOT INC COM 437076102 327 1,704 SH   SOLE   1,704 0 0
HOME DEPOT INC COM 437076102 58 300 SH   OTR   300 0 0
HONEYWELL INTL INC COM 438516106 570 3,587 SH   SOLE   3,292 0 295
HONEYWELL INTL INC COM 438516106 868 5,465 SH   OTR   4,730 0 735
IDACORP INC COM 451107106 222 2,230 SH   SOLE   2,230 0 0
INTEL CORP COM 458140100 367 6,838 SH   SOLE   6,838 0 0
INTEL CORP COM 458140100 189 3,526 SH   OTR   3,526 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 354 2,511 SH   SOLE   2,511 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 14 100 SH   OTR   100 0 0
ISHARES TR SELECT DIVID ETF 464287168 692 7,052 SH   SOLE   7,052 0 0
ISHARES TR SELECT DIVID ETF 464287168 59 600 SH   OTR   600 0 0
ISHARES TR CORE S&P500 ETF 464287200 219 769 SH   SOLE   769 0 0
ISHARES TR CORE S&P500 ETF 464287200 114 400 SH   OTR   400 0 0
ISHARES TR CORE US AGGBD ET 464287226 234 2,149 SH   SOLE   2,149 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,414 32,956 SH   SOLE   32,556 0 400
ISHARES TR MSCI EMG MKT ETF 464287234 21 500 SH   OTR   500 0 0
ISHARES TR S&P 500 VAL ETF 464287408 709 6,287 SH   SOLE   6,287 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,387 52,225 SH   SOLE   50,065 0 2,160
ISHARES TR MSCI EAFE ETF 464287465 274 4,220 SH   OTR   4,220 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 571 6,579 SH   SOLE   6,504 0 75
ISHARES TR RUS MID CAP ETF 464287499 540 10,016 SH   SOLE   9,596 0 420
ISHARES TR RUS 1000 VAL ETF 464287598 418 3,386 SH   SOLE   3,386 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,614 10,546 SH   SOLE   10,546 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 80 525 SH   OTR   525 0 0
ISHARES TR EAFE GRWTH ETF 464288885 1,321 17,060 SH   SOLE   17,060 0 0
ISHARES TR EAFE GRWTH ETF 464288885 26 340 SH   OTR   340 0 0
JPMORGAN CHASE & CO COM 46625H100 3,476 34,333 SH   SOLE   32,923 0 1,410
JPMORGAN CHASE & CO COM 46625H100 327 3,229 SH   OTR   3,025 0 204
JOHNSON & JOHNSON COM 478160104 2,049 14,656 SH   SOLE   14,506 0 150
JOHNSON & JOHNSON COM 478160104 651 4,660 SH   OTR   4,520 0 140
KIMBERLY CLARK CORP COM 494368103 451 3,643 SH   SOLE   3,478 0 165
KIMBERLY CLARK CORP COM 494368103 59 475 SH   OTR   475 0 0
LILLY ELI & CO COM 532457108 573 4,415 SH   SOLE   4,415 0 0
LOCKHEED MARTIN CORP COM 539830109 880 2,931 SH   SOLE   2,931 0 0
LOCKHEED MARTIN CORP COM 539830109 30 100 SH   OTR   100 0 0
MARATHON PETE CORP COM 56585A102 399 6,663 SH   SOLE   6,663 0 0
MARATHON PETE CORP COM 56585A102 612 10,232 SH   OTR   10,232 0 0
MASTERCARD INC CL A 57636Q104 445 1,892 SH   SOLE   1,892 0 0
MASTERCARD INC CL A 57636Q104 31 132 SH   OTR   132 0 0
MCCORMICK & CO INC COM NON VTG 579780206 208 1,382 SH   SOLE   1,382 0 0
MCDONALDS CORP COM 580135101 211 1,111 SH   SOLE   1,111 0 0
MCKESSON CORP COM 58155Q103 242 2,069 SH   SOLE   2,069 0 0
MERCK & CO INC COM 58933Y105 441 5,308 SH   SOLE   5,136 0 172
MICROSOFT CORP COM 594918104 5,663 48,020 SH   SOLE   47,120 0 900
MICROSOFT CORP COM 594918104 1,683 14,266 SH   OTR   13,816 0 450
MIDDLESEX WATER CO COM 596680108 312 5,579 SH   SOLE   5,579 0 0
MONDELEZ INTL INC CL A 609207105 1,053 21,099 SH   SOLE   21,099 0 0
MONDELEZ INTL INC CL A 609207105 43 860 SH   OTR   860 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 1,088 7,749 SH   SOLE   7,749 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 42 300 SH   OTR   300 0 0
NATIONAL WESTN LIFE GROUP IN CL A 638517102 383 1,460 SH   OTR   1,460 0 0
NESTLE S A SPONSORED ADR 641069406 1,925 20,204 SH   SOLE   20,204 0 0
NESTLE S A SPONSORED ADR 641069406 65 680 SH   OTR   380 0 300
NEW JERSEY RES COM 646025106 1,110 22,301 SH   SOLE   22,301 0 0
NEWMONT GOLDCORP CORPORATION COM 651639106 1,690 47,235 SH   SOLE   47,235 0 0
NEWMONT GOLDCORP CORPORATION COM 651639106 92 2,565 SH   OTR   2,565 0 0
NEXTERA ENERGY INC COM 65339F101 278 1,440 SH   SOLE   1,440 0 0
NEXTERA ENERGY INC COM 65339F101 11 56 SH   OTR   56 0 0
NIKE INC CL B 654106103 2,081 24,713 SH   SOLE   24,713 0 0
NIKE INC CL B 654106103 75 893 SH   OTR   513 0 380
NORDSTROM INC COM 655664100 379 8,540 SH   SOLE   8,540 0 0
NORDSTROM INC COM 655664100 25 564 SH   OTR   464 0 100
NORTHROP GRUMMAN CORP COM 666807102 1,993 7,394 SH   SOLE   7,394 0 0
NORTHROP GRUMMAN CORP COM 666807102 55 205 SH   OTR   205 0 0
ORACLE CORP COM 68389X105 2,206 41,067 SH   SOLE   41,067 0 0
ORACLE CORP COM 68389X105 131 2,441 SH   OTR   1,741 0 700
PARKER HANNIFIN CORP COM 701094104 276 1,610 SH   SOLE   1,610 0 0
PARKER HANNIFIN CORP COM 701094104 17 100 SH   OTR   100 0 0
PAYPAL HLDGS INC COM 70450Y103 290 2,792 SH   SOLE   2,792 0 0
PEPSICO INC COM 713448108 817 6,664 SH   SOLE   6,664 0 0
PEPSICO INC COM 713448108 66 540 SH   OTR   540 0 0
PFIZER INC COM 717081103 1,565 36,840 SH   SOLE   36,840 0 0
PFIZER INC COM 717081103 168 3,967 SH   OTR   1,500 0 2,467
PHILIP MORRIS INTL INC COM 718172109 660 7,468 SH   SOLE   7,468 0 0
PHILIP MORRIS INTL INC COM 718172109 14 160 SH   OTR   0 0 160
PHILLIPS 66 COM 718546104 266 2,797 SH   SOLE   2,797 0 0
PHILLIPS 66 COM 718546104 21 225 SH   OTR   225 0 0
POST HLDGS INC COM 737446104 493 4,510 SH   SOLE   4,510 0 0
PROCTER AND GAMBLE CO COM 742718109 1,801 17,307 SH   SOLE   17,307 0 0
PROCTER AND GAMBLE CO COM 742718109 31 300 SH   OTR   300 0 0
QUEEN CITY INVTS INC CAP STK 74823W109 4,142 3,765 SH   SOLE   3,765 0 0
RAYTHEON CO COM NEW 755111507 94 518 SH   SOLE   268 0 250
RAYTHEON CO COM NEW 755111507 127 700 SH   OTR   700 0 0
REPUBLIC SVCS INC COM 760759100 912 11,350 SH   SOLE   11,350 0 0
ROCKWELL AUTOMATION INC COM 773903109 421 2,400 SH   SOLE   2,400 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 305 4,763 SH   SOLE   4,763 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 298 4,768 SH   SOLE   4,768 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 113 1,800 SH   OTR   1,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 392 1,389 SH   SOLE   1,389 0 0
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 494 5,000 SH   SOLE   5,000 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,690 4,892 SH   SOLE   4,892 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 45 130 SH   OTR   130 0 0
SALESFORCE COM INC COM 79466L302 277 1,750 SH   SOLE   1,750 0 0
SALESFORCE COM INC COM 79466L302 19 120 SH   OTR   120 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 201 1,762 SH   SOLE   1,762 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 207 3,125 SH   SOLE   3,125 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 350 4,666 SH   SOLE   4,666 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 336 4,545 SH   SOLE   4,545 0 0
SEMPRA ENERGY COM 816851109 526 4,183 SH   SOLE   4,183 0 0
SOUTHERN CO COM 842587107 912 17,638 SH   SOLE   17,413 0 225
SOUTHERN CO COM 842587107 13 260 SH   OTR   260 0 0
STARBUCKS CORP COM 855244109 639 8,595 SH   SOLE   8,595 0 0
STARBUCKS CORP COM 855244109 30 401 SH   OTR   401 0 0
TJX COS INC NEW COM 872540109 1,333 25,056 SH   SOLE   25,056 0 0
TARGET CORP COM 87612E106 302 3,765 SH   SOLE   3,765 0 0
TARGET CORP COM 87612E106 4 54 SH   OTR   54 0 0
3M CO COM 88579Y101 600 2,890 SH   SOLE   2,820 0 70
3M CO COM 88579Y101 94 450 SH   OTR   450 0 0
TRANSCANADA CORP COM 89353D107 301 6,690 SH   SOLE   6,690 0 0
TRAVELERS COMPANIES INC COM 89417E109 392 2,859 SH   SOLE   2,859 0 0
TRAVELERS COMPANIES INC COM 89417E109 156 1,138 SH   OTR   1,138 0 0
US BANCORP DEL COM NEW 902973304 1,271 26,374 SH   SOLE   26,374 0 0
US BANCORP DEL COM NEW 902973304 49 1,010 SH   OTR   1,010 0 0
UNION PACIFIC CORP COM 907818108 299 1,791 SH   SOLE   1,791 0 0
UNION PACIFIC CORP COM 907818108 31 184 SH   OTR   184 0 0
UNITED PARCEL SERVICE INC CL B 911312106 235 2,105 SH   SOLE   2,105 0 0
UNITED PARCEL SERVICE INC CL B 911312106 63 566 SH   OTR   566 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,389 10,776 SH   SOLE   10,776 0 0
UNITED TECHNOLOGIES CORP COM 913017109 108 840 SH   OTR   640 0 200
UNITEDHEALTH GROUP INC COM 91324P102 4,920 19,898 SH   SOLE   19,898 0 0
UNITEDHEALTH GROUP INC COM 91324P102 115 465 SH   OTR   295 0 170
VERIZON COMMUNICATIONS INC COM 92343V104 1,887 31,905 SH   SOLE   31,905 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 122 2,062 SH   OTR   1,188 0 874
VIRCO MFG CO COM 927651109 43 10,000 SH   SOLE   10,000 0 0
VISA INC COM CL A 92826C839 1,282 8,211 SH   SOLE   8,211 0 0
VISA INC COM CL A 92826C839 97 620 SH   OTR   620 0 0
WEC ENERGY GROUP INC COM 92939U106 269 3,400 SH   SOLE   3,400 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 425 6,724 SH   SOLE   6,724 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 14 215 SH   OTR   215 0 0
WASTE MGMT INC DEL COM 94106L109 1,366 13,150 SH   SOLE   13,150 0 0
WELLS FARGO CO NEW COM 949746101 1,679 34,756 SH   SOLE   33,806 0 950
WELLS FARGO CO NEW COM 949746101 29 600 SH   OTR   600 0 0
WENDYS CO COM 95058W100 198 11,066 SH   OTR   11,066 0 0
YUM BRANDS INC COM 988498101 1 8 SH   SOLE   8 0 0
YUM BRANDS INC COM 988498101 612 6,135 SH   OTR   6,135 0 0
YUM CHINA HLDGS INC COM 98850P109 0 7 SH   SOLE   7 0 0
YUM CHINA HLDGS INC COM 98850P109 271 6,035 SH   OTR   6,035 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 864 6,763 SH   SOLE   6,693 0 70
ZIMMER BIOMET HLDGS INC COM 98956P102 34 270 SH   OTR   120 0 150